Bajaj Allianz Extra Care Policy
  • Pre & post-hospitalization cover
  • In-house claim settlement
  • Ambulance cover
Bajaj Allianz Extra Care Policy
Network hospitals

Network hospitals

18400+

Claim settlement ratio

Claim settlement ratio

93.54%

Sum insured

Sum insured

Up to 25 Cr

No. of Plans

No. of Plans

1

Solvency Ratio

Solvency Ratio

3.6

Pan India Presence

Pan India Presence

1100+

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

Bajaj Allianz Extra Care Policy

Extra Care policy is an additional layer of protection that ensures adequate health coverage.

Sometimes, it's not enough to have a health insurance policy. However, when an individual has unfortunately met with an accident or there's a major emergency, the base sum insured can get quickly exhausted. As a matter of fact, the cost of medical treatment nowadays is an expensive affair that most of us can't afford.

Bajaj Allianz Extra Care is the health and wealth protection policy for your family that takes care of hospitalization and other medical expenses. You can buy this top-up plan as an add-on cover to your regular health policy to beat higher expenses due to accidents/illnesses. It will work beyond your base policy covering the medical expenses related to pre and post-hospitalization, ambulance services, modern treatment, and so on.

Read on to learn more about the Extra Care top-up policy.

Bajaj Allianz Extra Care Policy Specifications

To understand Bajaj Allianz Extra Care Policy Insurance in detail, take a look at the below table:

Entry Age

Child: 3 months - 25 years, Adult: 18-70 years

Policy Type

Top Up and Super Top Up

Sum Insured

10 L | 11 L | 12 L | 13 L | 14 L | 15 L

Initial Waiting Period*

30 Days

Renewability

Lifelong

Policy Term

1, 2, 3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

Benefits of Buying Bajaj Allianz Extra Care Plan

  • No medical test

    Avail waive off benefit to pre-policy health check-ups if you're below or equal to 55 years of age, given that there's no adverse medical history.
  • Tax benefits

    Avail tax benefits against paid premiums under Section 80D of the Income Tax Act.
  • Specified deductible options

    Hospitalization due to any condition (that is mentioned in policy documents) is subject to a deductible imposition.
  • Modern treatment

    The plan covers some of the conditions that require modern advancements or extended medical support. Here's a list of modern treatments covered by the Extra Care policy: Uterine Artery Embolization and HIFU Balloon Sinuplasty, Deep Brain stimulation Oral chemotherapy Immunotherapy- Monoclonal Antibody to be given as an injection Intra vitreal injections, Robotic surgeries Stereotactic radio surgeries, Bronchial Thermoplasty, The vaporisation of the prostrate (Green laser treatment or holmium laser treatment), IONM -(Intra Operative Neuro Monitoring), Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered.

Bajaj Allianz Health Insurance Network Hospital List

Bajaj Allianz Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Bajaj Allianz Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Exclusions of Bajaj Allianz Extra Care Policy

Permanent Exclusions

Permanent diseases or health conditions that are not included under Bajaj Allianz Extra Care Policy are:

PEDs or illnesses/diseases caused after the commencement of the policy are not covered for 4 years (policy period)

Diseases caused within 30 days from the date of policy commencement

Congenital diseases

Non-allopathy medications

Joint replacement surgeries (covered after 4 years from policy commencement)

AIDS/related diseases

Beauty/cosmetic/plastic surgeries

Drug abuse, alcoholism, and complications arising due to the same

Fertility, sterilization, assistive conception treatment, etc

Summary

Bajaj Allianz Extra Care policy provides financial aid for the additional expenses due to an accident/illness. It helps you and your family to cover the medical and hospitalization expenses over and above your base health insurance policy.

Do you still have a query about this plan? Reach out to us at 1800 4200 269.

Explore other Bajaj Allianz Health Insurance

To cater to the different medical needs of an individual & their family, Bajaj Allianz Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Bajaj Allianz Health Insurance plans explore more:

Accident Health Insurance

Global Personal Guard Policy by Bajaj Allianz is an individual and family floater global accident insurance policy that covers you against death, perm...

