Future Generali
vs
Sbi Health

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Future Generali vs Sbi Health

Future Generali

Future Generali Health Insurance Company stands as your trusted companion as their commitment to safeguard you from any sort of medical emergencies.

Sbi Health

SBI Health Insurance truly reflects the legacy & trust of the brand SBI among Indian policyholders. They offer expertly curated health plans for individuals, families & senior citizens. With great customer support, over 6000 networking hospitals, efficient claim support and others, SBI Health Insurance promises you the best health protection!

COMPANY DETAILS Edit

Future Generali

Edit

Sbi Health

Rating
Number of health insurance plans and add-ons
Sum insured

Sum Insured

Up to 6 Cr

Sum Insured

Up to 2 Cr
Network hospitals

Network Hospital

8430+

Network Hospital

6000+
Claim ratio

Claim Ratio

94.98%

Claim Ratio

98%%
Solvency Ratio

Solvency Ratio

1.8

Solvency Ratio

1.8
Pan India Presence

Pan India Presence

121

Pan India Presence

141
Claim Form

Claim Form

-

Claim Form

-
Waiting Period

Waiting Period

-

Waiting Period

-
Individual and Family Health Insurance

Individual and Family Health Insurance

Future Generali Health Total Plan
Future Generali Health Absolute Plan
Future Generali D.I.Y. Health Insurance
Future Generali Health Elite Plan
Future Generali Health Suraksha Plan
Future Generali Super Saver Plan

Individual and Family Health Insurance

Arogya Premier Policy
Arogya Plus Policy
SBI Arogya Top-Up Policy
SBI Arogya Sanjeevani Policy
SBI Arogya Supreme Policy
SBI Health Edge Policy
Super Health Policy
Top Up and Super Top Up

Top Up and Super Top Up

Future Generali Advantage Top-up Plan

Top Up and Super Top Up

Senior Citizen Health Insurance

Senior Citizen Health Insurance

Future Generali Varishta Bima Policy

Senior Citizen Health Insurance

Critical Illness Health Insurance

Critical Illness Health Insurance

Future Generali Criticare Plan

Critical Illness Health Insurance

SBI Critical Illness Policy
Individual

Individual

Individual

SBI Divyanga Suraksha Policy
SBI Loan Insurance Policy
Group Health Insurance

Group Health Insurance

Group Health Insurance

SBI Group Health Insurance

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Future Generali Health Insurance

Future Generali Health Insurance Company stands as your trusted companion as their commitment to safeguard you from any sort of medical emergencies.

Individual and Family Health Insurance Plans

Individual and Family Health Insurance

Future Generali Health Total is a holistic comprehensive health insurance plan that offers a multitude of features like cover for up to 15 family memb...

Unique Features

  • SI Up to 1 Crore
  • Family Discounts
  • Avail Wellness Benefits

Future Generali Health Total Plan (Pros)

Future Generali Health Total Plan
  • Daily hospital cash
  • Maternity cover
  • Newborn baby care
  • Modern treatment cover
  • Global coverage

Future Generali Health Total Plan (Cons)

Future Generali Health Total Plan
  • OPD charges
  • Second medical opinion
  • IVF treatment
  • Air ambulance cover
  • Compassionate travel

Future Generali Health Total Plan (Other Benefits)

Future Generali Health Total Plan
  • Organ donor cover
  • Family floater benefits
  • E-consultations
  • Daycare procedures cover

Future Generali Health Total Plan (Eligibility Criteria)

Future Generali Health Total Plan
  • Minimum- Day 1
  • Maximum- No limit

Individual and Family Health Insurance

Future Generali Health Absolute is a comprehensive health insurance plan with 3 plan variants and a wide range of sum insured. The plan offers a wide ...

