Aditya Birla Active Care Standard Plan

What if someone looked after your parents just like you?'

Aditya Birla's Active Care Standard plan does that for your parents. This is one of the plan variants of Aditya Birla Active Care that serves senior citizens with extensive healthcare benefits. Some of the major highlights of this plan include:

Personal health coach
Covid-19 related hospitalization expenses
Cashless home treatment
Cover for 586 daycare procedures

Additionally, the 360° protection of this health insurance plan also offers financial support with benefits like discounts, health returns discounts, tax benefits and much more. You can also get additional benefits with Optional Active Care and optional cover related to room upgradation. Active Care Standard health policy takes care of the senior individuals in all phases of their lives; when they're healthy, when they're diagnosed with an illness or a medical challenge, while getting treated with any of the listed conditions, and while they're simply recovering from the illness.

So, don't you think this plan is a steal deal? But before jumping onto the next decision, read the further plan details of Aditya Birla Active Care- Standard policy.

Aditya Birla Active Care Standard Plan Specifications

To understand Aditya Birla Active Care Standard Plan Insurance in detail, take a look at the below table:

Entry Age

55 years

Policy Type

Senior Citizen Health Insurance

Sum Insured

3 L | 5 L | 7 L | 8 L | 10 L

Initial Waiting Period*

30 Days

Renewability

Every Year

Policy Term

1, 2 years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

Choose Your Aditya Birla Active Care Standard Plan

With wide coverage options available, Aditya Birla Active Care Standard Plan Insurance Plan allows you to choose your ideal coverage as per your family’s health requirements. Take a look at the coverage under every SI option available and choose your ideal coverage:

In-patient & Out-patient coverage

Room Rent

Covered

ICU Charges

Covered

Pre-Hospitalization

Covered

Post-Hospitalization

Covered

Domiciliary Hospitalization

Not Covered

Daycare Treatment

Covered

OPD Charges

Not Covered

Coverage Terms

COVID-19 Treatment

Covered

Cataract

Covered

No Claim Bonus

Covered

Automatic Restoration

Covered

Daily Hospital Cash

Not covered

Organ Donor

Not covered

Maternity Cover

Not covered

New Born Baby Cover

Not covered

Alternative Treatments

AYUSH Treatment

Not Covered

IVF Treatment

Not Covered

Modern Treatment

Not Covered

Emergency Coverage

Ambulance

Covered

Air Ambulance

Covered

Compassionate Travel

Not Covered

Global Coverage

Covered

Wellness Programmes

E-Consultation

Not covered

Health Check-Up

Not covered

Second Medical Opinion

Covered

Vaccination

Covered

Limitations

Co-payment

Covered

Sub-limits

Covered

Aditya Birla Health Insurance Network Hospital List

Aditya Birla Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Aditya Birla Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Network Hospital

Exclusions of Aditya Birla Active Care Policy

Permanent Exclusions

Permanent diseases or health conditions that are not included under Aditya Birla Active Care Policy are:

Hearing aids/spectacles/contact lenses

Cosmetic, re-shaping treatments and beauty surgeries

Any illness/injury/accident due to abuse of intoxicants

Breach of law or intentional self-injury

Suicidal act or suicide

War, an act of a foreign enemy, insurrection, etc

Spas or nature cure clinics cost

Diagnostic tests or unrelated consumables

Baldness treatment or any similar application like alopecia, wigs, or toupees

Coverage after Waiting Period

Certain diseases and treatments are covered under this plan after a certain time period. Read the details below:

In case the insured is diagnosed with COVID-19: 15 days

Specific illnesses: 24 months

Joint replacement surgery: 48 months

Pre-existing diseases (PEDs): 2 years

Explore other Aditya Birla Health Insurance

To cater to the different medical needs of an individual & their family, Aditya Birla Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Aditya Birla Health Insurance plans explore more:

Critical Illness Health Insurance

Aditya Birla Cancer Health Plan

Aditya Birla Cancer Secure health plan is a health insurance plan designed specifically for cancer patients protecting them financially from all three...

