Bajaj Allianz M-Care Plan

Get additional protection against diseases carried by mosquitoes with the M-Care health policy.

According to The New Indian Express report of May 2024, there will be a sudden rise in vector-borne diseases like Malaria, and the health department of India has also circulated a warning regarding the same.

Many people in suburban as well as metropolitan regions have suffered from such diseases causing them to lose out on their savings. Additionally, these diseases cause you to lose your body organ's metabolism rapidly. Hence, this needs to be addressed as soon as you get the news of being affected by one of such diseases.

As per the data, these are the most common vector-borne diseases (specifically carried out by mosquitoes):

Malaria
Dengue
Chikungunya
Japanese encephalitis
Lymphatic filariasis
Zika virus
West Nile virus, and so on

Bajaj Allianz M-Care health policy is the health coverage that all you need to be safe from vector-borne diseases carried out by mosquitoes. Unfortunately, once conceived with vector-borne diseases like Malaria, Kala-azar, Chikungunya, Dengue fever, and so on, you will be losing money on treatment. Hence, it is always a great decision to purchase a health policy like the M-Care health plan by Bajaj Allianz. It will help safeguard you from the danger of getting ill this monsoon.

The policy pays out the lump sum benefits (as per specified limits of your policy) on getting diagnosed with a vector-borne disease during the policy period. Furthermore, it's not just one of your basic health plans, it paces up your way to be covered for future havoc in the form of a mosquito bite or pollen allergies (as a Gen-Z would say).

What more to expect? Read this page further on to know about Bajaj Allianz M-Care health plan.

Bajaj Allianz M-Care Plan Specifications

To understand Bajaj Allianz M-Care Plan Insurance in detail, take a look at the below table:

Entry Age

Day 1 to 65 years

Policy Type

Critical Illness Health Insurance

Sum Insured

10 K | 30 K | 40 K | 75 K

Initial Waiting Period*

15 Days

Renewability

Lifelong

Policy Term

1 Year

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

Bajaj Allianz Health Insurance Network Hospital List

Bajaj Allianz Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Bajaj Allianz Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Network Hospital

Exclusions of Bajaj Allianz M-Care Health Policy

Permanent Exclusions

Permanent diseases or health conditions that are not included under Bajaj Allianz M-Care Health Policy are:

Any treatment other than for vector-borne diseases as listed in the coverage section

Admission to hospital for less than 24 hours

Diagnosis and treatment outside India (exceptionally New Zealand, Japan, Singapore, Canada, Switzerland, Dubai, USA, Hong Kong, Malaysia, and Countries of the European Union)

Coverage claims are made within 15 days of the policy’s commencement date and the same on renewal.

60 days of waiting period for covering the pre-existing illnesses

60 days of cooling off period (if renewed within 60 days of the previously paid claims for the same ailments already claimed for)

Policy renewed within 60 days of policy admission (same as previous renewal/purchase), 15 days of the waiting period will be applicable on all listed vector-borne diseases.

Others, check the detailed terms and conditions, inclusions & exclusions of the policy in documents provided by the company

Epilogue

Vector-borne diseases are so stressful to get into the trap of! And nobody should seriously be staying calm in such conditions. However, if you have been affected by any vector diseases by any chance, there must be something handy to give you an additional layer of protection. M-Care health policy is such a plan that offers quality healthcare and all-round protection from diseases such as Dengue, Malaria, Zika virus, and Japanese encephalitis, among others.

So, better late than never. Always stay a step ahead, and secure yourself from vector-borne diseases right away. Reach out to PolicyX for relevant queries at 1800 4200 269.

Explore other Bajaj Allianz Health Insurance

To cater to the different medical needs of an individual & their family, Bajaj Allianz Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Bajaj Allianz Health Insurance plans explore more:

Accident Health Insurance

Bajaj Allianz Personal Guard

Global Personal Guard Policy by Bajaj Allianz is an individual and family floater global accident insurance policy that covers you against death, perm...

