Hdfc Ergo Insurance vs Aditya Birla Insurance Online in 2025

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Hdfc Ergo vs Aditya Birla

Hdfc Ergo

HDFC Ergo Health Insurance has become a popular and trusted name in the insurance sector. They offer exclusive health plans, discounts on diagnostic tests, and have one of the highest claim settlement ratios. To top it off, they offer multilingual 24x7 customer support that caters to a wide range of policyholders!

Aditya Birla

One of the top health insurance companies in India, Aditya Birla aims to provide complete health insurance solution to their customers. They have top-selling plans in individual, family floater, senior citizen, and many other variants that you can choose from to secure yourself and your family both medically and financially.

COMPANY DETAILS

Hdfc Ergo

Aditya Birla

Rating	Rating 4.4	Rating 4.4
Number of health insurance plans and add-ons	No. of Plans 12	No. of Plans 17
Sum insured	Sum Insured Up to 2 Cr	Sum Insured Up to 1 Cr
Network hospitals	Network Hospital 12000+	Network Hospital 11000+
Claim ratio	Claim Ratio 98.59%	Claim Ratio 64.68%
Solvency Ratio	Solvency Ratio 1.7	Solvency Ratio 2.3
Pan India Presence	Pan India Presence 200	Pan India Presence 4800
Claim Form	Claim Form -	Claim Form Available
Waiting Period	Waiting Period -	Waiting Period 30 Days
Women Health Insurance	Women Health Insurance My:Health Women Suraksha Policy	Women Health Insurance
Individual and Family Health Insurance	Individual and Family Health Insurance HDFC ERGO Arogya Sanjeevani Policy HDFC ERGO Optima Secure Global Plan HDFC ERGO Optima Secure Plan My:Health Suraksha Smart Plan HDFC ERGO Health Wallet Family Floater HDFC ERGO Koti Suraksha Plan HDFC ERGO Optima Restore Plan	Individual and Family Health Insurance Aditya Birla Activ Health Platinum Enhance Aditya Birla Activ Fit Health Plan Aditya Birla Activ One Aditya Birla Activ Health Platinum Premiere Aditya Birla Activ Fit Plus Plan Aditya Birla Arogya Sanjeevani Plan Activ Health Platinum Activ Health Platinum Essential Aditya Birla Activ One Max Plan Aditya Birla Activ One VYTL
Individual	Individual HDFC ERGO Personal Accident Insurance HDFC ERGO Energy Diabetes Plan	Individual Aditya Birla Global Health Secure Plan
Critical Illness Health Insurance	Critical Illness Health Insurance HDFC ERGO iCan Cancer Insurance Plan	Critical Illness Health Insurance Aditya Birla Cancer Health Plan Aditya Birla Activ Secure Critical Illness Plan
Top Up and Super Top Up	Top Up and Super Top Up My Health Medisure Super Top Up	Top Up and Super Top Up Aditya Birla Activ Assure Diamond+ Super Top-Up Plan
Accident Health Insurance	Accident Health Insurance	Accident Health Insurance Aditya Birla Personal Accident Plan
Senior Citizen Health Insurance	Senior Citizen Health Insurance	Senior Citizen Health Insurance Aditya Birla Activ Care Classic Plan Aditya Birla Active Care Standard Plan

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Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Star Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

HDFC ERGO Health Insurance

Apollo Munich Health Insurance

Niva Bupa Health Insurance

ICICI Lombard Health Insurance

Tata AIG Health Insurance

Bajaj Allianz Health Insurance

SBI Health Insurance

Royal Sundaram Health Insurance

ManipalCigna Health Insurance

Reliance Health Insurance

IFFCO Tokio Health Insurance

Future Generali Health Insurance

National Health Insurance

United India Health Insurance

New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

Digit Health Insurance

ZUNO General Insurance

Universal Sompo Health Insurance

Liberty Health Insurance

Kotak Mahindra Health Insurance

Magma Health Insurance

Cholamandalam MS Health Insurance

Oriental Health Insurance

Raheja QBE MS Health Insurance

Galaxy Health Insurance

Narayana Health Insurance

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HDFC ERGO Health Insurance

Women Health Insurance Plans

Women Health Insurance

My:Health Women Suraksha Policy

HDFC My: Health Women Suraksha is a comprehensive policy that is designed to cater to the evolving needs of health and well-being of today's women. T...

