Aditya Birla Arogya Sanjeevani Plan

Isn't it right to have a health insurance policy that provides all-time healthcare accessibility for you and your family and doesn't drain out your all-life savings in one go? You deserve an affordable health insurance policy that covers all your healthcare needs at times and keeps the financial situation in your control.

Well, Aditya Birla Arogya Sanjeevani's policy offers you hospitalization expenses, AYUSH treatment covers, and so much more. But what does the Arogya Sanjeevani Policy mean?

IRDAI has made it mandatory for all the health insurance companies that sell standalone plans, to offer Arogya Sanjeevani health policy from 2022. Some mandatory coverage includes room rent, ICU, pre & post-hospitalization covers, daycare procedures, COVID-19 care, cataract treatment, and a few other basic healthcare benefits.

This page provides all related to the Aditya Birla Arogya Sanjeevani Policy, read further to know more about the same.

Aditya Birla Arogya Sanjeevani Plan Specifications

To understand Aditya Birla Arogya Sanjeevani Plan Insurance in detail, take a look at the below table:

Entry Age

Min- 3 months, Max- 65 years

Policy Type

Individual and Family Health Insurance

Sum Insured

1 L | 2 L | 3 L | 4 L | 5 L

Initial Waiting Period*

30 Days

Renewability

Lifelong

Policy Term

1 Year

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

Choose Your Aditya Birla Arogya Sanjeevani Plan

With wide coverage options available, Aditya Birla Arogya Sanjeevani Plan Insurance Plan allows you to choose your ideal coverage as per your family’s health requirements. Take a look at the coverage under every SI option available and choose your ideal coverage:

In-patient & Out-patient coverage

Room Rent

Covered

ICU Charges

Covered

Pre-Hospitalization

Covered

Post-Hospitalization

Covered

Domiciliary Hospitalization

Not Covered

Daycare Treatment

Covered

OPD Charges

Not Covered

Coverage Terms

COVID-19 Treatment

Covered

Cataract

Covered

No Claim Bonus

Covered

Automatic Restoration

Not covered

Daily Hospital Cash

Not covered

Organ Donor

Not covered

Maternity Cover

Not covered

New Born Baby Cover

Not covered

Alternative Treatments

AYUSH Treatment

Covered

IVF Treatment

Not Covered

Modern Treatment

Not Covered

Emergency Coverage

Ambulance

Covered

Air Ambulance

Not covered

Compassionate Travel

Not covered

Global Coverage

Not covered

Wellness Programmes

E-Consultation

Not covered

Health Check-Up

Not covered

Second Medical Opinion

Not covered

Vaccination

Covered

Limitations

Co-payment

Covered

Sub-limits

Covered

Aditya Birla Health Insurance Network Hospital List

Aditya Birla Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Aditya Birla Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Network Hospital

Exclusions of Aditya Birla Arogya Sanjeevani Policy

Permanent Exclusions

Permanent diseases or health conditions that are not included under Aditya Birla Arogya Sanjeevani Policy are:

Investigation & Evaluation

Rest cure, rehabilitation, & respite care

Obesity/weight control

Change of gender treatments

Maternity expenses and newborn care

Unproven treatment, sterility/infertility

Treatment taken outside India

Hazardous/adventure sports/life-threatening activities

Plastic/cosmetic surgery

Breach of law

Suicide or self-inflicted injury

Any expenses incurred on Domiciliary Hospitalization and OPD treatment

Treatment for, alcoholism, drug or substance abuse

Coverage after Waiting Period

Certain diseases and treatments are covered under this plan after a certain time period. Read the details below:

Specific illnesses (Hernia, Piles, Cataract and age-related eye ailments, Varicose veins etc): 24 months

For joint replacement treatment or Age-related Osteoarthritis & Osteoporosis: 48 months

Pre-existing diseases: 48 months

Summary

Are you searching for a health insurance policy that covers basic healthcare facilities at an affordable premium? Worry not!

Aditya Birla Arogya Sanjeevani policy has got you covered for all the medical care benefits such as ambulance for emergency hospitalization, pre and post-hospitalization, daycare procedures, AYUSH treatment cover, room rent and ICU charges, COVID-19 expenses cover, and much more.

So, what are you waiting for? Call us at 1800 4200 269 and get the quotations for the Arogya Sanjeevani Aditya Birla health insurance plan only at PolicyX.

Explore other Aditya Birla Health Insurance

To cater to the different medical needs of an individual & their family, Aditya Birla Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Aditya Birla Health Insurance plans explore more:

Critical Illness Health Insurance

Aditya Birla Cancer Health Plan

Aditya Birla Cancer Secure health plan is a health insurance plan designed specifically for cancer patients protecting them financially from all three...

