Cholamandalam Ms
vs
Shriram Company

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Cholamandalam Ms vs Shriram Health Insurance Company

Cholamandalam Ms

Chola MS General Insurance Company Limited is a Joint Venture between the Murugappa Group and Mitsui Sumitomo Insurance Company Limited, Japan. Chola MS champions a brand philosophy called T3, which stands for Trust, Transparency, and Technology.

Shriram Health Insurance Company

Shriram General is a leading name in the Indian insurance sector that offers best health insurance plans, first-of-its-kind coverage options, high sum insured, and over 14,000 network hospitals across the country.

COMPANY DETAILS Edit

Cholamandalam Ms

Edit

Shriram Health Insurance Company

Rating
Number of health insurance plans and add-ons
Sum insured

Sum Insured

Up to 5 Crore

Sum Insured

Up to 3 Crore
Network hospitals

Network Hospital

12000+

Network Hospital

13000+
Claim ratio

Claim Ratio

93.63%

Claim Ratio

86.86%
Solvency Ratio

Solvency Ratio

2

Solvency Ratio

4.91%
Pan India Presence

Pan India Presence

198

Pan India Presence

-
Claim Form

Claim Form

-

Claim Form

Available
Waiting Period

Waiting Period

30

Waiting Period

30
Individual and Family Health Insurance

Individual and Family Health Insurance

Chola MS Flexi Health

Individual and Family Health Insurance

Shri Health Suraksha Plan

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Cholamandalam Health Insurance

Chola MS General Insurance Company Limited is a Joint Venture between the Murugappa Group and Mitsui Sumitomo Insurance Company Limited, Japan. Chola MS champions a brand philosophy called T3, which stands for Trust, Transparency, and Technology.

Individual and Family Health Insurance Plans

Individual and Family Health Insurance

Chola Flexi Health is an insurance plan that molds itself around your life. You can personalize your sum insured, premium payment mode, and tenure und...

Unique Features

  • Avail SI up to 25L
  • Medical Second Opinion
  • Compassionate Travel Cover

Chola MS Flexi Health (Pros)

Chola MS Flexi Health
  • New born baby cover
  • Ambulance cover
  • Recharge benefit

Chola MS Flexi Health (Cons)

Chola MS Flexi Health
  • Illegal activities
  • Alcoholism
  • Obesity and cosmetic procedures

Chola MS Flexi Health (Other Benefits)

Chola MS Flexi Health
  • Medical second opinion
  • Daily care benefit
  • AYUSH coverage

Chola MS Flexi Health (Eligibility Criteria)

Chola MS Flexi Health
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 25 L

Shriram Health Insurance

Shriram General is a leading name in the Indian insurance sector that offers best health insurance plans, first-of-its-kind coverage options, high sum insured, and over 14,000 network hospitals across the country.

Individual and Family Health Insurance Plans

Individual and Family Health Insurance

Shriram General Health Insurance has launched its first-ever indemnity health plan, Shri Health Suraksha Insurance. This comprehensive plan promises t...

Unique Features

  • Comprehensive Coverage
  • Multiple Sum Insured
  • Benefits

Shri Health Suraksha Plan (Pros)

Shri Health Suraksha Plan
  • Multiple sum insured
  • Family cover
  • Ambulance cover

Shri Health Suraksha Plan (Cons)

Shri Health Suraksha Plan
  • Illegal activities
  • Obesity treatments
  • HIV
  • Adventure sports

Shri Health Suraksha Plan (Other Benefits)

Shri Health Suraksha Plan
  • ICU fees
  • doctor fees
  • Blood and oxygen espenses
  • Tax Benefits

Shri Health Suraksha Plan (Eligibility Criteria)

Shri Health Suraksha Plan
  • Min entry age: NA
  • Max Entry age: NA
  • Sum Insured: Multiple
  • Waiting Period: 30 days

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Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.