ManipalCigna Health Insurance
ManipalCigna offers various quality-driven products related to family health insurance, critical illness coverage, personal accident, super top-ups, and maternity insurance along with micro-insurance products for rural areas. With ManipalCigna Health Insurance you can feel safe in times of healthcare needs.
Individual and Family Health Insurance Plans
Individual and Family Health Insurance
ManipalCigna ProHealth Protect Plan is a comprehensive health insurance policy designed to take care of you and your family in your health and illness...
Unique Features
- Avail Add-On Covers
- Optional Benefits Available
- High SI Options
ManipalCigna ProHealth Protect Plan (Pros)
- Newborn Baby and Maternity Cover
- Health Maintainance Benefit
- AYUSH Cover
ManipalCigna ProHealth Protect Plan (Cons)
- Compassionate travel
- Vaccination expenses
- E-consultation
ManipalCigna ProHealth Protect Plan (Other Benefits)
- Daycare treatment
- Domiciliary treatment
- OPD cover
ManipalCigna ProHealth Protect Plan (Eligibility Criteria)
- Entry age: 18 years to No limit
- SI: 2.5 L to 50 L
- Initial waiting period: 30 days
- Policy term: 1/2/3 years
Individual and Family Health Insurance
The ManipalCigna ProHealth insurance policy is specially designed to cater to all your worries regarding your health and wellness. It provides the pol...
Unique Features
- Suitable for New Couples
- Family Planning Coverage
- Maternity & Newborn Cover
ManipalCigna ProHealth Plus (Pros)
- Maternity & new-born benefits
- Modern treatment
- 500+ daycare procedures
- Listed critical illnesses
ManipalCigna ProHealth Plus (Cons)
- IVF not covered
- E-consultation
- Compassionate travel
ManipalCigna ProHealth Plus (Other Benefits)
- Organ donor expenses
- Worldwide coverage
- In-patient hospitalization
- Out-patient hospitalization
ManipalCigna ProHealth Plus (Eligibility Criteria)
- Entry age: 18 years to No max limit
- SI: 4.5 L to 50 L
- Initial waiting period: 30 days
- Policy term: 1/2/3 years
Individual and Family Health Insurance
Buying health insurance that provides you and your family a 360-degree coverage against medical emergencies is the need of this hour. ManipalCigna Pro...
Unique Features
- 360 Degree Family Coverage
- Additional Wellness Programs
- OPD Charges Covered
ProHealth Prime Advantage (Pros)
- Bariatric surgery
- Maternity coverage
- Newborn baby cover
- Daily cash benefits
ProHealth Prime Advantage (Cons)
- Compassionate travel
- Copayment unavailable
- Sub-limits not applicable
ProHealth Prime Advantage (Other Benefits)
- Air ambulance cover
- OPD available
- Domiciliary hospitalization
ProHealth Prime Advantage (Eligibility Criteria)
- Entry age: 18 years to no max limit
- SI: 5 L to 1 Cr
- Policy term: 1/2/3 years
- Initial waiting period: 30 days
Individual and Family Health Insurance
"Your Health Deserves Better!" Get safeguarded with a health plan that provides you with all-around healthcare facilitation." ManipalCigna Prime Prote...
Unique Features
- Customizable health benefits
- High-value covers
- Health reward discounts
ManipalCigna Prime Protect Plan (Pros)
- In-patient hospitalisation
- Daycare treatment
- Domiciliary hospitalisation
- Sum insured restoration
- Organ donor cover
ManipalCigna Prime Protect Plan (Cons)
- Adventure sport injuries
- Cosmetic treatment
- Alcoholism/drug abuse
- Self-inflicted injury
ManipalCigna Prime Protect Plan (Other Benefits)
- Optional covers
- Add-ons available
- Unlimited benefits up to SI
- Bariatric surgery cover
- AYUSH treatment cover
ManipalCigna Prime Protect Plan (Eligibility Criteria)
- Child Entry age - 91 days - 25 Years
- Adult Entry Age- 18 Years- No Limit
- SI - INR 3 Lakhs - 1 Crore
- Waiting Period - 30 days
Individual and Family Health Insurance
ManipalCigna ProHealth Prime Active is a comprehensive plan to keep you, Healthy bhi and Active bhi. But have you ever imagined why Indians don't prio...
