Icici Lombard
vs
Manipal Cigna

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Icici Lombard vs Manipal Cigna

Icici Lombard

ICICI Lombard is committed to customer centricity with its brand philosophy of ‘Nibhaaye Vaade’. They provide comprehensive healthcare coverage by offering best health plans in individual, family, group, personal accident, etc. variants.

Manipal Cigna

ManipalCigna offers various quality-driven products related to family health insurance, critical illness coverage, personal accident, super top-ups, and maternity insurance along with micro-insurance products for rural areas. With ManipalCigna Health Insurance you can feel safe in times of healthcare needs.

COMPANY DETAILS Edit

Icici Lombard

Edit

Manipal Cigna

Rating
Number of health insurance plans and add-ons
Sum insured

Sum Insured

Up to 2 Crores

Sum Insured

Up to 1 Cr
Network hospitals

Network Hospital

10800+

Network Hospital

8500+
Claim ratio

Claim Ratio

98.53%

Claim Ratio

99.96%
Solvency Ratio

Solvency Ratio

2.5

Solvency Ratio

1.5
Pan India Presence

Pan India Presence

312

Pan India Presence

77
Claim Form

Claim Form

-

Claim Form

-
Waiting Period

Waiting Period

30

Waiting Period

30
Individual and Family Health Insurance

Individual and Family Health Insurance

AdvantEdge Plan
Arogya Sanjeevani Policy
ICICI Lombard MaxProtect Plan
Health Shield 360
ICICI Lombard Elevate Plan
Complete Health Insurance

Individual and Family Health Insurance

ManipalCigna ProHealth Protect Plan
ManipalCigna ProHealth Plus
ProHealth Prime Advantage
ManipalCigna Prime Protect Plan
ProHealth Prime Active Plan
ManipalCigna ProHealth Select Plan
ManipalCigna Arogya Sanjeevani Plan
ManipalCigna ProHealth Plan
ManipalCigna Super Top-up Plan
ManipalCigna Lifetime Health Plan
ManipalCigna ProHealth Prime Plan
Critical Care Plan
ManipalCigna Sarvah Plan
Accident Health Insurance

Accident Health Insurance

ICICI Personal Protect Policy
ICICI Lombard Saral Suraksha Bima

Accident Health Insurance

ManipalCigna Lifestyle Protection Accident Care Plan
Senior Citizen Health Insurance

Senior Citizen Health Insurance

Golden Shield Plan

Senior Citizen Health Insurance

ManipalCigna Prime Senior Plan
ManipalCigna ProHealth Cash Plan
Top Up and Super Top Up

Top Up and Super Top Up

Health Booster

Top Up and Super Top Up

ManipalCigna Super Top-up Plus Plan
Group Health Insurance

Group Health Insurance

ICICI Lombard Group Health Insurance

Group Health Insurance

ManipalCigna Pro Health Group Plan

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ICICI Lombard Health Insurance

ICICI Lombard is committed to customer centricity with its brand philosophy of ‘Nibhaaye Vaade’. They provide comprehensive healthcare coverage by offering best health plans in individual, family, group, personal accident, etc. variants.

Individual and Family Health Insurance Plans

Individual and Family Health Insurance

ICICI Lombard Health AdvantEdge plan is a comprehensive health insurance plan designed to cater to all your health care needs. A family health insuran...

Unique Features

  • Global Cover
  • SI Upto 3 Cr
  • Air Ambulance Cover

AdvantEdge Plan (Pros)

AdvantEdge Plan
  • Restoration Benefit
  • Cumulative Bonus
  • Health Rewards
  • Domestic Air Ambulance

AdvantEdge Plan (Cons)

AdvantEdge Plan
  • OPD Cover
  • Second medical opinion
  • Modern treatment
  • IVF treatment cover

AdvantEdge Plan (Other Benefits)

AdvantEdge Plan
  • New Born Cover
  • Vaccine Cover
  • Maternity Cover
  • PED Cover
  • Personal Accident Cover

AdvantEdge Plan (Eligibility Criteria)

AdvantEdge Plan
  • Entry Age: 18 - 65 years
  • SI: 5 L to 3 Cr
  • Initial waiting period: 30 days

Individual and Family Health Insurance

ICICI Lombard Arogya Sanjeevani is a versatile plan that pays for your medical bills in case of hospitalization. If you are looking for a health plan ...