Unique Features

Cancer Cover
Assault And Burn Cover
41 Critical Illness Cover

My:Health Women Suraksha Policy (Pros)

Lifetime renewal
Wellness Incentives
Add-On Coverage

My:Health Women Suraksha Policy (Cons)

Obesity or weight control
Cosmetic surgeries
Maternity cover
Change of gender treatment

My:Health Women Suraksha Policy (Other Benefits)

Post Diagnosis Support
Cancer Cover
Major Illness Cover
Surgical Procedure
Critical Illness Cover

My:Health Women Suraksha Policy (Eligibility Criteria)

Entry age: 18 to 65 years
Sum insured: 1 Lakh to 1 Crore
Policy term: 1/2/3 years

Individual and Family Health Insurance Plans

Individual and Family Health Insurance

HDFC ERGO Arogya Sanjeevani Policy

The Arogya Sanjeevani Policy from HDFC ERGO is a basic plan designed for individual or family floater coverage. It provides you with the precise medic...

Unique Features

3 plan variants
Double coverage
E-opinion on critical illnesses

HDFC ERGO Arogya Sanjeevani Policy (Pros)

Pre and post-hospitalization
Doctor consultation
AYUSH treatment
Preventive health check-ups

HDFC ERGO Arogya Sanjeevani Policy (Cons)

Maternity expenses
Daily hospital cash
Modern treatment
Organ donor cover

HDFC ERGO Arogya Sanjeevani Policy (Other Benefits)

Family floater cover
SI upto 10 Lakhs
Lifelong renewability

HDFC ERGO Arogya Sanjeevani Policy (Eligibility Criteria)

Min. Entry Age - 18 Years
Max. Entry Age - 65 Years
Si - Up to 10 L
Initial Waiting Period - 30 Days

Individual and Family Health Insurance

HDFC ERGO Optima Secure Global Plan

Are you sceptical about finding the best health insurance plan that protects you and your family under one roof? Read further to learn about the exclu...

Unique Features

India & Worldwide Coverage
High SI up to 2 Crores
Aggregate Deductible Discounts

HDFC ERGO Optima Secure Global Plan (Pros)

Pre and post-hospitalisation
Organ donor expenses
AYUSH treatment

HDFC ERGO Optima Secure Global Plan (Cons)

Modern treatment
Vaccination unavailable
Maternity and newborn baby cover
Cataract cover

HDFC ERGO Optima Secure Global Plan (Other Benefits)

E-opinion for 51 critical illnesses
Add-on covers
Overseas travel secure

HDFC ERGO Optima Secure Global Plan (Eligibility Criteria)

Entry age: 18 to 65 years
Sum insured: 1 to 2 Crore
Initial Waiting Period 30 Days
Policy Term: 1/2/3 Years

Individual and Family Health Insurance

HDFC ERGO Optima Secure Plan

HDFC ERGO My:Optima Secure health insurance plan offers value that you might require in future to fight against medical discrepancies. Providing you a...

