Bajaj Allianz Criti Care Plan
  • 43 critical illnesses cover
  • All-stage cancer cover
  • Physiotherapy care available
Bajaj Allianz Criti Care Plan
Network hospitals

Network hospitals

18400+

Claim settlement ratio

Claim settlement ratio

93.54%

Sum insured

Sum insured

Up to 25 Cr

No. of Plans

No. of Plans

1

Solvency Ratio

Solvency Ratio

3.6

Pan India Presence

Pan India Presence

1100+

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

Bajaj Allianz Criti Care Plan

Get maximised care and an additional layer of protection against your critical illness worries. The base coverage options of Bajaj Allianz Criti Care health insurance policy cover over 43 critical illnesses, categories of which are divided into 5 major ones including:

  • Cardiovascular care,

  • Kidney care

  • Cancer care

  • Sensory organ care

  • Transplant care

The diseases that this policy covers are cancer, heart transplant, kidney failure, stroke, brain surgery, bone marrow transplant, and others. 

Apart from this, read eligibility criteria, specifications, and exclusions under the Bajaj Allianz critical illness policy. 

 

Bajaj Allianz Criti Care Plan Specifications

To understand Bajaj Allianz Criti Care Plan Insurance in detail, take a look at the below table:

Entry Age

18 - 65 years

Policy Type

Critical Illness Health Insurance

Sum Insured

1 Lakh | 10 Lakh | 20 Lakh | 50 Lakh | 1 Crore | 2 Crores

Initial Waiting Period*

30 Days

Renewability

Lifelong

Policy Term

1, 2, 3 years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

Bajaj Allianz Health Insurance Network Hospital List

Bajaj Allianz Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Bajaj Allianz Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Exclusions of Bajaj Allianz Criti Care Policy

Permanent Exclusions

Permanent diseases or health conditions that are not included under Bajaj Allianz Criti Care Policy are:

Any destruction by any government or public authority

An illegal or criminal act with criminal intent

Any sexually transmitted diseases

Treatment traceable to birth defects and congenital anomalies

War, invasion, hostilities, civil war, insurrection, revolution, military or usurped power, riot, etc

Radioactive contamination

Self-inflicted injuries

Suicidal attempt

Specifications under Bajaj Allianz Criti Care Policy

  • Cancer reconstructive surgery

    A lump sum amount of 10% of the SI for cancer including head, neck, breast cancers, etc.
  • Cardiac nursing

    A lump sum benefit of an additional 5% of the sum insured will be given to the insured for cardiac nursing.।
  • Dialysis care

    10% of the SI as a lump sum benefit is given for the dialysis treatment of the insured individual.
  • Physiotherapy care

    The insurer will pay 5% of the lump sum benefit out of your overall SI for physiotherapy care.
  • Sensory care

    The insurer will pay a lump sum of the overall SI against a treatment for speech therapy, or hearing impairment like a Cochlear implant.

Discounts

  • Wellness discount

    You can avail of a 5% discount for staying healthy and maintaining a fit lifestyle or taking 15,000 steps every week or more than 60,000 steps/month. These wellness points can be redeemed for a premium discount once a year on renewal.
  • Long-term policy discount

    On opting for a 2-year policy, get upto 4% discount and for a 3-year policy get upto 8% discount. Those who opt for an instalment premium payment won't get any long-term discount.
  • Online policy buying discount

    On buying the Criti Care policy online from the company's official website, the insured will get upto a 5% discount benefit.

Summing It Up

The Bajaj Allianz Criti Care plan serves to be one of the best critical illness health insurance plans that cover cancer from early to final stages, 43 specified critical illnesses and offers benefits such as lump sum payout benefits, etc.

Having a health insurance policy that covers you financially when in a critical illness emergency is a blessing in disguise for this era. To know more about this policy, dial 1800 4200 269 to talk to our health insurance experts and advisors.

Explore other Bajaj Allianz Health Insurance

To cater to the different medical needs of an individual & their family, Bajaj Allianz Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Bajaj Allianz Health Insurance plans explore more:

Accident Health Insurance

Global Personal Guard Policy by Bajaj Allianz is an individual and family floater global accident insurance policy that covers you against death, perm...

Unique Features

  • Death Cover
  • EMI Payment Cover
  • Hospital Cash Benefit

Bajaj Allianz Personal Guard (Pros)

Bajaj Allianz Personal Guard

Bajaj Allianz Personal Guard (Cons)

Bajaj Allianz Personal Guard

Bajaj Allianz Personal Guard (Other Benefits)

Bajaj Allianz Personal Guard

Bajaj Allianz Personal Guard (Eligibility Criteria)

Bajaj Allianz Personal Guard
  • 18 to 70 Years

Individual and Family Health Insurance

Bajaj Allianz My Health Care Plan is a truly flexible plan for personalized health care. The health insurer offers a bouquet of features allowing insu...