Unique Features

  • COVID-19 Cover
  • Ambulance Cover
  • Affordable Plan

Arogya Sanjeevani Policy (Pros)

Arogya Sanjeevani Policy
  • Cumulative bonus
  • Cataract treatment covered
  • Modern procedures covered
  • Intensive cardiac care charges

Arogya Sanjeevani Policy (Cons)

Arogya Sanjeevani Policy
  • No eyesight correction expenses
  • Fertility expenses not covered
  • Nursing expenses not covered
  • Nursing at home not covered
  • OPD expenses not covered

Arogya Sanjeevani Policy (Other Benefits)

Arogya Sanjeevani Policy
  • Floater benefit
  • Pre-existing diseases after 4 years
  • In-patient AYUSH treatment
  • Day care procedures

Arogya Sanjeevani Policy (Eligibility Criteria)

Arogya Sanjeevani Policy
  • Entry age- 18 years
  • Max entry age- 65 years
  • SI- 1 L to 5 L
  • Waiting period- 30 days

Individual and Family Health Insurance

ICICI Lombard MaxProtect health insurance plan is a multiple-benefit provider plan that comes with affordable premiums. It has two variants ie, Classi...

Unique Features

  • Up to 1 Crore SI
  • International coverage
  • Modern treatment

ICICI Lombard MaxProtect Plan (Pros)

ICICI Lombard MaxProtect Plan
  • Worldwide coverage
  • Modern-day treatment procedures
  • Reset benefits

ICICI Lombard MaxProtect Plan (Cons)

ICICI Lombard MaxProtect Plan
  • Maternity cover
  • OPD not covered
  • Daily hospital cash

ICICI Lombard MaxProtect Plan (Other Benefits)

ICICI Lombard MaxProtect Plan
  • Multi-yearPolicy discounts
  • Automatic restoration
  • Domiciliary hospitalization

ICICI Lombard MaxProtect Plan (Eligibility Criteria)

ICICI Lombard MaxProtect Plan
  • Entry age: 21 to 65 years
  • Sum Insured: Upto 1 Cr
  • Initial Waiting Period: 30 Days

Individual and Family Health Insurance

Worried about your medical expenses? Boost your healthcare experience with the ICICI Lombard Health Shield 360 insurance policy. Healthcare is one of ...

Unique Features

  • 360° wellbeing programs
  • High SI options
  • Home healthcare

Health Shield 360 (Pros)

Health Shield 360
  • Worldwide cashless facility
  • Unlimited reset cover
  • Daycare procedures

Health Shield 360 (Cons)

Health Shield 360
  • Illegal activites
  • Adventure sports
  • Drug abuse

Health Shield 360 (Other Benefits)

Health Shield 360
  • Air ambulance
  • OPD Cover
  • Additional Sum Insured

Health Shield 360 (Eligibility Criteria)

Health Shield 360
  • Min entry age: 21 Years
  • Max entry age: 75 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

The power of infinite care! ICICI Lombard Elevate policy gives you and your family unrestricted wide coverage. How would it feel if a health insurance...

Unique Features

  • Over 30 add-on options
  • Worldwide coverage
  • Special cover for NRIs

ICICI Lombard Elevate Plan (Pros)

ICICI Lombard Elevate Plan
  • Room rent
  • ICU charges
  • Pre and post hospitalisation
  • Daycare treatment

ICICI Lombard Elevate Plan (Cons)

ICICI Lombard Elevate Plan
  • Cataract
  • IVF treatment
  • Hazardous activities

ICICI Lombard Elevate Plan (Other Benefits)

ICICI Lombard Elevate Plan
  • OPD Charges
  • Covid-19
  • Automatic restoration

ICICI Lombard Elevate Plan (Eligibility Criteria)

ICICI Lombard Elevate Plan
  • Min entry age: 18 Years
  • Max entry age: No limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: No Limit

Individual and Family Health Insurance

Customize your ICICI Lombard Complete Health Plan with 4 available variants ICICI Lombard Complete Health Insurance is a comprehensive health insuranc...