Unique Features

Upto 1 Cr SI
Minimum Survival Period
All Cancer Stages Covered

Aditya Birla Cancer Health Plan (Pros)

Covers 3 stages
150% of SI
10% of no claim bonus
High SI
Lump sum payout

Aditya Birla Cancer Health Plan (Cons)

Illness due to intoxicants
Obesity treatment unavailable
Hazardous activity not covered
HIV/AIDS not covered
Cosmetic surgery unavailable

Aditya Birla Cancer Health Plan (Other Benefits)

Wellness coach
Second e-opinion
Short survival period
Upto 1 Cr SI
Hospitalization Expense

Aditya Birla Cancer Health Plan (Eligibility Criteria)

Entry Age- 18 Years
Max Entry Age- 65 Years
SI- 5L to 1 Cr
Waiting Period- 90 days

Accident Health Insurance

Aditya Birla Personal Accident Plan

Aditya Birla Activ Secure Personal Accident Plan is designed to protect you and your family in case of any unforeseen incident. Activ secure personal ...

Unique Features

Up to 20 Cr SI
11 Optional Covers
Avail Wellness Benefit

Aditya Birla Personal Accident Plan (Pros)

Total and partial disability cover
Accidental death cover
No claim bonus
Ambulance cover
Education benefit

Aditya Birla Personal Accident Plan (Cons)

Illness due to intoxicants
Obesity treatment unavailable
Hazardous activity not covered
Cosmetic surgery unavailable

Aditya Birla Personal Accident Plan (Other Benefits)

Income cover
Loan protect cover
Orphan benefits
Compassionate visit
Coma benefit

Aditya Birla Personal Accident Plan (Eligibility Criteria)

Entry age- 5 years
Max entry age- 65 years
SI- 30L
Waiting period- 30 days

Individual and Family Health Insurance

Aditya Birla Activ Health Platinum Enhance

Aditya Birla Platinum Enhanced Plan offers unique healthcare benefits to insured individuals such as health insurance protection with wellness benefit...

Unique Features

Critical Illness Cover
Health Coach
SI Up to 2 Crores

Aditya Birla Activ Health Platinum Enhance (Pros)

Earn 100% health returns
Cover for dental consultations
Modern treatment cover
Wellness coach
Mental illness cover

Aditya Birla Activ Health Platinum Enhance (Cons)

Illness due to intoxicants
Change of gender treatment
Hazardous activity not covered
HIV/AIDS not covered
Cosmetic surgery unavailable

Aditya Birla Activ Health Platinum Enhance (Other Benefits)

Chronic management program
Premium waiver benefit
Reload of SI
Road ambulance cover
Second e-opinion

Aditya Birla Activ Health Platinum Enhance (Eligibility Criteria)

Entry age- 90 days
Max entry age- 45
SI- 1L to 1 Cr
Waiting period- 30 days

Individual and Family Health Insurance

Aditya Birla Activ Fit Health Plan

Aditya Birla Activ Fit Plan is designed to provide quality medical coverage to young individuals. The plan not only provides medical coverage but als...

Unique Features

Health Rewards
Avail Multiple Discounts
Optional Covers Available

Aditya Birla Activ Fit Health Plan (Pros)

Provides health reward for keeping yourself healthy
gives optional benefits
Get maternity expense benefits

Aditya Birla Activ Fit Health Plan (Cons)

Does not cover air ambulance
No coverage for global treatment

Aditya Birla Activ Fit Health Plan (Other Benefits)

Health Rewards
Avail Multiple Discounts
Optional Covers Available

Aditya Birla Activ Fit Health Plan (Eligibility Criteria)

Entry Age - 18
Maximum Entry Age - 65
SI -4-25 Lakh
Waiting Period - 30 days

Critical Illness Health Insurance

Aditya Birla Activ Secure Critical Illness Plan

Aditya Birla Activ Secure Critical Illness Plan is designed to cover your financial losses due to any treatment for critical illness. The plan has wid...