Unique Features

  • Avail Optional Cover
  • Maternity Cover
  • High SI

My Health Care Plan (Pros)

My Health Care Plan
  • High SI options
  • OPD cover
  • Cataract cover

My Health Care Plan (Cons)

My Health Care Plan
  • No cover for gender change treatments
  • No cover for obesity treatments
  • Infertility cover not available

My Health Care Plan (Other Benefits)

My Health Care Plan

My Health Care Plan (Eligibility Criteria)

My Health Care Plan
  • 18 to 65 Years

Individual and Family Health Insurance

Bajaj Allianz Star Package Policy is a 360-degree family floater health insurance plan wherein you and your family members are protected against medic...

Unique Features

  • Super Cumulative Bonus
  • Co-Pay Available
  • 8 Benefit Options

Bajaj Allianz Star Package (Pros)

Bajaj Allianz Star Package
  • Super cumulative bonus
  • Co-pay available
  • 8 benefit options

Bajaj Allianz Star Package (Cons)

Bajaj Allianz Star Package
  • Domiciliary hospitalisation not covered
  • OPD coverage not available
  • Weight management treatments not covered

Bajaj Allianz Star Package (Other Benefits)

Bajaj Allianz Star Package

Bajaj Allianz Star Package (Eligibility Criteria)

Bajaj Allianz Star Package
  • 18 to 65 Years

Individual and Family Health Insurance

Bajaj Allianz Tax Gain Plan is a family floater health insurance policy providing coverage for outpatient expenses and hospitalization expenses under ...

Unique Features

  • OPD Cover
  • Senior Citizen Cover
  • 4 Plan Variants

Bajaj Allianz Tax Gain Policy (Pros)

Bajaj Allianz Tax Gain Policy
  • Multiple plan options available
  • OPD cover
  • Coverage for senior citizens

Bajaj Allianz Tax Gain Policy (Cons)

Bajaj Allianz Tax Gain Policy
  • ICU charges not covered
  • Pre-hospitalisation not covered
  • No coverage for post-hospitalisation

Bajaj Allianz Tax Gain Policy (Other Benefits)

Bajaj Allianz Tax Gain Policy

Bajaj Allianz Tax Gain Policy (Eligibility Criteria)

Bajaj Allianz Tax Gain Policy
  • 18 to 75 Years

Individual and Family Health Insurance

We all want to give the best facilities to our families and their sound health is of supreme importance to us; hence, we want to be the best regarding...

Unique Features

  • Comprehensive Coverage
  • Cumulative Bonus
  • Life Long Renewal

Bajaj Allianz Health Ensure (Pros)

Bajaj Allianz Health Ensure
  • Comprehensive coverage
  • Cumulative bonus
  • Lifelong renewal

Bajaj Allianz Health Ensure (Cons)

Bajaj Allianz Health Ensure
  • Domiciliary not covered
  • No coverage for infertility
  • Sub-limits applicable

Bajaj Allianz Health Ensure (Other Benefits)

Bajaj Allianz Health Ensure

Bajaj Allianz Health Ensure (Eligibility Criteria)

Bajaj Allianz Health Ensure
  • 18 Years to no upper age limit

Individual and Family Health Insurance

Bajaj Allianz critical illness insurance plan ensures you a round-the-clock protection against critical illnesses. With a progressive and changing lif...

Unique Features

  • Covers 10 critical illnesses
  • In-house claim settlement
  • Lifelong renewability

Bajaj Allianz Critical Illness (Pros)

Bajaj Allianz Critical Illness
  • Cover for 10 critical illnesses
  • Lifelong renewability
  • Affordable premium options

Bajaj Allianz Critical Illness (Cons)

Bajaj Allianz Critical Illness
  • No cover for childhood defects
  • No cover for HIV/AIDS
  • Survival period of 30 days

Bajaj Allianz Critical Illness (Other Benefits)

Bajaj Allianz Critical Illness
  • Long Term Policy Discount
  • Major Organ Transplantation
  • Hassle free In House claim process

Bajaj Allianz Critical Illness (Eligibility Criteria)

Bajaj Allianz Critical Illness
  • 18 to 65 Years

Critical Illness Health Insurance

Get maximised care and an additional layer of protection against your critical illness worries. The base coverage options of Bajaj Allianz Criti Care ...

