Future Generali Health PowHer

Don't be +1 everywhere: Embrace the powers of Health PowHer!'

HEALTH POWHER is not just your ordinary health insurance plan, it's beyond that! Read further to know what's more in store for you

Just as dynamic women around us are, the Future Generali Health PowHER insurance is specially curated after thoughtfully analyzing health issues in women. It covers more than in-patient and out-patient hospitalizations, pre and post-hospitalizations, ICU, room rent charges, daycare procedures, and health check-ups. This female-centric plan is enough to safeguard a woman against all kinds of external, internal, physical, and hormonal imbalances. Preventive screenings, wellness programs, mental wellness support, menstrual care, nutritional advice, and specialized maternity (pre and post-phases) covers are the major features of Health PowHER.

This is not just your regular health insurance, it encourages you to NOT just ideally fit yourself in someone's health policy, be it taken by your father, husband, or children. You can solely own this policy to take care of your healthcare requirements.

We've discussed the eligibility criteria, benefits, and other specifications for coverage, claim procedures, and much more about the Future Generali Health PowHer plan.

Future Generali Health PowHer Specifications

To understand Future Generali Health PowHer Insurance in detail, take a look at the below table:

Entry Age

Child: Day 1 - 25 Years, Adult: 18 - 65 Years

Policy Type

Women Health Insurance

Sum Insured

5 L | 10 L | 15 L | 20 L | 50 L | 75 L | 1 Cr

Initial Waiting Period*

30 Days

Renewability

Lifelong

Policy Term

1, 2, 3 years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

Choose Your Future Generali Health PowHer

With wide coverage options available, Future Generali Health PowHer Insurance Plan allows you to choose your ideal coverage as per your family’s health requirements. Take a look at the coverage under every SI option available and choose your ideal coverage:

In-patient & Out-patient coverage

Room Rent

Covered

ICU Charges

Covered

Pre-Hospitalization

Covered

Post-Hospitalization

Covered

Domiciliary Hospitalization

Covered

Daycare Treatment

Covered

OPD Charges

Covered

Coverage Terms

COVID-19 Treatment

Covered

Cataract

Covered

No Claim Bonus

Covered

Automatic Restoration

Covered

Daily Hospital Cash

Not Covered

Organ Donor

Covered

Maternity Cover

Covered

New Born Baby Cover

Covered

Alternative Treatments

AYUSH Treatment

Covered

IVF Treatment

Covered

Modern Treatment

Covered

Emergency Coverage

Ambulance

Covered

Air Ambulance

Covered

Compassionate Travel

Not Covered

Global Coverage

Not Covered

Wellness Programmes

E-Consultation

Covered

Health Check-Up

Covered

Second Medical Opinion

Covered

Vaccination

Covered

Limitations

Co-payment

Covered

Sub-limits

Covered

Major highlights of Health PowHer

Here's a compilation of why this health insurance for women or even men, is a blessing:-

Family coverage comprehensivity

There are five major highlights of this cover for every member of the family:
- Hospitalization expenses-
  Covered members are eligible for in-patient, pre and post-hospitalizations, daycare procedures, OPD costs, room rent, ICU charges, and more.
- Surgical costs-
  Covers treatment costs for LASIK, cataract surgery for both eyes, cosmetic/plastic surgery, and bariatric surgery.
- Ambulance cover-
  Avail of the emergency road and air ambulance services to be prepared in advance.
- Critical illnesses cover-
  Safeguards the policyholder and their loved ones against financial crisis due to critical illnesses so that they can focus on recovery, not medical bills.
- Accidental death benefit-
  Accidental death, and accidental total and partial disabilities are covered financially and for healthcare needs at the time.
Maternity benefits for 'HER' and her 'partner'

This section is the best reason to buy this specialized policy, read more:
- Newborn baby cover-
  Childbirth costs of newborns, vaccination charges, and any medically necessary treatment for defects in newborns are covered.
- Stem cell storage costs-
  Get advance support for your children's future health affairs by storing your stem cells.
- Coverage for infertility-
  Treatment for infertility like IVF, ZIFT, GIFT, ICSI pronuclear stage transfer, etc are covered to help you become a parent.
Specially curated women-only cover

This section of highlights consists of five key benefits exclusive to HEALTH POWHER:
- All-round maternity cover-
  The female policyholders receive maternity benefits for pregnancy care, delivery expenses, nursing, antenatal expenses, miscarriage, and medically necessary termination of pregnancy.
- Cancer care booster-
  Cancer treatment expenses are covered that are more inclined towards females like cervical, breast, vulva, uterus, cervix and other major cancers.
- Voluntary sterilization-
  If a woman wants to undergo voluntary sterilization, it gives them the freedom to go for it.
- Domiciliary healthcare-
  Women-insured members are eligible to avail of temporary home care, nursing expenses, senior citizen's care, etc.
- Puberty and menopause disorders cover-
  These two hormonal disorders are common among females, and so are their consequences. Avail of treatment coverage for menopause and puberty-related treatment.