Unique Features

64 Critical Illnesses Covered
Replace Loss of Income
Short Survival Period

Aditya Birla Activ Secure Critical Illness Plan (Pros)

64 Critical Illnesses Covered Replace
Loss of Income
Short Survival Period

Aditya Birla Activ Secure Critical Illness Plan (Cons)

Does not cover maternity
Does not cover any congenital illness
Does not cover any evaluation purposes

Aditya Birla Activ Secure Critical Illness Plan (Other Benefits)

The sum insured of this plan is of up to 1 Cr
It comes in three different variants - Plans 1/ 2/ 3 with specific coverage options

Aditya Birla Activ Secure Critical Illness Plan (Eligibility Criteria)

Min- 5 years
Max- 65 years

Senior Citizen Health Insurance

Aditya Birla Activ Care Classic Plan

Growing old comes with several complications related to our health, at times. It's so natural that nobody could deny accepting the complications and s...

Unique Features

360 degrees support to seniors
Cashless home treatment
586 category of daycare procedures

Aditya Birla Activ Care Classic Plan (Pros)

360 degrees support to seniors
Cashless home treatment
586 category of daycare procedures

Aditya Birla Activ Care Classic Plan (Cons)

Does not cover modern treatments
Vaccinations not covered
Compassionate travel not covered

Aditya Birla Activ Care Classic Plan (Other Benefits)

Tax benefits
Advanced health check-up
Optional room upgrade facility

Aditya Birla Activ Care Classic Plan (Eligibility Criteria)

Min- 55 years
Max- 80

Individual and Family Health Insurance

Aditya Birla Activ One

Aditya Birla Activ One Plan comprises features such as: Health returns Health assessment Daycare treatments No capping on hospitalization expenses Me...

Unique Features

Health Rewards
Avail Multiple Discounts
Optional Covers Available

Aditya Birla Activ One (Pros)

Chronic illness covered
double coverage

Aditya Birla Activ One (Cons)

Daily hospital cash not covered
OPD charges not covered
Maternity not covered

Aditya Birla Activ One (Other Benefits)

Initial waiting period 30 years

Aditya Birla Activ One (Eligibility Criteria)

Individual and Family Health Insurance

Aditya Birla Activ Health Platinum Premiere

The Activ Health Platinum Premiere plan is one of the variants of the Aditya Birla Activ Health insurance plan. It safeguards you from health emergenc...

Unique Features

Mental illness cover
Physiotherapy
Critical illness cover

Aditya Birla Activ Health Platinum Premiere (Pros)

Annual health check-up
Pre-hospitalization cover
Post-hospitalization cover
Daycare procedure

Aditya Birla Activ Health Platinum Premiere (Cons)

Obesity/ weight control
Change of gender treatments
Hazardous or adventure sports. Maternity (basic cover)
IVF/sterility treatment

Aditya Birla Activ Health Platinum Premiere (Other Benefits)

Organ donor cover
International coverage
Optional dental treatment cover
Air ambulance

Aditya Birla Activ Health Platinum Premiere (Eligibility Criteria)

Entry Age - 91 days
Max Entry Age - 65 Years
SI - 10 L - 2 Cr
Waiting Period - 30 Days

Senior Citizen Health Insurance

Aditya Birla Active Care Standard Plan

What if someone looked after your parents just like you?' Aditya Birla's Active Care Standard plan does that for your parents. This is one of the plan...

Unique Features

Cashless home treatment
Optional lifestyle support
586 daycare procedures

Aditya Birla Active Care Standard Plan (Pros)

In-patient hospitalisation
Daycare treatment
Domiciliary hospitalisation
Sum insured restoration
Organ donor expense coverage

Aditya Birla Active Care Standard Plan (Cons)

Sports injury not covered
Cosmetic treatment unavailable
Baldness not covered
Higher co-pay applicable

Aditya Birla Active Care Standard Plan (Other Benefits)

AYUSH treatment cover
Second e-opinion covered
Multiple discounts available
COVID-19 treatment cover

Aditya Birla Active Care Standard Plan (Eligibility Criteria)

Entry age - 55 - 80 years
SI - INR 3 - 10 Lakhs
Waiting Period - 30 days
No. of insured (floater)- self & spouse

Individual and Family Health Insurance

Aditya Birla Activ Fit Plus Plan

Raho Fit to Get Benefits! Ye hai #FitnesskaUltimateInfluencer You can earn with the Aditya Birla Activ Fit Plus plan and become wealthy! YES, you hear...

