Health Insurance In Bangalore
  • Top Plans in Bangalore
  • Benefits of Health Insurance
  • Tips to Buy the Best One
Health Insurance In Bangalore
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Bangalore: From Pioneering Tech to Your Health’s Future

Bangalore is a city that thrives on innovation. From powering the tech scene of the nation to electrifying its streets with a first-of-its-kind lighting system. But have ever thought about safeguarding your well-being in Bangalore? Health insurance is the best way to protect you from unexpected health problems.

Health insurance in Bangalore can be beneficial as it gives overall protection in case there is an emergency with you or your family.

Check out the health insurance plans in Bangalore.

What are the Benefits of Buying a Health Insurance in Bangalore?

If you are living in Bangalore, it becomes very important for you to buy health insurance. Here are the reasons why-

  • Many health plans in Bangalore offer comprehensive plans that provide coverage for domiciliary hospitalisation, AYUSH coverage, and pre and post-hospitalisation.
  • Critical illness can come with a heavy financial burden. So, you need to invest in health insurance with critical coverage.
  • You should get accidental coverage if you are living in Bangalore. Unfortunately, you cannot trust the traffic scenes there.
  • Health plans include features like e-consultation and unlimited teleconsultation. This will allow you to consult the doctor remotely.

Things to Consider While Buying a Health Insurance Policy in Bangalore

When buying health insurance in Bangalore, you need to check a few points:

  • Sum insured
  • Network hospital
  • Premiums paid
  • Illness covered
  • Benefits available

Bottom Line

Bangalore, the city of firsts, is constantly innovating. You need to take one step ahead for your health if you are living in Bangalore. Whether you are a tech wiz or a weekend explorer, let us ensure your health is covered for the vibrant adventures this city has to offer. Check out PolicyX for more health plans in Bangalore.

Best Health Insurance Plans in Bangalore

Considering the facts, here are some of the best plans to consider in bangalore:

Individual and Family Health Insurance

ICICI Lombard Health AdvantEdge plan is a comprehensive health insurance plan designed to cater to all your health care needs. A family health insuran...

Unique Features

  • Global Cover
  • SI Upto 3 Cr
  • Air Ambulance Cover

AdvantEdge Plan (Pros)

AdvantEdge Plan
  • Restoration Benefit
  • Cumulative Bonus
  • Health Rewards
  • Domestic Air Ambulance

AdvantEdge Plan (Cons)

AdvantEdge Plan
  • OPD Cover
  • Second medical opinion
  • Modern treatment
  • IVF treatment cover

AdvantEdge Plan (Other Benefits)

AdvantEdge Plan
  • New Born Cover
  • Vaccine Cover
  • Maternity Cover
  • PED Cover
  • Personal Accident Cover

AdvantEdge Plan (Eligibility Criteria)

AdvantEdge Plan
  • Entry Age: 18 - 65 years
  • SI: 5 L to 3 Cr
  • Initial waiting period: 30 days

Senior Citizen Health Insurance

Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. So wh...

Unique Features

  • High-sum insured options
  • Rewards and loyalty benefits
  • Multiple plan variants

Niva Bupa Senior First Plan (Pros)

Niva Bupa Senior First Plan
  • High-sum insured options
  • Rewards and loyalty benefits
  • Multiple plan variants

Niva Bupa Senior First Plan (Cons)

Niva Bupa Senior First Plan
  • ICU charges not covered
  • OPD coverage not available
  • Second medical opinion not available

Niva Bupa Senior First Plan (Other Benefits)

Niva Bupa Senior First Plan
  • No sub-limits are applicable for common health conditions
  • Waive off co-payment on applying deductibles
  • No mandatory pre-issuance medical tests

Niva Bupa Senior First Plan (Eligibility Criteria)

Niva Bupa Senior First Plan
  • Min. Entry Age - 61 Years
  • Max. Entry Age - 75 Years
  • SI - 5 - 25 L
  • Initial Waiting Period - 30 Days

Individual and Family Health Insurance

Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare ...

