Stay Worry-free From Unexpected Hospital Bills!

Free and genuine expert guidance to choose the best health insurance plan for you and your family.

Benefits of Buying Health Insurance Plans through PolicyX

No Misinformation

No Push Selling

64+ Critical illnesses covered*

100% Transparency

IRDAI

Certified Experts

24/7

Assistance

1 lac+

Customer Advised

No Spam

No Gimmicks

Find top Health plans with up to
25% discount

 

 

 

 

By clicking here, you agree to our Disclaimer and and Privacy Policy

Benefits of Buying Health Insurance Plans through PolicyX

No Misinformation

No Push Selling

64+ Critical illnesses covered*

100% Transparency

IRDAI

Certified Experts

24/7

Assistance

1 lac+

Customer Advised

No Spam

No Gimmicks

icons

55 Lac+

Happy Customers

icons

31K+

Claims Served

icons

4.7

Rated on Google

icons

11+

Years

Why PolicyX.com?

px logo The Power of X

No Gimmicks, Only Real Insurance Solutions. Cancelling out the spam, misselling & misinformation.

px logo 100% Genuine & Free Advice

Our advisors are ever-ready to guide you towards your insurance goal.

px logo Calling Through Appointment Only

You book the preferred day & time to talk to us. We promise, no spamming.

px logo Rapid Claim Service

Our claim experts are working day & night to get your claim resolved without any headaches.

vs-icon

Other Platforms

Misselling & Misinformation

Call-centre employees selling policies without prior knowledge or expertise.

Untrustworthy Advise

People with no insurance background have flooded the market to earn commissions.

Disturbing Phone Calls

Most agents and websites will try to push sell and keep spamming you for days.

Inaccessible Claim Assistance

Once the sale is completed, not many aggregators will offer you end-to-end claim services.

How to Compare Health Insurance?

Before investing in a health insurance, consider the given factors to choose the best.

Connect with our insurance experts for genuine advice.

icon

Incurred Claims Ratio

ICR measures the company’s capability. Our advisors help you search for an insurer with good ICR for quick claim support.

icon

Network Hospitals

Trusted insurers have reputable network hospitals on their list to provide quality healthcare options to customers.

icon

Riders & Add-ons

Select an insurer offering multiple riders/ add-ons for end-to-end coverage and added support to your health policy.

icon

Waiting Period

Most insurers have a waiting period of 30 days. We help you select insurers with the least waiting periods.

icon

Co-payment

Many health plans have pre-defined copayments. Select the best health policy offering minimum to no copayment options.

icon

Pre-policy Medical Check-up

Stressed about pre-policy medical checkups? We’ll help you choose the best health insurance without any medical checkup.

Why Speak To Our Experts?

Confused about choosing the right health insurance? Our insurance experts

provide personalized guidance to help you make the best decision

icon

Customization

Get Personalized Plan Recommendations

icon

Discount

Save More with Exclusive Discounts

icon

Hassle Free

Hassle-free Claim Assistance

icon

Verified Plans

Verified Plans from Top Insurance Providers

icon

Clarity

Query-solving & Detailed Conversation with Experts

Customer's Speak

Why did they choose PolicyX.com?

I'm very satisfied because my claim of over ₹2 L has been settled as a result of your team effort. However, I was very upset with the insurer, who delayed the claim for almost 2 months. But with your support and interaction, the claim was settled within 30 days & I appreciate it a lot.

Nisha Mary

I purchased a health plan for the very first time and the support by PolicyX is commendable. A big thanks to you guys.

Nikita Anand

I bought my health policy from PolicyX, and so far, it's been a very pleasant experience with the team. I really appreciate the help for renewing my health policy.

Ajay Shah

I highly appreciate the help of the PolicyX team for settling my claim of Rs. 5 Lakhs with zero deductions. I took a policy online from them in March 2024.

Priti Varshney

For three years, my claims were rejected. Then, PolicyX reached out, noticed the issue, and successfully helped me recover ₹4.5L. I'm truly grateful for their dedicated advisors and unwavering support!

Vijay Rathod

Awards & Achievements

awards
awards
awards
awards

FAQs: Health Insurance

Choose best-selling health insurance from PolicyX.com

How to select the best health insurance plan?

There are various factors affecting health insurance plan selection such as:

  • Sum Insured
  • Riders
  • Coverage Features
  • Network Hospitals
  • Customer Care Services
  • Claim Settlement Ratio

Are there any discounts and rewards available when purchasing the best medical insurance policy?

Yes, there are multiple health insurance providers that offer multiple discounts on premiums on certain conditions such as a good health discount for individuals who have excellent health vitals, discounts for females and non-smokers, discounts for long term policy, and more.

What is the correct age to invest in a health insurance policy?

It is advised to purchase mediclaim insurance at a young age as it drastically affects your premium prices and provides you with an extended coverage. The earlier you invest in a health insurance policy the lower are the premiums as there is a lesser risk of developing any health issues.

Are pre-policy medical check-ups mandatory before purchasing a health insurance plan?

No, most health insurance plans do not require the insurance holder to undergo a pre-policy medical check-up. However, most medical insurance policies have a certain age limit up to which there is no need for a pre-policy medical check-up. The usual age is up to 45 years but varies depending on insurer to insurer.

What is the ideal medi-claim insurance sum insured required by a policyholder?

No, most health insurance plans do not require the insurance holder to undergo a pre-policy medical check-up. However, most medical insurance policies have a certain age limit up to which there is no need for a pre-policy medical check-up. The usual age is up to 45 years but varies depending on insurer to insurer.

Disclaimer

  • The insurance company can cancel any policy at any time on the grounds of non-disclosure of information, misrepresentation, or fraud by the policyholder. Premium amount will not be refunded on cancellation in case of misrepresentation, fraudulent actions/ claims, or non-disclosure of information.
  • Income tax benefits under Section 80D, Income Tax Act, are applicable for the policyholder (self), spouse, dependent children, and dependent parents.
  • We offer 24/7 claim support, which can be affected by system failure or a force majeure event for uncontrolled reasons. For further information, you can contact the PolicyX.com claim support team at 1800-4200-269. Claim settlement (also cashless claims) is the sole responsibility of the Insurance Company. It will be accepted/ rejected as per the policy terms and conditions.
  • All information published on the website, PolicyX.com, is purely for informational purposes, dedicated to the internet community. It does not indicate the overall terms, conditions, and other details of any policy or insurance advice. We source all product information from the official websites of the respective Insurance Companies.
  • Insurance is a subject matter of solicitation and involves market risks. It’s important and the user’s responsibility to understand the terms, conditions, market risks, and exclusions of any insurance products: general, life, and term. We do not have any liability for any disputes of such nature. For more details on insurance plans, services, etc., please read the policy wordings and other documents before concluding a sale/ purchase.
  • All products and prices are offered by the Insurance Company as per IRDAI-approved standards and guidelines. This also includes any savings or online discounts that are applicable and provided by the Insurer.