Unique Features

Upto 1 Cr SI
Minimum Survival Period
All Cancer Stages Covered

Aditya Birla Cancer Health Plan (Pros)

Covers 3 stages
150% of SI
10% of no claim bonus
High SI
Lump sum payout

Aditya Birla Cancer Health Plan (Cons)

Illness due to intoxicants
Obesity treatment unavailable
Hazardous activity not covered
HIV/AIDS not covered
Cosmetic surgery unavailable

Aditya Birla Cancer Health Plan (Other Benefits)

Wellness coach
Second e-opinion
Short survival period
Upto 1 Cr SI
Hospitalization Expense

Aditya Birla Cancer Health Plan (Eligibility Criteria)

Entry Age- 18 Years
Max Entry Age- 65 Years
SI- 5L to 1 Cr
Waiting Period- 90 days

Accident Health Insurance

Aditya Birla Personal Accident Plan

Aditya Birla Activ Secure Personal Accident Plan is designed to protect you and your family in case of any unforeseen incident. Activ secure personal ...

Unique Features

Up to 20 Cr SI
11 Optional Covers
Avail Wellness Benefit

Aditya Birla Personal Accident Plan (Pros)

Total and partial disability cover
Accidental death cover
No claim bonus
Ambulance cover
Education benefit

Aditya Birla Personal Accident Plan (Cons)

Illness due to intoxicants
Obesity treatment unavailable
Hazardous activity not covered
Cosmetic surgery unavailable

Aditya Birla Personal Accident Plan (Other Benefits)

Income cover
Loan protect cover
Orphan benefits
Compassionate visit
Coma benefit

Aditya Birla Personal Accident Plan (Eligibility Criteria)

Entry age- 5 years
Max entry age- 65 years
SI- 30L
Waiting period- 30 days

Individual and Family Health Insurance

Aditya Birla Activ Health Platinum Enhance

Aditya Birla Platinum Enhanced Plan offers unique healthcare benefits to insured individuals such as health insurance protection with wellness benefit...

Unique Features

Critical Illness Cover
Health Coach
SI Up to 2 Crores

Aditya Birla Activ Health Platinum Enhance (Pros)

Earn 100% health returns
Cover for dental consultations
Modern treatment cover
Wellness coach
Mental illness cover

Aditya Birla Activ Health Platinum Enhance (Cons)

Illness due to intoxicants
Change of gender treatment
Hazardous activity not covered
HIV/AIDS not covered
Cosmetic surgery unavailable

Aditya Birla Activ Health Platinum Enhance (Other Benefits)

Chronic management program
Premium waiver benefit
Reload of SI
Road ambulance cover
Second e-opinion

Aditya Birla Activ Health Platinum Enhance (Eligibility Criteria)

Entry age- 90 days
Max entry age- 45
SI- 1L to 1 Cr
Waiting period- 30 days

Individual and Family Health Insurance

Aditya Birla Activ Fit Health Plan

Aditya Birla Activ Fit Plan is designed to provide quality medical coverage to young individuals. The plan not only provides medical coverage but als...

Unique Features

Health Rewards
Avail Multiple Discounts
Optional Covers Available

Aditya Birla Activ Fit Health Plan (Pros)

Provides health reward for keeping yourself healthy
gives optional benefits
Get maternity expense benefits

Aditya Birla Activ Fit Health Plan (Cons)

Does not cover air ambulance
No coverage for global treatment

Aditya Birla Activ Fit Health Plan (Other Benefits)

Health Rewards
Avail Multiple Discounts
Optional Covers Available

Aditya Birla Activ Fit Health Plan (Eligibility Criteria)

Entry Age - 18
Maximum Entry Age - 65
SI -4-25 Lakh
Waiting Period - 30 days

Critical Illness Health Insurance

Aditya Birla Activ Secure Critical Illness Plan

Aditya Birla Activ Secure Critical Illness Plan is designed to cover your financial losses due to any treatment for critical illness. The plan has wid...

Unique Features

64 Critical Illnesses Covered
Replace Loss of Income
Short Survival Period

Aditya Birla Activ Secure Critical Illness Plan (Pros)

64 Critical Illnesses Covered Replace
Loss of Income
Short Survival Period

Aditya Birla Activ Secure Critical Illness Plan (Cons)

Does not cover maternity
Does not cover any congenital illness
Does not cover any evaluation purposes

Aditya Birla Activ Secure Critical Illness Plan (Other Benefits)

The sum insured of this plan is of up to 1 Cr
It comes in three different variants - Plans 1/ 2/ 3 with specific coverage options

Aditya Birla Activ Secure Critical Illness Plan (Eligibility Criteria)

Min- 5 years
Max- 65 years

Senior Citizen Health Insurance

Aditya Birla Activ Care Classic Plan

Growing old comes with several complications related to our health, at times. It's so natural that nobody could deny accepting the complications and s...

