Future Generali Criticare Plan

When it comes to life-threatening conditions, your family is not alone!

What does that mean?

According to a report of Elets BFSI, the major reason for untimely deaths in India is going to increase from around 27% to 29% by 2050. But that doesn't mean cancer is the only critical illness that causes severity and affects an individual's life. There are various other critical illnesses which are at par and even increasing rapidly. Reasons include the change in economy, stagnant and unconscious choices like food habits, sleep patterns, work pressure, lifestyle modifications, pollution, and so on.

Over 60% of deaths in India are due to critical illness and still, we don't have a stable cash flow to get treated for the same, in addition to which inflation is breaking our spines. But, is there a solution?

Of course! A health insurance policy that covers all or major kinds of critical illnesses is just like a blessing in disguise. Here we are talking about the Future Generali Criticare plan that offers you wide coverage for hospitalization expenses, diagnosis charges, loss of income cover and treatment against listed critical illnesses.

Rest about the eligibility, benefits, coverage specifications, exclusions, and more, read further on this page and make sure you buy your health coverage against critical illnesses before it's already late.

Future Generali Criticare Plan Specifications

To understand Future Generali Criticare Plan Insurance in detail, take a look at the below table:

Entry Age

Min- 6 years, Max- 65 years

Policy Type

Critical Illness Health Insurance

Sum Insured

1 L | 10 L | 20 L | 50 L

Initial Waiting Period*

90 Days

Renewability

Lifelong

Policy Term

1, 2, 3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

Specifications of Future Generali Criticare Plan

Cancer
The cancer treatment expenses related to leukaemia, sarcoma, and lymphoma are covered by the insurer if it’s diagnosed and confirmed by a pathologist.
Kidney failure
If the liver stops performing and has come to an end-stage liver failure that requires synthetic and metabolic support for functioning, the critical policy will cover its treatment expenses.
Liver failure
You need not be worried about financial lagging or any insecurity related to losing your money on medical expenses. The insurer will take care of any healthcare assistance that your parents require.
Primary pulmonary arterial hypertension
Primary (idiopathic) pulmonary hypertension leads to a shortness of breath, dizziness, fainting, and other symptoms would be covered by this plan.
Multiple sclerosis
Multiple sclerosis diagnosed after MRI, CSF and from another investigation module will be covered by the insurer.
Major organ transplant
Transplantations of human body parts such as the heart, lung, liver, kidney, pancreas, and so on require expensive medical treatment which is covered under the Future Generali Criticare plan.
Open chest CABG
If an insured individual goes through a coronary angiography for treatment of blocked arteries and needs any corrections, the policy will pay for open chest CABG (coronary artery bypass graft) surgery.
Aorta graft surgery
In case the aorta fails to supply oxygenated blood all over the body and requires surgery for aorta removal, the policy will bear all the expenses related to it.
Stroke
Any cerebrovascular emergency like brain tissue infarction, intracranial vessel thrombosis, haemorrhage, etc diagnosed and found through a CT scan or MRI would be covered. Given that the condition has continued for 3 consecutive months.
Severe heart attack
Any evidence of myocardial infarction leading to rupture of the heart or inadequate blood supply resulting from severe chest pain is covered by this policy.
Coma
If the insured person requires life support or an assessment of neurological consciousness, your critical illness policy will pay for its treatment.
Total blindness
Total, permanent, and irreversible loss of overall vision in both eyes due to an illness, accident, etc would be covered by a total vision loss treatment.

Future Generali Health Insurance Network Hospital List

Future Generali Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Future Generali Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Network Hospital

Exclusions of Future Generali Criticare Plan

Any PEDs or related medical conditions

Unnecessary or non-prescribed medical treatment

Maternity complications and external or internal congenital illnesses

Infertility and sterility treatment expenses

Plastic or cosmetic surgeries

Change of gender treatments

AYUSH or any related treatments or therapies

An attempt to suicide and self-inflicted injuries

STDs other than HIV/AIDS

Civil war, resurrection, nuclear explosions and so on

Alcoholism or drug abuse and treatment taken thereof

Adventure sports and life-threatening activities

Treatment taken outside India

Summary

A critical illness can be so heart-wrenching that it can cause you distress on various levels such as your deteriorating health, savings drainage, and so on. It's well known that not everyone can afford expensive treatment against critical illnesses. So, what's the solution?