Unique Features

Death Cover
EMI Payment Cover
Hospital Cash Benefit

Bajaj Allianz Personal Guard (Pros)

Death Cover
EMI Payment Cover
Hospital Cash Benefit

Bajaj Allianz Personal Guard (Cons)

Intentional self-injury
 AIDS
 Miscarriage
and abortion

Bajaj Allianz Personal Guard (Other Benefits)

Accidental Hospitalization
Expenses Air Ambulance Cover
Loss of Income due to Disability from Accident

Bajaj Allianz Personal Guard (Eligibility Criteria)

18 to 70 Years

Individual and Family Health Insurance

My Health Care Plan

Bajaj Allianz My Health Care Plan is a truly flexible plan for personalized health care. The health insurer offers a bouquet of features allowing insu...

Unique Features

Avail Optional Cover
Maternity Cover
High SI

My Health Care Plan (Pros)

High SI options
OPD cover
Cataract cover

My Health Care Plan (Cons)

No cover for gender change treatments
No cover for obesity treatments
Infertility cover not available

My Health Care Plan (Other Benefits)

Avail Optional Cover
Maternity Cover
High SI

My Health Care Plan (Eligibility Criteria)

18 to 65 Years

Individual and Family Health Insurance

Bajaj Allianz Star Package

Bajaj Allianz Star Package Policy is a 360-degree family floater health insurance plan wherein you and your family members are protected against medic...

Unique Features

Super Cumulative Bonus
Co-Pay Available
8 Benefit Options

Bajaj Allianz Star Package (Pros)

Super cumulative bonus
Co-pay available
8 benefit options

Bajaj Allianz Star Package (Cons)

Domiciliary hospitalisation not covered
OPD coverage not available
Weight management treatments not covered

Bajaj Allianz Star Package (Other Benefits)

Select from 8 plan options
Hospital Cash Daily Allowance
Up to INR 1 Crore SI

Bajaj Allianz Star Package (Eligibility Criteria)

18 to 65 Years

Individual and Family Health Insurance

Bajaj Allianz Tax Gain Policy

Bajaj Allianz Tax Gain Plan is a family floater health insurance policy providing coverage for outpatient expenses and hospitalization expenses under ...

Unique Features

OPD Cover
Senior Citizen Cover
4 Plan Variants

Bajaj Allianz Tax Gain Policy (Pros)

Multiple plan options available
OPD cover
Coverage for senior citizens

Bajaj Allianz Tax Gain Policy (Cons)

ICU charges not covered
Pre-hospitalisation not covered
No coverage for post-hospitalisation

Bajaj Allianz Tax Gain Policy (Other Benefits)

Choose from Plan A/B/C/D
OPD and hospitalization coverage available
Multiple discounts are available depending on policy term

Bajaj Allianz Tax Gain Policy (Eligibility Criteria)

18 to 75 Years

Individual and Family Health Insurance

Bajaj Allianz Health Ensure

We all want to give the best facilities to our families and their sound health is of supreme importance to us; hence, we want to be the best regarding...

Unique Features

Comprehensive Coverage
Cumulative Bonus
Life Long Renewal

Bajaj Allianz Health Ensure (Pros)

Comprehensive coverage
Cumulative bonus
Lifelong renewal

Bajaj Allianz Health Ensure (Cons)

Domiciliary not covered
No coverage for infertility
Sub-limits applicable

Bajaj Allianz Health Ensure (Other Benefits)

Individual and family plan
Flexible premium payment term
AYUSH cover

Bajaj Allianz Health Ensure (Eligibility Criteria)

18 Years to no upper age limit

Individual and Family Health Insurance

Bajaj Allianz Critical Illness

Bajaj Allianz critical illness insurance plan ensures you a round-the-clock protection against critical illnesses. With a progressive and changing lif...