Unique Features

  • Up to 1 Cr SI
  • 3 Plan Variants
  • 10% Family Discount

Future Generali Health Absolute Plan (Pros)

Future Generali Health Absolute Plan
  • OPD charges
  • AYUSH cover
  • Maternity cover
  • Newborn baby care
  • modern treatment cover

Future Generali Health Absolute Plan (Cons)

Future Generali Health Absolute Plan
  • Domiciliary benefit
  • Second medical opinion
  • Air ambulance
  • Compassionate travel
  • Daily hospital cash

Future Generali Health Absolute Plan (Other Benefits)

Future Generali Health Absolute Plan
  • Pre & post-hospitalization
  • Organ donor cover
  • ICU charges
  • Cataract treatment cover

Future Generali Health Absolute Plan (Eligibility Criteria)

Future Generali Health Absolute Plan
  • 18 years - No Limit

Individual and Family Health Insurance

Build your health plan, your way! Yes, you heard that right. You can now customize and create your own health insurance with D.I.Y Health Insurance. I...

Unique Features

  • Freedom to choose benefits
  • Multiple add-on cover options
  • Gender reassignment surgery

Future Generali D.I.Y. Health Insurance (Pros)

Future Generali D.I.Y. Health Insurance
  • Room rent
  • ICU charges
  • Pre and post hopitalisation

Future Generali D.I.Y. Health Insurance (Cons)

Future Generali D.I.Y. Health Insurance
  • Investigation and evaluation
  • Rest cure and rehabilitation; and respite care
  • Obesity and weight control management
  • Sterility and infertility treatments

Future Generali D.I.Y. Health Insurance (Other Benefits)

Future Generali D.I.Y. Health Insurance
  • Domiciliary hospitalisation
  • Daycare treatment
  • OPD charges
  • Cataract

Future Generali D.I.Y. Health Insurance (Eligibility Criteria)

Future Generali D.I.Y. Health Insurance
  • Min entry age: 17 Years
  • Max entry age: 70 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 15 L

Individual and Family Health Insurance

There should be no boundaries when it comes to your health!  Future Generali Health Elite plan offers your premium healthcare benefits globally t...

Unique Features

  • Holistic wellness cover
  • Maternity benefits
  • Global medical treatment

Future Generali Health Elite Plan (Pros)

Future Generali Health Elite Plan
  • Room rent covered
  • ICU charges
  • Pre and post hospitalisation
  • Domiciliary hospitalisation
  • Daycare treatment

Future Generali Health Elite Plan (Cons)

Future Generali Health Elite Plan
  • Congenital diseases
  • Change of gender treatment
  • Sterility and infertility treatment

Future Generali Health Elite Plan (Other Benefits)

Future Generali Health Elite Plan
  • Cataract covered
  • No claim bonus
  • Automatic restoration
  • Organ donor covered

Future Generali Health Elite Plan (Eligibility Criteria)

Future Generali Health Elite Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 6 Cr

Individual and Family Health Insurance

Protect your family's health affordably with the Future Health Suraksha policy. It has become normal to get hospitalised due to an accidental injury o...

Unique Features

  • Free health check-ups
  • Compassionate travel
  • No pre-policy upto 50 years

Future Generali Health Suraksha Plan (Pros)

Future Generali Health Suraksha Plan
  • ICU charges
  • Pre-hospitalisation
  • Post-hospitalisation
  • Daycare treatment

Future Generali Health Suraksha Plan (Cons)

Future Generali Health Suraksha Plan
  • Domiciliary hospitalisation
  • OPD charges
  • Maternity cover
  • Newborn baby cover

Future Generali Health Suraksha Plan (Other Benefits)

Future Generali Health Suraksha Plan
  • Cataract
  • No claim bonus
  • Automatic restoration
  • Organ donor

Future Generali Health Suraksha Plan (Eligibility Criteria)

Future Generali Health Suraksha Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 10 L

Individual and Family Health Insurance

Future Generali Super Saver Plan is a one-of-a-kind health insurance plan with two plan variants that offer an 80% premium discount. If policyholders ...