Unique Features

  • Wellness Program
  • Maternity & Newborn Cover
  • Riders Available

Complete Health Insurance (Pros)

Complete Health Insurance
  • Critical Illness cover
  • AYUSH treatment covered
  • Ambulance coverage
  • E-consultation

Complete Health Insurance (Cons)

Complete Health Insurance
  • Vaccination not covered
  • IVF Treatment
  • Modern treatment
  • Air ambulance

Complete Health Insurance (Other Benefits)

Complete Health Insurance
  • Cataract
  • Daily hospital cash
  • Organ donor

Complete Health Insurance (Eligibility Criteria)

Complete Health Insurance
  • Min entry age: 3 months
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 50 L

Accident Health Insurance Plans

Accident Health Insurance

ICICI Lombard Personal Protect Policy is a comprehensive health insurance policy that offers an array of benefits and extensions to safeguard the insu...

Unique Features

  • Accidental Death Benefit
  • Acts Of Terrorism Cover
  • Life Long Renewal

ICICI Personal Protect Policy (Pros)

ICICI Personal Protect Policy
  • Accidental Death
  • Permanent Total Disablement Benefit
  • Hospital Daily Allowance

ICICI Personal Protect Policy (Cons)

ICICI Personal Protect Policy
  • Illegal activities
  • Adventure sports
  • Obesity

ICICI Personal Protect Policy (Other Benefits)

ICICI Personal Protect Policy
  • Operational Coverage
  • Accidental Hospitalization
  • Hospital Daily Allowance

ICICI Personal Protect Policy (Eligibility Criteria)

ICICI Personal Protect Policy
  • Min entry age: 18 Years
  • Max entry age: 80 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 25 L

Accident Health Insurance

A policy that covers accidental death and disablement. And you need it right away. Period! Unlike a critical illness, a terminal illness, or an unfort...

Unique Features

  • 100% death benefit
  • Educational grant
  • PTD/ TTD and PPD cover

ICICI Lombard Saral Suraksha Bima (Pros)

ICICI Lombard Saral Suraksha Bima
  • Accidental death
  • Permanent total disability
  • Permanent partial disability
  • Cumulative bonus

ICICI Lombard Saral Suraksha Bima (Cons)

ICICI Lombard Saral Suraksha Bima
  • Attempt to suicide/self-inflicted injury
  • STDs and HIV/AIDS
  • Mental or nervous disorder
  • Alcoholism or substance abuse

ICICI Lombard Saral Suraksha Bima (Other Benefits)

ICICI Lombard Saral Suraksha Bima
  • Children education grant
  • Accidental hospitalisation
  • Higher sum insured

ICICI Lombard Saral Suraksha Bima (Eligibility Criteria)

ICICI Lombard Saral Suraksha Bima
  • Min entry age: 3 Months
  • Max entry age: 70 Years
  • Sum Insured: Up to 1 Cr

Senior Citizen Health Insurance Plans

Senior Citizen Health Insurance

Golden Shield Plan by ICICI Lombard is designed especially for senior citizens and to cater to all their health care needs. With growing age, the huma...

Unique Features

  • Care Management Program
  • 50 L SI Available
  • Co-Pay Modification

Golden Shield Plan (Pros)

Golden Shield Plan
  • Reset Benefit
  • Coverage for Ambulance
  • Cashless Hospitalization

Golden Shield Plan (Cons)

Golden Shield Plan
  • Maternity cover
  • New born cover
  • Daily hospital cash

Golden Shield Plan (Other Benefits)

Golden Shield Plan
  • Care Management Program
  • AYUSH Treatments
  • Claim Protector

Golden Shield Plan (Eligibility Criteria)

Golden Shield Plan
  • Entry age: 56 years to no maximum limit
  • Sum insured: 5 to 50 Lakhs
  • Initial waiting period: 30 days

Top Up and Super Top Up Plans

Top Up and Super Top Up

ICICI Lombard Health Booster is a comprehensive super top-up health insurance plan designed to enhance your existing coverage. The policy acts as a s...

Unique Features

  • Reset Benefit
  • Top-up Plan
  • Lifetime Renewability

Health Booster (Pros)

Health Booster
  • In-patient treatment covered
  • High range of coverage
  • Flexible coverage

Health Booster (Cons)

Health Booster
  • Injury due to war
  • Cosmetic surgery
  • Aesthetics treatment

Health Booster (Other Benefits)

Health Booster
  • Reset benefit
  • Domestic road emergency
  • Pre and post-hospitalisation
  • Donor expenses

Health Booster (Eligibility Criteria)

Health Booster
  • Min entry age: 6 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 50 L

Group Health Insurance Plans

Group Health Insurance

ICICI Lombard Group insurance is a type of insurance plan that covers many people in the same proximity, for example, employee-employer, bank customer...