Unique Features

  • Unlimited E-consultations
  • Automatic Restoration
  • Wellness Benefits

Care Supreme Plan (Pros)

Care Supreme Plan
  • Modern treatments
  • Renewal discounts
  • Unlimited e-consultation

Care Supreme Plan (Cons)

Care Supreme Plan
  • Illegal activities
  • alcohol abuse
  • obesity treatments

Care Supreme Plan (Other Benefits)

Care Supreme Plan
  • Ambulance cover
  • Doctor on chat
  • Maternity care

Care Supreme Plan (Eligibility Criteria)

Care Supreme Plan
  • Min entry age: 18 Years
  • Max entry age: No age limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

A supersaver policy covering every family member. Star Family Health Optima is a strategically priced family health insurance plan. It offers comprehe...

Unique Features

  • Get coverage for the whole family
  • Additional SI for Road Traffic Accident
  • Coverage for Compassionate Travel

Star Family Health Optima (Pros)

Star Family Health Optima
  • No Pre-Policy Check-up
  • Lifelong Renewability
  • High SI available
  • COVID-19 cover
  • OPD covered

Star Family Health Optima (Cons)

Star Family Health Optima
  • PED cover not available
  • Obesity Treatment Unavailable
  • Hazardous Activities
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Star Family Health Optima (Other Benefits)

Star Family Health Optima
  • Long term discounts
  • Premium Payment flexibility
  • Health Check-up Cover
  • Domiciliary Hospitalization
  • Modern Treatment Cover

Star Family Health Optima (Eligibility Criteria)

Star Family Health Optima
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 25 L
  • Waiting Period - 30 Days

Individual and Family Health Insurance

TATA AIG Medicare is a comprehensive health insurance plan that is specifically designed by keeping in mind the increasing cost of medical expenses. T...

Unique Features

  • Vaccination Covered
  • AYUSH Covered
  • Quick Claim Process

Tata AIG Medicare Plan (Pros)

Tata AIG Medicare Plan
  • Global coverage
  • 540+ day care treatments
  • Qualified nurse
  • Room rent
  • Organ donor

Tata AIG Medicare Plan (Cons)

Tata AIG Medicare Plan
  • Injury due to suicide attempt
  • Death due to drugs
  • STDs
  • Injuries due to breach of law

Tata AIG Medicare Plan (Other Benefits)

Tata AIG Medicare Plan
  • AYUSH benefit
  • Health checkup
  • Bariatric surgery cover
  • Vaccination cover

Tata AIG Medicare Plan (Eligibility Criteria)

Tata AIG Medicare Plan
  • Entry age- 18 years
  • Max entry age- 65 years
  • SI- 3 L- 20 L
  • Waiting period- 30 days

Health Insurance Companies

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Health Insurance in Bangalore: FAQs

1. Why is health insurance important in Bangalore?

Bangalore fast-paced lifestyle and rising medical costs make health insurance important. It will protect you financially from unexpected medical emergencies.

2. What are some common exclusions of health insurance plans offered in Bangalore?

Many plans in Bangalore exclude pre-existing conditions for a certain waiting period, dental and cosmetic procedures, self-inflicted injuries, and alternative treatment.

3. Can I buy health insurance online in Bangalore?

Yes, you can buy health insurance online at PolicyX.com.

4. What to do if my health insurance claim gets rejected in Bangalore?

If your claim gets rejected, you can appeal the decision. Review the reason and collect all the supporting documents. You can approach IRDAI if you are unhappy with the decision.

Health Insurer Network Hospitals

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More Queries?

To know about the best health insurance plans in Bangalore, network hospitals available, or have any other insurance-related query, call our advisors at 1800-4200-269!

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Simran saxena

Written By: Simran Saxena

An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Travelling and writing are her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and seamlessly solves the reader’s query.