Aditya Birla Cancer Health Plan

Aditya Birla Cancer Secure health plan is a health insurance plan designed specifically for cancer patients protecting them financially from all three stages of cancer whether it’s an early stage, major or advanced stage. The plan offers robust coverage along with high-sum insured options ranging from,

5 – 10 lakhs (in multiples of 1 lakh)
15 – 25 lakhs (in multiples of 5 lakhs)
30 – 50 lakhs (in multiples of 10 lakhs)
1 crore

The plan has a minimal survival period of just 7 days allowing policyholders to avail of cancer coverage effectively within a short span of time. The initial waiting period for Aditya Birla Activ Secure Cancer Secure Plan is 90 days and 180 days for early-stage cancer. Insurance holders get a lump sum payout on detection of all cancer stages. On diagnosis of early cancer stage, a 50% sum insured is available to a maximum of INR 10 Lakhs, on diagnosis of major cancer stage 100% sum insured is paid to the insured life, and on diagnosis of advanced cancer stage 150% of sum insured can be claimed by the insured individual. Aditya Birla Capital Cancer Secure plan offers optional covers such as second e-opinion and wellness coach to the policyholders. We at PolicyX have compiled all the insights required to make an informed decision regarding this plan

Aditya Birla Cancer Health Plan Specifications

To understand Aditya Birla Cancer Health Plan Insurance in detail, take a look at the below table:

Entry Age

Min- 18 years, Max- 65 years

Policy Type

Critical Illness Health Insurance

Sum Insured

5L | 10L | 15L | 25L | 30L | 50L | 1 Crore

Initial Waiting Period*

90 days to 180 days Days

Renewability

Lifelong

Policy Term

1, 2, 3 years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

Aditya Birla Cancer Secure At A Glance

Plan Type	Individual/ Family Floater
Sum Insured	5 Lac - 1 Crore
Eligibility for Sum Insured	Earning member - Up to 12 times of annual gross income Non-earning spouse - 50% of Proposer’s sum insured/eligibility or 30L whichever is lower Non-earning Parent/ Parent in-laws – 50% of Proposer’s sum insured/eligibility or 10L whichever is lower Children – 50% of Proposer’s sum insured/eligibility or 15L whichever is lower
Network Hospitals	10051+
Survival Period	7 Days
No claim Bonus	10% every claim-free year, up to 100% SI

Aditya Birla Cancer Health Plan Network Hospital List

Aditya Birla Cancer Health Plan Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Aditya Birla Cancer Health Plan ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Network Hospital

Premium Table for Aditya Birla Cancer Secure

The premium table for Aditya Birla Cancer Secure is given below:

Premium calculated for (male) Piyush who opted for a 2-year policy tenure and is of 30 years of age with included optional covers e-opinion and wellness coach

Male

Sum Insured (INR)	5 L	15 L	30 L	1 Cr
Premium (INR)	2,828	4,565	6,894	17,760

Premium calculated for (female) Sakshi who has opted for a 2-year policy tenure and is of 30 years of age with included optional covers e-opinion and wellness coach

Female

Sum Insured (INR)	5 L	15 L	30 L	1 Cr
Premium (INR)	3,362	6,139	9,809	26,914

What is covered under Aditya Birla Cancer Secure Plan?

The plan provides coverage to its customers for the following specifications mentioned below:

In-patient hospitalisation

Out-patient hospitalisation

Daycare procedures

Domiciliary or home care treatment

Room rent

ICU charges

OT charges

Doctor’s visit

Annual/preventive health check-up

What is Not Covered Under Aditya Birla Cancer Secure Plan?

Aditya Birla Cancer Secure has some exclusions that are mentioned below:

Sexually transmitted disease or HIV/AIDS.

Influence of intoxicating liquor or drugs.

Suicide or attempted suicide, intentional self-injuries.

Congenital external diseases, defects, or anomalies.

The insured person committing any breach of law.

Birth control procedures and hormone replacement therapy.

Vision treatment, dental care, physiotherapy, etc (except, conditions mentioned in the policy)

Others, check the detailed terms and conditions, inclusions & exclusions of the policy in documents provided by the company

Stages of Cancer covered under Aditya Birla Cancer Secure Plan?