Unique Features

  • Large Sum Insured
  • Daycare Treatment
  • Floater Benefit

ICICI Lombard Group Health Insurance (Pros)

ICICI Lombard Group Health Insurance
  • Tax benefit
  • Less waiting period
  • Hospital coverage
  • Wide range coverage

ICICI Lombard Group Health Insurance (Cons)

ICICI Lombard Group Health Insurance
  • Pre-existing diseases
  • Hazardous or adventure sports

ICICI Lombard Group Health Insurance (Other Benefits)

ICICI Lombard Group Health Insurance
  • Cashless benefit
  • Day care treatment
  • Floater benefit

ICICI Lombard Group Health Insurance (Eligibility Criteria)

ICICI Lombard Group Health Insurance
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 50 L

ManipalCigna Health Insurance

ManipalCigna offers various quality-driven products related to family health insurance, critical illness coverage, personal accident, super top-ups, and maternity insurance along with micro-insurance products for rural areas. With ManipalCigna Health Insurance you can feel safe in times of healthcare needs.

Individual and Family Health Insurance Plans

Individual and Family Health Insurance

ManipalCigna ProHealth Protect Plan is a comprehensive health insurance policy designed to take care of you and your family in your health and illness...

Unique Features

  • Avail Add-On Covers
  • Optional Benefits Available
  • High SI Options

ManipalCigna ProHealth Protect Plan (Pros)

ManipalCigna ProHealth Protect Plan
  • Newborn Baby and Maternity Cover
  • Health Maintainance Benefit
  • AYUSH Cover

ManipalCigna ProHealth Protect Plan (Cons)

ManipalCigna ProHealth Protect Plan
  • Compassionate travel
  • Vaccination expenses
  • E-consultation

ManipalCigna ProHealth Protect Plan (Other Benefits)

ManipalCigna ProHealth Protect Plan
  • Daycare treatment
  • Domiciliary treatment
  • OPD cover

ManipalCigna ProHealth Protect Plan (Eligibility Criteria)

ManipalCigna ProHealth Protect Plan
  • Entry age: 18 years to No limit
  • SI: 2.5 L to 50 L
  • Initial waiting period: 30 days
  • Policy term: 1/2/3 years

Individual and Family Health Insurance

The ManipalCigna ProHealth insurance policy is specially designed to cater to all your worries regarding your health and wellness. It provides the pol...

Unique Features

  • Suitable for New Couples
  • Family Planning Coverage
  • Maternity & Newborn Cover

ManipalCigna ProHealth Plus (Pros)

ManipalCigna ProHealth Plus
  • Maternity & new-born benefits
  • Modern treatment
  • 500+ daycare procedures
  • Listed critical illnesses

ManipalCigna ProHealth Plus (Cons)

ManipalCigna ProHealth Plus
  • IVF not covered
  • E-consultation
  • Compassionate travel

ManipalCigna ProHealth Plus (Other Benefits)

ManipalCigna ProHealth Plus
  • Organ donor expenses
  • Worldwide coverage
  • In-patient hospitalization
  • Out-patient hospitalization

ManipalCigna ProHealth Plus (Eligibility Criteria)

ManipalCigna ProHealth Plus
  • Entry age: 18 years to No max limit
  • SI: 4.5 L to 50 L
  • Initial waiting period: 30 days
  • Policy term: 1/2/3 years

Individual and Family Health Insurance

Buying health insurance that provides you and your family a 360-degree coverage against medical emergencies is the need of this hour. ManipalCigna Pro...

Unique Features

  • 360 Degree Family Coverage
  • Additional Wellness Programs
  • OPD Charges Covered

ProHealth Prime Advantage (Pros)

ProHealth Prime Advantage
  • Bariatric surgery
  • Maternity coverage
  • Newborn baby cover
  • Daily cash benefits

ProHealth Prime Advantage (Cons)

ProHealth Prime Advantage
  • Compassionate travel
  • Copayment unavailable
  • Sub-limits not applicable

ProHealth Prime Advantage (Other Benefits)

ProHealth Prime Advantage
  • Air ambulance cover
  • OPD available
  • Domiciliary hospitalization

ProHealth Prime Advantage (Eligibility Criteria)

ProHealth Prime Advantage
  • Entry age: 18 years to no max limit
  • SI: 5 L to 1 Cr
  • Policy term: 1/2/3 years
  • Initial waiting period: 30 days

Individual and Family Health Insurance

"Your Health Deserves Better!" Get safeguarded with a health plan that provides you with all-around healthcare facilitation." ManipalCigna Prime Prote...