Getting full coverage for critical illness treatment with the Future Generali Criticare plan is the best solution one can ask for! Contact our health insurance advisors 1800 4200 269 for more queries about this critical illness plan.

Explore other Future Generali Health Insurance

To cater to the different medical needs of an individual & their family, Future Generali Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Future Generali Health Insurance plans explore more:

Individual and Family Health Insurance

Future Generali Health Total Plan

Future Generali Health Total is a holistic comprehensive health insurance plan that offers a multitude of features like cover for up to 15 family memb...

Unique Features

SI Up to 1 Crore
Family Discounts
Avail Wellness Benefits

Future Generali Health Total Plan (Pros)

Daily hospital cash
Maternity cover
Newborn baby care
Modern treatment cover
Global coverage

Future Generali Health Total Plan (Cons)

OPD charges
Second medical opinion
IVF treatment
Air ambulance cover
Compassionate travel

Future Generali Health Total Plan (Other Benefits)

Organ donor cover
Family floater benefits
E-consultations
Daycare procedures cover

Future Generali Health Total Plan (Eligibility Criteria)

Minimum- Day 1
Maximum- No limit

Individual and Family Health Insurance

Future Generali Health Absolute Plan

Future Generali Health Absolute is a comprehensive health insurance plan with 3 plan variants and a wide range of sum insured. The plan offers a wide ...

Unique Features

Up to 1 Cr SI
3 Plan Variants
10% Family Discount

Future Generali Health Absolute Plan (Pros)

OPD charges
AYUSH cover
Maternity cover
Newborn baby care
modern treatment cover

Future Generali Health Absolute Plan (Cons)

Domiciliary benefit
Second medical opinion
Air ambulance
Compassionate travel
Daily hospital cash

Future Generali Health Absolute Plan (Other Benefits)

Pre & post-hospitalization
Organ donor cover
ICU charges
Cataract treatment cover

Future Generali Health Absolute Plan (Eligibility Criteria)

18 years - No Limit

Individual and Family Health Insurance

Future Generali D.I.Y. Health Insurance

Build your health plan, your way! Yes, you heard that right. You can now customize and create your own health insurance with D.I.Y Health Insurance. I...

Unique Features

Freedom to choose benefits
Multiple add-on cover options
Gender reassignment surgery

Future Generali D.I.Y. Health Insurance (Pros)

Room rent
ICU charges
Pre and post hopitalisation

Future Generali D.I.Y. Health Insurance (Cons)

Investigation and evaluation
Rest cure and rehabilitation; and respite care
Obesity and weight control management
Sterility and infertility treatments

Future Generali D.I.Y. Health Insurance (Other Benefits)

Domiciliary hospitalisation
Daycare treatment
OPD charges
Cataract

Future Generali D.I.Y. Health Insurance (Eligibility Criteria)

Min entry age: 17 Years
Max entry age: 70 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 15 L

Individual and Family Health Insurance

Future Generali Health Elite Plan

There should be no boundaries when it comes to your health!  Future Generali Health Elite plan offers your premium healthcare benefits globally t...

Unique Features

Holistic wellness cover
Maternity benefits
Global medical treatment

Future Generali Health Elite Plan (Pros)

Room rent covered
ICU charges
Pre and post hospitalisation
Domiciliary hospitalisation
Daycare treatment

Future Generali Health Elite Plan (Cons)

Congenital diseases
Change of gender treatment
Sterility and infertility treatment

Future Generali Health Elite Plan (Other Benefits)

Cataract covered
No claim bonus
Automatic restoration
Organ donor covered

Future Generali Health Elite Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 6 Cr

Top Up and Super Top Up

Future Generali Advantage Top-up Plan

Get more coverage on your insurance, and enjoy more protection with a top-up today! The Future Generali Advantage top-up health insurance policy comes...

