Royal Sundaram
vs
Sbi Health

Would you believe if we say that the SBI Divyanga Suraksha health insurance plan provides healthcare for people with disability or any pre-existing HI...

Unique Features

• Covers in-patient treatment
• HIV/AIDS cover
• Power against disability

• Pre and post-hospitalization
• Medical treatment
• Daycare procedures
• Cataract cover

• Domiciliary hospitalization
• Vaccination
• Health check-ups
• Global coverage

• Modern treatment cover
• In-patient treatment
• AYUSH care
• PEDs cover

• Entry age: 18 o 65 years
• SI: 4 & 5 Lakhs
• Initial Waiting Period: 30 days

SBI Loan Insurance policy offers comprehensive coverage to the policyholder and helps them to repay their loan in case of medical emergencies arising ...

Unique Features

• Loan repayment benefits
• Plan details
• Inclusions and exclusions

• Pays out max 3 EMIs
• Pays outstanding loan
• PTD benefits

• Drug abuse or alcoholism
• HIV/AIDS
• Self-inflicted injury

• Accidental cover
• Critical illnesses cover
• Loss of job cover

• Entry Age: 18 to 65 years
• SI: 1 Crore
• Initial waiting period: 90 days

SBI Arogya Premier Policy is a comprehensive health insurance plan that is designed to protect you and your family from uncertain medical expenses. Th...

Unique Features

• Plan Specifications
• Eligibility
• Inclusions and Exclusions

• In-patient hospitalization expenses
• Pre and post-hospitalization
• AYUSH treatments
• Maternity expenses

• Daily hospital cash cover
• Newborn baby cover
• Global coverage
• Compassionate visit unavailable

• Mental illness cover
• HIV/AIDS cover
• Internal congenital diseases
• Genetic disorders

• Entry Age: 3 Months to 65 Year
• Sum Insured: 10 to 30 Lakhs
• Initial Waiting Period: 30 days

SBI Arogya Plus policy is a fixed premium plan that offers financial protection to you and your family during a medical emergency. The plan provides c...

Unique Features

• What is Arogya Plus?
• Know the Eligibility Criteria
• Premiums Sample Illustration

• OPD cover
• In-patient hospitalization
• Pre & post hospitalization

• Newborn baby cover
• Vaccination
• Compassionate travel
• Organ donor cover unavailable

• AYUSH treatment
• Domiciliary hospitalization
• HIV/AIDS cover
• Mental illness cover

• Entry Age: 3 Months to 65 Years
• Sum Insured: 1/2/3 L
• Policy term: 1/2/3 years
• Initial waiting period: 30 days

SBI Arogya Top-up Policy is a health insurance top-up policy that is designed to provide additional coverage to policyholders when their standard heal...

Unique Features

• Enhanced coverage
• Eligibility criteria
• Key features

• In-patient hospitalisation
• Pre & post hospitalisation
• Ambulance cover

• Global coverage
• Air ambulance
• Compassionate visit
• OPD cover unavailable

• Organ donor expenses
• Domiciliary treatment
• Modern treatment

• Entry age: 3 months to 65 years
• SI: 1 to 50 Lakhs
• Policy term: 1/2/3 years
• Initial waiting period: 30 days

SBI Arogya Sanjeevani Policy is a standard health insurance policy that comes with an affordable premium and offers a bucket full of benefits to its p...

Unique Features

• Affordable Health Plan
• Eligibility Criteria
• Inclusions and Exclusions

• In-patient hospitalization
• Pre and post-hospitalization care
• ICU expenses
• Daycare treatment
• Up to 12 advanced treatments

• Modern treatment unavailable
• OPD not covered
• Domiciliary hospitalization unavailable

• Deep Brain Stimulation
• Balloon Sinuplasty
• Oral Chemotherapy
• Intra Vitreal Injections

• Entry Age: 18 to 65 Years
• SI: 50K to 1 Lakhs
• Initial waiting period: 30 days

SBI Arogya Supreme health plan is a diverse health insurance plan that provides a solution for all your healthcare needs. It covers 20 basic covers an...

Unique Features

• Complete protection
• Choose SI
• Choose policy tenure

• Domestic Air Ambulance Cover
• Compassionate Benefit
• Recovery Benefit

• Automatic restoration
• Maternity cover unavailable
• Newborn baby cover
• 2nd medical opinion not covered

• E-Opinion Cover
• Preventive Health Check-up
• Renewal Benefit

• Entry age: 18 to 65 years
• Sum Insured 3 L | 5 L | 7.5 L | 10 L | 15 L | 30 L | 40 L | 50 L | 1 Cr
• Policy Term 1/2/3 Years
• Initial Waiting Period 30 Days

SBI Health Edge is a newly introduced health insurance plan from SBI Health Insurance which is customizable and is available to insurance holders base...

Unique Features

• Avail Global Treatment
• Multiple Discounts
• 18 Optional Covers

• In-patient hospitalization
• Pre and Post-hospitalization
• Daycare treatments
• Emergency ambulance cover

• Organ donor
• Compassionate visit
• Domiciliary hospitalization

• Bariatric Surgery Cover
• Modern Treatments
• AYUSH Treatments
• Health Check-ups

• Entry Age: 18 to 65 Years
• SI: 3 to 25 Lakhs
• Initial waiting period: 30 days

SBI Super Health Plan is SBI Health Insurance's new comprehensive health insurance plan. The plan is an umbrella health plan that provides all-inclusi...

Unique Features

• Unlimited Re-insure Benefit
• Wellness Benefits
• Annual Health Check-ups

• Tax benefit
• Reinsure benefit
• Health multiplier
• Optional covers

• Cosmetic treatment
• Injury due to illegal activities
• Unlawful activities
• Adventure sports injuries

• OPD expenses
• International treatment
• SI up to 2 Crores
• Flexible premium payments

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 2 Cr

SBI Critical Illness Insurance Policy offers you financial protection from 13 important critical illnesses, this policy offers a fixed sum, irrespect...

Unique Features

• Coverage for Cancer
• Eligibility Criteria
• Inclusions and Exclusions

• 13 critical illnesses
• COVID- 19 covered
• Air ambulance services

• Maternity cover
• OPD and daycare unavailable
• Global cover unavailable

• Emergency medical cover
• No Maximum age limit
• SI up to 10 L

• Entry age: 5 years to No limit
• SI: 3 to 10 Lakhs
• Initial waiting period: 90 days

SBI Group Health Insurance is a comprehensive plan, as it provides wider coverage to its customers as well as their family members. Group health insur...

Unique Features

• High Sum Insured
• Easy Policy Renewal
• 10% copayment

• In-patient hospitalization
• Daycare treatments
• Co-payment clause

• Room rent unavailable
• OPD not covered
• Organ donor expenses
• Modern treatment unavailable

• Ambulance expenses
• Pre & post-hospitalisation
• Policy renewal benefits

• Entry age: 18 to 65 years
• Sum insured: 1 to 5 Lakhs
• Initial waiting period: 30 days