Royal Sundaram
vs
Aditya Birla

Aditya Birla Cancer Secure health plan is a health insurance plan designed specifically for cancer patients protecting them financially from all three...

Unique Features

• Upto 1 Cr SI
• Minimum Survival Period
• All Cancer Stages Covered

• Covers 3 stages
• 150% of SI
• 10% of no claim bonus
• High SI
• Lump sum payout

• Illness due to intoxicants
• Obesity treatment unavailable
• Hazardous activity not covered
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• Wellness coach
• Second e-opinion
• Short survival period
• Upto 1 Cr SI
• Hospitalization Expense

• Entry Age- 18 Years
• Max Entry Age- 65 Years
• SI- 5L to 1 Cr
• Waiting Period- 90 days

Aditya Birla Activ Secure Critical Illness Plan is designed to cover your financial losses due to any treatment for critical illness. The plan has wid...

Unique Features

• 64 Critical Illnesses Covered
• Replace Loss of Income
• Short Survival Period

• 64 Critical Illnesses Covered Replace
• Loss of Income
• Short Survival Period

• Does not cover maternity
• Does not cover any congenital illness
• Does not cover any evaluation purposes

• The sum insured of this plan is of up to 1 Cr
• It comes in three different variants - Plans 1/ 2/ 3 with specific coverage options

• Min- 5 years
• Max- 65 years

Aditya Birla Activ Secure Personal Accident Plan is designed to protect you and your family in case of any unforeseen incident. Activ secure personal ...

Unique Features

• Up to 20 Cr SI
• 11 Optional Covers
• Avail Wellness Benefit

• Total and partial disability cover
• Accidental death cover
• No claim bonus
• Ambulance cover
• Education benefit

• Illness due to intoxicants
• Obesity treatment unavailable
• Hazardous activity not covered
• Cosmetic surgery unavailable

• Income cover
• Loan protect cover
• Orphan benefits
• Compassionate visit
• Coma benefit

• Entry age- 5 years
• Max entry age- 65 years
• SI- 30L
• Waiting period- 30 days

Aditya Birla Platinum Enhanced Plan offers unique healthcare benefits to insured individuals such as health insurance protection with wellness benefit...

Unique Features

• Critical Illness Cover
•  Health Coach
•  SI Up to 2 Crores

• Earn 100% health returns
• Cover for dental consultations
• Modern treatment cover
• Wellness coach
• Mental illness cover

• Illness due to intoxicants
• Change of gender treatment
• Hazardous activity not covered
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• Chronic management program
• Premium waiver benefit
• Reload of SI
• Road ambulance cover
• Second e-opinion

• Entry age- 90 days
• Max entry age- 45
• SI- 1L to 1 Cr
• Waiting period- 30 days

Aditya Birla Activ Fit Plan is designed to provide quality medical coverage to young individuals. The plan not only provides medical coverage but als...

Unique Features

• Health Rewards
• Avail Multiple Discounts
• Optional Covers Available

• Provides health reward for keeping yourself healthy
• gives optional benefits
• Get maternity expense benefits

• Does not cover air ambulance
• No coverage for global treatment

• Health Rewards
• Avail Multiple Discounts
• Optional Covers Available

• Entry Age - 18
• Maximum Entry Age - 65
• SI -4-25 Lakh
• Waiting Period - 30 days

Aditya Birla Activ One Plan comprises features such as: Health returns Health assessment Daycare treatments No capping on hospitalization expenses Me...

Unique Features

• Health Rewards
• Avail Multiple Discounts
• Optional Covers Available

• Chronic illness covered
• double coverage

• Daily hospital cash not covered
• OPD charges not covered
• Maternity not covered

• Initial waiting period 30 years

Raho Fit to Get Benefits! Ye hai #FitnesskaUltimateInfluencer You can earn with the Aditya Birla Activ Fit Plus plan and become wealthy! YES, you hear...

Unique Features

• Stay fit & get rewarded
• Travel protection cover
• Unlimited SI refill

• Pre-hospitalization cover
• Post-hospitalization cover
• Modern treatment cover
• Organ donor cover

• Obesity/ weight control
• Change of gender treatments
• Hazardous or adventure sports
• External providers
• Beauty/cosmetic treatment

• 10-50-100 benefits
• Activ Health App
• Binge SI refill
• Premium back option
• Super no-claim bonus

• Entry Age - 91 days
• Max Entry Age - 45 years
• SI - 5 L - 1 Cr
• Waiting Period - 30 Days

Isn't it right to have a health insurance policy that provides all-time healthcare accessibility for you and your family and doesn't drain out your al...