Early Stage Cancer
Insurance holders are insured on the diagnosis of early-stage cancer diagnosis for carcinoma in organs like the breast, liver, uterus, stomach, lungs, and more. The plan also covers prostate cancer, thyroid cancer, chronic lymphocytic leukaemia, and malignant melanoma that has not moved beyond the epidermis. When diagnosed with early-stage cancer the individual can claim a lump sum amount of 50% SI.
Major Stage Cancer
Diseases covered are malignant tumours or cancer of specified severity and the insured individual can claim 100% of SI when diagnosed with major-stage cancer.
Advance Stage Cancer
In case of a diagnosis of All Stage IV malignant tumours with the presence of distant metastasis, the individual can claim 150% of the Sum Insured for the treatment and recovery of the disease.
Critical Illness Cover
Under the Aditya Birla Cancer Secure Plan, individuals are covered not only for cancer but other critical illnesses. If the insured person is diagnosed with any one of the 64 critical illnesses mentioned in the policy schedule during the policy period the plan offers up to 100% of the Sum Insured.

Benefits of Aditya Birla Cancer Secure Plan

Aditya Birla Activ Secure Cancer Secure Plan is a unique health insurance plan with a plethora of benefits for its customers that are mentioned below

Education Benefit
In case of accidental death or permanent total disability then in addition to the amount payable the plan is liable to pay a lump sum amount as specified in the policy schedule towards the education of the surviving dependent children.
Optional Benefits
Individuals who are insured under Aditya Birla Cancer Secure Plan are entitled to optional benefits such as wellness coach and e-opinions. The Wellness Coach facility provides individuals the opportunity to consult with a dedicated health coach for faster recovery and medical advice. On the other hand, if the insured person is diagnosed with a critical illness during the policy period, the insured individual may avail of a second e-opinion from the dedicated panel of medical practitioners.
A short Survival Period
Aditya Birla Activ Secure plan has a short survival period of 7 days for insured individuals post their diagnosis. After fulfilling the survival period window, policyholders can request for claim and avail of the lump sum amount provided by the insurer for their treatment and recovery.
Avail No Claim Bonus
Individuals covered by Aditya Birla Capital Cancer Secure can avail of a no-claim bonus of 10% for every claim-free year spent up to 100% of the sum insured. However, in case of a claim requested by an insured individual, the bonus would be reduced by 5%.
Protection Against All Cancer Stages
Aditya Birla Activ Secure Cancer Secure health plan provides protection against all 3 stages of cancer to the insured individual. Early-stage cancer, major-stage cancer, and advance stage cancer are all covered under the plan with fixed payouts as per the cancer diagnosis for the insured individual.

Claim Process of Aditya Birla Cancer Secure

To avail of claim settlement services, the insured individual must follow the process given below.

Cashless Claim Process

Intimate the health insurance provider for emergency hospitalization within 48 hours of hospitalization and in case of planned hospitalization intimation has to be done 3 days before hospitalization.
Submit your policy number and identification proof.
Verification of documents and claim requests will be done by the insurer after which the claim is settled.

Reimbursement Claim Process

Intimate the health insurance provider for emergency hospitalization within 48 hours of hospitalization and in case of planned hospitalization intimation has to be done 3 days before hospitalization.
Submit all the necessary documents required such as identity proof, hospital bills, doctor’s prescription and any other document required by the insurer.
Once the insurer has received the documents they will verify and settle the claim.

In A Nutshell

Aditya Birla Activ Secure Cancer Secure health insurance plan is a boon for individuals with a history of cancer ailments in their families. It covers not only all three major stages of cancer but also has an in-built cover to protect you from critical illnesses and personal accidents. This unique plan offers coverage for cancer-associated treatments such as hospitalization costs, chemotherapy, surgery, radiation, and more.

Explore other Aditya Birla Health Insurance Company

To cater to the different medical needs of an individual & their family, Aditya Birla Health Insurance Company offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Aditya Birla Health Insurance Company plans explore more:

Critical Illness Health Insurance

Aditya Birla Cancer Health Plan

Aditya Birla Cancer Secure health plan is a health insurance plan designed specifically for cancer patients protecting them financially from all three...

Unique Features

Upto 1 Cr SI
Minimum Survival Period
All Cancer Stages Covered

Aditya Birla Cancer Health Plan (Pros)

Covers 3 stages
150% of SI
10% of no claim bonus
High SI
Lump sum payout

Aditya Birla Cancer Health Plan (Cons)

Illness due to intoxicants
Obesity treatment unavailable
Hazardous activity not covered
HIV/AIDS not covered
Cosmetic surgery unavailable

Aditya Birla Cancer Health Plan (Other Benefits)

Wellness coach
Second e-opinion
Short survival period
Upto 1 Cr SI
Hospitalization Expense

Aditya Birla Cancer Health Plan (Eligibility Criteria)

Entry Age- 18 Years
Max Entry Age- 65 Years
SI- 5L to 1 Cr
Waiting Period- 90 days

Accident Health Insurance

Aditya Birla Personal Accident Plan

Aditya Birla Activ Secure Personal Accident Plan is designed to protect you and your family in case of any unforeseen incident. Activ secure personal ...

