Cholamandalam Ms
vs
Raheja Qbe

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Cholamandalam Ms vs Raheja Qbe

Cholamandalam Ms

Chola MS General Insurance Company Limited is a Joint Venture between the Murugappa Group and Mitsui Sumitomo Insurance Company Limited, Japan. Chola MS champions a brand philosophy called T3, which stands for Trust, Transparency, and Technology.

Raheja Qbe

Raheja QBE health insurance provides extensive and exclusive coverage and is amongst the best insurance providers in the company. It offers customized and tailor-made health insurance policies for individuals and families that covers all sorts of medical expenses.

COMPANY DETAILS Edit

Cholamandalam Ms

Edit

Raheja Qbe

Rating
Number of health insurance plans and add-ons
Sum insured

Sum Insured

Up to 5 Crore

Sum Insured

Up to 1 Cr
Network hospitals

Network Hospital

12000+

Network Hospital

5000+
Claim ratio

Claim Ratio

93.63%

Claim Ratio

97.30%
Solvency Ratio

Solvency Ratio

2

Solvency Ratio

1.9
Pan India Presence

Pan India Presence

198

Pan India Presence

10
Claim Form

Claim Form

-

Claim Form

-
Waiting Period

Waiting Period

30

Waiting Period

-
Individual and Family Health Insurance

Individual and Family Health Insurance

Chola MS Flexi Health

Individual and Family Health Insurance

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Cholamandalam Health Insurance

Chola MS General Insurance Company Limited is a Joint Venture between the Murugappa Group and Mitsui Sumitomo Insurance Company Limited, Japan. Chola MS champions a brand philosophy called T3, which stands for Trust, Transparency, and Technology.

Individual and Family Health Insurance Plans

Individual and Family Health Insurance

Chola Flexi Health is an insurance plan that molds itself around your life. You can personalize your sum insured, premium payment mode, and tenure und...

Unique Features

  • Avail SI up to 25L
  • Medical Second Opinion
  • Compassionate Travel Cover

Chola MS Flexi Health (Pros)

Chola MS Flexi Health
  • New born baby cover
  • Ambulance cover
  • Recharge benefit

Chola MS Flexi Health (Cons)

Chola MS Flexi Health
  • Illegal activities
  • Alcoholism
  • Obesity and cosmetic procedures

Chola MS Flexi Health (Other Benefits)

Chola MS Flexi Health
  • Medical second opinion
  • Daily care benefit
  • AYUSH coverage

Chola MS Flexi Health (Eligibility Criteria)

Chola MS Flexi Health
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 25 L

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Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.