Future Generali Health Total Plan

Future Generali Health Total is a holistic comprehensive health insurance plan that offers a multitude of features like cover for up to 15 family members, maternity cover, mental illness cover, organ donor cover, and a high sum insured for you and your family's health care needs. The plan has wide coverage under 3 different plan variants with different sum insured options, namely:

Vital - 3 | 5 | 10 L
Superior - 15 | 20 | 25 L
Premier - 50 L and 1 Crore

The plan is available on an individual and family floater basis with unique eligibility criteria covering individuals from 1 Day. There is no limit to the maximum entry age and dependent children are covered up to 25 years of age. With an impressive 94% CSR along with a promise of a 3-hour claim settlement future generali health total is a reliable health insurance plan. Customers can avail of the best medical care in 6300+ network hospitals of Future Generali. We have highlighted many such features and benefits of Future Generali Health Total in this article in order to help you make a financially smart decision when investing in health insurance.

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Future Generali Health Total Plan Specifications

To understand Future Generali Health Total Plan Insurance in detail, take a look at the below table:

Entry Age

Day 1 - No Limit

Policy Type

Individual and Family Health Insurance

Sum Insured

3 L | 5 L | 10 L | 15 L | 20 L | 25 L | 50 L | 1 Cr

Initial Waiting Period*

30 Days Days

Renewability

Lifelong

Policy Term

1, 2, 3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

Choose Your Future Generali Health Total Plan

With wide coverage options available, Future Generali Health Total Plan Insurance Plan allows you to choose your ideal coverage as per your family’s health requirements. Take a look at the coverage under every SI option available and choose your ideal coverage:

In-patient & Out-patient coverage

Room Rent

Covered

ICU Charges

Covered

Pre-Hospitalization

Covered

Post-Hospitalization

Covered

Domiciliary Hospitalization

Covered

Daycare Treatment

Covered

OPD Charges

Not Covered

Coverage Terms

COVID-19 Treatment

Covered

Cataract

Covered

No Claim Bonus

Covered

Automatic Restoration

Covered

Daily Hospital Cash

Covered

Organ Donor

Covered

Maternity Cover

Covered

New Born Baby Cover

Covered

Alternative Treatments

AYUSH Treatment

Covered

IVF Treatment

Not Covered

Modern Treatment

Covered

Emergency Coverage

Ambulance

Covered

Air Ambulance

Not Covered

Compassionate Travel

Not Covered

Global Coverage

Covered

Wellness Programmes

E-Consultation

Covered

Health Check-Up

Not Covered

Second Medical Opinion

Not Covered

Vaccination

Not Covered

Limitations

Co-payment

Covered

Sub-limits

Not Covered

Benefits of Future Generali Health Total Plan

There are a plethora of benefits involved with Future Generali Health Total. Lets have a look.

Long Term Discounts
Future Generali Health Total plan offers individuals a family discount of 10% when more than 1 person is insured under the same policy. A long-term discount is also provided in case the policy term is more than 1 year.
Voluntarily Deductible Discount
Under all three plan variants customers can earn deductible discounts between 10 to 25% on investing in Future Generali Health Total Plan.
Wellness Benefits
Future Generali offers wellness benefits as per the plan variant selected by individuals. These benefits will include health risk evaluation and annual health checkups such as Complete Blood count, Urine Routine, Random Blood Sugar, and more.
Restoration Benefit
The plan benefit states that if the sum insured and the cumulative bonus is exhausted due to claims incurred and paid during the policy year or incurred during the policy year and accepted as payable, then it is agreed that a Restore Sum Insured (equal to 100% of the Sum Insured) will be automatically available for the particular Policy Year.
Tax Benefits
Premiums paid towards Future Generali Health Total Plan will be eligible for tax benefits under the Income Tax Act of India.

Future Generali Health Insurance Network Hospital List

Future Generali Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Future Generali Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Network Hospital

What is Not Covered Under Future Generali Health Total Plan?

The policy schedule has some exclusions that are mentioned below:

Cosmetic treatments (for change of life or cosmetic or aesthetic treatment of any description), plastic surgery
Cost of an annual health check-up
Injury or illness directly or indirectly caused by or arising from or attributable to war, invasion, act of foreign enemy, war-like operations
Hazardous/Adventure sports
Breach of Law, alcoholism, drug, or substance abuse
Unproven treatments
Sterility and infertility

Explore other Future Generali Health Insurance

To cater to the different medical needs of an individual & their family, Future Generali Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Future Generali Health Insurance plans explore more:

Individual and Family Health Insurance

Future Generali Health Total Plan

Future Generali Health Total is a holistic comprehensive health insurance plan that offers a multitude of features like cover for up to 15 family memb...

