ZUNO Health Insurance

Zuno health insurance is one of the good competitors in health insurance sector. Their plans are affordable yet compatible allowing the policyholders ...Read More

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ZUNO Health Insurance
Network hospital

Network hospitals

10000+

Incurred Claim Ratio

Incurred claim ratio

98.54%

Sum Insured

Sum insured

Up to 1Cr.

No of Plans

No. of Plans

0

Solvency Ratio

Solvency Ratio

1.7

Pan India Presence

Pan India Presence

9+

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

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Happy Customers

2 lakh + Happy Customers

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ZUNO Health Insurance

About ZUNO General Insurance (Formerly known as Edelweiss General Insurance)

ZUNO General Insurance (Formerly known as Edelweiss General Insurance) is an insurance provider serving since 2017. The company sells products across health, motor, travel, and other segments. The insurance company provides coverage for different health treatments as well as malignant diseases like cancer.

ZUNO Health Insurance offers health insurance policies for individuals and families at affordable rates and ensures that all your healthcare needs are looked after. With comprehensive coverage of ZUNO Medical Insurance, one can protect one's savings during an emergency hospitalization.

 

10000+

1

Network
Hospitals

3

2

Number of
plans

2

3

Add-on
cover

UP TO 50%

4

No Claim
bonus

24X7

5

Customer
Support

What are some of the
Features
that set them apart?

  • 1

    Special health plans for disability.

  • 2

    A comprehensive wellness system to promote a healthy lifestyle.

  • 3

    Covers robotic surgeries.

  • 4

    Complete online procedures.

  • 5

    Gives coverage to the new borns.

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Zuno health insurance awards and accolades.

  1. FinTech India Innovation Award 2021
  2. Customer Fest Awards 2021
  3. Digital Dragon Awards 2022
  4. Best Customer Experience Team of the Year 2020
  5. Best BFSI Technology Award - Cloud
Star Health Insurance awards

What is Covered?

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Pre and Post Hospitalization Expenses

Zuno Health Insurance understands the impact of rising medical expenses, thus they have made sure that their insurance products contain pre and post-hospitalization expenses related to in-patient hospitalization.

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AYUSH Treatments

Most Zuno Health Insurance plans have in-built alternative treatment cover which you can utilize to your benefit. AYUSH treatments include Ayurveda, Unani, Siddha, and Homeopathy treatments.

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Hospitalization Expenses

Zuno health insurance plans cover your hospital expenses like room rent, ICU charges, surgery expenses, doctor consultations, and other such expenses.

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Day Care Treatments

Multiple procedures do not require a 24-hour hospitalization. With this in mind, a majority of the Zuno health insurance plans are designed to cover daycare procedures for policyholders.

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Domiciliary Hospitalization

On a doctor’s recommendation, a policyholder can avail of medical care in the comfort of their home. Zuno health insurance plans cover domiciliary hospitalization up to specified sub-limits.

What is not Covered?

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Self Inflicted Injuries

Zuno health policies will not cover injuries or hospitalization caused by self-harm.

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Cosmetic Procedures

Zuno Health Insurance plans do not cover any kinds of cosmetic surgeries or treatments.

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Adventure Sports

Zuno Health Insurance plans will not cover you for hospitalizations, or accidents caused due to adventure sports.

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Obesity or Weight Control Treatments

Zuno Health Insurance plans mostly do not cover treatments related to obesity and weight management such as bariatric surgeries.

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Involvement In Illegal Activities

Zuno health insurance company plans do not cover individuals or families for hospitalization or injuries caused by unlawful activities.

Riders Of Zuno Health Insurance

Zuno health insurance plans offer comprehensive coverage. However, to enhance your health insurance experience the health insurer provides add-on covers too.

Health 241

Enjoy two years of coverage for the price of one. If you stay healthy and claim-free in the first year, your second year is on us. This additional rider ensures features such as:

  • Get two years of coverage in one.
  • Pick it with Gold, Silver, and Platinum variant.
  • Covers all the treatment. 

New Born Care

This New Born Care addon riders provide the insurance covergae for the newborns from the day they are born.  This additional rider ensures features such as:

  • Covers delivery expenses.
  • Surrogate mothers are also included.
  • Waiting period is 48 months. 

Zuno Health Insurance Plans Buying Process

If you are looking forward to purchasing Zuno Health insurance online follow the simple steps below:

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  • Step 1

    Visit the PolicyX health insurance page, and enter your details such as name, age, number of members to be covered, and city.

  • Step 2

    Click on 'Get free quotes' and compare different health insurance plans to meet your needs.

  • Step 3

    Select and pay premiums online for the purchased star health insurance plan of your choice.

  • Step 4

    Our team of insurance experts at PolicyX will provide you with all the assistance required regarding claims and other queries post-purchase of your Zuno Health Insurance plan.