Unique Features

Mental illness coverage
Nursing expenses cover
Affordable premiums

Future Generali Advantage Top-up Plan (Pros)

Room rent
ICU charges
Pre and post hospitalisation
Daycare treatment

Future Generali Advantage Top-up Plan (Cons)

Domiciliary hospitalisation
OPD charges
Automatic restoration

Future Generali Advantage Top-up Plan (Other Benefits)

Organ donor
AYUSH treatment
Ambulance coverage

Future Generali Advantage Top-up Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

Future Generali Health Suraksha Plan

Protect your family's health affordably with the Future Health Suraksha policy. It has become normal to get hospitalised due to an accidental injury o...

Unique Features

Free health check-ups
Compassionate travel
No pre-policy upto 50 years

Future Generali Health Suraksha Plan (Pros)

ICU charges
Pre-hospitalisation
Post-hospitalisation
Daycare treatment

Future Generali Health Suraksha Plan (Cons)

Domiciliary hospitalisation
OPD charges
Maternity cover
Newborn baby cover

Future Generali Health Suraksha Plan (Other Benefits)

Cataract
No claim bonus
Automatic restoration
Organ donor

Future Generali Health Suraksha Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 10 L

Senior Citizen Health Insurance

Future Generali Varishta Bima Policy

Enjoy every moment of your senior citizenship with Future Varishta Bima for senior citizens! Future Generali Varishta Bima policy is a specially desig...

Unique Features

Annual health check-up
In-patient treatment expenses
Multiple discount options

Future Generali Varishta Bima Policy (Pros)

Room rent
Pre-hospitalisation
Post hospitalisation
Day care treatment

Future Generali Varishta Bima Policy (Cons)

ICU charges
Domiciliary hospitalition
OPD charges
Organ donor

Future Generali Varishta Bima Policy (Other Benefits)

AYUSH treatment covered
Modern treatment
Health check-up
Co-payment

Future Generali Varishta Bima Policy (Eligibility Criteria)

Min entry age: 65 Years
Max entry age: No Limit
Initial Waiting Period: 30 Days
Sum Insured: Up to 10 L

Critical Illness Health Insurance

Future Generali Criticare Plan

When it comes to life-threatening conditions, your family is not alone! What does that mean? According to a report of Elets BFSI, the major reason for...

Unique Features

Critical illness cover
Exhaustive cover benefits
Lump sum payout options

Future Generali Criticare Plan (Pros)

Covers cancer
Kidney and liver failure
Primary pulmonary arterial hypertension

Future Generali Criticare Plan (Cons)

Any PEDs or related medical conditions
Unnecessary or non-prescribed medical treatment
Maternity complications and external or internal congenital illnesses
Infertility and sterility treatment expenses

Future Generali Criticare Plan (Other Benefits)

Multiple sclerosis
Major organ transplant
Open chest CABG

Future Generali Criticare Plan (Eligibility Criteria)

Entry Age- Child: 6-25 years
Adult: 18-65 years
Initial waiting period: 90 days
Policy term: 1/2/3 years

Individual and Family Health Insurance

Future Generali Super Saver Plan

Future Generali Super Saver Plan is a one-of-a-kind health insurance plan with two plan variants that offer an 80% premium discount. If policyholders ...

Unique Features

80% premium discount
Family coverage
Maternity coverage

Future Generali Super Saver Plan (Pros)

Modern treatment cover
Maternity covered
Domiciliary treatment cover

Future Generali Super Saver Plan (Cons)

Vaccination unavailable
Automatic restoration
Daily hospital cash
Health check-up unavailable

Future Generali Super Saver Plan (Other Benefits)

Pre & post-hospitalization
Daycare procedures
Cataract cover
ICU charges covered

Future Generali Super Saver Plan (Eligibility Criteria)

18 to 70 years

Future Generali Criticare Plan: FAQs

1. Who should buy the Future Generali Critical Illness plan?

You should buy this critical illness policy if you are someone who has; A family history of critical illness Responsibilities to run your family A career with a lot more stress No business background but self-employment No savings to fight against huge medical bills related to critical illnesses An adult with a high risk of getting affected by any critical illness

2. Can I receive treatment against critical illnesses abroad?

Yes, if your treatment is prescribed by a qualified doctor from India and/or you are referred to a foreign country for further treatment, then you can get treated for critical illness abroad.