Unique Features

Covers 10 critical illnesses
In-house claim settlement
Lifelong renewability

Bajaj Allianz Critical Illness (Pros)

Cover for 10 critical illnesses
Lifelong renewability
Affordable premium options

Bajaj Allianz Critical Illness (Cons)

No cover for childhood defects
No cover for HIV/AIDS
Survival period of 30 days

Bajaj Allianz Critical Illness (Other Benefits)

Long Term Policy Discount
Major Organ Transplantation
Hassle free In House claim process

Bajaj Allianz Critical Illness (Eligibility Criteria)

18 to 65 Years

Individual

Global Health Care

Bajaj Allianz Global Health Care plan secures you from losing all the money on healthcare. With the changing facet of health complications, we need to...

Unique Features

International medical cover
Daily cash benefit
Mental health treatment

Global Health Care (Pros)

Preventive health check-up
Pre and post-hospitalization cover
Compassionate visit
Mental health cover

Global Health Care (Cons)

Obesity/ weight control
Change of gender treatments
COVID-19 not covered
Hazardous or adventure sports
Maternity not covered

Global Health Care (Other Benefits)

Lifelong renewability
Organ donor cover
International coverage
Optional dental treatment cover
Air ambulance

Global Health Care (Eligibility Criteria)

Entry Age - 3 months
Max Entry Age - 65 Years
SI - 37.5 L - 3.75 Cr
Waiting Period - 30 Days

Critical Illness Health Insurance

Bajaj Allianz M-Care Plan

Get additional protection against diseases carried by mosquitoes with the M-Care health policy. According to The New Indian Express report of May 2024...

Unique Features

Vector-borne diseases cover
Lifetime renewable options
Affordable premiums

Bajaj Allianz M-Care Plan (Pros)

Dengue Fever
Malaria
Filariasis

Bajaj Allianz M-Care Plan (Cons)

Only covers vector-borne diseases
Hospital admission for less than 24 hours
Diagnosis and treatment outside India

Bajaj Allianz M-Care Plan (Other Benefits)

Covers the proposer/spouse/dependent children
Affordable premiums
Only 15 days waiting period

Bajaj Allianz M-Care Plan (Eligibility Criteria)

Min entry age: Day 1
Max entry age: 65 Years
Initial Waiting Period: 15 Days
Sum Insured: Up to 75 K

Top Up and Super Top Up

Bajaj Allianz Extra Care Policy

Extra Care policy is an additional layer of protection that ensures adequate health coverage. Sometimes, it's not enough to have a health insurance po...

Unique Features

Pre & post-hospitalization cover
In-house claim settlement
Ambulance cover

Bajaj Allianz Extra Care Policy (Pros)

In-house claim settlement
Global expertise
Quick disbursement of claims

Bajaj Allianz Extra Care Policy (Cons)

War
Cost of spectacles
Rest and rehabliation

Bajaj Allianz Extra Care Policy (Other Benefits)

Uterine Artery Embolization and HIFU
Balloon Sinuplasty
Deep Brain stimulation
Oral chemotherapy

Bajaj Allianz Extra Care Policy (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 15 L

Critical Illness Health Insurance

Bajaj Allianz Women Specific Critical Illness Plan

Protection from critical illnesses when you need it the most! Bajaj Allianz women specific critical illness plan protects women against the serious th...

Unique Features

Critical illness coverage for women
Loss of job cover
Children education benefits

Bajaj Allianz Women Specific Critical Illness Plan (Pros)

Bajaj Allianz Women Specific Critical Illness Plan (Cons)

Bajaj Allianz Women Specific Critical Illness Plan (Other Benefits)

Bajaj Allianz Women Specific Critical Illness Plan (Eligibility Criteria)

Critical Illness Health Insurance

Bajaj Allianz Criti Care Plan

Get maximised care and an additional layer of protection against your critical illness worries. The base coverage options of Bajaj Allianz Criti Care ...

Unique Features

43 critical illnesses cover
All-stage cancer cover
Physiotherapy care available

Bajaj Allianz Criti Care Plan (Pros)

43 critical illnesses cover
All-stage cancer cover
Physiotherapy care available

Bajaj Allianz Criti Care Plan (Cons)

Sexually transmitted diseases
War injuries
Self-Inflicted injuries

Bajaj Allianz Criti Care Plan (Other Benefits)

Cardiovascular care
Kidney care
Cancer care
Sensory organ care

Bajaj Allianz Criti Care Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 2 Cr

Individual and Family Health Insurance

Bajaj Allianz Health Care Supreme

Health Care Supreme is a comprehensive health care plan offered by Bajaj Allianz Health Insurance that provides lifetime coverage against the medical ...