Future Generali Health Insurance Network Hospital List

Future Generali Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Future Generali Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Network Hospital

Exclusions of Future Generali Health PowHer

Permanent Exclusions

Permanent diseases or health conditions that are not included under Future Generali Health PowHer Policy are:

Direct or indirect injury or an illness caused by war, warlike situation, foreign enemies, invasion, and so on

Change of gender treatments

Adventure sports, risky activities

Treatment of drug abuse or alcoholism or the consequences thereof due to substance consumption

Circumcision, unless it’s an accidental consequence

Hearing aid items, vision/sight correcting spectacles/contact lenses, durable medical equipment, etc

Sexually transmitted disease/s other than HIV/AIDS

Nuclear infection or an anomaly, etc

Non-medical expenses

Rehabilitation and pain management

Utero fetal surgery

External congenital anomaly or a disease

Benefits of Future Generali Health PowHer plan

In case, you’re searching for additional information about Health PowHer, one of the best female health insurance policies, read here the benefits of this plan:

Tailor-made benefits for women
HEALTH POWHER provides extended coverage benefits for all the family members included in the policy. However, it has more in store for women policyholders that covers the medical expenses related to their pregnancy, post-partum, menopause, women-specific critical illnesses, and more.
Holistic wellness cover
The exclusive wellness programs, nutritional counselling, and mental health support are designed to promote a healthy and balanced lifestyle to woman, encouraging them to value their holistic well-being.
Compulsorily curated for ‘HER’
Male members of the family can buy Future Generali HEALTH POWHER plan for themselves and their family’s healthcare support. Given, it’s mandatory to add at least 1 female member to the same.
24/7 customer support
The insurer is bound to provide you with seamless customer support round the clock so that you do not have to worry about recurring expenses on personal healthcare needs.
Value-added services
The policy provides you with consultation expenses for gynaecological, and psychological consultations, face yoga, networking gym services, diet and nutritional sessions, annual preventive and routine health check-ups, and so on.
Tax benefits
All the premiums that you’ve paid towards the HEALTH POWHER insurance policy are eligible for tax benefits under Section 80D of the Income Tax Act 1961.

Explore other Future Generali Health Insurance

To cater to the different medical needs of an individual & their family, Future Generali Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Future Generali Health Insurance plans explore more:

Individual and Family Health Insurance

Future Generali Health Total Plan

Future Generali Health Total is a holistic comprehensive health insurance plan that offers a multitude of features like cover for up to 15 family memb...

Unique Features

SI Up to 1 Crore
Family Discounts
Avail Wellness Benefits

Future Generali Health Total Plan (Pros)

Daily hospital cash
Maternity cover
Newborn baby care
Modern treatment cover
Global coverage

Future Generali Health Total Plan (Cons)

OPD charges
Second medical opinion
IVF treatment
Air ambulance cover
Compassionate travel

Future Generali Health Total Plan (Other Benefits)

Organ donor cover
Family floater benefits
E-consultations
Daycare procedures cover

Future Generali Health Total Plan (Eligibility Criteria)

Minimum- Day 1
Maximum- No limit

Individual and Family Health Insurance

Future Generali Health Absolute Plan

Future Generali Health Absolute is a comprehensive health insurance plan with 3 plan variants and a wide range of sum insured. The plan offers a wide ...

Unique Features

Up to 1 Cr SI
3 Plan Variants
10% Family Discount

Future Generali Health Absolute Plan (Pros)

OPD charges
AYUSH cover
Maternity cover
Newborn baby care
modern treatment cover

Future Generali Health Absolute Plan (Cons)

Domiciliary benefit
Second medical opinion
Air ambulance
Compassionate travel
Daily hospital cash

Future Generali Health Absolute Plan (Other Benefits)

Pre & post-hospitalization
Organ donor cover
ICU charges
Cataract treatment cover

Future Generali Health Absolute Plan (Eligibility Criteria)

18 years - No Limit

Women Health Insurance

Future Generali Health PowHer

Don't be +1 everywhere: Embrace the powers of Health PowHer!' HEALTH POWHER is not just your ordinary health insurance plan, it's beyond that! Read fu...