Unique Features

  • 80% premium discount
  • Family coverage
  • Maternity coverage

Future Generali Super Saver Plan (Pros)

Future Generali Super Saver Plan
  • Modern treatment cover
  • Maternity covered
  • Domiciliary treatment cover

Future Generali Super Saver Plan (Cons)

Future Generali Super Saver Plan
  • Vaccination unavailable
  • Automatic restoration
  • Daily hospital cash
  • Health check-up unavailable

Future Generali Super Saver Plan (Other Benefits)

Future Generali Super Saver Plan
  • Pre & post-hospitalization
  • Daycare procedures
  • Cataract cover
  • ICU charges covered

Future Generali Super Saver Plan (Eligibility Criteria)

Future Generali Super Saver Plan
  • 18 to 70 years

Top Up and Super Top Up Plans

Top Up and Super Top Up

Get more coverage on your insurance, and enjoy more protection with a top-up today! The Future Generali Advantage top-up health insurance policy comes...

Unique Features

  • Mental illness coverage
  • Nursing expenses cover
  • Affordable premiums

Future Generali Advantage Top-up Plan (Pros)

Future Generali Advantage Top-up Plan
  • Room rent
  • ICU charges
  • Pre and post hospitalisation
  • Daycare treatment

Future Generali Advantage Top-up Plan (Cons)

Future Generali Advantage Top-up Plan
  • Domiciliary hospitalisation
  • OPD charges
  • Automatic restoration

Future Generali Advantage Top-up Plan (Other Benefits)

Future Generali Advantage Top-up Plan
  • Organ donor
  • AYUSH treatment
  • Ambulance coverage

Future Generali Advantage Top-up Plan (Eligibility Criteria)

Future Generali Advantage Top-up Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Senior Citizen Health Insurance Plans

Senior Citizen Health Insurance

Enjoy every moment of your senior citizenship with Future Varishta Bima for senior citizens! Future Generali Varishta Bima policy is a specially desig...

Unique Features

  • Annual health check-up
  • In-patient treatment expenses
  • Multiple discount options

Future Generali Varishta Bima Policy (Pros)

Future Generali Varishta Bima Policy
  • Room rent
  • Pre-hospitalisation
  • Post hospitalisation
  • Day care treatment

Future Generali Varishta Bima Policy (Cons)

Future Generali Varishta Bima Policy
  • ICU charges
  • Domiciliary hospitalition
  • OPD charges
  • Organ donor

Future Generali Varishta Bima Policy (Other Benefits)

Future Generali Varishta Bima Policy
  • AYUSH treatment covered
  • Modern treatment
  • Health check-up
  • Co-payment

Future Generali Varishta Bima Policy (Eligibility Criteria)

Future Generali Varishta Bima Policy
  • Min entry age: 65 Years
  • Max entry age: No Limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 10 L

Critical Illness Health Insurance Plans

Critical Illness Health Insurance

When it comes to life-threatening conditions, your family is not alone! What does that mean? According to a report of Elets BFSI, the major reason for...

Unique Features

  • Critical illness cover
  • Exhaustive cover benefits
  • Lump sum payout options

Future Generali Criticare Plan (Pros)

Future Generali Criticare Plan
  • Covers cancer
  • Kidney and liver failure
  • Primary pulmonary arterial hypertension

Future Generali Criticare Plan (Cons)

Future Generali Criticare Plan
  • Any PEDs or related medical conditions
  • Unnecessary or non-prescribed medical treatment
  • Maternity complications and external or internal congenital illnesses
  • Infertility and sterility treatment expenses

Future Generali Criticare Plan (Other Benefits)

Future Generali Criticare Plan
  • Multiple sclerosis
  • Major organ transplant
  • Open chest CABG

Future Generali Criticare Plan (Eligibility Criteria)

Future Generali Criticare Plan
  • Entry Age- Child: 6-25 years
  • Adult: 18-65 years
  • Initial waiting period: 90 days
  • Policy term: 1/2/3 years

SBI Health Insurance

SBI Health Insurance truly reflects the legacy & trust of the brand SBI among Indian policyholders. They offer expertly curated health plans for individuals, families & senior citizens. With great customer support, over 6000 networking hospitals, efficient claim support and others, SBI Health Insurance promises you the best health protection!

