Kotak Mahindra
vs
Navi Health

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Kotak Mahindra vs Navi Health

Kotak Mahindra

Zurich Kotak Health Insurance Company offers a comprehensive range of health insurance plans. These plans fulfil the needs of different sections of society with specialized curated products. You can choose the best Kotak Health Insurance for yourself and your family.

Navi Health

Navi Health Insurance Plans offer individuals with health coverage of up to INR 1 Crore via a paperless process. The insurer has a large network of over 10,000+ cashless hospitals that provide the best medical care. Navi Health Insurance also focuses on a hassle-free claim settlement process within 20 minutes offering customers a smooth insurance experience.

COMPANY DETAILS Edit

Kotak Mahindra

Edit

Navi Health

Rating
Number of health insurance plans and add-ons
Sum insured

Sum Insured

Up to 25 L

Sum Insured

Up to 1 Cr
Network hospitals

Network Hospital

9450+

Network Hospital

10000+
Claim ratio

Claim Ratio

97.61%

Claim Ratio

95.13%
Solvency Ratio

Solvency Ratio

2.2

Solvency Ratio

2.6
Pan India Presence

Pan India Presence

19

Pan India Presence

NA
Claim Form

Claim Form

-

Claim Form

-
Waiting Period

Waiting Period

-

Waiting Period

-
Individual

Individual

Zurich Kotak Accident Care Plan
Zurich Kotak Group Accident Protect Plan

Individual

Individual and Family Health Insurance

Individual and Family Health Insurance

Zurich Kotak Health Premier Plan

Individual and Family Health Insurance

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Zurich Kotak Health Insurance

Zurich Kotak Health Insurance Company offers a comprehensive range of health insurance plans. These plans fulfil the needs of different sections of society with specialized curated products. You can choose the best Kotak Health Insurance for yourself and your family.

Individual Plans

Individual

Out of 1.35 million deaths happening in road crashes, almost 93% of the accidental deaths occur in averagely developed countries like India. We're not...

Unique Features

  • Funeral expenses extensions
  • Children’s education grant
  • Lifelong renewability

Zurich Kotak Accident Care Plan (Pros)

Zurich Kotak Accident Care Plan
  • Children education grant
  • Dead remains transportation
  • Convalescence benefit
  • Accident daily cash benefit

Zurich Kotak Accident Care Plan (Cons)

Zurich Kotak Accident Care Plan
  • Room rent charges
  • Pre and post-hospitalization
  • Mental disorders
  • Self-inflicted injury

Zurich Kotak Accident Care Plan (Other Benefits)

Zurich Kotak Accident Care Plan
  • Ambulance charges
  • Accidental death
  • TTD PTD PPD cover

Zurich Kotak Accident Care Plan (Eligibility Criteria)

Zurich Kotak Accident Care Plan
  • Entry Age 5 to 65 years
  • Sum Insured NA
  • Policy term 1/2/3 years
  • Waiting period NA

Individual

It's insurance against adversities caused due to accidents. The Union Minister of Road Transport and Highways, Nitin Gadkari, revealed that over 4.8...

Unique Features

  • AD PTD & PPD Covers
  • Children’s Education Grant
  • Lifestyle Modification Cover

Zurich Kotak Group Accident Protect Plan (Pros)

Zurich Kotak Group Accident Protect Plan
  • Accident Cover
  • Accidental Death
  • Disability Cover

Zurich Kotak Group Accident Protect Plan (Cons)

Zurich Kotak Group Accident Protect Plan
  • Adventure Sports
  • Illegal activities
  • Obesity Treatments

Zurich Kotak Group Accident Protect Plan (Other Benefits)

Zurich Kotak Group Accident Protect Plan
  • Permanent Total Disability
  • Partial Disability
  • Children education

Zurich Kotak Group Accident Protect Plan (Eligibility Criteria)

Zurich Kotak Group Accident Protect Plan
  • Min Age: 5 Years
  • Max Age: 65 Years
  • Sum Insured: 25 L
  • Initial Waiting Period: NA

Individual and Family Health Insurance Plans

Individual and Family Health Insurance

Zurich Kotak Health Premier is a versatile option when it comes to ensuring the health and wellness of yourself and your loved ones. Zurich ...

Unique Features

  • Comprehensive coverage
  • Value added benefits
  • Customizable plans

Zurich Kotak Health Premier Plan (Pros)

Zurich Kotak Health Premier Plan
  • In-patient treatment
  • daycare treatment
  • ambulance cover
  • restoration benefit

Zurich Kotak Health Premier Plan (Cons)

Zurich Kotak Health Premier Plan
  • Global coverage
  • modern treatment
  • IVF cover
  • Adventure sports

Zurich Kotak Health Premier Plan (Other Benefits)

Zurich Kotak Health Premier Plan
  • maternity benefit
  • cumulative bonus
  • compassionate travel
  • vaccination

Zurich Kotak Health Premier Plan (Eligibility Criteria)

Zurich Kotak Health Premier Plan
  • Entry age 18 years (min) - 65 years (max)
  • SI 2 Lakh to 2 Crore
  • Initial waiting period 30 days
  • Policy period 1/2/3 years

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Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.