Royal Sundaram
vs
Edelweiss

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Royal Sundaram vs Edelweiss Health Insurance

Royal Sundaram

Royal Sundaram General Insurance is a leading private sector general insurance company in India. The insurer has 2 crore+ customers across India, and is the first private insurer to tie up with banks for selling retail products.

Edelweiss Health Insurance

Zuno health insurance is one of the good competitors in health insurance sector. Their plans are affordable yet compatible allowing the policyholders to get advantage of medical care at the affordable price.

COMPANY DETAILS Edit

Royal Sundaram

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Edelweiss Health Insurance

Rating
Number of health insurance plans and add-ons
Sum insured

Sum Insured

Up to 1.5 Cr

Sum Insured

Up to 1Cr.
Network hospitals

Network Hospital

10000+

Network Hospital

10000+
Claim ratio

Claim Ratio

96.17%

Claim Ratio

98.54%
Solvency Ratio

Solvency Ratio

2.1

Solvency Ratio

1.7
Pan India Presence

Pan India Presence

160

Pan India Presence

9
Claim Form

Claim Form

-

Claim Form

-
Waiting Period

Waiting Period

30

Waiting Period

30 days
Individual and Family Health Insurance

Individual and Family Health Insurance

Royal Sundaram Lifeline Supreme
Royal Sundaram Multiplier Health Plan
Royal Sundaram Family Plus Plan
Royal Sundaram Lifeline Elite Plan
Lifeline Health Insurance Plan

Individual and Family Health Insurance

Zuno Corona Kavach
Accident Health Insurance

Accident Health Insurance

Royal Sundaram Health Personal Accident Policy

Accident Health Insurance

Individual

Individual

Royal Sundaram Surrosafe Plan

Individual

Zuno Corona Rakshak
Top Up and Super Top Up

Top Up and Super Top Up

Royal Sundaram Advanced Top-Up Plan

Top Up and Super Top Up

Family

Family

Family

Zuno Arogya Sanjeevani

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Royal Sundaram Health Insurance

Royal Sundaram General Insurance is a leading private sector general insurance company in India. The insurer has 2 crore+ customers across India, and is the first private insurer to tie up with banks for selling retail products.

Individual and Family Health Insurance Plans

Individual and Family Health Insurance

Royal Sundaram Lifeline Supreme Health Plan is a one-of-a-kind health insurance plan as it offers holistic coverage with a wide range of benefits such...

Unique Features

  • Up to 1 Crore SI
  • 4X Mobility Devices Cover
  • Health and Wellness Cover

Royal Sundaram Lifeline Supreme (Pros)

Royal Sundaram Lifeline Supreme
  • Re-load of sum insured
  • Health check-up
  • App-based cabs

Royal Sundaram Lifeline Supreme (Cons)

Royal Sundaram Lifeline Supreme
  • Illegal activities
  • Alcoholism
  • Self-inflicted harm

Royal Sundaram Lifeline Supreme (Other Benefits)

Royal Sundaram Lifeline Supreme
  • Annual Health Check-up
  • Emergency Evacuation
  • Second Opinion

Royal Sundaram Lifeline Supreme (Eligibility Criteria)

Royal Sundaram Lifeline Supreme
  • Min Entry Age:18 Years
  • Max Entry Age: No limit
  • Intiial Waiting Period: 30 Days
  • Sum Insured: 1 Crore

Individual and Family Health Insurance

Royal Sundaram Multiplier Health Insurance is a one of its kind plan that covers up to 11 times the sum insured in case of emergency health complicati...

Unique Features

  • 11X Multiplier Benefit
  • 4X Multiplier Benefit
  • Emergency Domestic Evacuation

Royal Sundaram Multiplier Health Plan (Pros)

Royal Sundaram Multiplier Health Plan
  • No claim bonus
  • Modern Treatments
  • AYUSH Treatment

Royal Sundaram Multiplier Health Plan (Cons)

Royal Sundaram Multiplier Health Plan
  • Illegal activities
  • alcoholism
  • obesity and weight management

Royal Sundaram Multiplier Health Plan (Other Benefits)

Royal Sundaram Multiplier Health Plan
  • Flexi Reload Benefit
  • Health and Wellness Benefit
  • Ambulance Cover

Royal Sundaram Multiplier Health Plan (Eligibility Criteria)

Royal Sundaram Multiplier Health Plan
  • Min Entry Age: 18 Years
  • Max Entry Age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 25 L

Individual and Family Health Insurance

Give your life a new direction with the Royal Sundaram Family Plus plan if you are planning a family or want to protect your extended family. It's obv...