Unique Features

• All daycare procedures
• Covers AYUSH treatment
• Cataract expenses covered

• All daycare procedures
• AYUSH treatment
• Cataract expenses covered

• Domiciliary hospitalisation
• OPD charges
• Automatic restoration

• Covid-19 coverage
• Hospitalisation covered
• Affordable premiums

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 5 L

Activ Health Platinum, a health product by Aditya Birla Health Insurance Company is a health insurance plan designed to look after the healthcare need...

Unique Features

• Explore the Eligibility Criteria
• Key Features of the Plan
• Inclusions & Exclusions

• Post hospitalisation physiotherapy
• Health coach benefit
• One premium waiver
• Health assessment
• Chronic management program

• Illness due to intoxicants
• change of gender treatment
• Hazardous activity not covered
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• Road ambulance cover
• No claim bonus
• Critical illness cover
• Domiciliary hospitalisation
• Super reload of SI

• Entry age- 91 days
• Max entry age- 65 years
• SI- 10L to 2 Cr

Aditya Birla Activ Health Platinum Essential Plan is your best friend if you are looking for a health insurance cover that protects you against chroni...

Unique Features

• Chronic Management Care
• Wellness Benefits
• COVID-19 Cover

• Health returns cover
• Chronic management program
• Mental illness cover
• Home care treatment
• Obesity treatment

• Illness due to intoxicants
• Change of gender treatment
• Hazardous activities not covered
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• AYUSH treatment cover
• Road ambulance cover
• Health check-up program
• International cover
• Critical Illness cover

• Entry age- 91 days
• Max entry age- No age limit

A plan that covers you and your extended family. Imagine getting a health insurance plan for you and your family. With family, I mean: Your spouse ...

Unique Features

• Covers extended family
• HealthReturn benefits
• 6X benefits by 6th year

• Cover your extended family
• High sum insured options
• 30 days waiting period

• Maternity expenses
• Non-medical expenses
• Sterlity and infertility treatment

• Mental illness hospitalisation
• AYUSH treatment covered
• Obesity treatment
• Day care treatment

• Min entry age: 18 Years
• Max entry age: No limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 2 Cr

A plan designed for every lifestyle. What if I told you that there is a health insurance plan that gives coverage according to your lifestyle? Yes, Ad...

Unique Features

• Chronic diseases covered from day 1
• HLTH meter
• HealthReturn program

• Non-medical expenses covered
• Mental illness covered
• Obesity treatment
• Home healthcare
• AYUSH treatment

• Investigation and evaluation
• Rest cure rehabilitation and respite care
• Sterlity and infertility

• Organ donor expenses
• annual health check-up
• Chronic care

• Min entry age: 18 Years
• Max entry age: No Limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 6 Cr

Growing old comes with several complications related to our health, at times. It's so natural that nobody could deny accepting the complications and s...

Unique Features

• 360 degrees support to seniors
• Cashless home treatment
• 586 category of daycare procedures

• 360 degrees support to seniors
• Cashless home treatment
• 586 category of daycare procedures

• Does not cover modern treatments
• Vaccinations not covered
• Compassionate travel not covered

• Tax benefits
• Advanced health check-up
• Optional room upgrade facility

• Min- 55 years
• Max- 80

When you have access to everything global, why should your healthcare be any different? To cater to your global healthcare services requirements, the ...

Unique Features

• 16 major illness cover
• International second e-opinion
• Worldwide cashless treatment

• In-patient treatment cover
• Post-hospitalization cover
• Accommodation expenses
• Travel expenses cover

• Floater option not available
• Change of gender treatments
• Alcoholism/drug use cover
• Hazardous or adventure sports
• Maternity not covered

• No age bar for renewability
• Organ donor cover
• Long-term discounts
• PEDs post-waiting period
• Multi-individual plan benefit

• Entry Age - 91 days
• Max Entry Age - 65 Years
• SI - Up to 6 Cr
• Waiting Period - 30 Days

Is there a health plan that covers exceeding medical expenses without letting you worry about its limit? Well, Aditya Birla Activ Assure Diamond does!...

Unique Features

• International/domestic emergency
• 586 daycare procedures
• Health and wellness discounts

• Cover for hospitalisation expenses like COVID-19
• Home treatment expenses
• Over 586 daycare procedures covered

• Daily hospital cash not covered
• No maternity cover
• Modern treatment not covered
• E-consultatin not covered

• International/domestic emergency cover
• 586 daycare procedures covered
• Health and wellness discounts

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1 Cr