Unique Features

  • Customizable health benefits
  • High-value covers
  • Health reward discounts

ManipalCigna Prime Protect Plan (Pros)

ManipalCigna Prime Protect Plan
  • In-patient hospitalisation
  • Daycare treatment
  • Domiciliary hospitalisation
  • Sum insured restoration
  • Organ donor cover

ManipalCigna Prime Protect Plan (Cons)

ManipalCigna Prime Protect Plan
  • Adventure sport injuries
  • Cosmetic treatment
  • Alcoholism/drug abuse
  • Self-inflicted injury

ManipalCigna Prime Protect Plan (Other Benefits)

ManipalCigna Prime Protect Plan
  • Optional covers
  • Add-ons available
  • Unlimited benefits up to SI
  • Bariatric surgery cover
  • AYUSH treatment cover

ManipalCigna Prime Protect Plan (Eligibility Criteria)

ManipalCigna Prime Protect Plan
  • Child Entry age - 91 days - 25 Years
  • Adult Entry Age- 18 Years- No Limit
  • SI - INR 3 Lakhs - 1 Crore
  • Waiting Period - 30 days

Individual and Family Health Insurance

ManipalCigna ProHealth Prime Active is a comprehensive plan to keep you, Healthy bhi and Active bhi. But have you ever imagined why Indians don't prio...

Unique Features

  • Worldwide emergency cover
  • Premium waiver benefit
  • Covers 36 listed critical illnesses

ProHealth Prime Active Plan (Pros)

ProHealth Prime Active Plan
  • Global cover
  • Modern treatment
  • Second medical opinion

ProHealth Prime Active Plan (Cons)

ProHealth Prime Active Plan
  • OPD cover
  • Maternity benefits
  • Newborn baby cover

ProHealth Prime Active Plan (Other Benefits)

ProHealth Prime Active Plan
  • In-patient hospitalization
  • Daycare procedures
  • Organ donor cover

ProHealth Prime Active Plan (Eligibility Criteria)

ProHealth Prime Active Plan
  • Entry age: 18 to 70 years
  • SI: 3 to 15 Lakhs
  • Waiting period: 30 days
  • Policy term: 1/2/3 years

Individual and Family Health Insurance

ManipalCigna ProHealth Select - A health insurance plan that extends coverage in times of need. Life's unpredictable emergencies require your financia...

Unique Features

  • Customizable policy
  • Reassurance/Premium waiver
  • High SI options available

ManipalCigna ProHealth Select Plan (Pros)

ManipalCigna ProHealth Select Plan
  • Room rent
  • ICU charges
  • Pre and post-hospitalisation
  • OPD charges

ManipalCigna ProHealth Select Plan (Cons)

ManipalCigna ProHealth Select Plan
  • Investigation & evaluation
  • Rest/cure/rehabilitation and respite care
  • Obesity/weight control
  • Dental treatment

ManipalCigna ProHealth Select Plan (Other Benefits)

ManipalCigna ProHealth Select Plan
  • Cataract
  • No claim bonus
  • Automatic restoration

ManipalCigna ProHealth Select Plan (Eligibility Criteria)

ManipalCigna ProHealth Select Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 25 L

Individual and Family Health Insurance

Protect your family with the ManipalCigna Arogya Sanjeevani policy! Yes, you heard that right. You should buy a standard health insurance policy like ...

Unique Features

  • AYUSH treatment cover
  • Covers modern treatments
  • Affordable & available for all

ManipalCigna Arogya Sanjeevani Plan (Pros)

ManipalCigna Arogya Sanjeevani Plan
  • Room rent covered
  • ICU charges
  • Pre-hospitalisation
  • Daycare treatment

ManipalCigna Arogya Sanjeevani Plan (Cons)

ManipalCigna Arogya Sanjeevani Plan
  • Breach of law
  • Hazardous or adventure sports
  • Contamination from Nuclear fuel/radiation
  • Unproven treatments

ManipalCigna Arogya Sanjeevani Plan (Other Benefits)

ManipalCigna Arogya Sanjeevani Plan
  • AYUSH treatment
  • Modern treatment
  • Cataract

ManipalCigna Arogya Sanjeevani Plan (Eligibility Criteria)

ManipalCigna Arogya Sanjeevani Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 10 L

Individual and Family Health Insurance

ManipalCigna ProHealth Insurance Policy by ManipalCigna Health Insurance Company is a comprehensive hospitalization insurance plan that protects you a...

