Bajaj Allianz Extra Care Plus
  • Bajaj Allianz Super Top-Up
  • Avail High Sum Insured
  • Entry Age Up To 80 Years
Bajaj Allianz Extra Care Plus
Network hospitals

Network hospitals

18400+

Incurred claim ratio

Incurred claim ratio

93.54%

Sum insured

Sum insured

Up to 25 Cr

No. of Plans

No. of Plans

1

Solvency Ratio

Solvency Ratio

3.6

Pan India Presence

Pan India Presence

1100+

Customized Health Insurance Plan for you.

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Bajaj Allianz Extra Care Plus

Bajaj Allianz Extra Care Plus is a super top-up plan launched by Bajaj Allianz that covers all your medical expenses. Bajaj Allianz Extra Care Plus is a versatile plan that protects you against rising medical costs.

Bajaj Extra Care Plus is an additional cover to your existing health insurance cover and provides wider health protection for you and your family. Bajaj Extra Care Plus takes care of the additional expenses in case of higher expenses due to illness or accidents. It is important to consider the fact that with rising inflation health insurance coverage may not be adequate, at the same time buying a large insurance coverage may not be affordable. Extra Care Plus by Bajaj Allianz is the perfect fit for wider health insurance coverage to take care of the rising health care expenses.

Bajaj Allianz Extra Care Plus offers a wide range of sum insured options from 3 Lakh to 50 Lakh INR with aggregate deductible options. Policyholders can provide coverage for themselves along with their family members under Bajaj Extra Care Plus.

Bajaj Allianz Extra Care Plus Specifications

To understand Bajaj Allianz Extra Care Plus Insurance in detail, take a look at the below table:

Entry Age

91 Days to 80 Years

Policy Type

Top Up and Super Top Up

Sum Insured

3 L | 5 L | 10 L | 15 L | 20 L | 25 L | 50 L

Initial Waiting Period*

30 Days Days

Renewability

Lifelong

Policy Term

1/2/3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

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Choose Your Bajaj Allianz Extra Care Plus

With wide coverage options available, Bajaj Allianz Extra Care Plus Insurance Plan allows you to choose your ideal coverage as per your family’s health requirements. Take a look at the coverage under every SI option available and choose your ideal coverage:

In-patient & Out-patient coverage

Room Rent

Covered

ICU Charges

Covered

Pre-Hospitalization

Covered

Post-Hospitalization

Covered

Domiciliary Hospitalization

Not Covered

Daycare Treatment

Covered

OPD Charges

Not Covered

Coverage Terms

COVID-19 Treatment

Covered

Cataract

Covered

No Claim Bonus

Covered

Automatic Restoration

Not Covered

Daily Hospital Cash

Not Covered

Organ Donor

Covered

Maternity Cover

Covered

New Born Baby Cover

Not Covered

Alternative Treatments

AYUSH Treatment

Not Covered

IVF Treatment

Not Covered

Modern Treatment

Covered

Emergency Coverage

Ambulance

Covered

Air Ambulance

Covered

Compassionate Travel

Not Covered

Global Coverage

Not Covered

Wellness Programmes

E-Consultation

Not Covered

Health Check-Up

Not Covered

Second Medical Opinion

Not Covered

Vaccination

Not Covered

Limitations

Co-payment

Not Applicable

Sub-limits

Not Applicable

What is Room Rent?

The room rent limit is the maximum bed charge you can claim if you are hospitalised. Common Room categories covered under room rent are all kinds of rooms including single, private and AC rooms (except suite).

What are ICU Charges?

It is a special hospital department where patients with serious medical conditions are treated.

What is Pre Hospitalization?

Medical expenses incurred before hospitalisation of the policyholder.

What is Post Hospitalization?

Medical expenses incurred after the discharge of the policyholder from the hospital.

What is Domiciliary Hospitalization?

Domiciliary hospitalization or home care treatments are the arrangements for an insured individual due to the unavailability of medical amenities in hospitals, or in a case where an insured member can not be admitted to the hospital due to an inability. The treatment should last equal to or more than 72 hours to get financial coverage.

What is Daycare Treatment?

Treatments that can be completed within 24 hours of hospitalization like blood dialysis, cataracts, etc.

What are OPD charges?

Covers the cost of doctor consultations and prescribed medical tests that may not require hospitalization. .

What is COVID-19 Treatment?

It includes the treatment cost for COVID-19 with a confirmative diagnosis from a government-approved centre.

What is Cataract Treatment?

A common eye condition in which your vision gets blurred due to cloudy formation in your eyes.