Unique Features

3 plan variants
Double coverage
E-opinion on critical illnesses

HDFC ERGO Optima Secure Plan (Pros)

Hospital Cash Benefit
No Cost Instalment Option
Restore Benefit
Unlimited Restore

HDFC ERGO Optima Secure Plan (Cons)

Maternity cover NA
Newborn care unavailable
OPD cover unavailable

HDFC ERGO Optima Secure Plan (Other Benefits)

Aggregate deductible discounts
Disposables & consumables cover
Worldwide cover

HDFC ERGO Optima Secure Plan (Eligibility Criteria)

Entry age: 18 years to no max limit
SI: 5 Lakhs to 2 Crore
Policy term: 1/2/3 years
Initial waiting period: 30 days

Individual and Family Health Insurance

My:Health Suraksha Smart Plan

HDFC ERGO Health Suraksha Plan is a comprehensive plan from the house of HDFC ERGO Insurance Company that aims at providing 360-degree protection agai...

Unique Features

Key Features
Eligibility & Age Restrictions
Types of My:Health Suraksha Smart Plans

My:Health Suraksha Smart Plan (Pros)

Air ambulance cover
Recovery benefit
Infertility cover

My:Health Suraksha Smart Plan (Cons)

Vaccination cover unavailable
Second medical opinion not available
Maternity cover
Newborn baby cover

My:Health Suraksha Smart Plan (Other Benefits)

Family discount
Long-term policy discount
Loyalty discount

My:Health Suraksha Smart Plan (Eligibility Criteria)

Entry age: 18 years to no age limit
Sum insured: 3 to 75 Lakhs
Policy term: 1/2/3 years
Initial waiting period: 30 days

Individual and Family Health Insurance

HDFC ERGO Health Wallet Family Floater

HDFC ERGO Health Insurance's Health Wallet plan by HDFC ERGO Health Insurance is a comprehensive health insurance plan that not only ensures your heal...

Unique Features

Worldwide Emergency Care
Avail 6% interest on un-used SI
Cashless Homecare treatment

HDFC ERGO Health Wallet Family Floater (Pros)

Inpatient and outpatient cover
OPD cover
Domiciliary hospitalization

HDFC ERGO Health Wallet Family Floater (Cons)

Air ambulance
E-consultations
Health check-up
Modern treatment cover

HDFC ERGO Health Wallet Family Floater (Other Benefits)

Global coverage
Daycare procedures
Health check-up
Vaccination charges

HDFC ERGO Health Wallet Family Floater (Eligibility Criteria)

Entry age: 18 to 65 years
Initial waiting period: 30 days
Sum insured: 3 to 50 Lakhs
Policy term: 1/2/3 years

Individual and Family Health Insurance

HDFC ERGO Koti Suraksha Plan

HDFC ERGO Koti Suraksha is a health insurance plan that provides a sum insured of up to INR 1 crore. Koti Suraksha Plan by the HDFC ERGO Insurance Com...

Unique Features

High sum insured
Health and wellness plan
Emergency worldwide coverage

HDFC ERGO Koti Suraksha Plan (Pros)

Air ambulance
OPD cover
Domiciliary hospitalization
Emergency global coverage

HDFC ERGO Koti Suraksha Plan (Cons)

Vaccination not covered
Modern treatment unavailable
Maternity & newborn baby care unavailable

HDFC ERGO Koti Suraksha Plan (Other Benefits)

In-patient hospitalization
Daycare procedures
Health check-up cover

HDFC ERGO Koti Suraksha Plan (Eligibility Criteria)

Entry age: 18 to 65 years
Sum insured: 50 Lakhs & 1 Crore
Waiting period: 30 days
Policy term: 1/2/3 years

Individual and Family Health Insurance

HDFC ERGO Optima Restore Plan

HDFC ERGO Optima Restore Policy is the best-selling plan of HDFC ERGO since its launch. It offers comprehensive health cover to you and your family un...

Unique Features

Recovery benefit
SI restoration
Waiting period reduction

HDFC ERGO Optima Restore Plan (Pros)

Restore benefit
2X Multiplier benefit
Renewal discounts

HDFC ERGO Optima Restore Plan (Cons)

AYUSH not covered
OPD cover unavailable
Global health cover

HDFC ERGO Optima Restore Plan (Other Benefits)

Recovery benefits
Organ donor cover
In-patient and out-patient hospitalization

HDFC ERGO Optima Restore Plan (Eligibility Criteria)

Entry Age: 18 - 65 Years
Sum Insured: 3 | 5 | 10 | 15 | 20 | 25 | 50L
Initial Waiting Period: 30 Days

Individual Plans

Individual

HDFC ERGO Personal Accident Insurance

Accidental deaths or injuries can be devastating, it can attack your physical, emotional, mental, and financial status to ruin your happy life moment...