Unique Features

SI Up to 1 Crore
Family Discounts
Avail Wellness Benefits

Future Generali Health Total Plan (Pros)

Daily hospital cash
Maternity cover
Newborn baby care
Modern treatment cover
Global coverage

Future Generali Health Total Plan (Cons)

OPD charges
Second medical opinion
IVF treatment
Air ambulance cover
Compassionate travel

Future Generali Health Total Plan (Other Benefits)

Organ donor cover
Family floater benefits
E-consultations
Daycare procedures cover

Future Generali Health Total Plan (Eligibility Criteria)

Minimum- Day 1
Maximum- No limit

Individual and Family Health Insurance

Future Generali Health Absolute Plan

Future Generali Health Absolute is a comprehensive health insurance plan with 3 plan variants and a wide range of sum insured. The plan offers a wide ...

Unique Features

Up to 1 Cr SI
3 Plan Variants
10% Family Discount

Future Generali Health Absolute Plan (Pros)

OPD charges
AYUSH cover
Maternity cover
Newborn baby care
modern treatment cover

Future Generali Health Absolute Plan (Cons)

Domiciliary benefit
Second medical opinion
Air ambulance
Compassionate travel
Daily hospital cash

Future Generali Health Absolute Plan (Other Benefits)

Pre & post-hospitalization
Organ donor cover
ICU charges
Cataract treatment cover

Future Generali Health Absolute Plan (Eligibility Criteria)

18 years - No Limit

Women Health Insurance

Future Generali Health PowHer

Don't be +1 everywhere: Embrace the powers of Health PowHer!' HEALTH POWHER is not just your ordinary health insurance plan, it's beyond that! Read fu...

Unique Features

Infertility treatment cover
Voluntary sterilization benefits
Puberty & menopause disorders

Future Generali Health PowHer (Pros)

Wellness benefits
Critical illness cover
Women-related cancer cover
Temporary domestic help
Infertility expenses

Future Generali Health PowHer (Cons)

Change of gender treatments
Hazardous or adventure sports
Non-medical expenses
Breach of law

Future Generali Health PowHer (Other Benefits)

Voluntary copay cover
Stem cell storage
Sum insured restoration
Miscarriage or medical termination

Future Generali Health PowHer (Eligibility Criteria)

Entry Age- 1 Day
Max Entry Age - 65 Years
SI - 5 L - 1 Crore
Waiting Period - 30 Days

Individual and Family Health Insurance

Future Generali D.I.Y. Health Insurance

Build your health plan, your way! Yes, you heard that right. You can now customize and create your own health insurance with D.I.Y Health Insurance. I...

Unique Features

Freedom to choose benefits
Multiple add-on cover options
Gender reassignment surgery

Future Generali D.I.Y. Health Insurance (Pros)

Room rent
ICU charges
Pre and post hopitalisation

Future Generali D.I.Y. Health Insurance (Cons)

Investigation and evaluation
Rest cure and rehabilitation; and respite care
Obesity and weight control management
Sterility and infertility treatments

Future Generali D.I.Y. Health Insurance (Other Benefits)

Domiciliary hospitalisation
Daycare treatment
OPD charges
Cataract

Future Generali D.I.Y. Health Insurance (Eligibility Criteria)

Min entry age: 17 Years
Max entry age: 70 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 15 L

Individual and Family Health Insurance

Future Generali Health Elite Plan

There should be no boundaries when it comes to your health!  Future Generali Health Elite plan offers your premium healthcare benefits globally t...

Unique Features

Holistic wellness cover
Maternity benefits
Global medical treatment

Future Generali Health Elite Plan (Pros)

Room rent covered
ICU charges
Pre and post hospitalisation
Domiciliary hospitalisation
Daycare treatment

Future Generali Health Elite Plan (Cons)

Congenital diseases
Change of gender treatment
Sterility and infertility treatment

Future Generali Health Elite Plan (Other Benefits)

Cataract covered
No claim bonus
Automatic restoration
Organ donor covered

Future Generali Health Elite Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 6 Cr

Top Up and Super Top Up

Future Generali Advantage Top-up Plan

Get more coverage on your insurance, and enjoy more protection with a top-up today! The Future Generali Advantage top-up health insurance policy comes...