Individual Plans

Individual

Would you believe if we say that the SBI Divyanga Suraksha health insurance plan provides healthcare for people with disability or any pre-existing HI...

Unique Features

  • Covers in-patient treatment
  • HIV/AIDS cover
  • Power against disability

SBI Divyanga Suraksha Policy (Pros)

SBI Divyanga Suraksha Policy
  • Pre and post-hospitalization
  • Medical treatment
  • Daycare procedures
  • Cataract cover

SBI Divyanga Suraksha Policy (Cons)

SBI Divyanga Suraksha Policy
  • Domiciliary hospitalization
  • Vaccination
  • Health check-ups
  • Global coverage

SBI Divyanga Suraksha Policy (Other Benefits)

SBI Divyanga Suraksha Policy
  • Modern treatment cover
  • In-patient treatment
  • AYUSH care
  • PEDs cover

SBI Divyanga Suraksha Policy (Eligibility Criteria)

SBI Divyanga Suraksha Policy
  • Entry age: 18 o 65 years
  • SI: 4 & 5 Lakhs
  • Initial Waiting Period: 30 days

Individual

SBI Loan Insurance policy offers comprehensive coverage to the policyholder and helps them to repay their loan in case of medical emergencies arising ...

Unique Features

  • Loan repayment benefits
  • Plan details
  • Inclusions and exclusions

SBI Loan Insurance Policy (Pros)

SBI Loan Insurance Policy
  • Pays out max 3 EMIs
  • Pays outstanding loan
  • PTD benefits

SBI Loan Insurance Policy (Cons)

SBI Loan Insurance Policy
  • Drug abuse or alcoholism
  • HIV/AIDS
  • Self-inflicted injury

SBI Loan Insurance Policy (Other Benefits)

SBI Loan Insurance Policy
  • Accidental cover
  • Critical illnesses cover
  • Loss of job cover

SBI Loan Insurance Policy (Eligibility Criteria)

SBI Loan Insurance Policy
  • Entry Age: 18 to 65 years
  • SI: 1 Crore
  • Initial waiting period: 90 days

Individual and Family Health Insurance Plans

Individual and Family Health Insurance

SBI Arogya Premier Policy is a comprehensive health insurance plan that is designed to protect you and your family from uncertain medical expenses. Th...

Unique Features

  • Plan Specifications
  • Eligibility
  • Inclusions and Exclusions

Arogya Premier Policy (Pros)

Arogya Premier Policy
  • In-patient hospitalization expenses
  • Pre and post-hospitalization
  • AYUSH treatments
  • Maternity expenses

Arogya Premier Policy (Cons)

Arogya Premier Policy
  • Daily hospital cash cover
  • Newborn baby cover
  • Global coverage
  • Compassionate visit unavailable

Arogya Premier Policy (Other Benefits)

Arogya Premier Policy
  • Mental illness cover
  • HIV/AIDS cover
  • Internal congenital diseases
  • Genetic disorders

Arogya Premier Policy (Eligibility Criteria)

Arogya Premier Policy
  • Entry Age: 3 Months to 65 Year
  • Sum Insured: 10 to 30 Lakhs
  • Initial Waiting Period: 30 days

Individual and Family Health Insurance

SBI Arogya Plus policy is a fixed premium plan that offers financial protection to you and your family during a medical emergency. The plan provides c...