Unique Features

  • Know About the Plan & its Variants
  • Explore the Features & Eligibility
  • Inclusions and Exclusions

ManipalCigna ProHealth Plan (Pros)

ManipalCigna ProHealth Plan
  • Pre-hospitalisation
  • Post-hospitalisation
  • Unlimited teleconsultation
  • Daily hospitalcash
  • SI restoration benefit

ManipalCigna ProHealth Plan (Cons)

ManipalCigna ProHealth Plan
  • Obesity weight control
  • Change of gender treatments
  • Breach of law

ManipalCigna ProHealth Plan (Other Benefits)

ManipalCigna ProHealth Plan
  • Cashless claim settlement
  • AYUSH treatment
  • Trusted insurance provider

ManipalCigna ProHealth Plan (Eligibility Criteria)

ManipalCigna ProHealth Plan
  • Min entry age: 91 days
  • Max entry age: Unlimited
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

ManipalCigna Health Insurance provides the insured with additional coverage and their existing health insurance policy with their Super Top-up plan. T...

Unique Features

  • Boost Your Health Coverage
  • Eligibility Criteria and Features
  • Inclusions & Exclusions

ManipalCigna Super Top-up Plan (Pros)

ManipalCigna Super Top-up Plan
  • AYUSH treatment
  • Modern treatment cover
  • Organ donor expenses

ManipalCigna Super Top-up Plan (Cons)

ManipalCigna Super Top-up Plan
  • Maternity cover
  • Global cover
  • No OPD cover
  • Domiciliary care unavailable

ManipalCigna Super Top-up Plan (Other Benefits)

ManipalCigna Super Top-up Plan
  • In-patient hospitalization
  • Pre & post-hospitalization
  • Daycare procedures cover

ManipalCigna Super Top-up Plan (Eligibility Criteria)

ManipalCigna Super Top-up Plan
  • Entry age: 18 years to no age bar
  • Policy term: 1/2/3 years
  • Initial waiting period: 30 days
  • SI: 3 to 30 Lakhs

Individual and Family Health Insurance

Manipal Cigna LifeTime Health Insurance is a reliable health insurance plan that prioritizes your healthcare needs and looks after them. ManipalCigna ...

Unique Features

  • Know About the Plan & its Variants
  • Explore the Features & Eligibility
  • Inclusions and Exclusions

ManipalCigna Lifetime Health Plan (Pros)

ManipalCigna Lifetime Health Plan
  • Covers the treatment cost of HIV/AIDS and STD
  • Covers mental illness
  • You can opt for global coverage

ManipalCigna Lifetime Health Plan (Cons)

ManipalCigna Lifetime Health Plan
  • Vaccination not covered
  • IVF treatment not covered
  • Air ambulance not covered

ManipalCigna Lifetime Health Plan (Other Benefits)

ManipalCigna Lifetime Health Plan
  • You can opt for deductibles
  • Air ambulance covered
  • Domestic and international coverage

ManipalCigna Lifetime Health Plan (Eligibility Criteria)

ManipalCigna Lifetime Health Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 3 Crore

Individual and Family Health Insurance

ManipalCigna ProHealth Prime is a comprehensive and flexible Health Insurance Plan that offers Better Coverage, Better Control, and Better Care for th...

Unique Features

  • Comprehensive coverage
  • High sum insured
  • Customized benefits

ManipalCigna ProHealth Prime Plan (Pros)

ManipalCigna ProHealth Prime Plan
  • Annual health check up
  • Domestic second opinion
  • Switch off benefit
  • Premium waiver benefits
  • OPD expense covered

ManipalCigna ProHealth Prime Plan (Cons)

ManipalCigna ProHealth Prime Plan
  • Optional deductibles
  • 10% co-payment
  • PED 2-year waiting period
  • Long waiting period

ManipalCigna ProHealth Prime Plan (Other Benefits)

ManipalCigna ProHealth Prime Plan
  • Domiciliary hospitalisation
  • Air ambulance cover
  • Cumulative bonus booster
  • CI add on cover
  • SI restoration

ManipalCigna ProHealth Prime Plan (Eligibility Criteria)

ManipalCigna ProHealth Prime Plan
  • Min entry age: 91 days
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

ManipalCigna Health Insurance Company offers its Critical Illness policy which is also a global plan that assures you financial support during critica...