Unique Features

Infertility treatment cover
Voluntary sterilization benefits
Puberty & menopause disorders

Future Generali Health PowHer (Pros)

Wellness benefits
Critical illness cover
Women-related cancer cover
Temporary domestic help
Infertility expenses

Future Generali Health PowHer (Cons)

Change of gender treatments
Hazardous or adventure sports
Non-medical expenses
Breach of law

Future Generali Health PowHer (Other Benefits)

Voluntary copay cover
Stem cell storage
Sum insured restoration
Miscarriage or medical termination

Future Generali Health PowHer (Eligibility Criteria)

Entry Age- 1 Day
Max Entry Age - 65 Years
SI - 5 L - 1 Crore
Waiting Period - 30 Days

Individual and Family Health Insurance

Future Generali D.I.Y. Health Insurance

Build your health plan, your way! Yes, you heard that right. You can now customize and create your own health insurance with D.I.Y Health Insurance. I...

Unique Features

Freedom to choose benefits
Multiple add-on cover options
Gender reassignment surgery

Future Generali D.I.Y. Health Insurance (Pros)

Room rent
ICU charges
Pre and post hopitalisation

Future Generali D.I.Y. Health Insurance (Cons)

Investigation and evaluation
Rest cure and rehabilitation; and respite care
Obesity and weight control management
Sterility and infertility treatments

Future Generali D.I.Y. Health Insurance (Other Benefits)

Domiciliary hospitalisation
Daycare treatment
OPD charges
Cataract

Future Generali D.I.Y. Health Insurance (Eligibility Criteria)

Min entry age: 17 Years
Max entry age: 70 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 15 L

Individual and Family Health Insurance

Future Generali Health Elite Plan

There should be no boundaries when it comes to your health!  Future Generali Health Elite plan offers your premium healthcare benefits globally t...

Unique Features

Holistic wellness cover
Maternity benefits
Global medical treatment

Future Generali Health Elite Plan (Pros)

Room rent covered
ICU charges
Pre and post hospitalisation
Domiciliary hospitalisation
Daycare treatment

Future Generali Health Elite Plan (Cons)

Congenital diseases
Change of gender treatment
Sterility and infertility treatment

Future Generali Health Elite Plan (Other Benefits)

Cataract covered
No claim bonus
Automatic restoration
Organ donor covered

Future Generali Health Elite Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 6 Cr

Top Up and Super Top Up

Future Generali Advantage Top-up Plan

Get more coverage on your insurance, and enjoy more protection with a top-up today! The Future Generali Advantage top-up health insurance policy comes...

Unique Features

Mental illness coverage
Nursing expenses cover
Affordable premiums

Future Generali Advantage Top-up Plan (Pros)

Room rent
ICU charges
Pre and post hospitalisation
Daycare treatment

Future Generali Advantage Top-up Plan (Cons)

Domiciliary hospitalisation
OPD charges
Automatic restoration

Future Generali Advantage Top-up Plan (Other Benefits)

Organ donor
AYUSH treatment
Ambulance coverage

Future Generali Advantage Top-up Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

Future Generali Health Suraksha Plan

Protect your family's health affordably with the Future Health Suraksha policy. It has become normal to get hospitalised due to an accidental injury o...

Unique Features

Free health check-ups
Compassionate travel
No pre-policy upto 50 years

Future Generali Health Suraksha Plan (Pros)

ICU charges
Pre-hospitalisation
Post-hospitalisation
Daycare treatment

Future Generali Health Suraksha Plan (Cons)

Domiciliary hospitalisation
OPD charges
Maternity cover
Newborn baby cover

Future Generali Health Suraksha Plan (Other Benefits)

Cataract
No claim bonus
Automatic restoration
Organ donor

Future Generali Health Suraksha Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 10 L

Senior Citizen Health Insurance

Future Generali Varishta Bima Policy

Enjoy every moment of your senior citizenship with Future Varishta Bima for senior citizens! Future Generali Varishta Bima policy is a specially desig...

Unique Features

Annual health check-up
In-patient treatment expenses
Multiple discount options

Future Generali Varishta Bima Policy (Pros)

Room rent
Pre-hospitalisation
Post hospitalisation
Day care treatment

Future Generali Varishta Bima Policy (Cons)

ICU charges
Domiciliary hospitalition
OPD charges
Organ donor

Future Generali Varishta Bima Policy (Other Benefits)

AYUSH treatment covered
Modern treatment
Health check-up
Co-payment

Future Generali Varishta Bima Policy (Eligibility Criteria)

Min entry age: 65 Years
Max entry age: No Limit
Initial Waiting Period: 30 Days
Sum Insured: Up to 10 L

Critical Illness Health Insurance

Future Generali Criticare Plan

When it comes to life-threatening conditions, your family is not alone! What does that mean? According to a report of Elets BFSI, the major reason for...