What is a No-Claim Bonus?

For every claim-free year, insurance companies reward policyholders with an increase in the sum insured amount as a no-claim bonus or cumulative bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage varying from one plan to the other.

What is Automatic Restoration?

It is a benefit in which an insurance company restores the amount of sum insured completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from one plan to the other.

What is Daily Hospital Cash?

Daily hospital cash or Hospicash is a cash amount that you receive each day during the time of hospitalization to cover your non-medical expenses.

What is an Organ Donor Cover?

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body. In most of the cases, the insurer pays for the hospitalization and transplant expenses for both the parties i.e. the donor and the receiver.

What is a Maternity Cover?

It refers to the cover that includes expenses for normal and c-section deliveries.

What is a New Born Baby Cover?

It takes care of the medical expenses that arise due to the hospitalisation of the newborn baby in case of any childbirth complications, medical challenges, and so on. Some of the common treatments that are covered under the newborn cover and these common treatments can vary from plan to plan:

  • Congenital anomaly (conditions since birth)
  • Acute condition
  • Chronic condition
  • Premature delivery
  • Birth asphyxia
  • Daycare treatment
What is AYUSH Treatment?

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

What is IVF Treatment?

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are settled or reimbursed for:

  • Full infertility
  • No fertility
  • Infertility diagnosis
  • Infertility diagnosis and limited fertility treatment
  • Medication (which may or may not include fertility drug prescriptions)
What is a Modern Treatment?

Medical treatments that demand the use of modern technology and advanced machinery such as robotic surgeries, stem cell therapy, etc.

What is an Ambulance Cover?

An ambulance is used to move the patient from home to the hospital, transfer them to another hospital, and take them for different tests outside the hospital.

What is an Air Ambulance?

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

What is Compassionate Travel?

Refers to the travelling expenses of a family member who’s visiting the hospital to look after the patient when the policyholder gets admitted to a hospital outside his/her residential city.

What is Global Coverage?

Any kind of medical/health emergency when you are outside of India is covered for hospitalization expenses, modern and specific treatments, etc.

What is E-Consultation?

If a policy offers e-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

What is a Health Checkup?

A facility where the policyholder can avail of free health check-ups after fulfilling the company's eligibility criteria. In most cases, the insured member/s gets an annual health check-up cover.

What is a Second Medical Opinion?

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

What is Vaccination cover?

Coverage against the expenses incurred on vaccinations of either the newborn baby, for an animal bite, etc is provided by the insurance companies.

What is Co-payment?

In the co-payment clause, policyholders have to pay a preset amount (either compulsorily or voluntarily) of the hospitalisation expense on their own and the insurer will pay the rest of the medical bill amount.

What is the Sub limit?

Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder. For instance, if your policy covers room rent for upto 20% of the sum insured, but the expense of the same is more than 25%, you will have to pay the rest amount, i.e. 5%, for your room rent.

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Bajaj Allianz Health Insurance Network Hospital List

Bajaj Allianz Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Bajaj Allianz Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Bajaj Allianz Extra Care Plus Sample Premium Illustration

We at PolicyX.com have illustrated the sample premium of Bajaj Allianz Extra Care Plus health insurance with different family sizes. You can refer to the section below to understand how much premium you would need to pay for this plan:

1 Adult

SI Options 3L 5L 10L 15L 25L 50L
Premium Payable 2,397 2,556 3,720 3,483 4,717 6,816

2 Adults

SI Options 3L 5L 10L 15L 25L 50L
Premium Payable 3,832 4,087 5,947 5,569 7,542 10,897

2 Adults + 1 Child

SI Options 3L 5L 10L 15L 25L 50L
Premium Payable 4,572 4,885 7,166 6,744 9,161  13,275

Bajaj Allianz Extra Care Plus Plan Exclusions

Permanent Exclusions

Permanent diseases or health conditions that are not included under Bajaj Allianz Extra Care Plus Plan are:

Hospitalization out of war, riot, strike, and nuclear weapons

Intentional self-injury

AIDS

Miscarriage, and abortion

Congenital disease

Infertility and in vitro fertilization

Coverage after Waiting Period

Certain diseases and treatments are covered under this plan after a certain time period. Read the details below:

Listed ailments after 12 Months

Pre-existing diseases after 12 Months

Explore other Bajaj Allianz Health Insurance

To cater to the different medical needs of an individual & their family, Bajaj Allianz Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Bajaj Allianz Health Insurance plans explore more:

Accident Health Insurance

Global Personal Guard Policy by Bajaj Allianz is an individual and family floater global accident insurance policy that covers you against death, perm...

