Royal Sundaram
vs
Care Health

Arogya Sanjeevani was first introduced by IRDAI (Insurance Regulatory and Development Authority of India) in the year 2020 to provide a standard and a...

Unique Features

• High sum insured
• 540+ procedures covered
• Organ donation cover

• AYUSH treatment
• Affordable premium
• Lifelong renewability
• Tax benefit

• Change of gender treatment
• Obesity treatment unavailable
• Hazardous activity not covered

• Modern treatments available
• 50% cumulative bonus
• 30 days pre-hospitalisation

• Entry age- 5 years
• Max entry age- 65 years
• SI- 5 L
• Waiting period- 30 days

Care Operation Insurance Plan is designed specifically to offer you surgical operations coverage. A wide range of sum insured options are available ra...

Unique Features

• Unlimited E-consultations
• Automatic Restoration
• Wellness Benefits

• Health services
• Air Ambulance cover
• Chemotherapy cover

• Illegal activities
• Alcohol abuse
• Obesity treatments

• Dialysis cover
• Second opinion
• Organ donor cover

• Min entry age: 5 Years
• Max entry age: 50 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 2 Cr

Care Advantage Health Insurance is an ideal 1 Crore option so that a policyholder's family is adequately covered. Care Advantage health insurance offe...

Unique Features

• High sum insured
• 540+ procedures covered
• Organ donation cover

• No bonus claim up to 50%
• Automatic SI recharge
• Organ donor cover
• Automatic recharge
• High SI

• 20% co-pay
• Obesity treatment unavailable
• Hazardous activity not covered

• Ambulance cover available
• Optional cover available
• Co-pay waiver
• Room rent modification

• Entry age- 91 days
• Max entry age- Lifelong
• SI- 25 L to 6 Cr
• Waiting Period- 30 days

Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare ...

Unique Features

• Unlimited E-consultations
• Automatic Restoration
• Wellness Benefits

• Modern treatments
• Renewal discounts
• Unlimited e-consultation

• Illegal activities
• alcohol abuse
• obesity treatments

• Ambulance cover
• Doctor on chat
• Maternity care

• Min entry age: 18 Years
• Max entry age: No age limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1 Cr

Free yourself from the worries of healthcare. As the name suggests, Care Freedom is the plan that allows you to be worry-free in every situation. Thi...

Unique Features

• Additional health checkups
• Dialysis cover
• No pre-medical check-up

• No pre-policy checkup needed
• Dialysis cover available
• Annual health checkup

• Change of gender treatment
• Obesity treatment
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• Cashless healthcare
• No pre-policy check up
• SI recharge
• Lifelong renewability

• 2 plan variants
• Consumable allowance
• Annual health check-up
• Long term discounts

Single health insurance to cover all family members. Care health insurance plan is a comprehensive medical policy for individuals and families. It is ...

Unique Features

• No claim bonus up to 100%
• Annual health check-ups
• Personal accident cover

• In-built maternity cover
• No upper age limit for enrollment
• Coverage for modern treatment
• Pre-existing diseases

• War
• Riot
• AIDS
• Miscarriage
• Congenital disease

• Lifelong renewability
• ICU charges
• Day care treatment
• Ambulance cover
• Organ donor cover

• Min entry age: 91 days
• Max entry age: No limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 6 Cr

Care Plus health insurance is a complete healthcare plan that is loaded with features and protects you and your family. Care Plus offers comprehensive...

Unique Features

• Comprehensive coverage
• No upper age limit
• Variants on Sum Insured

• Ambulance cover
• Day care treatments
• Domiciliary hospitalization

• Illegal activities
• alcohol abuse
• obesity treatment

• Personal accident cover
• Inflation shield
• Health services

• Min entry age: 5 Years
• Max entry age: No limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 25 L

Worried about cancer in your bloodline? Care Cancer Mediclaim has got you covered. Cancer can be defined as distress, hopelessness and loss. There cou...