Unique Features

Worldwide coverage
No pre-policy medicals
Lifelong renewability

HDFC ERGO Personal Accident Insurance (Pros)

Accidental Death
Permanent Total Disability
Broken Bones
Burns

HDFC ERGO Personal Accident Insurance (Cons)

Breach of law
Pregnancy or childbirth
Self-inflicted injury

HDFC ERGO Personal Accident Insurance (Other Benefits)

Ambulance costs
Hospital cash
Lump sum payout benefit
Air ambulance cover

HDFC ERGO Personal Accident Insurance (Eligibility Criteria)

Entry Age: 18 - 65 years
Policy Term: 1/2/3 years
Initial Waiting Period: None
Sum Insured: 20 L - 10 Cr

Individual

HDFC ERGO Energy Diabetes Plan

HDFC ERGO Health Insurance offers an Energy Diabetes plan which is ideal for those who are suffering from diabetes Type 1, diabetes mellitus Type 2, p...

Unique Features

Personalized health coach option
Get rewards to reduce your premiums
Diabetes-Hypertension without waiting period

HDFC ERGO Energy Diabetes Plan (Pros)

Personal health coach
Rewards for premium discount
Diabetes and Hypertesion cover

HDFC ERGO Energy Diabetes Plan (Cons)

ICU cover unavailable
AYUSH treatment
OPD not covered
Domiciliary treatment unavailable

HDFC ERGO Energy Diabetes Plan (Other Benefits)

Organ donor cover
Ambulance services
Pre & post-hospitalization cover

HDFC ERGO Energy Diabetes Plan (Eligibility Criteria)

Entry age: 18 to 65 years
Policy term: 1 year
Initial waiting period: 30 days
Sum insured: 2 to 50 L

Critical Illness Health Insurance Plans

Critical Illness Health Insurance

HDFC ERGO iCan Cancer Insurance Plan

iCan Cancer Insurance is a cancer-specific plan offered by HDFC Health Insurance Company. The plan covers medical expenses incurred during the treatme...

Unique Features

Key Features
Eligibility & Exclusions
iCan Cancer Plan Sample Premiums

HDFC ERGO iCan Cancer Insurance Plan (Pros)

Cancer cover
In-patient hospitalization
Ambulance cover

HDFC ERGO iCan Cancer Insurance Plan (Cons)

Maternity cover
Newborn cover
Organ donor cover
Global coverage

HDFC ERGO iCan Cancer Insurance Plan (Other Benefits)

COVID-19 cover
Pre and post-hospitalization
ICU charges

HDFC ERGO iCan Cancer Insurance Plan (Eligibility Criteria)

Entry age: 5 to 65 years
POlicy term: 1 year
Initial waiting period: 120 days

Top Up and Super Top Up Plans

Top Up and Super Top Up

My Health Medisure Super Top Up

HDFC Ergo super top-up plan is the best option by HDFC Ergo to ensure a cushion of ample cover to get the best medical treatment without any restricti...

Unique Features

Plan Specifications
Key Features & Benefits
Quick Buying And Claim Process

My Health Medisure Super Top Up (Pros)

Day care procedures
High sum insured
6 Hours response guarantee

My Health Medisure Super Top Up (Cons)

Adventure sport injuries
Self-inflicted injuries
War

My Health Medisure Super Top Up (Other Benefits)

Deductibles offered
Covers family members
Versatile plan

My Health Medisure Super Top Up (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 20 L

Aditya Birla Health Insurance

Critical Illness Health Insurance Plans

Critical Illness Health Insurance

Aditya Birla Cancer Health Plan

Aditya Birla Cancer Secure health plan is a health insurance plan designed specifically for cancer patients protecting them financially from all three...

