Liberty Health
vs
Galaxy Health

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Liberty Health vs Galaxy Health

Liberty Health

Liberty General Insurance commenced its operations in the year 2013 with the aim of providing comprehensive retail, commercial and industrial insurance solutions. The company has an employee strength of 1200+ over a network of 110 offices in 95 cities across 29 states. The insurer has 5000+ hospitals for easy access to healthcare services.

Galaxy Health

Galaxy Health Insurance is an IRDAI-licensed standalone health insurer recently launched in March 2024. Galaxy Health Insurance aims to be a top contributor to the health insurance market in India. The company is the brainchild of the founder of Star Health Insurance, V Jagannathan along with the chairman emeritus of TVS Motors, Venu Srinivasan jointly.

COMPANY DETAILS Edit

Liberty Health

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Galaxy Health

Rating
Number of health insurance plans and add-ons
Sum insured

Sum Insured

Up to 30 Lakh

Sum Insured

Up to 1 Crore
Network hospitals

Network Hospital

6000+

Network Hospital

-
Claim ratio

Claim Ratio

97.64%

Claim Ratio

N/A%
Solvency Ratio

Solvency Ratio

3

Solvency Ratio

N/A
Pan India Presence

Pan India Presence

110

Pan India Presence

N/A
Claim Form

Claim Form

-

Claim Form

-
Waiting Period

Waiting Period

30

Waiting Period

24 Months
Accident Health Insurance

Accident Health Insurance

Liberty Janta Personal Accident Policy

Accident Health Insurance

Individual and Family Health Insurance

Individual and Family Health Insurance

Liberty Secure Health Connect

Individual and Family Health Insurance

Galaxy Promise Health Plan

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Liberty General Insurance

Liberty General Insurance commenced its operations in the year 2013 with the aim of providing comprehensive retail, commercial and industrial insurance solutions. The company has an employee strength of 1200+ over a network of 110 offices in 95 cities across 29 states. The insurer has 5000+ hospitals for easy access to healthcare services.

Accident Health Insurance Plans

Accident Health Insurance

Janta personal accident policy designed by Liberty Health Insurance is designed specifically to cater to customers settled in rural India. The Janata...

Unique Features

  • Personal Accident Cover
  • Worldwide Cover
  • Lifelong Renewability

Liberty Janta Personal Accident Policy (Pros)

Liberty Janta Personal Accident Policy
  • Personal Accident Cover
  • Worldwide Cover
  • Lifelong Renewability

Liberty Janta Personal Accident Policy (Cons)

Liberty Janta Personal Accident Policy
  • Pre-existing diseases not covered
  • Death or disablement due to war
  • Self-harm or suicide attempt

Liberty Janta Personal Accident Policy (Other Benefits)

Liberty Janta Personal Accident Policy
  • Loss of limbs
  • Loss of an eye
  • Complete loss of eyesight in both eyes

Liberty Janta Personal Accident Policy (Eligibility Criteria)

Liberty Janta Personal Accident Policy
  • Minimum: 18 Years
  • Child: 5 to 18 Years
  • Maximum: 75 Years

Individual and Family Health Insurance Plans

Individual and Family Health Insurance

Secure Health Connect policy designed by Liberty Health Insurance offers comprehensive coverage with a wide range of sums insured from INR 2 lac to 15...

Unique Features

  • Wide Sum Insured Options
  • Stay-fit Perks
  • 6-hour Claim Assure

Liberty Secure Health Connect (Pros)

Liberty Secure Health Connect
  • Cataract
  • Covid-19 treatment
  • ICU charges

Liberty Secure Health Connect (Cons)

Liberty Secure Health Connect
  • Illegal activities
  • Alcoholism and drug abuse
  • Adventure sports

Liberty Secure Health Connect (Other Benefits)

Liberty Secure Health Connect
  • Ambulance cover
  • Health check-ups
  • Co-payment

Liberty Secure Health Connect (Eligibility Criteria)

Liberty Secure Health Connect
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 15 L

Galaxy Health Insurance

Galaxy Health Insurance is an IRDAI-licensed standalone health insurer recently launched in March 2024. Galaxy Health Insurance aims to be a top contributor to the health insurance market in India. The company is the brainchild of the founder of Star Health Insurance, V Jagannathan along with the chairman emeritus of TVS Motors, Venu Srinivasan jointly.

Individual and Family Health Insurance Plans

Individual and Family Health Insurance

Lock in your premium until age 55.  Galaxy Health Insurance Company is the new standalone company in the insurance market. Galaxy Prmise is the i...

Unique Features

  • Air Ambulance Cover
  • Room Rent Enhancement
  • Gala Fit Pro-Active Care

Galaxy Promise Health Plan (Pros)

Galaxy Promise Health Plan
  • Unlimited restoration of SI
  • No co-payment
  • Room rent enhancement

Galaxy Promise Health Plan (Cons)

Galaxy Promise Health Plan
  • Investigation and evaluation not covered
  • Dietry supplement
  • Unproven treatment
  • Alcoholism

Galaxy Promise Health Plan (Other Benefits)

Galaxy Promise Health Plan
  • Repatriation of mortal remains
  • Organ transplantation
  • Cashless everywhere

Galaxy Promise Health Plan (Eligibility Criteria)

Galaxy Promise Health Plan
  • Min. Entry Age: 16 Days
  • Max. Entry Age: 65 Years
  • Initial Waiting Period: 24 Months
  • Sum Insured: Up to 1 Cr

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Naval Goel

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