Unique Features

  • CI Cover
  • Eligibility & Features
  • 30 CI Cover

Critical Care Plan (Pros)

Critical Care Plan
  • 15 or 30 major illnesses
  • Medical second opinion
  • Online wellness program

Critical Care Plan (Cons)

Critical Care Plan
  • No daily cash benefit
  • In-patient hospitalization
  • OPD unavailable
  • Daycare procedures

Critical Care Plan (Other Benefits)

Critical Care Plan
  • Basic & advanced add-on cover benefits
  • Organ donor expenses

Critical Care Plan (Eligibility Criteria)

Critical Care Plan
  • Entry age: 18 to 65 years
  • SI: 1 L to 25 Cr
  • Policy term: 1/2/3 years
  • Waiting period: 90 days

Individual and Family Health Insurance

'Sahi Health Insurance Chuno, SADA SECURE RAHO' Yep, that's right, this is what ManipalCigna's new SARVAH plan talks about. With this plan, ManipalCig...

Unique Features

  • Comprehensive coverage
  • High sum insured
  • Customized benefits

ManipalCigna Sarvah Plan (Pros)

ManipalCigna Sarvah Plan
  • Coverage for major illness
  • Reduced waiting period for pre-existing diseases
  • Unlimited restoration
  • Surplus benefits

ManipalCigna Sarvah Plan (Cons)

ManipalCigna Sarvah Plan
  • Maternity benefit not covered
  • No global coverage
  • Daily hospital cash not covered

ManipalCigna Sarvah Plan (Other Benefits)

ManipalCigna Sarvah Plan
  • Tatkal benefit
  • Comprehensive personal accident cover
  • Gullak and Sarathi benefits

ManipalCigna Sarvah Plan (Eligibility Criteria)

ManipalCigna Sarvah Plan
  • Entry Age -91 days
  • Maximum Entry Age - No Limit
  • SI - Up to 3 Crore
  • Waiting Period - 30 days

Senior Citizen Health Insurance Plans

Senior Citizen Health Insurance

We all know that senior citizens are prone to developing more diseases that can continue until their last breath if not treated well. In such scenario...

Unique Features

  • Modern treatment cover
  • Low waiting periods
  • Room category flexibility

ManipalCigna Prime Senior Plan (Pros)

ManipalCigna Prime Senior Plan
  • Daily cash for shared accommodation
  • Air ambulance
  • Domestic second opinion
  • Unlimited 100% SI restoration

ManipalCigna Prime Senior Plan (Cons)

ManipalCigna Prime Senior Plan
  • OPD cover
  • Maternity and newborn cover
  • Compassionate travel

ManipalCigna Prime Senior Plan (Other Benefits)

ManipalCigna Prime Senior Plan
  • Any room upgradation
  • Unlimited SI restoration
  • PEDs waiting period reduction
  • Domestic second opinion (Elite)

ManipalCigna Prime Senior Plan (Eligibility Criteria)

ManipalCigna Prime Senior Plan
  • Entry age: 56 to 75 years
  • SI: 3 to 50 Lakhs
  • Policy term: 1/2/3 years
  • Initial waiting period: 30 days

Senior Citizen Health Insurance

Your safety wallet, anywhere any time. Buy your ManipalCigna ProHealth Cash Policy. ManipalCigna ProHealth Cash plan is extended financial support thr...