Unique Features

Upto 1 Cr SI
Minimum Survival Period
All Cancer Stages Covered

Aditya Birla Cancer Health Plan (Pros)

Covers 3 stages
150% of SI
10% of no claim bonus
High SI
Lump sum payout

Aditya Birla Cancer Health Plan (Cons)

Illness due to intoxicants
Obesity treatment unavailable
Hazardous activity not covered
HIV/AIDS not covered
Cosmetic surgery unavailable

Aditya Birla Cancer Health Plan (Other Benefits)

Wellness coach
Second e-opinion
Short survival period
Upto 1 Cr SI
Hospitalization Expense

Aditya Birla Cancer Health Plan (Eligibility Criteria)

Entry Age- 18 Years
Max Entry Age- 65 Years
SI- 5L to 1 Cr
Waiting Period- 90 days

Critical Illness Health Insurance

Aditya Birla Activ Secure Critical Illness Plan

Aditya Birla Activ Secure Critical Illness Plan is designed to cover your financial losses due to any treatment for critical illness. The plan has wid...

Unique Features

64 Critical Illnesses Covered
Replace Loss of Income
Short Survival Period

Aditya Birla Activ Secure Critical Illness Plan (Pros)

64 Critical Illnesses Covered Replace
Loss of Income
Short Survival Period

Aditya Birla Activ Secure Critical Illness Plan (Cons)

Does not cover maternity
Does not cover any congenital illness
Does not cover any evaluation purposes

Aditya Birla Activ Secure Critical Illness Plan (Other Benefits)

The sum insured of this plan is of up to 1 Cr
It comes in three different variants - Plans 1/ 2/ 3 with specific coverage options

Aditya Birla Activ Secure Critical Illness Plan (Eligibility Criteria)

Min- 5 years
Max- 65 years

Accident Health Insurance Plans

Accident Health Insurance

Aditya Birla Personal Accident Plan

Aditya Birla Activ Secure Personal Accident Plan is designed to protect you and your family in case of any unforeseen incident. Activ secure personal ...

Unique Features

Up to 20 Cr SI
11 Optional Covers
Avail Wellness Benefit

Aditya Birla Personal Accident Plan (Pros)

Total and partial disability cover
Accidental death cover
No claim bonus
Ambulance cover
Education benefit

Aditya Birla Personal Accident Plan (Cons)

Illness due to intoxicants
Obesity treatment unavailable
Hazardous activity not covered
Cosmetic surgery unavailable

Aditya Birla Personal Accident Plan (Other Benefits)

Income cover
Loan protect cover
Orphan benefits
Compassionate visit
Coma benefit

Aditya Birla Personal Accident Plan (Eligibility Criteria)

Entry age- 5 years
Max entry age- 65 years
SI- 30L
Waiting period- 30 days

Individual and Family Health Insurance Plans

Individual and Family Health Insurance

Aditya Birla Activ Health Platinum Enhance

Aditya Birla Platinum Enhanced Plan offers unique healthcare benefits to insured individuals such as health insurance protection with wellness benefit...

Unique Features

Critical Illness Cover
Health Coach
SI Up to 2 Crores

Aditya Birla Activ Health Platinum Enhance (Pros)

Earn 100% health returns
Cover for dental consultations
Modern treatment cover
Wellness coach
Mental illness cover

Aditya Birla Activ Health Platinum Enhance (Cons)

Illness due to intoxicants
Change of gender treatment
Hazardous activity not covered
HIV/AIDS not covered
Cosmetic surgery unavailable

Aditya Birla Activ Health Platinum Enhance (Other Benefits)

Chronic management program
Premium waiver benefit
Reload of SI
Road ambulance cover
Second e-opinion

Aditya Birla Activ Health Platinum Enhance (Eligibility Criteria)

Entry age- 90 days
Max entry age- 45
SI- 1L to 1 Cr
Waiting period- 30 days

Individual and Family Health Insurance

Aditya Birla Activ Fit Health Plan

Aditya Birla Activ Fit Plan is designed to provide quality medical coverage to young individuals. The plan not only provides medical coverage but als...