Unique Features

  • Death Cover
  • EMI Payment Cover
  • Hospital Cash Benefit

Bajaj Allianz Personal Guard (Pros)

Bajaj Allianz Personal Guard
  • Death Cover
  • EMI Payment Cover
  • Hospital Cash Benefit

Bajaj Allianz Personal Guard (Cons)

Bajaj Allianz Personal Guard
  • Intentional self-injury
  •  AIDS
  •  Miscarriage
  • and abortion

Bajaj Allianz Personal Guard (Other Benefits)

Bajaj Allianz Personal Guard
  • Accidental Hospitalization
  • Expenses Air Ambulance Cover
  • Loss of Income due to Disability from Accident

Bajaj Allianz Personal Guard (Eligibility Criteria)

Bajaj Allianz Personal Guard
  • 18 to 70 Years

Individual and Family Health Insurance

Bajaj Allianz My Health Care Plan is a truly flexible plan for personalized health care. The health insurer offers a bouquet of features allowing insu...

Unique Features

  • Avail Optional Cover
  • Maternity Cover
  • High SI

My Health Care Plan (Pros)

My Health Care Plan
  • High SI options
  • OPD cover
  • Cataract cover

My Health Care Plan (Cons)

My Health Care Plan
  • No cover for gender change treatments
  • No cover for obesity treatments
  • Infertility cover not available

My Health Care Plan (Other Benefits)

My Health Care Plan
  • Avail Optional Cover
  • Maternity Cover
  • High SI

My Health Care Plan (Eligibility Criteria)

My Health Care Plan
  • 18 to 65 Years

Individual and Family Health Insurance

Bajaj Allianz Star Package Policy is a 360-degree family floater health insurance plan wherein you and your family members are protected against medic...

Unique Features

  • Super Cumulative Bonus
  • Co-Pay Available
  • 8 Benefit Options

Bajaj Allianz Star Package (Pros)

Bajaj Allianz Star Package
  • Super cumulative bonus
  • Co-pay available
  • 8 benefit options

Bajaj Allianz Star Package (Cons)

Bajaj Allianz Star Package
  • Domiciliary hospitalisation not covered
  • OPD coverage not available
  • Weight management treatments not covered

Bajaj Allianz Star Package (Other Benefits)

Bajaj Allianz Star Package
  • Select from 8 plan options
  • Hospital Cash Daily Allowance
  • Up to INR 1 Crore SI 

Bajaj Allianz Star Package (Eligibility Criteria)

Bajaj Allianz Star Package
  • 18 to 65 Years

Individual and Family Health Insurance

Bajaj Allianz Tax Gain Plan is a family floater health insurance policy providing coverage for outpatient expenses and hospitalization expenses under ...

Unique Features

  • OPD Cover
  • Senior Citizen Cover
  • 4 Plan Variants

Bajaj Allianz Tax Gain Policy (Pros)

Bajaj Allianz Tax Gain Policy
  • Multiple plan options available
  • OPD cover
  • Coverage for senior citizens

Bajaj Allianz Tax Gain Policy (Cons)

Bajaj Allianz Tax Gain Policy
  • ICU charges not covered
  • Pre-hospitalisation not covered
  • No coverage for post-hospitalisation

Bajaj Allianz Tax Gain Policy (Other Benefits)

Bajaj Allianz Tax Gain Policy
  • Choose from Plan A/B/C/D
  • OPD and hospitalization coverage available
  • Multiple discounts are available depending on policy term

Bajaj Allianz Tax Gain Policy (Eligibility Criteria)

Bajaj Allianz Tax Gain Policy
  • 18 to 75 Years

Individual and Family Health Insurance

We all want to give the best facilities to our families and their sound health is of supreme importance to us; hence, we want to be the best regarding...