Unique Features

  • Death Cover
  • EMI Payment Cover
  • Hospital Cash Benefit

Bajaj Allianz Personal Guard (Pros)

Bajaj Allianz Personal Guard

Bajaj Allianz Personal Guard (Cons)

Bajaj Allianz Personal Guard

Bajaj Allianz Personal Guard (Other Benefits)

Bajaj Allianz Personal Guard

Bajaj Allianz Personal Guard (Eligibility Criteria)

Bajaj Allianz Personal Guard
  • 18 to 70 Years

Individual and Family Health Insurance

Bajaj Allianz My Health Care Plan is a truly flexible plan for personalized health care. The health insurer offers a bouquet of features allowing insu...

Unique Features

  • Avail Optional Cover
  • Maternity Cover
  • High SI

My Health Care Plan (Pros)

My Health Care Plan
  • High SI options
  • OPD cover
  • Cataract cover

My Health Care Plan (Cons)

My Health Care Plan
  • No cover for gender change treatments
  • No cover for obesity treatments
  • Infertility cover not available

My Health Care Plan (Other Benefits)

My Health Care Plan

My Health Care Plan (Eligibility Criteria)

My Health Care Plan
  • 18 to 65 Years

Individual and Family Health Insurance

Bajaj Allianz Star Package Policy is a 360-degree family floater health insurance plan wherein you and your family members are protected against medic...

Unique Features

  • Super Cumulative Bonus
  • Co-Pay Available
  • 8 Benefit Options

Bajaj Allianz Star Package (Pros)

Bajaj Allianz Star Package
  • Super cumulative bonus
  • Co-pay available
  • 8 benefit options

Bajaj Allianz Star Package (Cons)

Bajaj Allianz Star Package
  • Domiciliary hospitalisation not covered
  • OPD coverage not available
  • Weight management treatments not covered

Bajaj Allianz Star Package (Other Benefits)

Bajaj Allianz Star Package

Bajaj Allianz Star Package (Eligibility Criteria)

Bajaj Allianz Star Package
  • 18 to 65 Years

Individual and Family Health Insurance

Bajaj Allianz Tax Gain Plan is a family floater health insurance policy providing coverage for outpatient expenses and hospitalization expenses under ...

Unique Features

  • OPD Cover
  • Senior Citizen Cover
  • 4 Plan Variants

Bajaj Allianz Tax Gain Policy (Pros)

Bajaj Allianz Tax Gain Policy
  • Multiple plan options available
  • OPD cover
  • Coverage for senior citizens

Bajaj Allianz Tax Gain Policy (Cons)

Bajaj Allianz Tax Gain Policy
  • ICU charges not covered
  • Pre-hospitalisation not covered
  • No coverage for post-hospitalisation

Bajaj Allianz Tax Gain Policy (Other Benefits)

Bajaj Allianz Tax Gain Policy

Bajaj Allianz Tax Gain Policy (Eligibility Criteria)

Bajaj Allianz Tax Gain Policy
  • 18 to 75 Years

Individual and Family Health Insurance

We all want to give the best facilities to our families and their sound health is of supreme importance to us; hence, we want to be the best regarding...

Unique Features

  • Comprehensive Coverage
  • Cumulative Bonus
  • Life Long Renewal

Bajaj Allianz Health Ensure (Pros)

Bajaj Allianz Health Ensure
  • Comprehensive coverage
  • Cumulative bonus
  • Lifelong renewal

Bajaj Allianz Health Ensure (Cons)

Bajaj Allianz Health Ensure
  • Domiciliary not covered
  • No coverage for infertility
  • Sub-limits applicable

Bajaj Allianz Health Ensure (Other Benefits)

Bajaj Allianz Health Ensure

Bajaj Allianz Health Ensure (Eligibility Criteria)

Bajaj Allianz Health Ensure
  • 18 Years to no upper age limit

Individual and Family Health Insurance

Bajaj Allianz critical illness insurance plan ensures you a round-the-clock protection against critical illnesses. With a progressive and changing lif...