Unique Features

Health Rewards
Avail Multiple Discounts
Optional Covers Available

Aditya Birla Activ Fit Health Plan (Pros)

Provides health reward for keeping yourself healthy
gives optional benefits
Get maternity expense benefits

Aditya Birla Activ Fit Health Plan (Cons)

Does not cover air ambulance
No coverage for global treatment

Aditya Birla Activ Fit Health Plan (Other Benefits)

Health Rewards
Avail Multiple Discounts
Optional Covers Available

Aditya Birla Activ Fit Health Plan (Eligibility Criteria)

Entry Age - 18
Maximum Entry Age - 65
SI -4-25 Lakh
Waiting Period - 30 days

Individual and Family Health Insurance

Aditya Birla Activ One

Aditya Birla Activ One Plan comprises features such as: Health returns Health assessment Daycare treatments No capping on hospitalization expenses Me...

Unique Features

Health Rewards
Avail Multiple Discounts
Optional Covers Available

Aditya Birla Activ One (Pros)

Chronic illness covered
double coverage

Aditya Birla Activ One (Cons)

Daily hospital cash not covered
OPD charges not covered
Maternity not covered

Aditya Birla Activ One (Other Benefits)

Initial waiting period 30 years

Aditya Birla Activ One (Eligibility Criteria)

Individual and Family Health Insurance

Aditya Birla Activ Health Platinum Premiere

The Activ Health Platinum Premiere plan is one of the variants of the Aditya Birla Activ Health insurance plan. It safeguards you from health emergenc...

Unique Features

Mental illness cover
Physiotherapy
Critical illness cover

Aditya Birla Activ Health Platinum Premiere (Pros)

Annual health check-up
Pre-hospitalization cover
Post-hospitalization cover
Daycare procedure

Aditya Birla Activ Health Platinum Premiere (Cons)

Obesity/ weight control
Change of gender treatments
Hazardous or adventure sports. Maternity (basic cover)
IVF/sterility treatment

Aditya Birla Activ Health Platinum Premiere (Other Benefits)

Organ donor cover
International coverage
Optional dental treatment cover
Air ambulance

Aditya Birla Activ Health Platinum Premiere (Eligibility Criteria)

Entry Age - 91 days
Max Entry Age - 65 Years
SI - 10 L - 2 Cr
Waiting Period - 30 Days

Individual and Family Health Insurance

Aditya Birla Activ Fit Plus Plan

Raho Fit to Get Benefits! Ye hai #FitnesskaUltimateInfluencer You can earn with the Aditya Birla Activ Fit Plus plan and become wealthy! YES, you hear...

Unique Features

Stay fit & get rewarded
Travel protection cover
Unlimited SI refill

Aditya Birla Activ Fit Plus Plan (Pros)

Pre-hospitalization cover
Post-hospitalization cover
Modern treatment cover
Organ donor cover

Aditya Birla Activ Fit Plus Plan (Cons)

Obesity/ weight control
Change of gender treatments
Hazardous or adventure sports
External providers
Beauty/cosmetic treatment

Aditya Birla Activ Fit Plus Plan (Other Benefits)

10-50-100 benefits
Activ Health App
Binge SI refill
Premium back option
Super no-claim bonus

Aditya Birla Activ Fit Plus Plan (Eligibility Criteria)

Entry Age - 91 days
Max Entry Age - 45 years
SI - 5 L - 1 Cr
Waiting Period - 30 Days

Individual and Family Health Insurance

Aditya Birla Arogya Sanjeevani Plan

Isn't it right to have a health insurance policy that provides all-time healthcare accessibility for you and your family and doesn't drain out your al...

