Navi Health
vs
Icici Lombard

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Navi Health vs Icici Lombard

Navi Health

Navi Health Insurance Plans offer individuals with health coverage of up to INR 1 Crore via a paperless process. The insurer has a large network of over 10,000+ cashless hospitals that provide the best medical care. Navi Health Insurance also focuses on a hassle-free claim settlement process within 20 minutes offering customers a smooth insurance experience.

Icici Lombard

ICICI Lombard is committed to customer centricity with its brand philosophy of ‘Nibhaaye Vaade’. They provide comprehensive healthcare coverage by offering best health plans in individual, family, group, personal accident, etc. variants.

COMPANY DETAILS Edit

Navi Health

Edit

Icici Lombard

Rating
Number of health insurance plans and add-ons
Sum insured

Sum Insured

Up to 1 Cr

Sum Insured

Up to 2 Crores
Network hospitals

Network Hospital

10000+

Network Hospital

10800+
Claim ratio

Claim Ratio

95.13%

Claim Ratio

98.53%
Solvency Ratio

Solvency Ratio

2.6

Solvency Ratio

2.5
Pan India Presence

Pan India Presence

NA

Pan India Presence

312
Claim Form

Claim Form

-

Claim Form

-
Waiting Period

Waiting Period

-

Waiting Period

30
Individual and Family Health Insurance

Individual and Family Health Insurance

Individual and Family Health Insurance

AdvantEdge Plan
Arogya Sanjeevani Policy
ICICI Lombard MaxProtect Plan
Health Shield 360
ICICI Lombard Elevate Plan
Complete Health Insurance
Accident Health Insurance

Accident Health Insurance

Accident Health Insurance

ICICI Personal Protect Policy
ICICI Lombard Saral Suraksha Bima
Senior Citizen Health Insurance

Senior Citizen Health Insurance

Senior Citizen Health Insurance

Golden Shield Plan
Top Up and Super Top Up

Top Up and Super Top Up

Top Up and Super Top Up

Health Booster
Group Health Insurance

Group Health Insurance

Group Health Insurance

ICICI Lombard Group Health Insurance

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ICICI Lombard Health Insurance

ICICI Lombard is committed to customer centricity with its brand philosophy of ‘Nibhaaye Vaade’. They provide comprehensive healthcare coverage by offering best health plans in individual, family, group, personal accident, etc. variants.

Individual and Family Health Insurance Plans

Individual and Family Health Insurance

ICICI Lombard Health AdvantEdge plan is a comprehensive health insurance plan designed to cater to all your health care needs. A family health insuran...

Unique Features

  • Global Cover
  • SI Upto 3 Cr
  • Air Ambulance Cover

AdvantEdge Plan (Pros)

AdvantEdge Plan
  • Restoration Benefit
  • Cumulative Bonus
  • Health Rewards
  • Domestic Air Ambulance

AdvantEdge Plan (Cons)

AdvantEdge Plan
  • OPD Cover
  • Second medical opinion
  • Modern treatment
  • IVF treatment cover

AdvantEdge Plan (Other Benefits)

AdvantEdge Plan
  • New Born Cover
  • Vaccine Cover
  • Maternity Cover
  • PED Cover
  • Personal Accident Cover

AdvantEdge Plan (Eligibility Criteria)

AdvantEdge Plan
  • Entry Age: 18 - 65 years
  • SI: 5 L to 3 Cr
  • Initial waiting period: 30 days

Individual and Family Health Insurance

ICICI Lombard Arogya Sanjeevani is a versatile plan that pays for your medical bills in case of hospitalization. If you are looking for a health plan ...

Unique Features

  • COVID-19 Cover
  • Ambulance Cover
  • Affordable Plan

Arogya Sanjeevani Policy (Pros)

Arogya Sanjeevani Policy
  • Cumulative bonus
  • Cataract treatment covered
  • Modern procedures covered
  • Intensive cardiac care charges

Arogya Sanjeevani Policy (Cons)

Arogya Sanjeevani Policy
  • No eyesight correction expenses
  • Fertility expenses not covered
  • Nursing expenses not covered
  • Nursing at home not covered
  • OPD expenses not covered

Arogya Sanjeevani Policy (Other Benefits)

Arogya Sanjeevani Policy
  • Floater benefit
  • Pre-existing diseases after 4 years
  • In-patient AYUSH treatment
  • Day care procedures

Arogya Sanjeevani Policy (Eligibility Criteria)

Arogya Sanjeevani Policy
  • Entry age- 18 years
  • Max entry age- 65 years
  • SI- 1 L to 5 L
  • Waiting period- 30 days

Individual and Family Health Insurance

ICICI Lombard MaxProtect health insurance plan is a multiple-benefit provider plan that comes with affordable premiums. It has two variants ie, Classi...