Unique Features

Stay fit & get rewarded
Travel protection cover
Unlimited SI refill

Aditya Birla Activ Fit Plus Plan (Pros)

Pre-hospitalization cover
Post-hospitalization cover
Modern treatment cover
Organ donor cover

Aditya Birla Activ Fit Plus Plan (Cons)

Obesity/ weight control
Change of gender treatments
Hazardous or adventure sports
External providers
Beauty/cosmetic treatment

Aditya Birla Activ Fit Plus Plan (Other Benefits)

10-50-100 benefits
Activ Health App
Binge SI refill
Premium back option
Super no-claim bonus

Aditya Birla Activ Fit Plus Plan (Eligibility Criteria)

Entry Age - 91 days
Max Entry Age - 45 years
SI - 5 L - 1 Cr
Waiting Period - 30 Days

Individual

Aditya Birla Global Health Secure Plan

When you have access to everything global, why should your healthcare be any different? To cater to your global healthcare services requirements, the ...

Unique Features

16 major illness cover
International second e-opinion
Worldwide cashless treatment

Aditya Birla Global Health Secure Plan (Pros)

In-patient treatment cover
Post-hospitalization cover
Accommodation expenses
Travel expenses cover

Aditya Birla Global Health Secure Plan (Cons)

Floater option not available
Change of gender treatments
Alcoholism/drug use cover
Hazardous or adventure sports
Maternity not covered

Aditya Birla Global Health Secure Plan (Other Benefits)

No age bar for renewability
Organ donor cover
Long-term discounts
PEDs post-waiting period
Multi-individual plan benefit

Aditya Birla Global Health Secure Plan (Eligibility Criteria)

Entry Age - 91 days
Max Entry Age - 65 Years
SI - Up to 6 Cr
Waiting Period - 30 Days

Individual and Family Health Insurance

Aditya Birla Arogya Sanjeevani Plan

Isn't it right to have a health insurance policy that provides all-time healthcare accessibility for you and your family and doesn't drain out your al...

Unique Features

All daycare procedures
Covers AYUSH treatment
Cataract expenses covered

Aditya Birla Arogya Sanjeevani Plan (Pros)

All daycare procedures
AYUSH treatment
Cataract expenses covered

Aditya Birla Arogya Sanjeevani Plan (Cons)

Domiciliary hospitalisation
OPD charges
Automatic restoration

Aditya Birla Arogya Sanjeevani Plan (Other Benefits)

Covid-19 coverage
Hospitalisation covered
Affordable premiums

Aditya Birla Arogya Sanjeevani Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 5 L

Top Up and Super Top Up

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan

Is there a health plan that covers exceeding medical expenses without letting you worry about its limit? Well, Aditya Birla Activ Assure Diamond does!...

Unique Features

International/domestic emergency
586 daycare procedures
Health and wellness discounts

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan (Pros)

Cover for hospitalisation expenses like COVID-19
Home treatment expenses
Over 586 daycare procedures covered

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan (Cons)

Daily hospital cash not covered
No maternity cover
Modern treatment not covered
E-consultatin not covered

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan (Other Benefits)

International/domestic emergency cover
586 daycare procedures covered
Health and wellness discounts

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

Activ Health Platinum

Activ Health Platinum, a health product by Aditya Birla Health Insurance Company is a health insurance plan designed to look after the healthcare need...