Unique Features

  • Emergency domestic evacuation
  • Maternity cover benefits
  • Health & wellness benefits

Royal Sundaram Family Plus Plan (Pros)

Royal Sundaram Family Plus Plan
  • Ambulance Cover
  • Re-load of Sum Insured
  • Second Opinion for 11 specied Critical iIIness

Royal Sundaram Family Plus Plan (Cons)

Royal Sundaram Family Plus Plan
  • Investigation & Evaluation
  • Obesity/ Weight Control
  • Alcoholism

Royal Sundaram Family Plus Plan (Other Benefits)

Royal Sundaram Family Plus Plan
  • Maternity cover
  • Health and wellness
  • Nutritional allowance

Royal Sundaram Family Plus Plan (Eligibility Criteria)

Royal Sundaram Family Plus Plan
  • Min entry age: 18 Years
  • Max entry age: No upper limit
  • Sum Insured: Up to 50 L
  • Initial waiting period: 30 Days

Individual and Family Health Insurance

Royal Sundaram Lifeline Elite Plan is the only health insurance that you need now! Why? Let's understand this with an example. Rahul and Aditya went o...

Unique Features

  • 11 specified critical illnesses cover
  • Worldwide emergency hospitalization
  • Maternity & newborn covers

Royal Sundaram Lifeline Elite Plan (Pros)

Royal Sundaram Lifeline Elite Plan
  • Cancer of specified severity
  • Heart attack
  • Kidney failure

Royal Sundaram Lifeline Elite Plan (Cons)

Royal Sundaram Lifeline Elite Plan
  • Illegal activites
  • Alcoholism
  • Obesity

Royal Sundaram Lifeline Elite Plan (Other Benefits)

Royal Sundaram Lifeline Elite Plan
  • Emergency domestic evacuation
  • Worldwide cover
  • Tax benefits

Royal Sundaram Lifeline Elite Plan (Eligibility Criteria)

Royal Sundaram Lifeline Elite Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1.5 Cr

Individual and Family Health Insurance

Lifeline Health Insurance by Royal Sundaram is a comprehensive health insurance plan that looks after your day-to-day healthcare needs. Along with in-...

Unique Features

  • Plan benefits
  • Types of plans offered
  • Plan features & buying process

Lifeline Health Insurance Plan (Pros)

Lifeline Health Insurance Plan
  • Domiciliary Hospitalization
  • Worldwide Emergency Hospitalization
  • International Treatment Abroad

Lifeline Health Insurance Plan (Cons)

Lifeline Health Insurance Plan
  • Illegal Activities
  • Adventure Sports
  • Alcoholism

Lifeline Health Insurance Plan (Other Benefits)

Lifeline Health Insurance Plan
  • Preventive health care and wellness
  • Reload of Sum Insured
  • OPD Cover

Lifeline Health Insurance Plan (Eligibility Criteria)

Lifeline Health Insurance Plan
  • Min Entry Age 18 Years
  • Max Entry Age No limit
  • Initial Waiting Period 30 Days
  • Sum Insured Up to 1.5 Cr

Accident Health Insurance Plans

Accident Health Insurance

Royal Sundaram Personal Accident Policy safeguards insured individuals against the loss of income, provides the best medical care, and ensures your ch...

Unique Features

  • Global Coverage Available
  • 5 Crore SI
  • Education Grant

Royal Sundaram Health Personal Accident Policy (Pros)

Royal Sundaram Health Personal Accident Policy
  • Higher sum insured available
  • Accidental death cover
  • Disability cover

Royal Sundaram Health Personal Accident Policy (Cons)

Royal Sundaram Health Personal Accident Policy
  • Illegal activities
  • Alcoholism
  • Adventure sports

Royal Sundaram Health Personal Accident Policy (Other Benefits)

Royal Sundaram Health Personal Accident Policy
  • Worldwide coverage
  • Education grant
  • Cumulative bonus

Royal Sundaram Health Personal Accident Policy (Eligibility Criteria)

Royal Sundaram Health Personal Accident Policy
  • Min entry age: 18 Years
  • Max entry age: 70 Years
  • Sum Insured: Up to 1.5 Crores

Individual Plans

Individual

The Surrogacy (Regulation) Act, 2021 by the government of India has come into effect saying that, if any couple is in search of a surrogate mother, th...

Unique Features

  • Cover for Surrogacy
  • Oocyte Donor Cover
  • Daycare Procedures

Royal Sundaram Surrosafe Plan (Pros)

Royal Sundaram Surrosafe Plan
  • Covers surrogate mothers
  • Covers oocyte donors
  • Ambulance cover

Royal Sundaram Surrosafe Plan (Cons)

Royal Sundaram Surrosafe Plan
  • Illegal activites
  • adventure sports
  • self-harm

Royal Sundaram Surrosafe Plan (Other Benefits)

Royal Sundaram Surrosafe Plan
  • Inpatient hospitalization
  • Room rent cover
  • Daycare Procedures

Royal Sundaram Surrosafe Plan (Eligibility Criteria)

Royal Sundaram Surrosafe Plan
  • Min entry age: 18 Years; Max entry age: 35 Years
  • Sum Insured: Up to 5 L

Top Up and Super Top Up Plans

Top Up and Super Top Up

GET MUCH MORE for less! Royal Sundaram Advanced is a top-up plan that provides you with health coverage beyond the base health policy. It helps you ke...