Unique Features

360 degrees support to seniors
Cashless home treatment
586 category of daycare procedures

Aditya Birla Activ Care Classic Plan (Pros)

360 degrees support to seniors
Cashless home treatment
586 category of daycare procedures

Aditya Birla Activ Care Classic Plan (Cons)

Does not cover modern treatments
Vaccinations not covered
Compassionate travel not covered

Aditya Birla Activ Care Classic Plan (Other Benefits)

Tax benefits
Advanced health check-up
Optional room upgrade facility

Aditya Birla Activ Care Classic Plan (Eligibility Criteria)

Min- 55 years
Max- 80

Individual and Family Health Insurance

Aditya Birla Activ One

Aditya Birla Activ One Plan comprises features such as: Health returns Health assessment Daycare treatments No capping on hospitalization expenses Me...

Unique Features

Health Rewards
Avail Multiple Discounts
Optional Covers Available

Aditya Birla Activ One (Pros)

Chronic illness covered
double coverage

Aditya Birla Activ One (Cons)

Daily hospital cash not covered
OPD charges not covered
Maternity not covered

Aditya Birla Activ One (Other Benefits)

Initial waiting period 30 years

Aditya Birla Activ One (Eligibility Criteria)

Individual and Family Health Insurance

Aditya Birla Activ Fit Plus Plan

Raho Fit to Get Benefits! Ye hai #FitnesskaUltimateInfluencer You can earn with the Aditya Birla Activ Fit Plus plan and become wealthy! YES, you hear...

Unique Features

Stay fit & get rewarded
Travel protection cover
Unlimited SI refill

Aditya Birla Activ Fit Plus Plan (Pros)

Pre-hospitalization cover
Post-hospitalization cover
Modern treatment cover
Organ donor cover

Aditya Birla Activ Fit Plus Plan (Cons)

Obesity/ weight control
Change of gender treatments
Hazardous or adventure sports
External providers
Beauty/cosmetic treatment

Aditya Birla Activ Fit Plus Plan (Other Benefits)

10-50-100 benefits
Activ Health App
Binge SI refill
Premium back option
Super no-claim bonus

Aditya Birla Activ Fit Plus Plan (Eligibility Criteria)

Entry Age - 91 days
Max Entry Age - 45 years
SI - 5 L - 1 Cr
Waiting Period - 30 Days

Individual

Aditya Birla Global Health Secure Plan

When you have access to everything global, why should your healthcare be any different? To cater to your global healthcare services requirements, the ...

Unique Features

16 major illness cover
International second e-opinion
Worldwide cashless treatment

Aditya Birla Global Health Secure Plan (Pros)

In-patient treatment cover
Post-hospitalization cover
Accommodation expenses
Travel expenses cover

Aditya Birla Global Health Secure Plan (Cons)

Floater option not available
Change of gender treatments
Alcoholism/drug use cover
Hazardous or adventure sports
Maternity not covered

Aditya Birla Global Health Secure Plan (Other Benefits)

No age bar for renewability
Organ donor cover
Long-term discounts
PEDs post-waiting period
Multi-individual plan benefit

Aditya Birla Global Health Secure Plan (Eligibility Criteria)

Entry Age - 91 days
Max Entry Age - 65 Years
SI - Up to 6 Cr
Waiting Period - 30 Days

Individual and Family Health Insurance

Aditya Birla Arogya Sanjeevani Plan

Isn't it right to have a health insurance policy that provides all-time healthcare accessibility for you and your family and doesn't drain out your al...

Unique Features

All daycare procedures
Covers AYUSH treatment
Cataract expenses covered

Aditya Birla Arogya Sanjeevani Plan (Pros)

All daycare procedures
AYUSH treatment
Cataract expenses covered

Aditya Birla Arogya Sanjeevani Plan (Cons)

Domiciliary hospitalisation
OPD charges
Automatic restoration

Aditya Birla Arogya Sanjeevani Plan (Other Benefits)

Covid-19 coverage
Hospitalisation covered
Affordable premiums

Aditya Birla Arogya Sanjeevani Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 5 L

Top Up and Super Top Up

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan

Is there a health plan that covers exceeding medical expenses without letting you worry about its limit? Well, Aditya Birla Activ Assure Diamond does!...