Unique Features

Explore the Eligibility Criteria
Key Features of the Plan
Inclusions & Exclusions

Activ Health Platinum (Pros)

Post hospitalisation physiotherapy
Health coach benefit
One premium waiver
Health assessment
Chronic management program

Activ Health Platinum (Cons)

Illness due to intoxicants
change of gender treatment
Hazardous activity not covered
HIV/AIDS not covered
Cosmetic surgery unavailable

Activ Health Platinum (Other Benefits)

Road ambulance cover
No claim bonus
Critical illness cover
Domiciliary hospitalisation
Super reload of SI

Activ Health Platinum (Eligibility Criteria)

Entry age- 91 days
Max entry age- 65 years
SI- 10L to 2 Cr

Individual and Family Health Insurance

Activ Health Platinum Essential

Aditya Birla Activ Health Platinum Essential Plan is your best friend if you are looking for a health insurance cover that protects you against chroni...

Unique Features

Chronic Management Care
Wellness Benefits
COVID-19 Cover

Activ Health Platinum Essential (Pros)

Health returns cover
Chronic management program
Mental illness cover
Home care treatment
Obesity treatment

Activ Health Platinum Essential (Cons)

Illness due to intoxicants
Change of gender treatment
Hazardous activities not covered
HIV/AIDS not covered
Cosmetic surgery unavailable

Activ Health Platinum Essential (Other Benefits)

AYUSH treatment cover
Road ambulance cover
Health check-up program
International cover
Critical Illness cover

Activ Health Platinum Essential (Eligibility Criteria)

Entry age- 91 days
Max entry age- No age limit

Individual and Family Health Insurance

Aditya Birla Activ One Max Plan

A plan that covers you and your extended family. Imagine getting a health insurance plan for you and your family. With family, I mean: Your spouse ...

Unique Features

Covers extended family
HealthReturn benefits
6X benefits by 6th year

Aditya Birla Activ One Max Plan (Pros)

Cover your extended family
High sum insured options
30 days waiting period

Aditya Birla Activ One Max Plan (Cons)

Maternity expenses
Non-medical expenses
Sterlity and infertility treatment

Aditya Birla Activ One Max Plan (Other Benefits)

Mental illness hospitalisation
AYUSH treatment covered
Obesity treatment
Day care treatment

Aditya Birla Activ One Max Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: No limit
Initial Waiting Period: 30 Days
Sum Insured: Up to 2 Cr

Individual and Family Health Insurance

Activ One VYTL

A plan designed for every lifestyle. What if I told you that there is a health insurance plan that gives coverage according to your lifestyle? Yes, Ad...

Unique Features

Chronic diseases covered from day 1
HLTH meter
HealthReturn program

Activ One VYTL (Pros)

Non-medical expenses covered
Mental illness covered
Obesity treatment
Home healthcare
AYUSH treatment

Activ One VYTL (Cons)

Investigation and evaluation
Rest cure rehabilitation and respite care
Sterlity and infertility

Activ One VYTL (Other Benefits)

Organ donor expenses
annual health check-up
Chronic care

Activ One VYTL (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: No Limit
Initial Waiting Period: 30 Days
Sum Insured: Up to 6 Cr

Aditya Birla Active Care Standard Plan: FAQs

1. Who can buy the Active Care Standard plan?

A senior citizen who is between the ages of 55 to 80 years can buy the Active Care Standard insurance.

2. What are the major benefits of buying this plan?

This plan focuses on the overall healthcare benefit of the seniors in your family. The major highlights are the 586 daycare procedures, home care treatment and lifestyle support, personal health coaching, etc.

3. Does Aditya Birla Active Care Standard insurance provide global coverage?

It only provides emergency medical assistance and air ambulance for international medical care requirements.

4. What are the sum insured options under the Active Care Standard health insurance plan?

You can choose your health policy with a range from 3L, 4L, 5L, 7.5L, and 10L.

5. Where can I claim my Active Care Standard policy?

You can claim your Active Care - Standard policy from the official website of the insurer. Or reach out to us at PolicyX.com if need any further assistance.