Unique Features

  • What is Arogya Plus?
  • Know the Eligibility Criteria
  • Premiums Sample Illustration

Arogya Plus Policy (Pros)

Arogya Plus Policy
  • OPD cover
  • In-patient hospitalization
  • Pre & post hospitalization

Arogya Plus Policy (Cons)

Arogya Plus Policy
  • Newborn baby cover
  • Vaccination
  • Compassionate travel
  • Organ donor cover unavailable

Arogya Plus Policy (Other Benefits)

Arogya Plus Policy
  • AYUSH treatment
  • Domiciliary hospitalization
  • HIV/AIDS cover
  • Mental illness cover

Arogya Plus Policy (Eligibility Criteria)

Arogya Plus Policy
  • Entry Age: 3 Months to 65 Years
  • Sum Insured: 1/2/3 L
  • Policy term: 1/2/3 years
  • Initial waiting period: 30 days

Individual and Family Health Insurance

SBI Arogya Top-up Policy is a health insurance top-up policy that is designed to provide additional coverage to policyholders when their standard heal...

Unique Features

  • Enhanced coverage
  • Eligibility criteria
  • Key features

SBI Arogya Top-Up Policy (Pros)

SBI Arogya Top-Up Policy
  • In-patient hospitalisation
  • Pre & post hospitalisation
  • Ambulance cover

SBI Arogya Top-Up Policy (Cons)

SBI Arogya Top-Up Policy
  • Global coverage
  • Air ambulance
  • Compassionate visit
  • OPD cover unavailable

SBI Arogya Top-Up Policy (Other Benefits)

SBI Arogya Top-Up Policy
  • Organ donor expenses
  • Domiciliary treatment
  • Modern treatment

SBI Arogya Top-Up Policy (Eligibility Criteria)

SBI Arogya Top-Up Policy
  • Entry age: 3 months to 65 years
  • SI: 1 to 50 Lakhs
  • Policy term: 1/2/3 years
  • Initial waiting period: 30 days

Individual and Family Health Insurance

SBI Arogya Sanjeevani Policy is a standard health insurance policy that comes with an affordable premium and offers a bucket full of benefits to its p...

Unique Features

  • Affordable Health Plan
  • Eligibility Criteria
  • Inclusions and Exclusions

SBI Arogya Sanjeevani Policy (Pros)

SBI Arogya Sanjeevani Policy
  • In-patient hospitalization
  • Pre and post-hospitalization care
  • ICU expenses
  • Daycare treatment
  • Up to 12 advanced treatments

SBI Arogya Sanjeevani Policy (Cons)

SBI Arogya Sanjeevani Policy
  • Modern treatment unavailable
  • OPD not covered
  • Domiciliary hospitalization unavailable

SBI Arogya Sanjeevani Policy (Other Benefits)

SBI Arogya Sanjeevani Policy
  • Deep Brain Stimulation
  • Balloon Sinuplasty
  • Oral Chemotherapy
  • Intra Vitreal Injections

SBI Arogya Sanjeevani Policy (Eligibility Criteria)

SBI Arogya Sanjeevani Policy
  • Entry Age: 18 to 65 Years
  • SI: 50K to 1 Lakhs
  • Initial waiting period: 30 days

Individual and Family Health Insurance

SBI Arogya Supreme health plan is a diverse health insurance plan that provides a solution for all your healthcare needs. It covers 20 basic covers an...

Unique Features

  • Complete protection
  • Choose SI
  • Choose policy tenure

SBI Arogya Supreme Policy (Pros)

SBI Arogya Supreme Policy
  • Domestic Air Ambulance Cover
  • Compassionate Benefit
  • Recovery Benefit

SBI Arogya Supreme Policy (Cons)

SBI Arogya Supreme Policy
  • Automatic restoration
  • Maternity cover unavailable
  • Newborn baby cover
  • 2nd medical opinion not covered

SBI Arogya Supreme Policy (Other Benefits)

SBI Arogya Supreme Policy
  • E-Opinion Cover
  • Preventive Health Check-up
  • Renewal Benefit

SBI Arogya Supreme Policy (Eligibility Criteria)

SBI Arogya Supreme Policy
  • Entry age: 18 to 65 years
  • Sum Insured 3 L | 5 L | 7.5 L | 10 L | 15 L | 30 L | 40 L | 50 L | 1 Cr
  • Policy Term 1/2/3 Years
  • Initial Waiting Period 30 Days

Individual and Family Health Insurance

SBI Health Edge is a newly introduced health insurance plan from SBI Health Insurance which is customizable and is available to insurance holders base...