Unique Features

International/domestic emergency
586 daycare procedures
Health and wellness discounts

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan (Pros)

Cover for hospitalisation expenses like COVID-19
Home treatment expenses
Over 586 daycare procedures covered

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan (Cons)

Daily hospital cash not covered
No maternity cover
Modern treatment not covered
E-consultatin not covered

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan (Other Benefits)

International/domestic emergency cover
586 daycare procedures covered
Health and wellness discounts

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

Activ Health Platinum

Activ Health Platinum, a health product by Aditya Birla Health Insurance Company is a health insurance plan designed to look after the healthcare need...

Unique Features

Explore the Eligibility Criteria
Key Features of the Plan
Inclusions & Exclusions

Activ Health Platinum (Pros)

Post hospitalisation physiotherapy
Health coach benefit
One premium waiver
Health assessment
Chronic management program

Activ Health Platinum (Cons)

Illness due to intoxicants
change of gender treatment
Hazardous activity not covered
HIV/AIDS not covered
Cosmetic surgery unavailable

Activ Health Platinum (Other Benefits)

Road ambulance cover
No claim bonus
Critical illness cover
Domiciliary hospitalisation
Super reload of SI

Activ Health Platinum (Eligibility Criteria)

Entry age- 91 days
Max entry age- 65 years
SI- 10L to 2 Cr

Individual and Family Health Insurance

Activ Health Platinum Essential

Aditya Birla Activ Health Platinum Essential Plan is your best friend if you are looking for a health insurance cover that protects you against chroni...

Unique Features

Chronic Management Care
Wellness Benefits
COVID-19 Cover

Activ Health Platinum Essential (Pros)

Health returns cover
Chronic management program
Mental illness cover
Home care treatment
Obesity treatment

Activ Health Platinum Essential (Cons)

Illness due to intoxicants
Change of gender treatment
Hazardous activities not covered
HIV/AIDS not covered
Cosmetic surgery unavailable

Activ Health Platinum Essential (Other Benefits)

AYUSH treatment cover
Road ambulance cover
Health check-up program
International cover
Critical Illness cover

Activ Health Platinum Essential (Eligibility Criteria)

Entry age- 91 days
Max entry age- No age limit

Individual and Family Health Insurance

Aditya Birla Activ One Max Plan

A plan that covers you and your extended family. Imagine getting a health insurance plan for you and your family. With family, I mean: Your spouse ...

Unique Features

Covers extended family
HealthReturn benefits
6X benefits by 6th year

Aditya Birla Activ One Max Plan (Pros)

Cover your extended family
High sum insured options
30 days waiting period

Aditya Birla Activ One Max Plan (Cons)

Maternity expenses
Non-medical expenses
Sterlity and infertility treatment

Aditya Birla Activ One Max Plan (Other Benefits)

Mental illness hospitalisation
AYUSH treatment covered
Obesity treatment
Day care treatment

Aditya Birla Activ One Max Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: No limit
Initial Waiting Period: 30 Days
Sum Insured: Up to 2 Cr

Individual and Family Health Insurance

Activ One VYTL

A plan designed for every lifestyle. What if I told you that there is a health insurance plan that gives coverage according to your lifestyle? Yes, Ad...

Unique Features

Chronic diseases covered from day 1
HLTH meter
HealthReturn program

Activ One VYTL (Pros)

Non-medical expenses covered
Mental illness covered
Obesity treatment
Home healthcare
AYUSH treatment

Activ One VYTL (Cons)

Investigation and evaluation
Rest cure rehabilitation and respite care
Sterlity and infertility

Activ One VYTL (Other Benefits)

Organ donor expenses
annual health check-up
Chronic care

Activ One VYTL (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: No Limit
Initial Waiting Period: 30 Days
Sum Insured: Up to 6 Cr

Aditya Birla Arogya Sanjeevani Policy: FAQs

1. What are the advantages of Aditya Birla Arogya Sanjeevani’s policy?

It provides a cashless treatment facility for several basic healthcare services such as pre & post-hospitalization, daycare procedures, AYUSH treatment, and so on.

2. Does this policy cover maternity expenses?

No, the Aditya Birla Arogya Sanjeevani policy does not cover maternity or newborn care expenses.

3. Can I include my senior parents under the Arogya Sanjeevani policy?

You can include your parents in a family floater plan upto the age of 65 years.

4. Are there any disadvantages to buying an Arogya Sanjeevani insurance policy?

Arogya Sanjeevani policies are generally basic health insurance plans that come with lower sum insured options, no riders available, fewer coverage benefits, limited room rent capping, and so on.

5. Can I get a cashless treatment under Aditya Birla Arogya Sanjeevani’s plan?

Yes, networking hospitals provide cashless treatment facilities under this insurance policy.