Unique Features

  • Covers 10 critical illnesses
  • In-house claim settlement
  • Lifelong renewability

Bajaj Allianz Critical Illness (Pros)

Bajaj Allianz Critical Illness
  • Cover for 10 critical illnesses
  • Lifelong renewability
  • Affordable premium options

Bajaj Allianz Critical Illness (Cons)

Bajaj Allianz Critical Illness
  • No cover for childhood defects
  • No cover for HIV/AIDS
  • Survival period of 30 days

Bajaj Allianz Critical Illness (Other Benefits)

Bajaj Allianz Critical Illness
  • Long Term Policy Discount
  • Major Organ Transplantation
  • Hassle free In House claim process

Bajaj Allianz Critical Illness (Eligibility Criteria)

Bajaj Allianz Critical Illness
  • 18 to 65 Years

Individual and Family Health Insurance

Health Care Supreme is a comprehensive health care plan offered by Bajaj Allianz Health Insurance that provides lifetime coverage against the medical ...

Unique Features

  • Cover 15 Critical Illnesses
  • Preventive Health Check-ups
  • Long Term Policy

Bajaj Allianz Health Care Supreme (Pros)

Bajaj Allianz Health Care Supreme
  • Cover 15 critical illnesses
  • Preventive health check-ups
  • Long-term policy

Bajaj Allianz Health Care Supreme (Cons)

Bajaj Allianz Health Care Supreme
  • Global coverage not available
  • Domiciliary hospitalisation not covered
  • No compassionate travel benefits

Bajaj Allianz Health Care Supreme (Other Benefits)

Bajaj Allianz Health Care Supreme

Bajaj Allianz Health Care Supreme (Eligibility Criteria)

Bajaj Allianz Health Care Supreme

Individual and Family Health Insurance

Bajaj Allianz Health Guard plan provides policyholders with a comprehensive range of benefits, ensuring that they are covered for the larger expenses ...

Unique Features

  • About Health Guard Variants
  • Buying Process ’On a Go’
  • Quick Claim Settlement

Bajaj Allianz Health Guard (Pros)

Bajaj Allianz Health Guard
  • Lifelong entry age
  • SI upto 1 Crore
  • Variants available

Bajaj Allianz Health Guard (Cons)

Bajaj Allianz Health Guard
  • Domiciliary not covered
  • E-consultation not available
  • No second medical opinion

Bajaj Allianz Health Guard (Other Benefits)

Bajaj Allianz Health Guard

Bajaj Allianz Health Guard (Eligibility Criteria)

Bajaj Allianz Health Guard
  • 18 Years to Lifelong

Individual

Bajaj Allianz Health Infinity Plan is a unique health insurance plan. Bajaj Allianz Health Infinity Plan has been designed to give policyholders unlim...

Unique Features

  • Comprehensive Health Plan
  • Lifetime Renewability
  • Quick Claim Process

Bajaj Allianz Health Infinity (Pros)

Bajaj Allianz Health Infinity
  • Comprehensive coverage
  • Lifelong renewal
  • Easy and quick claim process

Bajaj Allianz Health Infinity (Cons)

Bajaj Allianz Health Infinity
  • OPD not covered
  • Infertility treatments not covered
  • Organ donor coverage not available

Bajaj Allianz Health Infinity (Other Benefits)

Bajaj Allianz Health Infinity

Bajaj Allianz Health Infinity (Eligibility Criteria)

Bajaj Allianz Health Infinity
  • 18 to 65 Years

Accident Health Insurance

Bajaj Premium Personal Guard supports you in the hour of crisis and helps you to sustain the unforeseen risks providing security for the future and en...

Unique Features

  • In-house claim settlement team
  • Multiple Sum Insured Options
  • Lifelong Renewability

Premium Personal Guard (Pros)

Premium Personal Guard
  • In-house claim settlement team
  • Multiple sum insured options
  • Lifelong renewability

Premium Personal Guard (Cons)

Premium Personal Guard
  • Does not cover self-inflicted injury
  • No AIDS cover
  • Organ donation not covered

Premium Personal Guard (Other Benefits)

Premium Personal Guard

Premium Personal Guard (Eligibility Criteria)

Premium Personal Guard
  • 18 to 65 Years

Individual and Family Health Insurance

A versatile policy covering every family member. Bajaj Allianz Arogya Sanjeevani is a comprehensive health plan for individuals and families alike. Av...

Unique Features

  • Life-long Renewability
  • Hassle-free Claim Settlement
  • Flexible Payment Modes

Bajaj Allianz Arogya Sanjeevani (Pros)

Bajaj Allianz Arogya Sanjeevani
  • Lifelong renewability
  • Affordable premiums
  • Cover for pre-policy health checkups

Bajaj Allianz Arogya Sanjeevani (Cons)

Bajaj Allianz Arogya Sanjeevani
  • Low SI options
  • No cover for dental treatments
  • No cover for mental illness

Bajaj Allianz Arogya Sanjeevani (Other Benefits)

Bajaj Allianz Arogya Sanjeevani

Bajaj Allianz Arogya Sanjeevani (Eligibility Criteria)

Bajaj Allianz Arogya Sanjeevani
  • 18-65 Years

Accident Health Insurance

Bajaj Allianz Personal Accident Policy is a safety net for policyholders as life is uncertain and can throw any curveballs your way. Bajaj Allianz's P...