Unique Features
- Worldwide emergency cover
- Premium waiver benefit
- Covers 36 listed critical illnesses
ProHealth Prime Active Plan (Pros)
- Global cover
- Modern treatment
- Second medical opinion
ProHealth Prime Active Plan (Cons)
- OPD cover
- Maternity benefits
- Newborn baby cover
ProHealth Prime Active Plan (Other Benefits)
- In-patient hospitalization
- Daycare procedures
- Organ donor cover
ProHealth Prime Active Plan (Eligibility Criteria)
- Entry age: 18 to 70 years
- SI: 3 to 15 Lakhs
- Waiting period: 30 days
- Policy term: 1/2/3 years
Individual and Family Health Insurance
ManipalCigna ProHealth Select - A health insurance plan that extends coverage in times of need. Life's unpredictable emergencies require your financia...
Unique Features
- Customizable policy
- Reassurance/Premium waiver
- High SI options available
ManipalCigna ProHealth Select Plan (Pros)
- Room rent
- ICU charges
- Pre and post-hospitalisation
- OPD charges
ManipalCigna ProHealth Select Plan (Cons)
- Investigation & evaluation
- Rest/cure/rehabilitation and respite care
- Obesity/weight control
- Dental treatment
ManipalCigna ProHealth Select Plan (Other Benefits)
- Cataract
- No claim bonus
- Automatic restoration
ManipalCigna ProHealth Select Plan (Eligibility Criteria)
- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 25 L
Individual and Family Health Insurance
Protect your family with the ManipalCigna Arogya Sanjeevani policy! Yes, you heard that right. You should buy a standard health insurance policy like ...
Unique Features
- AYUSH treatment cover
- Covers modern treatments
- Affordable & available for all
ManipalCigna Arogya Sanjeevani Plan (Pros)
- Room rent covered
- ICU charges
- Pre-hospitalisation
- Daycare treatment
ManipalCigna Arogya Sanjeevani Plan (Cons)
- Breach of law
- Hazardous or adventure sports
- Contamination from Nuclear fuel/radiation
- Unproven treatments
ManipalCigna Arogya Sanjeevani Plan (Other Benefits)
- AYUSH treatment
- Modern treatment
- Cataract
ManipalCigna Arogya Sanjeevani Plan (Eligibility Criteria)
- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Individual and Family Health Insurance
ManipalCigna ProHealth Insurance Policy by ManipalCigna Health Insurance Company is a comprehensive hospitalization insurance plan that protects you a...
Unique Features
- Know About the Plan & its Variants
- Explore the Features & Eligibility
- Inclusions and Exclusions
ManipalCigna ProHealth Plan (Pros)
- Pre-hospitalisation
- Post-hospitalisation
- Unlimited teleconsultation
- Daily hospitalcash
- SI restoration benefit
ManipalCigna ProHealth Plan (Cons)
- Obesity weight control
- Change of gender treatments
- Breach of law
ManipalCigna ProHealth Plan (Other Benefits)
- Cashless claim settlement
- AYUSH treatment
- Trusted insurance provider
ManipalCigna ProHealth Plan (Eligibility Criteria)
- Min entry age: 91 days
- Max entry age: Unlimited
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1 Cr
Individual and Family Health Insurance
ManipalCigna Health Insurance provides the insured with additional coverage and their existing health insurance policy with their Super Top-up plan. T...
Unique Features
- Boost Your Health Coverage
- Eligibility Criteria and Features
- Inclusions & Exclusions
ManipalCigna Super Top-up Plan (Pros)
- AYUSH treatment
- Modern treatment cover
- Organ donor expenses
ManipalCigna Super Top-up Plan (Cons)
- Maternity cover
- Global cover
- No OPD cover
- Domiciliary care unavailable
ManipalCigna Super Top-up Plan (Other Benefits)
- In-patient hospitalization
- Pre & post-hospitalization
- Daycare procedures cover
ManipalCigna Super Top-up Plan (Eligibility Criteria)
- Entry age: 18 years to no age bar
- Policy term: 1/2/3 years
- Initial waiting period: 30 days
- SI: 3 to 30 Lakhs
Individual and Family Health Insurance
Manipal Cigna LifeTime Health Insurance is a reliable health insurance plan that prioritizes your healthcare needs and looks after them. ManipalCigna ...
