Universal Sompo
vs
Iffco Tokio

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Universal Sompo vs Iffco Tokio

Universal Sompo

Universal Sompo offers a comprehensive health insurance policy that caters to a personalized healthcare benefits to the insured members.

Iffco Tokio

IFFCO Tokio health insurance offers a comprehensive health insurance solutions to individuals and families across India. It has a wide presence in rural areas and Tier 2, 3 and 4 towns

COMPANY DETAILS Edit

Universal Sompo

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Iffco Tokio

Rating
Number of health insurance plans and add-ons
Sum insured

Sum Insured

Up to 25 Cr

Sum Insured

Up to 1 Crore
Network hospitals

Network Hospital

4000+

Network Hospital

7000+
Claim ratio

Claim Ratio

91.58%

Claim Ratio

90.65%
Solvency Ratio

Solvency Ratio

1.7

Solvency Ratio

1.7
Pan India Presence

Pan India Presence

96

Pan India Presence

63
Claim Form

Claim Form

-

Claim Form

-
Waiting Period

Waiting Period

30

Waiting Period

30
Individual

Individual

Universal Sompo Eyewear Plan

Individual

Individual and Family Health Insurance

Individual and Family Health Insurance

Complete Healthcare Insurance

Individual and Family Health Insurance

Family Health Protector Policy
IFFCO TOKIO MOS-Bite Protector Policy

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Universal Sompo Health Insurance

Universal Sompo offers a comprehensive health insurance policy that caters to a personalized healthcare benefits to the insured members.

Individual Plans

Individual

'Beauty lies in the eyes of the beholder.' - Plato This is the reason you should protect your eyes at any cost. The eyes are one of the most sensitive...

Unique Features

  • Special Eyewear Coverage
  • Discounts on Premiums
  • Deductibles Available

Universal Sompo Eyewear Plan (Pros)

Universal Sompo Eyewear Plan
  • Fire and allied perils
  • Accidental Damage
  • Burglary including theft

Universal Sompo Eyewear Plan (Cons)

Universal Sompo Eyewear Plan
  • Damage due to mishandling
  • Defect in manufacturing
  • Replacement of the spectacles/lens

Universal Sompo Eyewear Plan (Other Benefits)

Universal Sompo Eyewear Plan
  • Spectacles
  • Lenses & Sunglasses cover
  • Cover within India & Abroad

Universal Sompo Eyewear Plan (Eligibility Criteria)

Universal Sompo Eyewear Plan
  • SI - 500 - 50000
  • Policy Term - 1 Year
  • Initial Waiting Period - Coverage from day 1
  • Plan Type - Individual/ Group

Individual and Family Health Insurance Plans

Individual and Family Health Insurance

Universal Sompo Complete Healthcare Insurance is a comprehensive health insurance plan that takes care of your medical bills during the time of hospi...

Unique Features

  • Restoration Benefit
  • Second Medical Opinion
  • 3 Variants

Complete Healthcare Insurance (Pros)

Complete Healthcare Insurance
  • E-consultations
  • Second medical opinions
  • Vaccination
  • Daily hospital cash
  • Compassionate travel

Complete Healthcare Insurance (Cons)

Complete Healthcare Insurance
  • Maternity benefit
  • Newborn baby cover
  • IVF not covered
  • Global coverage

Complete Healthcare Insurance (Other Benefits)

Complete Healthcare Insurance
  • In-patient hospitalization
  • Pre & post-hospitalization
  • Daycare procedures
  • Domiciliary care

Complete Healthcare Insurance (Eligibility Criteria)

Complete Healthcare Insurance
  • Minimum: 18 years
  • Maximum: 75 years
  • SI - 1 - 10 L
  • Initial Waiting Period - 30 Days

IFFCO Tokio Health Insurance

IFFCO Tokio health insurance offers a comprehensive health insurance solutions to individuals and families across India. It has a wide presence in rural areas and Tier 2, 3 and 4 towns

Individual and Family Health Insurance Plans

Individual and Family Health Insurance

Family Health Protector by IFFCO Tokio is a comprehensive policy that covers your family from medical expenses in times of need at an affordable price...

Unique Features

  • Restoration of the Sum Insured
  • Coverage Against Terrorism
  • Emergency Assistance Service

Family Health Protector Policy (Pros)

Family Health Protector Policy
  • Income Tax benefits.Hassle free claims
  • 4000 network hospitals

Family Health Protector Policy (Cons)

Family Health Protector Policy
  • Pre-Existing Diseases
  • Illegal activities
  • Self-harm

Family Health Protector Policy (Other Benefits)

Family Health Protector Policy
  • Medical Consultation
  • Emergency Cash
  • Modern Treatment

Family Health Protector Policy (Eligibility Criteria)

Family Health Protector Policy
  • 18 to 65 Years

Individual and Family Health Insurance

IFFCO TOKIO Mos Bite Protector Policy provides a lump sum amount on the diagnosis of the vector-borne diseases covered by the policy. Mos bite protect...

Unique Features

  • Coverage for 7 diseases
  • Family coverage
  • Up to 1 lakh SI

IFFCO TOKIO MOS-Bite Protector Policy (Pros)

IFFCO TOKIO MOS-Bite Protector Policy
  • Lumpsum SI up to 1 Lakh
  • Dengue Cover
  • Malaria Cover

IFFCO TOKIO MOS-Bite Protector Policy (Cons)

IFFCO TOKIO MOS-Bite Protector Policy
  • Adventure Sports injury
  • illegal activities
  • self-inflicted injuries

IFFCO TOKIO MOS-Bite Protector Policy (Other Benefits)

IFFCO TOKIO MOS-Bite Protector Policy
  • High sum insured
  • Covers entire family
  • Zika Virus Cover

IFFCO TOKIO MOS-Bite Protector Policy (Eligibility Criteria)

IFFCO TOKIO MOS-Bite Protector Policy
  • Min entry age - 18 Years
  • Max entry age - 65 Years
  • Sum Insured - Up to 1 L
  • Initial Waiting Period - 30 Days

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Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.