Unique Features

Cover 15 Critical Illnesses
Preventive Health Check-ups
Long Term Policy

Bajaj Allianz Health Care Supreme (Pros)

Cover 15 critical illnesses
Preventive health check-ups
Long-term policy

Bajaj Allianz Health Care Supreme (Cons)

Global coverage not available
Domiciliary hospitalisation not covered
No compassionate travel benefits

Bajaj Allianz Health Care Supreme (Other Benefits)

100% of the sum insured will be restored
Maternity cover
Lifelong renewability

Bajaj Allianz Health Care Supreme (Eligibility Criteria)

Entry Age: 18 Years to Lifetime
SI: Up to 50 L

Individual and Family Health Insurance

Bajaj Allianz Health Guard

Bajaj Allianz Health Guard plan provides policyholders with a comprehensive range of benefits, ensuring that they are covered for the larger expenses ...

Unique Features

About Health Guard Variants
Buying Process ’On a Go’
Quick Claim Settlement

Bajaj Allianz Health Guard (Pros)

Lifelong entry age
SI upto 1 Crore
Variants available

Bajaj Allianz Health Guard (Cons)

Domiciliary not covered
E-consultation not available
No second medical opinion

Bajaj Allianz Health Guard (Other Benefits)

3 variants available
Comprehensive coverage
Different family sizes covered

Bajaj Allianz Health Guard (Eligibility Criteria)

18 Years to Lifelong

Individual

Bajaj Allianz Health Infinity

Bajaj Allianz Health Infinity Plan is a unique health insurance plan. Bajaj Allianz Health Infinity Plan has been designed to give policyholders unlim...

Unique Features

Comprehensive Health Plan
Lifetime Renewability
Quick Claim Process

Bajaj Allianz Health Infinity (Pros)

Comprehensive coverage
Lifelong renewal
Easy and quick claim process

Bajaj Allianz Health Infinity (Cons)

OPD not covered
Infertility treatments not covered
Organ donor coverage not available

Bajaj Allianz Health Infinity (Other Benefits)

Pre- Hospitalization
60 days Coverage for Day Care Procedures
Pre-existing disease covered after 36 months

Bajaj Allianz Health Infinity (Eligibility Criteria)

18 to 65 Years

Accident Health Insurance

Premium Personal Guard

Bajaj Premium Personal Guard supports you in the hour of crisis and helps you to sustain the unforeseen risks providing security for the future and en...

Unique Features

In-house claim settlement team
Multiple Sum Insured Options
Lifelong Renewability

Premium Personal Guard (Pros)

In-house claim settlement team
Multiple sum insured options
Lifelong renewability

Premium Personal Guard (Cons)

Does not cover self-inflicted injury
No AIDS cover
Organ donation not covered

Premium Personal Guard (Other Benefits)

High sum insured up to INR 25 Lakhs
Lifetime renewal
  Annual policy

Premium Personal Guard (Eligibility Criteria)

18 to 65 Years

Individual and Family Health Insurance

Bajaj Allianz Arogya Sanjeevani

A versatile policy covering every family member. Bajaj Allianz Arogya Sanjeevani is a comprehensive health plan for individuals and families alike. Av...

Unique Features

Life-long Renewability
Hassle-free Claim Settlement
Flexible Payment Modes

Bajaj Allianz Arogya Sanjeevani (Pros)

Lifelong renewability
Affordable premiums
Cover for pre-policy health checkups

Bajaj Allianz Arogya Sanjeevani (Cons)

Low SI options
No cover for dental treatments
No cover for mental illness

Bajaj Allianz Arogya Sanjeevani (Other Benefits)

Pre-policy health check-up coverage
Daycare procedures covered
Ambulance cover available

Bajaj Allianz Arogya Sanjeevani (Eligibility Criteria)

18-65 Years

Accident Health Insurance

Bajaj Allianz Personal Accident Policy

Bajaj Allianz Personal Accident Policy is a safety net for policyholders as life is uncertain and can throw any curveballs your way. Bajaj Allianz's P...