Unique Features
- Know About the Plan & its Variants
- Explore the Features & Eligibility
- Inclusions and Exclusions
ManipalCigna Lifetime Health Plan (Pros)
- Covers the treatment cost of HIV/AIDS and STD
- Covers mental illness
- You can opt for global coverage
ManipalCigna Lifetime Health Plan (Cons)
- Vaccination not covered
- IVF treatment not covered
- Air ambulance not covered
ManipalCigna Lifetime Health Plan (Other Benefits)
- You can opt for deductibles
- Air ambulance covered
- Domestic and international coverage
ManipalCigna Lifetime Health Plan (Eligibility Criteria)
- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 3 Crore
Individual and Family Health Insurance
ManipalCigna ProHealth Prime is a comprehensive and flexible Health Insurance Plan that offers Better Coverage, Better Control, and Better Care for th...
Unique Features
- Comprehensive coverage
- High sum insured
- Customized benefits
ManipalCigna ProHealth Prime Plan (Pros)
- Annual health check up
- Domestic second opinion
- Switch off benefit
- Premium waiver benefits
- OPD expense covered
ManipalCigna ProHealth Prime Plan (Cons)
- Optional deductibles
- 10% co-payment
- PED 2-year waiting period
- Long waiting period
ManipalCigna ProHealth Prime Plan (Other Benefits)
- Domiciliary hospitalisation
- Air ambulance cover
- Cumulative bonus booster
- CI add on cover
- SI restoration
ManipalCigna ProHealth Prime Plan (Eligibility Criteria)
- Min entry age: 91 days
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1 Cr
Individual and Family Health Insurance
ManipalCigna Health Insurance Company offers its Critical Illness policy which is also a global plan that assures you financial support during critica...
Unique Features
- CI Cover
- Eligibility & Features
- 30 CI Cover
Critical Care Plan (Pros)
- 15 or 30 major illnesses
- Medical second opinion
- Online wellness program
Critical Care Plan (Cons)
- No daily cash benefit
- In-patient hospitalization
- OPD unavailable
- Daycare procedures
Critical Care Plan (Other Benefits)
- Basic & advanced add-on cover benefits
- Organ donor expenses
Critical Care Plan (Eligibility Criteria)
- Entry age: 18 to 65 years
- SI: 1 L to 25 Cr
- Policy term: 1/2/3 years
- Waiting period: 90 days
Individual and Family Health Insurance
'Sahi Health Insurance Chuno, SADA SECURE RAHO' Yep, that's right, this is what ManipalCigna's new SARVAH plan talks about. With this plan, ManipalCig...
Unique Features
- Comprehensive coverage
- High sum insured
- Customized benefits
ManipalCigna Sarvah Plan (Pros)
- Coverage for major illness
- Reduced waiting period for pre-existing diseases
- Unlimited restoration
- Surplus benefits
ManipalCigna Sarvah Plan (Cons)
- Maternity benefit not covered
- No global coverage
- Daily hospital cash not covered
ManipalCigna Sarvah Plan (Other Benefits)
- Tatkal benefit
- Comprehensive personal accident cover
- Gullak and Sarathi benefits
ManipalCigna Sarvah Plan (Eligibility Criteria)
- Entry Age -91 days
- Maximum Entry Age - No Limit
- SI - Up to 3 Crore
- Waiting Period - 30 days
Senior Citizen Health Insurance Plans
Senior Citizen Health Insurance
We all know that senior citizens are prone to developing more diseases that can continue until their last breath if not treated well. In such scenario...
Unique Features
- Modern treatment cover
- Low waiting periods
- Room category flexibility
ManipalCigna Prime Senior Plan (Pros)
- Daily cash for shared accommodation
- Air ambulance
- Domestic second opinion
- Unlimited 100% SI restoration
ManipalCigna Prime Senior Plan (Cons)
- OPD cover
- Maternity and newborn cover
- Compassionate travel
ManipalCigna Prime Senior Plan (Other Benefits)
- Any room upgradation
- Unlimited SI restoration
- PEDs waiting period reduction
- Domestic second opinion (Elite)
ManipalCigna Prime Senior Plan (Eligibility Criteria)
- Entry age: 56 to 75 years
- SI: 3 to 50 Lakhs
- Policy term: 1/2/3 years
- Initial waiting period: 30 days
Senior Citizen Health Insurance
Your safety wallet, anywhere any time. Buy your ManipalCigna ProHealth Cash Policy. ManipalCigna ProHealth Cash plan is extended financial support thr...