Unique Features

All daycare procedures
Covers AYUSH treatment
Cataract expenses covered

Aditya Birla Arogya Sanjeevani Plan (Pros)

All daycare procedures
AYUSH treatment
Cataract expenses covered

Aditya Birla Arogya Sanjeevani Plan (Cons)

Domiciliary hospitalisation
OPD charges
Automatic restoration

Aditya Birla Arogya Sanjeevani Plan (Other Benefits)

Covid-19 coverage
Hospitalisation covered
Affordable premiums

Aditya Birla Arogya Sanjeevani Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 5 L

Individual and Family Health Insurance

Activ Health Platinum

Activ Health Platinum, a health product by Aditya Birla Health Insurance Company is a health insurance plan designed to look after the healthcare need...

Unique Features

Explore the Eligibility Criteria
Key Features of the Plan
Inclusions & Exclusions

Activ Health Platinum (Pros)

Post hospitalisation physiotherapy
Health coach benefit
One premium waiver
Health assessment
Chronic management program

Activ Health Platinum (Cons)

Illness due to intoxicants
change of gender treatment
Hazardous activity not covered
HIV/AIDS not covered
Cosmetic surgery unavailable

Activ Health Platinum (Other Benefits)

Road ambulance cover
No claim bonus
Critical illness cover
Domiciliary hospitalisation
Super reload of SI

Activ Health Platinum (Eligibility Criteria)

Entry age- 91 days
Max entry age- 65 years
SI- 10L to 2 Cr

Individual and Family Health Insurance

Activ Health Platinum Essential

Aditya Birla Activ Health Platinum Essential Plan is your best friend if you are looking for a health insurance cover that protects you against chroni...

Unique Features

Chronic Management Care
Wellness Benefits
COVID-19 Cover

Activ Health Platinum Essential (Pros)

Health returns cover
Chronic management program
Mental illness cover
Home care treatment
Obesity treatment

Activ Health Platinum Essential (Cons)

Illness due to intoxicants
Change of gender treatment
Hazardous activities not covered
HIV/AIDS not covered
Cosmetic surgery unavailable

Activ Health Platinum Essential (Other Benefits)

AYUSH treatment cover
Road ambulance cover
Health check-up program
International cover
Critical Illness cover

Activ Health Platinum Essential (Eligibility Criteria)

Entry age- 91 days
Max entry age- No age limit

Individual and Family Health Insurance

Aditya Birla Activ One Max Plan

A plan that covers you and your extended family. Imagine getting a health insurance plan for you and your family. With family, I mean: Your spouse ...

Unique Features

Covers extended family
HealthReturn benefits
6X benefits by 6th year

Aditya Birla Activ One Max Plan (Pros)

Cover your extended family
High sum insured options
30 days waiting period

Aditya Birla Activ One Max Plan (Cons)

Maternity expenses
Non-medical expenses
Sterlity and infertility treatment

Aditya Birla Activ One Max Plan (Other Benefits)

Mental illness hospitalisation
AYUSH treatment covered
Obesity treatment
Day care treatment

Aditya Birla Activ One Max Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: No limit
Initial Waiting Period: 30 Days
Sum Insured: Up to 2 Cr

Individual and Family Health Insurance

Aditya Birla Activ One VYTL

A plan designed for every lifestyle. What if I told you that there is a health insurance plan that gives coverage according to your lifestyle? Yes, Ad...