Unique Features

  • Up to 1 Crore SI
  • International coverage
  • Modern treatment

ICICI Lombard MaxProtect Plan (Pros)

ICICI Lombard MaxProtect Plan
  • Worldwide coverage
  • Modern-day treatment procedures
  • Reset benefits

ICICI Lombard MaxProtect Plan (Cons)

ICICI Lombard MaxProtect Plan
  • Maternity cover
  • OPD not covered
  • Daily hospital cash

ICICI Lombard MaxProtect Plan (Other Benefits)

ICICI Lombard MaxProtect Plan
  • Multi-yearPolicy discounts
  • Automatic restoration
  • Domiciliary hospitalization

ICICI Lombard MaxProtect Plan (Eligibility Criteria)

ICICI Lombard MaxProtect Plan
  • Entry age: 21 to 65 years
  • Sum Insured: Upto 1 Cr
  • Initial Waiting Period: 30 Days

Individual and Family Health Insurance

Worried about your medical expenses? Boost your healthcare experience with the ICICI Lombard Health Shield 360 insurance policy. Healthcare is one of ...

Unique Features

  • 360° wellbeing programs
  • High SI options
  • Home healthcare

Health Shield 360 (Pros)

Health Shield 360
  • Worldwide cashless facility
  • Unlimited reset cover
  • Daycare procedures

Health Shield 360 (Cons)

Health Shield 360
  • Illegal activites
  • Adventure sports
  • Drug abuse

Health Shield 360 (Other Benefits)

Health Shield 360
  • Air ambulance
  • OPD Cover
  • Additional Sum Insured

Health Shield 360 (Eligibility Criteria)

Health Shield 360
  • Min entry age: 21 Years
  • Max entry age: 75 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

The power of infinite care! ICICI Lombard Elevate policy gives you and your family unrestricted wide coverage. How would it feel if a health insurance...

Unique Features

  • Over 30 add-on options
  • Worldwide coverage
  • Special cover for NRIs

ICICI Lombard Elevate Plan (Pros)

ICICI Lombard Elevate Plan
  • Room rent
  • ICU charges
  • Pre and post hospitalisation
  • Daycare treatment

ICICI Lombard Elevate Plan (Cons)

ICICI Lombard Elevate Plan
  • Cataract
  • IVF treatment
  • Hazardous activities

ICICI Lombard Elevate Plan (Other Benefits)

ICICI Lombard Elevate Plan
  • OPD Charges
  • Covid-19
  • Automatic restoration

ICICI Lombard Elevate Plan (Eligibility Criteria)

ICICI Lombard Elevate Plan
  • Min entry age: 18 Years
  • Max entry age: No limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: No Limit

Individual and Family Health Insurance

Customize your ICICI Lombard Complete Health Plan with 4 available variants ICICI Lombard Complete Health Insurance is a comprehensive health insuranc...

Unique Features

  • Wellness Program
  • Maternity & Newborn Cover
  • Riders Available

Complete Health Insurance (Pros)

Complete Health Insurance
  • Critical Illness cover
  • AYUSH treatment covered
  • Ambulance coverage
  • E-consultation

Complete Health Insurance (Cons)

Complete Health Insurance
  • Vaccination not covered
  • IVF Treatment
  • Modern treatment
  • Air ambulance

Complete Health Insurance (Other Benefits)

Complete Health Insurance
  • Cataract
  • Daily hospital cash
  • Organ donor

Complete Health Insurance (Eligibility Criteria)

Complete Health Insurance
  • Min entry age: 3 months
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 50 L

Accident Health Insurance Plans

Accident Health Insurance

ICICI Lombard Personal Protect Policy is a comprehensive health insurance policy that offers an array of benefits and extensions to safeguard the insu...