Unique Features

• Wide SI options
• Lifelong renewability
• Cancer-related global coverage

• Annual health checkup
• Chemo and radiotherapy cover
• Air ambulance cover
• Chemo and radio therapy
• Organ donor cover

• Change of gender treatment
• Obesity treatment unavailable
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• International second opinion
• Doctor on call
• Air ambulance cover
• OPD cover

• Entry age- 5 years
• Max entry age- 50 years
• SI- 10 L to 2 Cr
• Waiting Period- 30 days

Critical Mediclaim Care health insurance policy gives you protection against 32 defined critical illnesses based on an indemnity plan. This super-faci...

Unique Features

• 32 Critical illnesses cover
• Dialysis expenses covered
• Avail psychiatric counselling

• Wellness benefits
• Organ donor cover
• 32 CI covered

• Obesity treatment
• alcohol abuse
• illegal activities

• Global coverage
• International opinion
• Doctor on call

• Min entry age: 5 Years
• Max entry age: 50 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 2 Cr

Care Heart is a unique plan launched by Care Health Insurance that provides the flexibility to choose from benefits like Active heart health check-ups...

Unique Features

• Coverage for OPD
• Home care available
• International 2nd opinion

• Cardiac health check up
• Second medical opinion
• Automatic SI restoration
• Lifelong cover

• Change of gender treatment
• Obesity treatment unavaialable
• Hazardous activity not covered
• HIV/AIDS not covered

• OPD care
• Home care
• International 2nd opinion
• Automatic recharge
• High SI

• Entry age- 18 years
• Max entry age- No age limit
• SI- 3 to 10 L
• Waiting period- 30 days

Care Secure personal accident policy covers accidental death, permanent and temporary partial/total disability, recovering treatment costs, accidental...

Unique Features

• PTD & PPD cover
• Cover for child education
• 100% accidental death payout

• Accidental death
• Accidental total disablement
• Permanent total disablement

• Illegal activities
• Alcohol abuse
• Obesity treatment

• Accidental hospitalisation
• Tax benefits
• Loyalty benefit

• Min entry age: 18 Years
• Max entry age: 70 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 50 L

Care Senior Citizen is specially designed to offer coverage for individuals above 60 years of age. It offers flexibility to choose the sum insured tha...

Unique Features

• No pre-policy check-up
• Annual rewards available
• Reduction in wait period

• Affordable premiums
• Day care treatments
• ICU charges

• Illegal activites
• Adventure sports
• Alcohol abuse

• No-claim bonus
• Second opinion
• Alternative treatments

• Min entry age: 61 Years
• Max entry age: No Limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 10 L

An ideal combination of hospitalization and maternity care. Care Joy health insurance is designed specifically for expecting mothers and their newborn...

Unique Features

• Newborn baby cover
• 541 Daycare treatments
• Modern treatments cover

• 2 Plan variants
• New born cover
• Maternity cover

• Illegal activities
• Alcohol abuse
• Ambulance cover

• No claim bonus
• Renewal
• Lifelong renewability

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 5 L

A top-up plan based on policy deductible principle Care Enhance is a super top-up health insurance plan that provides extra health insurance coverage ...

Unique Features

• Flexible deductible
• Modern treatments
• No pre-medical check-ups

• Covers modern treatment
• Flexible options of deducton
• No pre-policy medical test
• Annual health check-up
• Floater option

• Change of gender treatments
• Obesity treatment unavailable
• HIV/AID not covered

• High sum insured
• Organ donor expenses
• Expert opinion cover
• Cashless treatment

• Entry age- 5 years
• Max entry age- No age limit
• SI- 1 L to 55 L
• Waiting period- 30 days

Get coverage based on your residential zone. Care Classic health insurance is a family floater health plan ideal for married couples, joint families, ...

Unique Features

• IVF treatment cover
• Free doctor consultation
• Discounted premiums

• Room rent covered
• Day care treatment
• Advanced technology methods
• ICU charges

• Global coverage
• Air ambulance
• Vaccination
• Daily hospital cash

• AYUSH treatment
• IVF treatment
• Cataract
• No claim bonus

• Min. entry age: 18 Years
• Max. entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 15 L