Unique Features

  • Avail Global Treatment
  • Multiple Discounts
  • 18 Optional Covers

SBI Health Edge Policy (Pros)

SBI Health Edge Policy
  • In-patient hospitalization
  • Pre and Post-hospitalization
  • Daycare treatments
  • Emergency ambulance cover

SBI Health Edge Policy (Cons)

SBI Health Edge Policy
  • Organ donor
  • Compassionate visit
  • Domiciliary hospitalization

SBI Health Edge Policy (Other Benefits)

SBI Health Edge Policy
  • Bariatric Surgery Cover
  • Modern Treatments
  • AYUSH Treatments
  • Health Check-ups

SBI Health Edge Policy (Eligibility Criteria)

SBI Health Edge Policy
  • Entry Age: 18 to 65 Years
  • SI: 3 to 25 Lakhs
  • Initial waiting period: 30 days

Individual and Family Health Insurance

SBI Super Health Plan is SBI Health Insurance's new comprehensive health insurance plan. The plan is an umbrella health plan that provides all-inclusi...

Unique Features

  • Unlimited Re-insure Benefit
  • Wellness Benefits
  • Annual Health Check-ups

Super Health Policy (Pros)

Super Health Policy
  • Tax benefit
  • Reinsure benefit
  • Health multiplier
  • Optional covers

Super Health Policy (Cons)

Super Health Policy
  • Cosmetic treatment
  • Injury due to illegal activities
  • Unlawful activities
  • Adventure sports injuries

Super Health Policy (Other Benefits)

Super Health Policy
  • OPD expenses
  • International treatment
  • SI up to 2 Crores
  • Flexible premium payments

Super Health Policy (Eligibility Criteria)

Super Health Policy
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 2 Cr

Critical Illness Health Insurance Plans

Critical Illness Health Insurance

SBI Critical Illness Insurance Policy offers you financial protection from 13 important critical illnesses, this policy offers a fixed sum, irrespect...

Unique Features

  • Coverage for Cancer
  • Eligibility Criteria
  • Inclusions and Exclusions

SBI Critical Illness Policy (Pros)

SBI Critical Illness Policy
  • 13 critical illnesses
  • COVID- 19 covered
  • Air ambulance services

SBI Critical Illness Policy (Cons)

SBI Critical Illness Policy
  • Maternity cover
  • OPD and daycare unavailable
  • Global cover unavailable

SBI Critical Illness Policy (Other Benefits)

SBI Critical Illness Policy
  • Emergency medical cover
  • No Maximum age limit
  • SI up to 10 L

SBI Critical Illness Policy (Eligibility Criteria)

SBI Critical Illness Policy
  • Entry age: 5 years to No limit
  • SI: 3 to 10 Lakhs
  • Initial waiting period: 90 days

Group Health Insurance Plans

Group Health Insurance

SBI Group Health Insurance is a comprehensive plan, as it provides wider coverage to its customers as well as their family members. Group health insur...

Unique Features

  • High Sum Insured
  • Easy Policy Renewal
  • 10% copayment

SBI Group Health Insurance (Pros)

SBI Group Health Insurance
  • In-patient hospitalization
  • Daycare treatments
  • Co-payment clause

SBI Group Health Insurance (Cons)

SBI Group Health Insurance
  • Room rent unavailable
  • OPD not covered
  • Organ donor expenses
  • Modern treatment unavailable

SBI Group Health Insurance (Other Benefits)

SBI Group Health Insurance
  • Ambulance expenses
  • Pre & post-hospitalisation
  • Policy renewal benefits

SBI Group Health Insurance (Eligibility Criteria)

SBI Group Health Insurance
  • Entry age: 18 to 65 years
  • Sum insured: 1 to 5 Lakhs
  • Initial waiting period: 30 days

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Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.