Unique Features

  • Accidental Death Benefit
  • Acts Of Terrorism Cover
  • Life Long Renewal

ICICI Personal Protect Policy (Pros)

ICICI Personal Protect Policy
  • Accidental Death
  • Permanent Total Disablement Benefit
  • Hospital Daily Allowance

ICICI Personal Protect Policy (Cons)

ICICI Personal Protect Policy
  • Illegal activities
  • Adventure sports
  • Obesity

ICICI Personal Protect Policy (Other Benefits)

ICICI Personal Protect Policy
  • Operational Coverage
  • Accidental Hospitalization
  • Hospital Daily Allowance

ICICI Personal Protect Policy (Eligibility Criteria)

ICICI Personal Protect Policy
  • Min entry age: 18 Years
  • Max entry age: 80 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 25 L

Accident Health Insurance

A policy that covers accidental death and disablement. And you need it right away. Period! Unlike a critical illness, a terminal illness, or an unfort...

Unique Features

  • 100% death benefit
  • Educational grant
  • PTD/ TTD and PPD cover

ICICI Lombard Saral Suraksha Bima (Pros)

ICICI Lombard Saral Suraksha Bima
  • Accidental death
  • Permanent total disability
  • Permanent partial disability
  • Cumulative bonus

ICICI Lombard Saral Suraksha Bima (Cons)

ICICI Lombard Saral Suraksha Bima
  • Attempt to suicide/self-inflicted injury
  • STDs and HIV/AIDS
  • Mental or nervous disorder
  • Alcoholism or substance abuse

ICICI Lombard Saral Suraksha Bima (Other Benefits)

ICICI Lombard Saral Suraksha Bima
  • Children education grant
  • Accidental hospitalisation
  • Higher sum insured

ICICI Lombard Saral Suraksha Bima (Eligibility Criteria)

ICICI Lombard Saral Suraksha Bima
  • Min entry age: 3 Months
  • Max entry age: 70 Years
  • Sum Insured: Up to 1 Cr

Senior Citizen Health Insurance Plans

Senior Citizen Health Insurance

Golden Shield Plan by ICICI Lombard is designed especially for senior citizens and to cater to all their health care needs. With growing age, the huma...

Unique Features

  • Care Management Program
  • 50 L SI Available
  • Co-Pay Modification

Golden Shield Plan (Pros)

Golden Shield Plan
  • Reset Benefit
  • Coverage for Ambulance
  • Cashless Hospitalization

Golden Shield Plan (Cons)

Golden Shield Plan
  • Maternity cover
  • New born cover
  • Daily hospital cash

Golden Shield Plan (Other Benefits)

Golden Shield Plan
  • Care Management Program
  • AYUSH Treatments
  • Claim Protector

Golden Shield Plan (Eligibility Criteria)

Golden Shield Plan
  • Entry age: 56 years to no maximum limit
  • Sum insured: 5 to 50 Lakhs
  • Initial waiting period: 30 days

Top Up and Super Top Up Plans

Top Up and Super Top Up

ICICI Lombard Health Booster is a comprehensive super top-up health insurance plan designed to enhance your existing coverage. The policy acts as a s...

Unique Features

  • Reset Benefit
  • Top-up Plan
  • Lifetime Renewability

Health Booster (Pros)

Health Booster
  • In-patient treatment covered
  • High range of coverage
  • Flexible coverage

Health Booster (Cons)

Health Booster
  • Injury due to war
  • Cosmetic surgery
  • Aesthetics treatment

Health Booster (Other Benefits)

Health Booster
  • Reset benefit
  • Domestic road emergency
  • Pre and post-hospitalisation
  • Donor expenses

Health Booster (Eligibility Criteria)

Health Booster
  • Min entry age: 6 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 50 L

Group Health Insurance Plans

Group Health Insurance

ICICI Lombard Group insurance is a type of insurance plan that covers many people in the same proximity, for example, employee-employer, bank customer...

Unique Features

  • Large Sum Insured
  • Daycare Treatment
  • Floater Benefit

ICICI Lombard Group Health Insurance (Pros)

ICICI Lombard Group Health Insurance
  • Tax benefit
  • Less waiting period
  • Hospital coverage
  • Wide range coverage

ICICI Lombard Group Health Insurance (Cons)

ICICI Lombard Group Health Insurance
  • Pre-existing diseases
  • Hazardous or adventure sports

ICICI Lombard Group Health Insurance (Other Benefits)

ICICI Lombard Group Health Insurance
  • Cashless benefit
  • Day care treatment
  • Floater benefit

ICICI Lombard Group Health Insurance (Eligibility Criteria)

ICICI Lombard Group Health Insurance
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 50 L

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Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.