Unique Features

  • Comprehensive Coverage
  • Cumulative Bonus
  • Life Long Renewal

Bajaj Allianz Health Ensure (Pros)

Bajaj Allianz Health Ensure
  • Comprehensive coverage
  • Cumulative bonus
  • Lifelong renewal

Bajaj Allianz Health Ensure (Cons)

Bajaj Allianz Health Ensure
  • Domiciliary not covered
  • No coverage for infertility
  • Sub-limits applicable

Bajaj Allianz Health Ensure (Other Benefits)

Bajaj Allianz Health Ensure
  • Individual and family plan
  • Flexible premium payment term
  • AYUSH cover

Bajaj Allianz Health Ensure (Eligibility Criteria)

Bajaj Allianz Health Ensure
  • 18 Years to no upper age limit

Individual and Family Health Insurance

Bajaj Allianz critical illness insurance plan ensures you a round-the-clock protection against critical illnesses. With a progressive and changing lif...

Unique Features

  • Covers 10 critical illnesses
  • In-house claim settlement
  • Lifelong renewability

Bajaj Allianz Critical Illness (Pros)

Bajaj Allianz Critical Illness
  • Cover for 10 critical illnesses
  • Lifelong renewability
  • Affordable premium options

Bajaj Allianz Critical Illness (Cons)

Bajaj Allianz Critical Illness
  • No cover for childhood defects
  • No cover for HIV/AIDS
  • Survival period of 30 days

Bajaj Allianz Critical Illness (Other Benefits)

Bajaj Allianz Critical Illness
  • Long Term Policy Discount
  • Major Organ Transplantation
  • Hassle free In House claim process

Bajaj Allianz Critical Illness (Eligibility Criteria)

Bajaj Allianz Critical Illness
  • 18 to 65 Years

Individual

Bajaj Allianz Global Health Care plan secures you from losing all the money on healthcare. With the changing facet of health complications, we need to...

Unique Features

  • International medical cover
  • Daily cash benefit
  • Mental health treatment

Global Health Care (Pros)

Global Health Care
  • Preventive health check-up
  • Pre and post-hospitalization cover
  • Compassionate visit
  • Mental health cover

Global Health Care (Cons)

Global Health Care
  • Obesity/ weight control
  • Change of gender treatments
  • COVID-19 not covered
  • Hazardous or adventure sports
  • Maternity not covered

Global Health Care (Other Benefits)

Global Health Care
  • Lifelong renewability
  • Organ donor cover
  • International coverage
  • Optional dental treatment cover
  • Air ambulance

Global Health Care (Eligibility Criteria)

Global Health Care
  • Entry Age - 3 months
  • Max Entry Age - 65 Years
  • SI - 37.5 L - 3.75 Cr
  • Waiting Period - 30 Days

Critical Illness Health Insurance

Get additional protection against diseases carried by mosquitoes with the M-Care health policy. According to The New Indian Express report of May 2024...

Unique Features

  • Vector-borne diseases cover
  • Lifetime renewable options
  • Affordable premiums

Bajaj Allianz M-Care Plan (Pros)

Bajaj Allianz M-Care Plan
  • Dengue Fever
  • Malaria
  • Filariasis

Bajaj Allianz M-Care Plan (Cons)

Bajaj Allianz M-Care Plan
  • Only covers vector-borne diseases
  • Hospital admission for less than 24 hours
  • Diagnosis and treatment outside India

Bajaj Allianz M-Care Plan (Other Benefits)

Bajaj Allianz M-Care Plan
  • Covers the proposer/spouse/dependent children
  • Affordable premiums
  • Only 15 days waiting period

Bajaj Allianz M-Care Plan (Eligibility Criteria)

Bajaj Allianz M-Care Plan
  • Min entry age: Day 1
  • Max entry age: 65 Years
  • Initial Waiting Period: 15 Days
  • Sum Insured: Up to 75 K

Top Up and Super Top Up

Extra Care policy is an additional layer of protection that ensures adequate health coverage. Sometimes, it's not enough to have a health insurance po...