Unique Features

  • 43 critical illnesses cover
  • All-stage cancer cover
  • Physiotherapy care available

Bajaj Allianz Criti Care Plan (Pros)

Bajaj Allianz Criti Care Plan
  • 43 critical illnesses cover
  • All-stage cancer cover
  • Physiotherapy care available

Bajaj Allianz Criti Care Plan (Cons)

Bajaj Allianz Criti Care Plan
  • Sexually transmitted diseases
  • War injuries
  • Self-Inflicted injuries

Bajaj Allianz Criti Care Plan (Other Benefits)

Bajaj Allianz Criti Care Plan
  • Cardiovascular care
  • Kidney care
  • Cancer care
  • Sensory organ care

Bajaj Allianz Criti Care Plan (Eligibility Criteria)

Bajaj Allianz Criti Care Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 2 Cr

Individual and Family Health Insurance

Health Care Supreme is a comprehensive health care plan offered by Bajaj Allianz Health Insurance that provides lifetime coverage against the medical ...

Unique Features

  • Cover 15 Critical Illnesses
  • Preventive Health Check-ups
  • Long Term Policy

Bajaj Allianz Health Care Supreme (Pros)

Bajaj Allianz Health Care Supreme
  • Cover 15 critical illnesses
  • Preventive health check-ups
  • Long-term policy

Bajaj Allianz Health Care Supreme (Cons)

Bajaj Allianz Health Care Supreme
  • Global coverage not available
  • Domiciliary hospitalisation not covered
  • No compassionate travel benefits

Bajaj Allianz Health Care Supreme (Other Benefits)

Bajaj Allianz Health Care Supreme

Bajaj Allianz Health Care Supreme (Eligibility Criteria)

Bajaj Allianz Health Care Supreme

Individual and Family Health Insurance

Bajaj Allianz Health Guard plan provides policyholders with a comprehensive range of benefits, ensuring that they are covered for the larger expenses ...

Unique Features

  • About Health Guard Variants
  • Buying Process ’On a Go’
  • Quick Claim Settlement

Bajaj Allianz Health Guard (Pros)

Bajaj Allianz Health Guard
  • Lifelong entry age
  • SI upto 1 Crore
  • Variants available

Bajaj Allianz Health Guard (Cons)

Bajaj Allianz Health Guard
  • Domiciliary not covered
  • E-consultation not available
  • No second medical opinion

Bajaj Allianz Health Guard (Other Benefits)

Bajaj Allianz Health Guard

Bajaj Allianz Health Guard (Eligibility Criteria)

Bajaj Allianz Health Guard
  • 18 Years to Lifelong

Individual

Bajaj Allianz Health Infinity Plan is a unique health insurance plan. Bajaj Allianz Health Infinity Plan has been designed to give policyholders unlim...

Unique Features

  • Comprehensive Health Plan
  • Lifetime Renewability
  • Quick Claim Process

Bajaj Allianz Health Infinity (Pros)

Bajaj Allianz Health Infinity
  • Comprehensive coverage
  • Lifelong renewal
  • Easy and quick claim process

Bajaj Allianz Health Infinity (Cons)

Bajaj Allianz Health Infinity
  • OPD not covered
  • Infertility treatments not covered
  • Organ donor coverage not available

Bajaj Allianz Health Infinity (Other Benefits)

Bajaj Allianz Health Infinity

Bajaj Allianz Health Infinity (Eligibility Criteria)

Bajaj Allianz Health Infinity
  • 18 to 65 Years

Accident Health Insurance

Bajaj Premium Personal Guard supports you in the hour of crisis and helps you to sustain the unforeseen risks providing security for the future and en...

Unique Features

  • In-house claim settlement team
  • Multiple Sum Insured Options
  • Lifelong Renewability

Premium Personal Guard (Pros)

Premium Personal Guard
  • In-house claim settlement team
  • Multiple sum insured options
  • Lifelong renewability

Premium Personal Guard (Cons)

Premium Personal Guard
  • Does not cover self-inflicted injury
  • No AIDS cover
  • Organ donation not covered

Premium Personal Guard (Other Benefits)

Premium Personal Guard

Premium Personal Guard (Eligibility Criteria)

Premium Personal Guard
  • 18 to 65 Years

Individual and Family Health Insurance

A versatile policy covering every family member. Bajaj Allianz Arogya Sanjeevani is a comprehensive health plan for individuals and families alike. Av...