Unique Features

  • Daily hospital cash benefit
  • Worldwide cover option
  • Multiple discounts available

ManipalCigna ProHealth Cash Plan (Pros)

ManipalCigna ProHealth Cash Plan
  • Comes in 2 variants
  • Sickness hospital cash benefits
  • ICU cash benefit
  • Worldwide cover

ManipalCigna ProHealth Cash Plan (Cons)

ManipalCigna ProHealth Cash Plan
  • Breach of law
  • Suicide or an attempt to commit suicide
  • Alcoholism or drug abuse
  • Contamination from Nuclear fuel or radiation

ManipalCigna ProHealth Cash Plan (Other Benefits)

ManipalCigna ProHealth Cash Plan
  • Option to choose coverage period
  • Family discount
  • Online renewal discount
  • Long-term discount

ManipalCigna ProHealth Cash Plan (Eligibility Criteria)

ManipalCigna ProHealth Cash Plan
  • Entry age- 91 days to 65 years
  • Coverage period- 60/90/180 days
  • Sum Insured- INR 500-5000

Top Up and Super Top Up Plans

Top Up and Super Top Up

“It’s Super Easy, Super Affordable.” ManipalCigna super top-up plus plan is an additional protection that you can buy to expand your...

Unique Features

  • Choose any hospital room
  • Affordable premiums
  • Healthcare inflation protection

ManipalCigna Super Top-up Plus Plan (Pros)

ManipalCigna Super Top-up Plus Plan
  • Pre-hospitalization cover
  • Post-hospitalization cover
  • Modern treatment cover
  • AYUSH hospitalization

ManipalCigna Super Top-up Plus Plan (Cons)

ManipalCigna Super Top-up Plus Plan
  • Obesity/ weight control
  • Change of gender treatments
  • Hazardous or adventure sports
  • Maternity not covered
  • Newborn baby cover NA

ManipalCigna Super Top-up Plus Plan (Other Benefits)

ManipalCigna Super Top-up Plus Plan
  • Organ donor cover
  • Discounts on premium
  • 30 days grace period
  • Deductible options

ManipalCigna Super Top-up Plus Plan (Eligibility Criteria)

ManipalCigna Super Top-up Plus Plan
  • Entry Age - 91 days
  • Max Entry Age - No Limit
  • SI - 1 - 30 Lakhs
  • Waiting Period - 30 Days

Accident Health Insurance Plans

Accident Health Insurance

Always be prepared for the ups and downs of life! Buy your ManipalCigna Lifestyle Protection Accident Care insurance plan that protects you financiall...

Unique Features

  • Lump sum payout
  • Dependent children cover
  • Loss of income benefit

ManipalCigna Lifestyle Protection Accident Care Plan (Pros)

ManipalCigna Lifestyle Protection Accident Care Plan
  • Accidental death covered
  • Permanent total disability
  • Education fund
  • Emergency ambulance cover

ManipalCigna Lifestyle Protection Accident Care Plan (Cons)

ManipalCigna Lifestyle Protection Accident Care Plan
  • Any PEDs
  • Suicide or an attempt at suicide
  • Intentional self-injury
  • Breach of law

ManipalCigna Lifestyle Protection Accident Care Plan (Other Benefits)

ManipalCigna Lifestyle Protection Accident Care Plan
  • Burns cover
  • Broken bones benefit
  • Temporary total disability

ManipalCigna Lifestyle Protection Accident Care Plan (Eligibility Criteria)

ManipalCigna Lifestyle Protection Accident Care Plan
  • Entry age- Child: 5 - 25 years; Adult: 18 - 80 years
  • Sum Insured: INR 50
  • 000 - 10 Crores
  • Accidental injury/death: Day 1

Group Health Insurance Plans

Group Health Insurance

ManipalCigna ProHealth Group Insurance Policy has been designed to provide more extensive and better insurance solutions to employer-employee and non-...

Unique Features

  • Avail Critical Illness Cover
  • High Sum Assured
  • Optional Covers

ManipalCigna Pro Health Group Plan (Pros)

ManipalCigna Pro Health Group Plan
  • Avail Critical Illness Cover
  • High Sum Assured
  • Optional Covers Available

ManipalCigna Pro Health Group Plan (Cons)

ManipalCigna Pro Health Group Plan
  • Injuries due to unlawful activities
  • Obesity
  • Cosmetic surgery
  • Injuries due to illegal activities
  • Illness due to radiation exposure

ManipalCigna Pro Health Group Plan (Other Benefits)

ManipalCigna Pro Health Group Plan
  • Donor expenses cover
  • AYUSH treatment cover
  • Daily Cash Benefits
  • Critical illness cover
  • Personal accident cover

ManipalCigna Pro Health Group Plan (Eligibility Criteria)

ManipalCigna Pro Health Group Plan
  • Min entry age: Day 1
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

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Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.