Unique Features

Up to 20 Cr SI
11 Optional Covers
Avail Wellness Benefit

Aditya Birla Personal Accident Plan (Pros)

Total and partial disability cover
Accidental death cover
No claim bonus
Ambulance cover
Education benefit

Aditya Birla Personal Accident Plan (Cons)

Illness due to intoxicants
Obesity treatment unavailable
Hazardous activity not covered
Cosmetic surgery unavailable

Aditya Birla Personal Accident Plan (Other Benefits)

Income cover
Loan protect cover
Orphan benefits
Compassionate visit
Coma benefit

Aditya Birla Personal Accident Plan (Eligibility Criteria)

Entry age- 5 years
Max entry age- 65 years
SI- 30L
Waiting period- 30 days

Individual and Family Health Insurance

Aditya Birla Activ Health Platinum Enhance

Aditya Birla Platinum Enhanced Plan offers unique healthcare benefits to insured individuals such as health insurance protection with wellness benefit...

Unique Features

Critical Illness Cover
Health Coach
SI Up to 2 Crores

Aditya Birla Activ Health Platinum Enhance (Pros)

Earn 100% health returns
Cover for dental consultations
Modern treatment cover
Wellness coach
Mental illness cover

Aditya Birla Activ Health Platinum Enhance (Cons)

Illness due to intoxicants
Change of gender treatment
Hazardous activity not covered
HIV/AIDS not covered
Cosmetic surgery unavailable

Aditya Birla Activ Health Platinum Enhance (Other Benefits)

Chronic management program
Premium waiver benefit
Reload of SI
Road ambulance cover
Second e-opinion

Aditya Birla Activ Health Platinum Enhance (Eligibility Criteria)

Entry age- 90 days
Max entry age- 45
SI- 1L to 1 Cr
Waiting period- 30 days

Individual and Family Health Insurance

Aditya Birla Activ Fit Health Plan

Aditya Birla Activ Fit Plan is designed to provide quality medical coverage to young individuals. The plan not only provides medical coverage but als...

Unique Features

Health Rewards
Avail Multiple Discounts
Optional Covers Available

Aditya Birla Activ Fit Health Plan (Pros)

Provides health reward for keeping yourself healthy
gives optional benefits
Get maternity expense benefits

Aditya Birla Activ Fit Health Plan (Cons)

Does not cover air ambulance
No coverage for global treatment

Aditya Birla Activ Fit Health Plan (Other Benefits)

Health Rewards
Avail Multiple Discounts
Optional Covers Available

Aditya Birla Activ Fit Health Plan (Eligibility Criteria)

Entry Age - 18
Maximum Entry Age - 65
SI -4-25 Lakh
Waiting Period - 30 days

Critical Illness Health Insurance

Aditya Birla Activ Secure Critical Illness Plan

Aditya Birla Activ Secure Critical Illness Plan is designed to cover your financial losses due to any treatment for critical illness. The plan has wid...

Unique Features

64 Critical Illnesses Covered
Replace Loss of Income
Short Survival Period

Aditya Birla Activ Secure Critical Illness Plan (Pros)

64 Critical Illnesses Covered Replace
Loss of Income
Short Survival Period

Aditya Birla Activ Secure Critical Illness Plan (Cons)

Does not cover maternity
Does not cover any congenital illness
Does not cover any evaluation purposes

Aditya Birla Activ Secure Critical Illness Plan (Other Benefits)

The sum insured of this plan is of up to 1 Crore
  It comes in three different variants - Plans 1/ 2/ & 3 with specific coverage options.

Aditya Birla Activ Secure Critical Illness Plan (Eligibility Criteria)

Min- 5 years
Max- 65 years

Senior Citizen Health Insurance

Aditya Birla Activ Care Classic Plan

Growing old comes with several complications related to our health, at times. It's so natural that nobody could deny accepting the complications and s...