Unique Features

  • Life-long Renewability
  • Hassle-free Claim Settlement
  • Flexible Payment Modes

Bajaj Allianz Arogya Sanjeevani (Pros)

Bajaj Allianz Arogya Sanjeevani
  • Lifelong renewability
  • Affordable premiums
  • Cover for pre-policy health checkups

Bajaj Allianz Arogya Sanjeevani (Cons)

Bajaj Allianz Arogya Sanjeevani
  • Low SI options
  • No cover for dental treatments
  • No cover for mental illness

Bajaj Allianz Arogya Sanjeevani (Other Benefits)

Bajaj Allianz Arogya Sanjeevani

Bajaj Allianz Arogya Sanjeevani (Eligibility Criteria)

Bajaj Allianz Arogya Sanjeevani
  • 18-65 Years

Accident Health Insurance

Bajaj Allianz Personal Accident Policy is a safety net for policyholders as life is uncertain and can throw any curveballs your way. Bajaj Allianz's P...

Unique Features

  • High sum insured
  • Death cover
  • Disability cover

Bajaj Allianz Personal Accident Policy (Pros)

Bajaj Allianz Personal Accident Policy

Bajaj Allianz Personal Accident Policy (Cons)

Bajaj Allianz Personal Accident Policy

Bajaj Allianz Personal Accident Policy (Other Benefits)

Bajaj Allianz Personal Accident Policy

Bajaj Allianz Personal Accident Policy (Eligibility Criteria)

Bajaj Allianz Personal Accident Policy
  • 18 to 65 Years

Senior Citizen Health Insurance

Bajaj Allianz Silver Health Plan for Senior Citizens is an adequate health plan if you are a senior citizen and are looking for an insurance plan or j...

Unique Features

  • Cover 15 Critical Illnesses
  • Preventive Health Check-ups
  • Long Term Policy

Silver Health Plan (Pros)

Silver Health Plan
  • Cover 15 critical illnesses
  • Preventive health check-ups
  • Long term policy

Silver Health Plan (Cons)

Silver Health Plan
  • Organ donor expenses not covered
  • Vaccination charges not covered
  • Self-inflicted injury not covered

Silver Health Plan (Other Benefits)

Silver Health Plan

Silver Health Plan (Eligibility Criteria)

Silver Health Plan
  • 46 to 80 Years

Top Up and Super Top Up

Bajaj Allianz Extra Care Plus is a super top-up plan launched by Bajaj Allianz that covers all your medical expenses. Bajaj Allianz Extra Care Plus is...

Unique Features

  • Bajaj Allianz Super Top-Up
  • Avail High Sum Insured
  • Entry Age Up To 80 Years

Bajaj Allianz Extra Care Plus (Pros)

Bajaj Allianz Extra Care Plus
  • High sum insured
  • Entry age up to 80 years
  • Cover for family members available

Bajaj Allianz Extra Care Plus (Cons)

Bajaj Allianz Extra Care Plus
  • AIDS not covered
  • Self-inflicted injury not covered
  • Global coverage not available

Bajaj Allianz Extra Care Plus (Other Benefits)

Bajaj Allianz Extra Care Plus

Bajaj Allianz Extra Care Plus (Eligibility Criteria)

Bajaj Allianz Extra Care Plus

Individual

Bajaj Allianz Critical Illness plans provide a multitude of benefits that protect the insured from life-threatening critical diseases. The numerous cr...

Unique Features

  • 43 CI cover
  • All-stage cancer cover
  • Physiotherapy care

Criti Care (Pros)

Criti Care
  • 43 critical illnesses cover
  • All-stage cancer cover
  • Physiotherapy care available

Criti Care (Cons)

Criti Care
  • ICU cover not available
  • No pre and post-hospitalisation cover
  • No room rent cover

Criti Care (Other Benefits)

Criti Care
  • Early Stage Cancers
  • Carotid Artery Surgery
  • Removal of one Kidney

Criti Care (Eligibility Criteria)

Criti Care
  • 18 to 65 Years

Bajaj Allianz Criti Care Policy: FAQs

1. What is Bajaj Allianz’s critical care insurance plan?

The Bajaj Allianz Criti Care policy covers over 43 critical illnesses as base cover and provides a lump sum payout benefit on diagnosis of the listed illnesses.

2. How can I benefit from the Criti Care Bajaj Allianz policy?

It can save you from draining all your savings on hefty medical bills while getting treated for any of the listed 43 critical illnesses, including cancer of all stages.

3. What are the eligibility criteria for buying this policy?

An individual who’s between 18 to 65 years of age can buy this policy. But this policy is available only on an individual basis.

4. What are the sum assured options under the Bajaj Allianz Criti Care policy?

The sum assured options will go upto INR 2 Crores at a maximum.

5. Is there any survival benefit under the plan?

Yes, the benefits of the survival period under the critical illness plan are as follows: 0 days: Loading of 5% is applicable, 15 days: A discount of 3% is applicable, 120 days waiting period: Loading of 5% is applicable

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Simran Nirala

Written By: Simran Nirala

Lives In: Delhi, NCR Expertise: Health & Term Insurance Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.