Unique Features

  • Pre & post-hospitalization cover
  • In-house claim settlement
  • Ambulance cover

Bajaj Allianz Extra Care Policy (Pros)

Bajaj Allianz Extra Care Policy
  • In-house claim settlement
  • Global expertise
  • Quick disbursement of claims

Bajaj Allianz Extra Care Policy (Cons)

Bajaj Allianz Extra Care Policy
  • War
  • Cost of spectacles
  • Rest and rehabliation

Bajaj Allianz Extra Care Policy (Other Benefits)

Bajaj Allianz Extra Care Policy
  • Uterine Artery Embolization and HIFU
  • Balloon Sinuplasty
  • Deep Brain stimulation
  • Oral chemotherapy

Bajaj Allianz Extra Care Policy (Eligibility Criteria)

Bajaj Allianz Extra Care Policy
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 15 L

Critical Illness Health Insurance

Protection from critical illnesses when you need it the most! Bajaj Allianz women specific critical illness plan protects women against the serious th...

Unique Features

  • Critical illness coverage for women
  • Loss of job cover
  • Children education benefits

Bajaj Allianz Women Specific Critical Illness Plan (Pros)

Bajaj Allianz Women Specific Critical Illness Plan

Bajaj Allianz Women Specific Critical Illness Plan (Cons)

Bajaj Allianz Women Specific Critical Illness Plan

Bajaj Allianz Women Specific Critical Illness Plan (Other Benefits)

Bajaj Allianz Women Specific Critical Illness Plan

Bajaj Allianz Women Specific Critical Illness Plan (Eligibility Criteria)

Bajaj Allianz Women Specific Critical Illness Plan

Critical Illness Health Insurance

Get maximised care and an additional layer of protection against your critical illness worries. The base coverage options of Bajaj Allianz Criti Care ...

Unique Features

  • 43 critical illnesses cover
  • All-stage cancer cover
  • Physiotherapy care available

Bajaj Allianz Criti Care Plan (Pros)

Bajaj Allianz Criti Care Plan
  • 43 critical illnesses cover
  • All-stage cancer cover
  • Physiotherapy care available

Bajaj Allianz Criti Care Plan (Cons)

Bajaj Allianz Criti Care Plan
  • Sexually transmitted diseases
  • War injuries
  • Self-Inflicted injuries

Bajaj Allianz Criti Care Plan (Other Benefits)

Bajaj Allianz Criti Care Plan
  • Cardiovascular care
  • Kidney care
  • Cancer care
  • Sensory organ care

Bajaj Allianz Criti Care Plan (Eligibility Criteria)

Bajaj Allianz Criti Care Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 2 Cr

Individual and Family Health Insurance

Health Care Supreme is a comprehensive health care plan offered by Bajaj Allianz Health Insurance that provides lifetime coverage against the medical ...

Unique Features

  • Cover 15 Critical Illnesses
  • Preventive Health Check-ups
  • Long Term Policy

Bajaj Allianz Health Care Supreme (Pros)

Bajaj Allianz Health Care Supreme
  • Cover 15 critical illnesses
  • Preventive health check-ups
  • Long-term policy

Bajaj Allianz Health Care Supreme (Cons)

Bajaj Allianz Health Care Supreme
  • Global coverage not available
  • Domiciliary hospitalisation not covered
  • No compassionate travel benefits

Bajaj Allianz Health Care Supreme (Other Benefits)

Bajaj Allianz Health Care Supreme
  • 100% of the sum insured will be restored
  • Maternity cover
  • Lifelong renewability 

Bajaj Allianz Health Care Supreme (Eligibility Criteria)

Bajaj Allianz Health Care Supreme
  • Entry Age: 18 Years to Lifetime
  • SI: Up to 50 L

Individual and Family Health Insurance

Bajaj Allianz Health Guard plan provides policyholders with a comprehensive range of benefits, ensuring that they are covered for the larger expenses ...

