United India
vs
Cholamandalam Ms

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United India vs Cholamandalam Ms

United India

United India health insurance company provides tailor-made health policies that cover basic to advanced healthcare expenses. Moreover, it offers specialized health plans for particular health conditions such as critical illness, maternity, senior citizens, and so on.

Cholamandalam Ms

Chola MS General Insurance Company Limited is a Joint Venture between the Murugappa Group and Mitsui Sumitomo Insurance Company Limited, Japan. Chola MS champions a brand philosophy called T3, which stands for Trust, Transparency, and Technology.

COMPANY DETAILS Edit

United India

Edit

Cholamandalam Ms

Rating
Number of health insurance plans and add-ons
Sum insured

Sum Insured

Up to 95 Lakh

Sum Insured

Up to 5 Crore
Network hospitals

Network Hospital

14000+

Network Hospital

12000+
Claim ratio

Claim Ratio

91.10%

Claim Ratio

93.63%
Solvency Ratio

Solvency Ratio

0.2

Solvency Ratio

2
Pan India Presence

Pan India Presence

1537

Pan India Presence

198
Claim Form

Claim Form

-

Claim Form

-
Waiting Period

Waiting Period

-

Waiting Period

30
Individual and Family Health Insurance

Individual and Family Health Insurance

United India Family Medicare

Individual and Family Health Insurance

Chola MS Flexi Health

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United India Health Insurance

United India health insurance company provides tailor-made health policies that cover basic to advanced healthcare expenses. Moreover, it offers specialized health plans for particular health conditions such as critical illness, maternity, senior citizens, and so on.

Individual and Family Health Insurance Plans

Individual and Family Health Insurance

A cost-effective insurance option is the United India Insurance Family Medicare Policy. Anybody between 18 and 65 can get this insurance for themselve...

Unique Features

  • High SI
  • Optional Covers
  • ICU Cover

United India Family Medicare (Pros)

United India Family Medicare
  • In-patient hospitalization
  • Day-care treatments
  • Pre & post-hospitalization
  • AYUSH treatment

United India Family Medicare (Cons)

United India Family Medicare
  • Vaccination unavailable
  • OPD cover
  • Domiciliary hospitalization
  • Global coverage

United India Family Medicare (Other Benefits)

United India Family Medicare
  • Organ donor
  • Maternity & newborn baby cover
  • Daily hospital cash
  • Sum Insured restoration

United India Family Medicare (Eligibility Criteria)

United India Family Medicare
  • Entry age: Min. 18 yrs/ Max. 65 yrs
  • SI: 3 to 25 Lakhs
  • Initial waiting period: 30 Days
  • Policy term: 1 year

Cholamandalam Health Insurance

Chola MS General Insurance Company Limited is a Joint Venture between the Murugappa Group and Mitsui Sumitomo Insurance Company Limited, Japan. Chola MS champions a brand philosophy called T3, which stands for Trust, Transparency, and Technology.

Individual and Family Health Insurance Plans

Individual and Family Health Insurance

Chola Flexi Health is an insurance plan that molds itself around your life. You can personalize your sum insured, premium payment mode, and tenure und...

Unique Features

  • Avail SI up to 25L
  • Medical Second Opinion
  • Compassionate Travel Cover

Chola MS Flexi Health (Pros)

Chola MS Flexi Health
  • New born baby cover
  • Ambulance cover
  • Recharge benefit

Chola MS Flexi Health (Cons)

Chola MS Flexi Health
  • Illegal activities
  • Alcoholism
  • Obesity and cosmetic procedures

Chola MS Flexi Health (Other Benefits)

Chola MS Flexi Health
  • Medical second opinion
  • Daily care benefit
  • AYUSH coverage

Chola MS Flexi Health (Eligibility Criteria)

Chola MS Flexi Health
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 25 L

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