Unique Features

  • High sum insured
  • Death cover
  • Disability cover

Bajaj Allianz Personal Accident Policy (Pros)

Bajaj Allianz Personal Accident Policy

Bajaj Allianz Personal Accident Policy (Cons)

Bajaj Allianz Personal Accident Policy

Bajaj Allianz Personal Accident Policy (Other Benefits)

Bajaj Allianz Personal Accident Policy

Bajaj Allianz Personal Accident Policy (Eligibility Criteria)

Bajaj Allianz Personal Accident Policy
  • 18 to 65 Years

Senior Citizen Health Insurance

Bajaj Allianz Silver Health Plan for Senior Citizens is an adequate health plan if you are a senior citizen and are looking for an insurance plan or j...

Unique Features

  • Cover 15 Critical Illnesses
  • Preventive Health Check-ups
  • Long Term Policy

Silver Health Plan (Pros)

Silver Health Plan
  • Cover 15 critical illnesses
  • Preventive health check-ups
  • Long term policy

Silver Health Plan (Cons)

Silver Health Plan
  • Organ donor expenses not covered
  • Vaccination charges not covered
  • Self-inflicted injury not covered

Silver Health Plan (Other Benefits)

Silver Health Plan

Silver Health Plan (Eligibility Criteria)

Silver Health Plan
  • 46 to 80 Years

Top Up and Super Top Up

Bajaj Allianz Extra Care Plus is a super top-up plan launched by Bajaj Allianz that covers all your medical expenses. Bajaj Allianz Extra Care Plus is...

Unique Features

  • Bajaj Allianz Super Top-Up
  • Avail High Sum Insured
  • Entry Age Up To 80 Years

Bajaj Allianz Extra Care Plus (Pros)

Bajaj Allianz Extra Care Plus
  • High sum insured
  • Entry age up to 80 years
  • Cover for family members available

Bajaj Allianz Extra Care Plus (Cons)

Bajaj Allianz Extra Care Plus
  • AIDS not covered
  • Self-inflicted injury not covered
  • Global coverage not available

Bajaj Allianz Extra Care Plus (Other Benefits)

Bajaj Allianz Extra Care Plus

Bajaj Allianz Extra Care Plus (Eligibility Criteria)

Bajaj Allianz Extra Care Plus

Individual

Bajaj Allianz Critical Illness plans provide a multitude of benefits that protect the insured from life-threatening critical diseases. The numerous cr...

Unique Features

  • 43 CI cover
  • All-stage cancer cover
  • Physiotherapy care

Criti Care (Pros)

Criti Care
  • 43 critical illnesses cover
  • All-stage cancer cover
  • Physiotherapy care available

Criti Care (Cons)

Criti Care
  • ICU cover not available
  • No pre and post-hospitalisation cover
  • No room rent cover

Criti Care (Other Benefits)

Criti Care
  • Early Stage Cancers
  • Carotid Artery Surgery
  • Removal of one Kidney

Criti Care (Eligibility Criteria)

Criti Care
  • 18 to 65 Years

Bajaj Allianz Extra Care Plus

1. What is Bajaj Allianz Extra Care Plus Plan?

In the times of rising medical costs Bajaj Allianz’s Extra Care Plus Policy acts as an additional cover to your existing health insurance cover and provides wider health protection for you and your family. I

2. How much is the minimum sum insured of Bajaj Allianz Extra Care Plus Plan?

The minimum sum insured available under Bajaj Allianz Extra Care Plus Plan is INR 3 Lakhs.

3. What is the maximum sum insured amount available under Bajaj Allianz Extra Care Plus Plan?

The maximum sum insured available under Bajaj Allianz Extra Care Plus Plan is INR 50 Lakhs.

4. What is the entry age under Bajaj Allianz Extra Care Plus Plan?

The minimum and maximum entry age for the plan is 91 days to 80 years.

5. Are deductibles available under Bajaj Allianz Extra Care Plus Plan?

Yes, deductibles up to INR 10 lakhs is available under Bajaj Allianz Extra Care Plus Plan.

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