HDFC ERGO Health Insurance
HDFC Ergo Health Insurance has become a popular and trusted name in the insurance sector. They offer exclusive health plans, discounts on diagnostic tests, and have one of the highest claim settlement ratios. To top it off, they offer multilingual 24x7 customer support that caters to a wide range of policyholders!
Women Health Insurance Plans
Women Health Insurance
HDFC My: Health Women Suraksha is a comprehensive policy that is designed to cater to the evolving needs of health and well-being of today's women. T...
Unique Features
- Cancer Cover
- Assault And Burn Cover
- 41 Critical Illness Cover
My:Health Women Suraksha Policy (Pros)
- Lifetime renewal
- Wellness Incentives
- Add-On Coverage
My:Health Women Suraksha Policy (Cons)
- Obesity or weight control
- Cosmetic surgeries
- Maternity cover
- Change of gender treatment
My:Health Women Suraksha Policy (Other Benefits)
- Post Diagnosis Support
- Cancer Cover
- Major Illness Cover
- Surgical Procedure
- Critical Illness Cover
My:Health Women Suraksha Policy (Eligibility Criteria)
- Entry age: 18 to 65 years
- Sum insured: 1 Lakh to 1 Crore
- Policy term: 1/2/3 years
Individual and Family Health Insurance Plans
Individual and Family Health Insurance
The Arogya Sanjeevani Policy from HDFC ERGO is a basic plan designed for individual or family floater coverage. It provides you with the precise medic...
Unique Features
- 3 plan variants
- Double coverage
- E-opinion on critical illnesses
HDFC ERGO Arogya Sanjeevani Policy (Pros)
- Pre and post-hospitalization
- Doctor consultation
- AYUSH treatment
- Preventive health check-ups
HDFC ERGO Arogya Sanjeevani Policy (Cons)
- Maternity expenses
- Daily hospital cash
- Modern treatment
- Organ donor cover
HDFC ERGO Arogya Sanjeevani Policy (Other Benefits)
- Family floater cover
- SI upto 10 Lakhs
- Lifelong renewability
HDFC ERGO Arogya Sanjeevani Policy (Eligibility Criteria)
- Min. Entry Age - 18 Years
- Max. Entry Age - 65 Years
- Si - Up to 10 L
- Initial Waiting Period - 30 Days
Individual and Family Health Insurance
Are you sceptical about finding the best health insurance plan that protects you and your family under one roof? Read further to learn about the exclu...
Unique Features
- India & Worldwide Coverage
- High SI up to 2 Crores
- Aggregate Deductible Discounts
HDFC ERGO Optima Secure Global Plan (Pros)
- Pre and post-hospitalisation
- Organ donor expenses
- AYUSH treatment
HDFC ERGO Optima Secure Global Plan (Cons)
- Modern treatment
- Vaccination unavailable
- Maternity and newborn baby cover
- Cataract cover
HDFC ERGO Optima Secure Global Plan (Other Benefits)
- E-opinion for 51 critical illnesses
- Add-on covers
- Overseas travel secure
HDFC ERGO Optima Secure Global Plan (Eligibility Criteria)
- Entry age: 18 to 65 years
- Sum insured: 1 to 2 Crore
- Initial Waiting Period 30 Days
- Policy Term: 1/2/3 Years
Individual and Family Health Insurance
HDFC ERGO My:Optima Secure health insurance plan offers value that you might require in future to fight against medical discrepancies. Providing you a...
Unique Features
- 3 plan variants
- Double coverage
- E-opinion on critical illnesses
HDFC ERGO Optima Secure Plan (Pros)
- Hospital Cash Benefit
- No Cost Instalment Option
- Restore Benefit
- Unlimited Restore
HDFC ERGO Optima Secure Plan (Cons)
- Maternity cover NA
- Newborn care unavailable
- OPD cover unavailable
HDFC ERGO Optima Secure Plan (Other Benefits)
- Aggregate deductible discounts
- Disposables & consumables cover
- Worldwide cover
HDFC ERGO Optima Secure Plan (Eligibility Criteria)
- Entry age: 18 years to no max limit
- SI: 5 Lakhs to 2 Crore
- Policy term: 1/2/3 years
- Initial waiting period: 30 days
Individual and Family Health Insurance
HDFC ERGO Health Suraksha Plan is a comprehensive plan from the house of HDFC ERGO Insurance Company that aims at providing 360-degree protection agai...
Unique Features
- Key Features
- Eligibility & Age Restrictions
- Types of My:Health Suraksha Smart Plans
My:Health Suraksha Smart Plan (Pros)
- Air ambulance cover
- Recovery benefit
- Infertility cover
My:Health Suraksha Smart Plan (Cons)
- Vaccination cover unavailable
- Second medical opinion not available
- Maternity cover
- Newborn baby cover
My:Health Suraksha Smart Plan (Other Benefits)
- Family discount
- Long-term policy discount
- Loyalty discount
My:Health Suraksha Smart Plan (Eligibility Criteria)
- Entry age: 18 years to no age limit
- Sum insured: 3 to 75 Lakhs
- Policy term: 1/2/3 years
- Initial waiting period: 30 days
Individual and Family Health Insurance
HDFC ERGO Health Insurance's Health Wallet plan by HDFC ERGO Health Insurance is a comprehensive health insurance plan that not only ensures your heal...