Unique Features

360 degrees support to seniors
Cashless home treatment
586 category of daycare procedures

Aditya Birla Activ Care Classic Plan (Pros)

360 degrees support to seniors
Cashless home treatment
586 category of daycare procedures

Aditya Birla Activ Care Classic Plan (Cons)

Does not cover modern treatments
Vaccinations not covered
Compassionate travel not covered

Aditya Birla Activ Care Classic Plan (Other Benefits)

Tax benefits
Advanced health check-up
Optional room upgrade facility

Aditya Birla Activ Care Classic Plan (Eligibility Criteria)

Min- 55 years
Max- 80

Individual and Family Health Insurance

Aditya Birla Activ One

Aditya Birla Activ One Plan comprises features such as: Health returns Health assessment Daycare treatments No capping on hospitalization expenses Me...

Unique Features

Health Rewards
Avail Multiple Discounts
Optional Covers Available

Aditya Birla Activ One (Pros)

Chronic illness covered
double coverage

Aditya Birla Activ One (Cons)

Daily hospital cash not covered
OPD charges not covered
Maternity not covered

Aditya Birla Activ One (Other Benefits)

Initial waiting period 30 years

Aditya Birla Activ One (Eligibility Criteria)

Individual and Family Health Insurance

Aditya Birla Activ Fit Plus Plan

Raho Fit to Get Benefits! Ye hai #FitnesskaUltimateInfluencer You can earn with the Aditya Birla Activ Fit Plus plan and become wealthy! YES, you hear...

Unique Features

Stay fit & get rewarded
Travel protection cover
Unlimited SI refill

Aditya Birla Activ Fit Plus Plan (Pros)

Pre-hospitalization cover
Post-hospitalization cover
Modern treatment cover
Organ donor cover

Aditya Birla Activ Fit Plus Plan (Cons)

Obesity/ weight control
Change of gender treatments
Hazardous or adventure sports
External providers
Beauty/cosmetic treatment

Aditya Birla Activ Fit Plus Plan (Other Benefits)

10-50-100 benefits
Activ Health App
Binge SI refill
Premium back option
Super no-claim bonus

Aditya Birla Activ Fit Plus Plan (Eligibility Criteria)

Entry Age - 91 days
Max Entry Age - 45 years
SI - 5 L - 1 Cr
Waiting Period - 30 Days

Individual and Family Health Insurance

Activ Health Platinum

Activ Health Platinum, a health product by Aditya Birla Health Insurance Company is a health insurance plan designed to look after the healthcare need...

Unique Features

Explore the Eligibility Criteria
Key Features of the Plan
Inclusions & Exclusions

Activ Health Platinum (Pros)

Post hospitalisation physiotherapy
Health coach benefit
One premium waiver
Health assessment
Chronic management program

Activ Health Platinum (Cons)

Illness due to intoxicants
change of gender treatment
Hazardous activity not covered
HIV/AIDS not covered
Cosmetic surgery unavailable

Activ Health Platinum (Other Benefits)

Road ambulance cover
No claim bonus
Critical illness cover
Domiciliary hospitalisation
Super reload of SI

Activ Health Platinum (Eligibility Criteria)

Entry age- 91 days
Max entry age- 65 years
SI- 10L to 2 Cr

Individual and Family Health Insurance

Aditya Birla Activ Health Platinum Essential

Aditya Birla Activ Health Platinum Essential Plan is your best friend if you are looking for a health insurance cover that protects you against chroni...

Unique Features

Avail Chronic Management Care
Wellness Benefits Included
COVID-19 Care

Aditya Birla Activ Health Platinum Essential (Pros)

Health returns cover
Chronic management program
Mental illness cover
Home care treatment
Obesity treatment

Aditya Birla Activ Health Platinum Essential (Cons)

Illness due to intoxicants
Change of gender treatment
Hazardous activities not covered
HIV/AIDS not covered
Cosmetic surgery unavailable

Aditya Birla Activ Health Platinum Essential (Other Benefits)

AYUSH treatment cover
Road ambulance cover
Health check-up program
International cover
Critical Illness cover

Aditya Birla Activ Health Platinum Essential (Eligibility Criteria)

Entry age- 91 days
Max entry age- No age limit

Aditya Birla Cancer Secure Plan : FAQ

1. What are the sum insured options available under Aditya Birla Cancer Secure?

The plan offers a wide range of sum-insured options for its customers: 5 – 10 lakhs (in multiples of 1 lakh) 15 – 25 lakhs (in multiples of 5 lakhs) 30 – 50 lakhs (in multiples of 10 lakhs) 1 crore

2. Does Aditya Birla Cancer Secure cover all stages of cancer?

Yes, Aditya Birla Cancer Secure covers all stages of cancer and offers specific lump-sum payouts for the treatment of the same.