Unique Features

  • About Health Guard Variants
  • Buying Process ’On a Go’
  • Quick Claim Settlement

Bajaj Allianz Health Guard (Pros)

Bajaj Allianz Health Guard
  • Lifelong entry age
  • SI upto 1 Crore
  • Variants available

Bajaj Allianz Health Guard (Cons)

Bajaj Allianz Health Guard
  • Domiciliary not covered
  • E-consultation not available
  • No second medical opinion

Bajaj Allianz Health Guard (Other Benefits)

Bajaj Allianz Health Guard
  • 3 variants available
  • Comprehensive coverage
  • Different family sizes covered

Bajaj Allianz Health Guard (Eligibility Criteria)

Bajaj Allianz Health Guard
  • 18 Years to Lifelong

Individual

Bajaj Allianz Health Infinity Plan is a unique health insurance plan. Bajaj Allianz Health Infinity Plan has been designed to give policyholders unlim...

Unique Features

  • Comprehensive Health Plan
  • Lifetime Renewability
  • Quick Claim Process

Bajaj Allianz Health Infinity (Pros)

Bajaj Allianz Health Infinity
  • Comprehensive coverage
  • Lifelong renewal
  • Easy and quick claim process

Bajaj Allianz Health Infinity (Cons)

Bajaj Allianz Health Infinity
  • OPD not covered
  • Infertility treatments not covered
  • Organ donor coverage not available

Bajaj Allianz Health Infinity (Other Benefits)

Bajaj Allianz Health Infinity
  • Pre- Hospitalization
  • 60 days Coverage for Day Care Procedures
  • Pre-existing disease covered after 36 months

Bajaj Allianz Health Infinity (Eligibility Criteria)

Bajaj Allianz Health Infinity
  • 18 to 65 Years

Accident Health Insurance

Bajaj Premium Personal Guard supports you in the hour of crisis and helps you to sustain the unforeseen risks providing security for the future and en...

Unique Features

  • In-house claim settlement team
  • Multiple Sum Insured Options
  • Lifelong Renewability

Premium Personal Guard (Pros)

Premium Personal Guard
  • In-house claim settlement team
  • Multiple sum insured options
  • Lifelong renewability

Premium Personal Guard (Cons)

Premium Personal Guard
  • Does not cover self-inflicted injury
  • No AIDS cover
  • Organ donation not covered

Premium Personal Guard (Other Benefits)

Premium Personal Guard
  • High sum insured up to INR 25 Lakhs
  • Lifetime renewal
  •   Annual policy

Premium Personal Guard (Eligibility Criteria)

Premium Personal Guard
  • 18 to 65 Years

Individual and Family Health Insurance

A versatile policy covering every family member. Bajaj Allianz Arogya Sanjeevani is a comprehensive health plan for individuals and families alike. Av...

Unique Features

  • Life-long Renewability
  • Hassle-free Claim Settlement
  • Flexible Payment Modes

Bajaj Allianz Arogya Sanjeevani (Pros)

Bajaj Allianz Arogya Sanjeevani
  • Lifelong renewability
  • Affordable premiums
  • Cover for pre-policy health checkups

Bajaj Allianz Arogya Sanjeevani (Cons)

Bajaj Allianz Arogya Sanjeevani
  • Low SI options
  • No cover for dental treatments
  • No cover for mental illness

Bajaj Allianz Arogya Sanjeevani (Other Benefits)

Bajaj Allianz Arogya Sanjeevani
  • Pre-policy health check-up coverage
  • Daycare procedures covered
  • Ambulance cover available

Bajaj Allianz Arogya Sanjeevani (Eligibility Criteria)

Bajaj Allianz Arogya Sanjeevani
  • 18-65 Years

Accident Health Insurance

Bajaj Allianz Personal Accident Policy is a safety net for policyholders as life is uncertain and can throw any curveballs your way. Bajaj Allianz's P...