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Zuno Health Insurance Renewal Process

Follow the steps for Zuno Health Insurance policy renewal

  • Step 1

    Visit the official website of Zuno Health Insurance Company

  • Step 2

    Click on the ‘Renew’ tab

  • Step 3

    Mention your ‘Policy Number’ and ‘Date Of Birth’

Connect with our insurance experts for Star health insurance policy renewal at 1800 - 4200 - 269

Zuno Health Insurance Plan Claim Process Steps

You can file for cashless as well as reimbursement claims for your Zuno Health Insurance Plans by following these easy steps:

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  • Step 1

    Visit the website of Zuno Health Insurance, and select the "Claim" option. Then click on the "Claim Intimation" to check out the form.

  • Step 2

    Now select "health claim" and require the information which is the policy number, date of birth, and other details they ask for.

  • Step 3

    Now select the "claim type" to decide whether you want to opt for a cashless claim or reimbursement. Click on the authorize and you will receive the OTP on the verified number.

  • Step 4

    Get verified with the OTP and fill in the required hospital admission information, select the hospital, and fill in the hospital details in case of a non-network hospital.

  • Step 5

    Upload the documents asked and click on the "review" button.

  • Step 6

    After clicking on the review button you need to submit the intimation for the company to review. You will receive a claim intimation number which you need to note down for future purposes.

Documents Required For ZUNO General Insurance Claim

  • Correctly signed & filled claim form
  • Medical research reports
  • Pre-authorization request
  • Medical reference slip
  • Discharge documents from the hospital
  • Operation Theater Reports
  • Chemist bills
  • Hospital bills
  • Others requested by the company
  • Copy of Patient Photo ID Card (Hospital Verified)
Who Should Invest In A Health Policy?
Health Insurance Queries

More Queries?

If you have any more queries regarding Plans, Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269 now!

ZUNO General Insurance: FAQs

1. What documents do I need to submit for a reimbursement claim?

You need the following documents to process for reimbursement claim: Duly filed and signed claim form Bills Discharge card Medical investigation report NEFT and KYC details of the claimant Other documents as requested by the company

2. How can I download the claim forms of ZUNO General Insurance?

You can download the claim forms through the official website of ZUNO Insurance. Select the ’claims’ button present at the top that will redirect you to the claims page. Download the claim application form and fill in all the required fields.

3. Is it possible to upgrade my coverage under this policy?

Yes, you can increase your coverage at the time of the renewal process. The plan can be upgraded from silver health to gold or platinum. Optional benefits are also there to upgrade it further.

4. I have lost my policy documents. What should I do?

In case you have lost your documents, you have the soft copy of your policy documents in your mail. Or you can also apply for a new copy.

5. Is it necessary to undergo a medical examination before buying health insurance?

No, it is not required to undergo a pre-medical screening before buying a policy.

6. Does ZUNO Health Insurance cover pre and post-hospitalization cover?

Yes, pre and post-hospitalization are covered in their comprehensive health insurance policy.

7. What are the sum insured options of ZUNO Health Insurance Variants?

In the Silver plan you will get sum insured options from 1 Lakh to 5 Lakh. In the Gold plan you will get sum insured options from 5 Lakh to 20 Lakh. In the Platinum plan you will get sum insured options from 15 Lakh to 1 Crore.

8. Can I transfer my previous insurance provider’s No-Claim Bonus if I switch my policy to ZUNO Health Insurance?

Yes, you may keep your no-claims bonus even if you switch insurance companies. However, in order to receive the NCB, you must renew your policy on time or before the expiration date.

9. What is the maximum number of members that may be covered under the ZUNO Health Insurance Policy?

The ZUNO health insurance policy covers up to 8 people.

10. 10. Does ZUNO Complete Health Insurance cover critical illnesses?

Yes, in ZUNO Gold & Platinum variant, critical illness is covered. Whereas in Silver Variant one can add critical coverage as an Optional cover with a limit of up to 50% of the Sum Insured. The critical illnesses covered under the plan are: Cancer of Specified Severity Myocardial Infarction (First Heart Attack of specific severity) Coronary Artery Bypass Graft (Open Chest CABG) Stroke Resulting in Permanent Symptoms Permanent Paralysis of Limbs

11. How many people can be covered under ZUNO Health Insurance?

ZUNO’s health insurance policy allows coverage for up to 8 members. One can cover yourself, your spouse, up to 3 children, or any other relationship having an insurable interest.

12. How can I renew my ZUNO Health Insurance Plans?

ZUNO Health Insurance Renewal is available online. One can renew their policy by following the below steps: Visit the official website of ZUNO Health Insurance Click on the Renewal tab and fill in the necessary details such as the policy number & date of birth Pay your premium and your renewed policy details will be mailed to you at your registered email address.

13. How can I avail cashless facility in the ZUNO Health Insurance company& 039;s empanelled hospitals?

To avail of the cashless services, you need to get admitted to the network hospitals and then present the health card at the hospital& 039;s help desk. Once your claim form is filled and approved, you can avail cashless facility.

14. How can I find the ZUNO network hospitals in my area?

ZUNO health insurance has a great network of cashless hospitals. You can easily check the list of ZUNO Network Hospitals on their official website.

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Himanshu Kumar

Written By: Naval Goel

Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.