3. What is the premium charged for investing in Aditya Birla Cancer Secure Plan?

We have provided a premium table above for a better understanding of the premiums charged by the plan. However, to know further about plan premiums you can contact our insurance experts at 1800-4200-269.

4. What premium payment options are under the Aditya Birla Cancer Secure plan?

The plan provides a flexible premium payment option with a single premium payment option and instalment payment options such as monthly/quarterly and semi-annual premium payments for the policy tenure of 1 year.

5. What is the other coverage offered under Aditya Birla Cancer Secure?

Aditya Birla Cancer Secure Provides coverage against personal accidents as well as critical illness along with all 3 stages of cancer.

Aditya Birla Cancer Health Plan

Aditya Birla Cancer Health Plan Specifications

Entry Age

Policy Type

Sum Insured

Initial Waiting Period*

Renewability

Policy Term

Aditya Birla Cancer Secure At A Glance

Recommended Videos

Aditya Birla Cancer Health Plan Network Hospital List

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Premium Table for Aditya Birla Cancer Secure

Male

Female

What is covered under Aditya Birla Cancer Secure Plan?

What is Not Covered Under Aditya Birla Cancer Secure Plan?

Stages of Cancer covered under Aditya Birla Cancer Secure Plan?

Benefits of Aditya Birla Cancer Secure Plan

Claim Process of Aditya Birla Cancer Secure

Cashless Claim Process

Reimbursement Claim Process

In A Nutshell

Explore other Aditya Birla Health Insurance Company

Aditya Birla Cancer Health Plan (Pros)

Aditya Birla Cancer Health Plan (Cons)

Aditya Birla Cancer Health Plan (Other Benefits)

Aditya Birla Cancer Health Plan (Eligibility Criteria)

Aditya Birla Personal Accident Plan (Pros)

Aditya Birla Personal Accident Plan (Cons)

Aditya Birla Personal Accident Plan (Other Benefits)

Aditya Birla Personal Accident Plan (Eligibility Criteria)

Aditya Birla Activ Health Platinum Enhance (Pros)

Aditya Birla Activ Health Platinum Enhance (Cons)

Aditya Birla Activ Health Platinum Enhance (Other Benefits)

Aditya Birla Activ Health Platinum Enhance (Eligibility Criteria)

Aditya Birla Activ Fit Health Plan (Pros)

Aditya Birla Activ Fit Health Plan (Cons)

Aditya Birla Activ Fit Health Plan (Other Benefits)

Aditya Birla Activ Fit Health Plan (Eligibility Criteria)

Aditya Birla Activ Secure Critical Illness Plan (Pros)

Aditya Birla Activ Secure Critical Illness Plan (Cons)

Aditya Birla Activ Secure Critical Illness Plan (Other Benefits)

Aditya Birla Activ Secure Critical Illness Plan (Eligibility Criteria)

Aditya Birla Activ Care Classic Plan (Pros)

Aditya Birla Activ Care Classic Plan (Cons)

Aditya Birla Activ Care Classic Plan (Other Benefits)

Aditya Birla Activ Care Classic Plan (Eligibility Criteria)

Aditya Birla Activ One (Pros)

Aditya Birla Activ One (Cons)

Aditya Birla Activ One (Other Benefits)

Aditya Birla Activ One (Eligibility Criteria)

Aditya Birla Activ Fit Plus Plan (Pros)

Aditya Birla Activ Fit Plus Plan (Cons)

Aditya Birla Activ Fit Plus Plan (Other Benefits)

Aditya Birla Activ Fit Plus Plan (Eligibility Criteria)

Activ Health Platinum (Pros)

Activ Health Platinum (Cons)

Activ Health Platinum (Other Benefits)

Activ Health Platinum (Eligibility Criteria)

Aditya Birla Activ Health Platinum Essential (Pros)

Aditya Birla Activ Health Platinum Essential (Cons)

Aditya Birla Activ Health Platinum Essential (Other Benefits)

Aditya Birla Activ Health Platinum Essential (Eligibility Criteria)

Aditya Birla Cancer Secure Plan : FAQ

1. What are the sum insured options available under Aditya Birla Cancer Secure?

2. Does Aditya Birla Cancer Secure cover all stages of cancer?

3. What is the premium charged for investing in Aditya Birla Cancer Secure Plan?

4. What premium payment options are under the Aditya Birla Cancer Secure plan?

5. What is the other coverage offered under Aditya Birla Cancer Secure?

Explore Aditya Birla Health Insurance Company