Unique Features

  • Home care treatment
  • Life protect benefits
  • 2nd opinion for 22 critical illnesses

Royal Sundaram Advanced Top-Up Plan (Pros)

Royal Sundaram Advanced Top-Up Plan
  • Life protect benefit
  • PEDs waiting period reduction
  • Modern treatment
  • No cost SI restore
  • Home care treatment

Royal Sundaram Advanced Top-Up Plan (Cons)

Royal Sundaram Advanced Top-Up Plan
  • Obesity control
  • No change-of-gender
  • Cosmetic/plastic surgery
  • Hazardous/adventure sports
  • Breach of law

Royal Sundaram Advanced Top-Up Plan (Other Benefits)

Royal Sundaram Advanced Top-Up Plan
  • AYUSH cover
  • Critical illness 2nd opinion
  • Daycare treatment
  • Organ donor expenses
  • In-patient hospitalization

Royal Sundaram Advanced Top-Up Plan (Eligibility Criteria)

Royal Sundaram Advanced Top-Up Plan
  • Child Entry Age - 91 days - 25 years
  • Adult Entry Age- 18 - 65 years
  • SI - INR 10 - 95 Lakhs
  • Waiting Period - 30 days

ZUNO Health Insurance

Zuno health insurance is one of the good competitors in health insurance sector. Their plans are affordable yet compatible allowing the policyholders to get advantage of medical care at the affordable price.

Family Plans

Family

Zuno Arogya Sanjeevani health insurance plan is a standard comprehensive health plan proposed by the IRDAI to simplify health insurance for the masses...

Unique Features

  • Explore Arogya Sanjeevani
  • Benefits and Features
  • Eligibility Criteria

Zuno Arogya Sanjeevani (Pros)

Zuno Arogya Sanjeevani
  • Affordable
  • No-claim bonus
  • Flexible policy
  • Modern procedures
  • Cataract cover

Zuno Arogya Sanjeevani (Cons)

Zuno Arogya Sanjeevani
  • 5% Co-payment
  • Obesity treatment unavailable
  • Hazardous activities not covered
  • HIV/AIDS not covered
  • Cosmetic surgery unavailable

Zuno Arogya Sanjeevani (Other Benefits)

Zuno Arogya Sanjeevani
  • Lifelong renewal
  • Road ambulance cover
  • Room rent cover
  • AYUSH treatment cover
  • Family discount

Zuno Arogya Sanjeevani (Eligibility Criteria)

Zuno Arogya Sanjeevani
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 5 L
  • Waiting Period - 30 Days

Individual and Family Health Insurance Plans

Individual and Family Health Insurance

Corona Kavach is a floater health insurance plan designed to cover hospitalization expenses related to COVID-19. It is available for individuals and f...

Unique Features

  • Explore COVID-19 Care
  • Hospitalisation Expenses
  • Add-ons Available

Zuno Corona Kavach (Pros)

Zuno Corona Kavach
  • AYUSH Cover
  • Pre Hospitalization Cover
  • Ambulance Cover
  • COVID-19 Cover

Zuno Corona Kavach (Cons)

Zuno Corona Kavach
  • Obesity treatments
  • HIV/AIDS
  • Adventure sports
  • Illegal activities

Zuno Corona Kavach (Other Benefits)

Zuno Corona Kavach
  • Hospital cash
  • Discounts
  • Family cover
  • Tax benefits

Zuno Corona Kavach (Eligibility Criteria)

Zuno Corona Kavach
  • Min entry age: 18 years Max entry age: 65 years
  • Sum insured: 50k to 1 L
  • Waiting Period: 30 Days

Individual Plans

Individual

Zuno Corona Rakshak policy is a health plan designed to fight against COVID-19. The plan can be bought on an individual and family basis between 18 an...

Unique Features

  • COVID-19 Cover
  • Minimal Waiting Period
  • Consumables Cover

Zuno Corona Rakshak (Pros)

Zuno Corona Rakshak
  • COVID-19 cover
  • Tax benefits
  • Ambulance cover
  • Hospitalisation cover

Zuno Corona Rakshak (Cons)

Zuno Corona Rakshak
  • Illegal activities
  • Adventure sports
  • Obesity treatments
  • HIV/AIDS

Zuno Corona Rakshak (Other Benefits)

Zuno Corona Rakshak
  • Consumables cover
  • High sum insured
  • Affordable
  • Diagnostics covered

Zuno Corona Rakshak (Eligibility Criteria)

Zuno Corona Rakshak
  • Min entry age: 18 years
  • Max entry age: 65 years
  • Sum insured: 50 K to 2.5 L
  • Waiting period: 15 days

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Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.