Unique Features

High sum insured
Death cover
Disability cover

Bajaj Allianz Personal Accident Policy (Pros)

High sum insured
Death cover
Disability cover

Bajaj Allianz Personal Accident Policy (Cons)

Hospitalization out of war/riot/strike NA
 Intentional self-injury

Bajaj Allianz Personal Accident Policy (Other Benefits)

Affordable premiums
Complete security

Bajaj Allianz Personal Accident Policy (Eligibility Criteria)

18 to 65 Years

Senior Citizen Health Insurance

Silver Health Plan

Bajaj Allianz Silver Health Plan for Senior Citizens is an adequate health plan if you are a senior citizen and are looking for an insurance plan or j...

Unique Features

Cover 15 Critical Illnesses
Preventive Health Check-ups
Long Term Policy

Silver Health Plan (Pros)

Cover 15 critical illnesses
Preventive health check-ups
Long term policy

Silver Health Plan (Cons)

Organ donor expenses not covered
Vaccination charges not covered
Self-inflicted injury not covered

Silver Health Plan (Other Benefits)

2 Plan variants
Preventive Health Checkups
Modern Treatments Covered

Silver Health Plan (Eligibility Criteria)

Entry Age: 46 to 80 Years
SI: Up to 10 L
Initial Waiting Period: 30 Days

Top Up and Super Top Up

Bajaj Allianz Extra Care Plus

Bajaj Allianz Extra Care Plus is a super top-up plan launched by Bajaj Allianz that covers all your medical expenses. Bajaj Allianz Extra Care Plus is...

Unique Features

Bajaj Allianz Super Top-Up
Avail High Sum Insured
Entry Age Up To 80 Years

Bajaj Allianz Extra Care Plus (Pros)

High sum insured
Entry age up to 80 years
Cover for family members available

Bajaj Allianz Extra Care Plus (Cons)

AIDS not covered
Self-inflicted injury not covered
Global coverage not available

Bajaj Allianz Extra Care Plus (Other Benefits)

Comprehensive features
Affordable premiums
Family cover

Bajaj Allianz Extra Care Plus (Eligibility Criteria)

Entry Age: 18 Years
SI: Up to 50 L
Initial Waiting Period: 30 Days

Individual

Criti Care

Bajaj Allianz Critical Illness plans provide a multitude of benefits that protect the insured from life-threatening critical diseases. The numerous cr...

Unique Features

43 CI cover
All-stage cancer cover
Physiotherapy care

Criti Care (Pros)

43 critical illnesses cover
All-stage cancer cover
Physiotherapy care available

Criti Care (Cons)

ICU cover not available
No pre and post-hospitalisation cover
No room rent cover

Criti Care (Other Benefits)

Early Stage Cancers
Carotid Artery Surgery
Removal of one Kidney

Criti Care (Eligibility Criteria)

18 to 65 Years

Bajaj Allianz M-Care: FAQs

1. Who can buy an M-Care policy by Bajaj Allianz?

The proposer’s minimum to maximum age should be 18 to 65 years respectively. There’s no minimum age (0 days) for dependent children.

2. How many vector-borne diseases are covered under this policy?

Bajaj Allianz M-care policy covers 7 vector-borne diseases which are thoroughly mentioned in the article for your reference.

3. What is the waiting period for claiming this policy?

The waiting period varies from conditions specified as per policy terms & conditions. Any vector-borne disease diagnosed within the first 15 days of policy commencement will be excluded. Refer to detailed policy wordings for the waiting period clause.

4. Who can buy this plan?

This plan is available on an individual and family floater basis. So you can buy the individual plan to cover yourself or buy the family floater to cover self, spouse, dependent children and parents.