Unique Features
- Worldwide Emergency Care
- Avail 6% interest on un-used SI
- Cashless Homecare treatment
HDFC ERGO Health Wallet Family Floater (Pros)
- Inpatient and outpatient cover
- OPD cover
- Domiciliary hospitalization
HDFC ERGO Health Wallet Family Floater (Cons)
- Air ambulance
- E-consultations
- Health check-up
- Modern treatment cover
HDFC ERGO Health Wallet Family Floater (Other Benefits)
- Global coverage
- Daycare procedures
- Health check-up
- Vaccination charges
HDFC ERGO Health Wallet Family Floater (Eligibility Criteria)
- Entry age: 18 to 65 years
- Initial waiting period: 30 days
- Sum insured: 3 to 50 Lakhs
- Policy term: 1/2/3 years
Individual and Family Health Insurance
HDFC ERGO Koti Suraksha is a health insurance plan that provides a sum insured of up to INR 1 crore. Koti Suraksha Plan by the HDFC ERGO Insurance Com...
Unique Features
- High sum insured
- Health and wellness plan
- Emergency worldwide coverage
HDFC ERGO Koti Suraksha Plan (Pros)
- Air ambulance
- OPD cover
- Domiciliary hospitalization
- Emergency global coverage
HDFC ERGO Koti Suraksha Plan (Cons)
- Vaccination not covered
- Modern treatment unavailable
- Maternity & newborn baby care unavailable
HDFC ERGO Koti Suraksha Plan (Other Benefits)
- In-patient hospitalization
- Daycare procedures
- Health check-up cover
HDFC ERGO Koti Suraksha Plan (Eligibility Criteria)
- Entry age: 18 to 65 years
- Sum insured: 50 Lakhs & 1 Crore
- Waiting period: 30 days
- Policy term: 1/2/3 years
Individual and Family Health Insurance
HDFC ERGO Optima Restore Policy is the best-selling plan of HDFC ERGO since its launch. It offers comprehensive health cover to you and your family un...
Unique Features
- Recovery benefit
- SI restoration
- Waiting period reduction
Optima Restore Plan (Pros)
- Restore benefit
- 2X Multiplier benefit
- Renewal discounts
Optima Restore Plan (Cons)
- AYUSH not covered
- OPD cover unavailable
- Global health cover
Optima Restore Plan (Other Benefits)
- Recovery benefits
- Organ donor cover
- In-patient and out-patient hospitalization
Optima Restore Plan (Eligibility Criteria)
- Entry Age: 18 - 65 Years
- Sum Insured: 3 | 5 | 10 | 15 | 20 | 25 | 50L
- Initial Waiting Period: 30 Days
Individual Plans
Individual
Accidental deaths or injuries can be devastating, it can attack your physical, emotional, mental, and financial status to ruin your happy life moment...
Unique Features
- Worldwide coverage
- No pre-policy medicals
- Lifelong renewability
HDFC ERGO Personal Accident Insurance (Pros)
- Accidental Death
- Permanent Total Disability
- Broken Bones
- Burns
HDFC ERGO Personal Accident Insurance (Cons)
- Breach of law
- Pregnancy or childbirth
- Self-inflicted injury
HDFC ERGO Personal Accident Insurance (Other Benefits)
- Ambulance costs
- Hospital cash
- Lump sum payout benefit
- Air ambulance cover
HDFC ERGO Personal Accident Insurance (Eligibility Criteria)
- Entry Age: 18 - 65 years
- Policy Term: 1/2/3 years
- Initial Waiting Period: None
- Sum Insured: 20 L - 10 Cr
Individual
HDFC ERGO Health Insurance offers an Energy Diabetes plan which is ideal for those who are suffering from diabetes Type 1, diabetes mellitus Type 2, p...
Unique Features
- Personalized health coach option
- Get rewards to reduce your premiums
- Diabetes-Hypertension without waiting period
HDFC ERGO Energy Diabetes Plan (Pros)
- Personal health coach
- Rewards for premium discount
- Diabetes and Hypertesion cover
HDFC ERGO Energy Diabetes Plan (Cons)
- ICU cover unavailable
- AYUSH treatment
- OPD not covered
- Domiciliary treatment unavailable
HDFC ERGO Energy Diabetes Plan (Other Benefits)
- Organ donor cover
- Ambulance services
- Pre & post-hospitalization cover
HDFC ERGO Energy Diabetes Plan (Eligibility Criteria)
- Entry age: 18 to 65 years
- Policy term: 1 year
- Initial waiting period: 30 days
- Sum insured: 2 to 50 L
Critical Illness Health Insurance Plans
Critical Illness Health Insurance
iCan Cancer Insurance is a cancer-specific plan offered by HDFC Health Insurance Company. The plan covers medical expenses incurred during the treatme...
Unique Features
- Key Features
- Eligibility & Exclusions
- iCan Cancer Plan Sample Premiums
iCan Cancer Insurance Plan (Pros)
- Cancer cover
- In-patient hospitalization
- Ambulance cover
iCan Cancer Insurance Plan (Cons)
- Maternity cover
- Newborn cover
- Organ donor cover
- Global coverage
iCan Cancer Insurance Plan (Other Benefits)
- COVID-19 cover
- Pre and post-hospitalization
- ICU charges
iCan Cancer Insurance Plan (Eligibility Criteria)
- Entry age: 5 to 65 years
- POlicy term: 1 year
- Initial waiting period: 120 days
Top Up and Super Top Up Plans
Top Up and Super Top Up
HDFC Ergo super top-up plan is the best option by HDFC Ergo to ensure a cushion of ample cover to get the best medical treatment without any restricti...
Unique Features
- Plan Specifications
- Key Features & Benefits
- Quick Buying And Claim Process
My Health Medisure Super Top Up (Pros)
- Day care procedures
- High sum insured
- 6 Hours response guarantee
My Health Medisure Super Top Up (Cons)
- Adventure sport injuries
- Self-inflicted injuries
- War
My Health Medisure Super Top Up (Other Benefits)
- Deductibles offered
- Covers family members
- Versatile plan
My Health Medisure Super Top Up (Eligibility Criteria)
- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 20 L