3. Which relations are covered under FG critical illness family floater policy?

You can cover your spouse, 2 dependent parents, and 2 dependent children.

4. What are the sum insured options under the Future Generali Criticare plan?

The sum insured under this policy is as follows: Minimum SI: INR 1 Lakh Less than or equal to 45 years: INR 50 Lakhs maximum Age group of 46 - 65 years: INR 20 Lakhs maximum

5. How can the Criticare policy help me with healthcare facilitation?

If you’re diagnosed with any of the listed critical illnesses, the policy pays a lump sum amount from base SI which you can use to receive treatment against the same.

Future Generali Criticare Plan

Future Generali Criticare Plan Specifications

Entry Age

Policy Type

Sum Insured

Initial Waiting Period*

Renewability

Policy Term

Specifications of Future Generali Criticare Plan

Cancer

Kidney failure

Liver failure

Primary pulmonary arterial hypertension

Multiple sclerosis

Major organ transplant

Open chest CABG

Aorta graft surgery

Stroke

Severe heart attack

Coma

Total blindness

Future Generali Health Insurance Network Hospital List

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Exclusions of Future Generali Criticare Plan

Summary

Explore other Future Generali Health Insurance

Future Generali Health Total Plan (Pros)

Future Generali Health Total Plan (Cons)

Future Generali Health Total Plan (Other Benefits)

Future Generali Health Total Plan (Eligibility Criteria)

Future Generali Health Absolute Plan (Pros)

Future Generali Health Absolute Plan (Cons)

Future Generali Health Absolute Plan (Other Benefits)

Future Generali Health Absolute Plan (Eligibility Criteria)

Future Generali D.I.Y. Health Insurance (Pros)

Future Generali D.I.Y. Health Insurance (Cons)

Future Generali D.I.Y. Health Insurance (Other Benefits)

Future Generali D.I.Y. Health Insurance (Eligibility Criteria)

Future Generali Health Elite Plan (Pros)

Future Generali Health Elite Plan (Cons)

Future Generali Health Elite Plan (Other Benefits)

Future Generali Health Elite Plan (Eligibility Criteria)

Future Generali Advantage Top-up Plan (Pros)

Future Generali Advantage Top-up Plan (Cons)

Future Generali Advantage Top-up Plan (Other Benefits)

Future Generali Advantage Top-up Plan (Eligibility Criteria)

Future Generali Health Suraksha Plan (Pros)

Future Generali Health Suraksha Plan (Cons)

Future Generali Health Suraksha Plan (Other Benefits)

Future Generali Health Suraksha Plan (Eligibility Criteria)

Future Generali Varishta Bima Policy (Pros)

Future Generali Varishta Bima Policy (Cons)

Future Generali Varishta Bima Policy (Other Benefits)

Future Generali Varishta Bima Policy (Eligibility Criteria)

Future Generali Criticare Plan (Pros)

Future Generali Criticare Plan (Cons)

Future Generali Criticare Plan (Other Benefits)

Future Generali Criticare Plan (Eligibility Criteria)

Future Generali Super Saver Plan (Pros)

Future Generali Super Saver Plan (Cons)

Future Generali Super Saver Plan (Other Benefits)

Future Generali Super Saver Plan (Eligibility Criteria)

Future Generali Criticare Plan: FAQs

1. Who should buy the Future Generali Critical Illness plan?

2. Can I receive treatment against critical illnesses abroad?

3. Which relations are covered under FG critical illness family floater policy?

4. What are the sum insured options under the Future Generali Criticare plan?

5. How can the Criticare policy help me with healthcare facilitation?

Explore Future Generali Health Insurance

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