Unique Features
- Daily hospital cash benefit
- Worldwide cover option
- Multiple discounts available
ManipalCigna ProHealth Cash Plan (Pros)
- Comes in 2 variants
- Sickness hospital cash benefits
- ICU cash benefit
- Worldwide cover
ManipalCigna ProHealth Cash Plan (Cons)
- Breach of law
- Suicide or an attempt to commit suicide
- Alcoholism or drug abuse
- Contamination from Nuclear fuel or radiation
ManipalCigna ProHealth Cash Plan (Other Benefits)
- Option to choose coverage period
- Family discount
- Online renewal discount
- Long-term discount
ManipalCigna ProHealth Cash Plan (Eligibility Criteria)
- Entry age- 91 days to 65 years
- Coverage period- 60/90/180 days
- Sum Insured- INR 500-5000
Top Up and Super Top Up Plans
Top Up and Super Top Up
“It’s Super Easy, Super Affordable.” ManipalCigna super top-up plus plan is an additional protection that you can buy to expand your...
Unique Features
- Choose any hospital room
- Affordable premiums
- Healthcare inflation protection
ManipalCigna Super Top-up Plus Plan (Pros)
- Pre-hospitalization cover
- Post-hospitalization cover
- Modern treatment cover
- AYUSH hospitalization
ManipalCigna Super Top-up Plus Plan (Cons)
- Obesity/ weight control
- Change of gender treatments
- Hazardous or adventure sports
- Maternity not covered
- Newborn baby cover NA
ManipalCigna Super Top-up Plus Plan (Other Benefits)
- Organ donor cover
- Discounts on premium
- 30 days grace period
- Deductible options
ManipalCigna Super Top-up Plus Plan (Eligibility Criteria)
- Entry Age - 91 days
- Max Entry Age - No Limit
- SI - 1 - 30 Lakhs
- Waiting Period - 30 Days
Accident Health Insurance Plans
Accident Health Insurance
Always be prepared for the ups and downs of life! Buy your ManipalCigna Lifestyle Protection Accident Care insurance plan that protects you financiall...
Unique Features
- Lump sum payout
- Dependent children cover
- Loss of income benefit
ManipalCigna Lifestyle Protection Accident Care Plan (Pros)
- Accidental death covered
- Permanent total disability
- Education fund
- Emergency ambulance cover
ManipalCigna Lifestyle Protection Accident Care Plan (Cons)
- Any PEDs
- Suicide or an attempt at suicide
- Intentional self-injury
- Breach of law
ManipalCigna Lifestyle Protection Accident Care Plan (Other Benefits)
- Burns cover
- Broken bones benefit
- Temporary total disability
ManipalCigna Lifestyle Protection Accident Care Plan (Eligibility Criteria)
- Entry age- Child: 5 - 25 years; Adult: 18 - 80 years
- Sum Insured: INR 50
- 000 - 10 Crores
- Accidental injury/death: Day 1
Group Health Insurance Plans
Group Health Insurance
ManipalCigna ProHealth Group Insurance Policy has been designed to provide more extensive and better insurance solutions to employer-employee and non-...
Unique Features
- Avail Critical Illness Cover
- High Sum Assured
- Optional Covers
ManipalCigna Pro Health Group Plan (Pros)
- Avail Critical Illness Cover
- High Sum Assured
- Optional Covers Available
ManipalCigna Pro Health Group Plan (Cons)
- Injuries due to unlawful activities
- Obesity
- Cosmetic surgery
- Injuries due to illegal activities
- Illness due to radiation exposure
ManipalCigna Pro Health Group Plan (Other Benefits)
- Donor expenses cover
- AYUSH treatment cover
- Daily Cash Benefits
- Critical illness cover
- Personal accident cover
ManipalCigna Pro Health Group Plan (Eligibility Criteria)
- Min entry age: Day 1
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1 Cr