Unique Features

Critical illness cover
Exhaustive cover benefits
Lump sum payout options

Future Generali Criticare Plan (Pros)

Covers cancer
Kidney and liver failure
Primary pulmonary arterial hypertension

Future Generali Criticare Plan (Cons)

Any PEDs or related medical conditions
Unnecessary or non-prescribed medical treatment
Maternity complications and external or internal congenital illnesses
Infertility and sterility treatment expenses

Future Generali Criticare Plan (Other Benefits)

Multiple sclerosis
Major organ transplant
Open chest CABG

Future Generali Criticare Plan (Eligibility Criteria)

Entry Age- Child: 6-25 years
Adult: 18-65 years
Initial waiting period: 90 days
Policy term: 1/2/3 years

Individual and Family Health Insurance

Future Generali Super Saver Plan

Future Generali Super Saver Plan is a one-of-a-kind health insurance plan with two plan variants that offer an 80% premium discount. If policyholders ...

Unique Features

80% premium discount
Family coverage
Maternity coverage

Future Generali Super Saver Plan (Pros)

Modern treatment cover
Maternity covered
Domiciliary treatment cover

Future Generali Super Saver Plan (Cons)

Vaccination unavailable
Automatic restoration
Daily hospital cash
Health check-up unavailable

Future Generali Super Saver Plan (Other Benefits)

Pre & post-hospitalization
Daycare procedures
Cataract cover
ICU charges covered

Future Generali Super Saver Plan (Eligibility Criteria)

18 to 70 years

Future Generali Health PowHer: FAQs

1. What makes Future Generali HEALTH POWHER plan different from others?

This plan gives women the freedom to choose their health and care first with a cover to support them for medically necessary treatment expenses for diseases including breast cancer treatment, puberty and menopause disorders, cervical cancer, complications of pregnancy and so on. Read about more benefits of this policy above in this article.

2. Does this plan cover LASIK treatment?

Yes, HEALTH POWHER Future Generali health insurance covers LASIK surgery costs.

3. Who can buy the HEALTH POWHER plan?

Anyone within the age bracket of eligibility can buy this policy, either male or female.

4. How can I buy HEALTH POWHER health insurance policy?

You can buy it from the official website of Future Generali Health Insurance. To know the buying process, reach out to our customer care at 1800 4200 269.

5. What are the maternity coverage benefits of HEALTH POWHER insurance?

It covers maternity care expenses along with newborn baby cover, newborn baby defects, newborn baby vaccination, and health management cover for both the mother and newborn child.

Future Generali Health PowHer

Future Generali Health PowHer Specifications

Entry Age

Policy Type

Sum Insured

Initial Waiting Period*

Renewability

Policy Term

Choose Your Future Generali Health PowHer

In-patient & Out-patient coverage

Coverage Terms

Alternative Treatments

Emergency Coverage

Wellness Programmes

Limitations

Major highlights of Health PowHer

Family coverage comprehensivity

Hospitalization expenses-

Surgical costs-

Ambulance cover-

Critical illnesses cover-

Accidental death benefit-

Maternity benefits for 'HER' and her 'partner'

Newborn baby cover-

Stem cell storage costs-

Coverage for infertility-

Specially curated women-only cover

All-round maternity cover-

Cancer care booster-

Voluntary sterilization-

Domiciliary healthcare-

Puberty and menopause disorders cover-

Future Generali Health Insurance Network Hospital List

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Exclusions of Future Generali Health PowHer

Permanent Exclusions

Benefits of Future Generali Health PowHer plan

Tailor-made benefits for women

Holistic wellness cover

Compulsorily curated for ‘HER’

24/7 customer support

Value-added services

Tax benefits

Explore other Future Generali Health Insurance

Future Generali Health Total Plan (Pros)

Future Generali Health Total Plan (Cons)

Future Generali Health Total Plan (Other Benefits)

Future Generali Health Total Plan (Eligibility Criteria)

Future Generali Health Absolute Plan (Pros)

Future Generali Health Absolute Plan (Cons)

Future Generali Health Absolute Plan (Other Benefits)

Future Generali Health Absolute Plan (Eligibility Criteria)

Future Generali Health PowHer (Pros)

Future Generali Health PowHer (Cons)

Future Generali Health PowHer (Other Benefits)

Future Generali Health PowHer (Eligibility Criteria)

Future Generali D.I.Y. Health Insurance (Pros)

Future Generali D.I.Y. Health Insurance (Cons)

Future Generali D.I.Y. Health Insurance (Other Benefits)

Future Generali D.I.Y. Health Insurance (Eligibility Criteria)

Future Generali Health Elite Plan (Pros)

Future Generali Health Elite Plan (Cons)

Future Generali Health Elite Plan (Other Benefits)

Future Generali Health Elite Plan (Eligibility Criteria)

Future Generali Advantage Top-up Plan (Pros)

Future Generali Advantage Top-up Plan (Cons)

Future Generali Advantage Top-up Plan (Other Benefits)

Future Generali Advantage Top-up Plan (Eligibility Criteria)

Future Generali Health Suraksha Plan (Pros)

Future Generali Health Suraksha Plan (Cons)

Future Generali Health Suraksha Plan (Other Benefits)