Unique Features

Chronic diseases covered from day 1
HLTH meter
HealthReturn program

Aditya Birla Activ One VYTL (Pros)

Non-medical expenses covered
Mental illness covered
Obesity treatment
Home healthcare
AYUSH treatment

Aditya Birla Activ One VYTL (Cons)

Investigation and evaluation
Rest cure rehabilitation and respite care
Sterlity and infertility

Aditya Birla Activ One VYTL (Other Benefits)

Organ donor expenses
annual health check-up
Chronic care

Aditya Birla Activ One VYTL (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: No Limit
Initial Waiting Period: 30 Days
Sum Insured: Up to 6 Cr

Senior Citizen Health Insurance Plans

Senior Citizen Health Insurance

Aditya Birla Activ Care Classic Plan

Growing old comes with several complications related to our health, at times. It's so natural that nobody could deny accepting the complications and s...

Unique Features

360 degrees support to seniors
Cashless home treatment
586 category of daycare procedures

Aditya Birla Activ Care Classic Plan (Pros)

360 degrees support to seniors
Cashless home treatment
586 category of daycare procedures

Aditya Birla Activ Care Classic Plan (Cons)

Does not cover modern treatments
Vaccinations not covered
Compassionate travel not covered

Aditya Birla Activ Care Classic Plan (Other Benefits)

Tax benefits
Advanced health check-up
Optional room upgrade facility

Aditya Birla Activ Care Classic Plan (Eligibility Criteria)

Min- 55 years
Max- 80

Senior Citizen Health Insurance

Aditya Birla Active Care Standard Plan

What if someone looked after your parents just like you?' Aditya Birla's Active Care Standard plan does that for your parents. This is one of the plan...

Unique Features

Cashless home treatment
Optional lifestyle support
586 daycare procedures

Aditya Birla Active Care Standard Plan (Pros)

In-patient hospitalisation
Daycare treatment
Domiciliary hospitalisation
Sum insured restoration
Organ donor expense coverage

Aditya Birla Active Care Standard Plan (Cons)

Sports injury not covered
Cosmetic treatment unavailable
Baldness not covered
Higher co-pay applicable

Aditya Birla Active Care Standard Plan (Other Benefits)

AYUSH treatment cover
Second e-opinion covered
Multiple discounts available
COVID-19 treatment cover

Aditya Birla Active Care Standard Plan (Eligibility Criteria)

Entry age - 55 - 80 years
SI - INR 3 - 10 Lakhs
Waiting Period - 30 days
No. of insured (floater)- self & spouse

Individual Plans

Individual

Aditya Birla Global Health Secure Plan

When you have access to everything global, why should your healthcare be any different? To cater to your global healthcare services requirements, the ...

Unique Features

16 major illness cover
International second e-opinion
Worldwide cashless treatment

Aditya Birla Global Health Secure Plan (Pros)

In-patient treatment cover
Post-hospitalization cover
Accommodation expenses
Travel expenses cover

Aditya Birla Global Health Secure Plan (Cons)

Floater option not available
Change of gender treatments
Alcoholism/drug use cover
Hazardous or adventure sports
Maternity not covered

Aditya Birla Global Health Secure Plan (Other Benefits)

No age bar for renewability
Organ donor cover
Long-term discounts
PEDs post-waiting period
Multi-individual plan benefit

Aditya Birla Global Health Secure Plan (Eligibility Criteria)

Entry Age - 91 days
Max Entry Age - 65 Years
SI - Up to 6 Cr
Waiting Period - 30 Days

Top Up and Super Top Up Plans

Top Up and Super Top Up

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan

Is there a health plan that covers exceeding medical expenses without letting you worry about its limit? Well, Aditya Birla Activ Assure Diamond does!...

Unique Features

International/domestic emergency
586 daycare procedures
Health and wellness discounts

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan (Pros)

Cover for hospitalisation expenses like COVID-19
Home treatment expenses
Over 586 daycare procedures covered

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan (Cons)

Daily hospital cash not covered
No maternity cover
Modern treatment not covered
E-consultatin not covered

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan (Other Benefits)

International/domestic emergency cover
586 daycare procedures covered
Health and wellness discounts

Aditya Birla Activ Assure Diamond+ Super Top-Up Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 1 Cr

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Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.

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