Unique Features

  • High sum insured
  • Death cover
  • Disability cover

Bajaj Allianz Personal Accident Policy (Pros)

Bajaj Allianz Personal Accident Policy
  • High sum insured
  • Death cover
  • Disability cover

Bajaj Allianz Personal Accident Policy (Cons)

Bajaj Allianz Personal Accident Policy
  • Hospitalization out of war/riot/strike NA
  •  Intentional self-injury

Bajaj Allianz Personal Accident Policy (Other Benefits)

Bajaj Allianz Personal Accident Policy
  • Affordable premiums
  • Complete security

Bajaj Allianz Personal Accident Policy (Eligibility Criteria)

Bajaj Allianz Personal Accident Policy
  • 18 to 65 Years

Senior Citizen Health Insurance

Bajaj Allianz Silver Health Plan for Senior Citizens is an adequate health plan if you are a senior citizen and are looking for an insurance plan or j...

Unique Features

  • Cover 15 Critical Illnesses
  • Preventive Health Check-ups
  • Long Term Policy

Silver Health Plan (Pros)

Silver Health Plan
  • Cover 15 critical illnesses
  • Preventive health check-ups
  • Long term policy

Silver Health Plan (Cons)

Silver Health Plan
  • Organ donor expenses not covered
  • Vaccination charges not covered
  • Self-inflicted injury not covered

Silver Health Plan (Other Benefits)

Silver Health Plan
  • 2 Plan variants
  • Preventive Health Checkups
  • Modern Treatments Covered 

Silver Health Plan (Eligibility Criteria)

Silver Health Plan
  • Entry Age: 46 to 80 Years
  • SI: Up to 10 L
  • Initial Waiting Period: 30 Days

Top Up and Super Top Up

Bajaj Allianz Extra Care Plus is a super top-up plan launched by Bajaj Allianz that covers all your medical expenses. Bajaj Allianz Extra Care Plus is...

Unique Features

  • Bajaj Allianz Super Top-Up
  • Avail High Sum Insured
  • Entry Age Up To 80 Years

Bajaj Allianz Extra Care Plus (Pros)

Bajaj Allianz Extra Care Plus
  • High sum insured
  • Entry age up to 80 years
  • Cover for family members available

Bajaj Allianz Extra Care Plus (Cons)

Bajaj Allianz Extra Care Plus
  • AIDS not covered
  • Self-inflicted injury not covered
  • Global coverage not available

Bajaj Allianz Extra Care Plus (Other Benefits)

Bajaj Allianz Extra Care Plus
  • Comprehensive features
  • Affordable premiums
  • Family cover

Bajaj Allianz Extra Care Plus (Eligibility Criteria)

Bajaj Allianz Extra Care Plus
  • Entry Age: 18 Years
  • SI: Up to 50 L
  • Initial Waiting Period: 30 Days

Individual

Bajaj Allianz Critical Illness plans provide a multitude of benefits that protect the insured from life-threatening critical diseases. The numerous cr...

Unique Features

  • 43 CI cover
  • All-stage cancer cover
  • Physiotherapy care

Criti Care (Pros)

Criti Care
  • 43 critical illnesses cover
  • All-stage cancer cover
  • Physiotherapy care available

Criti Care (Cons)

Criti Care
  • ICU cover not available
  • No pre and post-hospitalisation cover
  • No room rent cover

Criti Care (Other Benefits)

Criti Care
  • Early Stage Cancers
  • Carotid Artery Surgery
  • Removal of one Kidney

Criti Care (Eligibility Criteria)

Criti Care
  • 18 to 65 Years

Bajaj Allianz Extra Care Policy: FAQs

1. Can I avail of tax benefits with this plan?

Yes, you can avail of the tax benefits under Section 80D of the Income Tax Act, upto INR 1 Lakh against all the paid premiums.

2. Who can buy the Extra Care policy?

An individual between the ages of 18 to 70 can buy this policy on a family floater basis.

3. I don’t have an existing health policy, can I still buy this top-up plan?

Yes, you can still buy this top-up plan as a standalone policy. The given condition is that the insured has to pay the specified deductible on every hospitalization.

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Simran Nirala

Written By: Simran Nirala

Lives In: Delhi, NCR Expertise: Health & Term Insurance Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.