Unique Features

Mental illness coverage
Nursing expenses cover
Affordable premiums

Future Generali Advantage Top-up Plan (Pros)

Room rent
ICU charges
Pre and post hospitalisation
Daycare treatment

Future Generali Advantage Top-up Plan (Cons)

Domiciliary hospitalisation
OPD charges
Automatic restoration

Future Generali Advantage Top-up Plan (Other Benefits)

Organ donor
AYUSH treatment
Ambulance coverage

Future Generali Advantage Top-up Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

Future Generali Health Suraksha Plan

Protect your family's health affordably with the Future Health Suraksha policy. It has become normal to get hospitalised due to an accidental injury o...

Unique Features

Free health check-ups
Compassionate travel
No pre-policy upto 50 years

Future Generali Health Suraksha Plan (Pros)

ICU charges
Pre-hospitalisation
Post-hospitalisation
Daycare treatment

Future Generali Health Suraksha Plan (Cons)

Domiciliary hospitalisation
OPD charges
Maternity cover
Newborn baby cover

Future Generali Health Suraksha Plan (Other Benefits)

Cataract
No claim bonus
Automatic restoration
Organ donor

Future Generali Health Suraksha Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 10 L

Senior Citizen Health Insurance

Future Generali Varishta Bima Policy

Enjoy every moment of your senior citizenship with Future Varishta Bima for senior citizens! Future Generali Varishta Bima policy is a specially desig...

Unique Features

Annual health check-up
In-patient treatment expenses
Multiple discount options

Future Generali Varishta Bima Policy (Pros)

Room rent
Pre-hospitalisation
Post hospitalisation
Day care treatment

Future Generali Varishta Bima Policy (Cons)

ICU charges
Domiciliary hospitalition
OPD charges
Organ donor

Future Generali Varishta Bima Policy (Other Benefits)

AYUSH treatment covered
Modern treatment
Health check-up
Co-payment

Future Generali Varishta Bima Policy (Eligibility Criteria)

Min entry age: 65 Years
Max entry age: No Limit
Initial Waiting Period: 30 Days
Sum Insured: Up to 10 L

Critical Illness Health Insurance

Future Generali Criticare Plan

When it comes to life-threatening conditions, your family is not alone! What does that mean? According to a report of Elets BFSI, the major reason for...

Unique Features

Critical illness cover
Exhaustive cover benefits
Lump sum payout options

Future Generali Criticare Plan (Pros)

Covers cancer
Kidney and liver failure
Primary pulmonary arterial hypertension

Future Generali Criticare Plan (Cons)

Any PEDs or related medical conditions
Unnecessary or non-prescribed medical treatment
Maternity complications and external or internal congenital illnesses
Infertility and sterility treatment expenses

Future Generali Criticare Plan (Other Benefits)

Multiple sclerosis
Major organ transplant
Open chest CABG

Future Generali Criticare Plan (Eligibility Criteria)

Entry Age- Child: 6-25 years
Adult: 18-65 years
Initial waiting period: 90 days
Policy term: 1/2/3 years

Individual and Family Health Insurance

Future Generali Super Saver Plan

Future Generali Super Saver Plan is a one-of-a-kind health insurance plan with two plan variants that offer an 80% premium discount. If policyholders ...

Unique Features

80% premium discount
Family coverage
Maternity coverage

Future Generali Super Saver Plan (Pros)

Modern treatment cover
Maternity covered
Domiciliary treatment cover

Future Generali Super Saver Plan (Cons)

Vaccination unavailable
Automatic restoration
Daily hospital cash
Health check-up unavailable

Future Generali Super Saver Plan (Other Benefits)

Pre & post-hospitalization
Daycare procedures
Cataract cover
ICU charges covered

Future Generali Super Saver Plan (Eligibility Criteria)

18 to 70 years

Future Generali Health Total Plan: FAQs

1. What are the eligibility criteria under Future Generali Health Total Plan?

The minimum entry age for future generali health total is 1 Day. There is no upper entry age limit in the plan. However, dependent children will be covered up to the age of 25 years. For more details, you can download the future generali health total brochure linked in the article.

2. Does Future Generali Health Total plan cover senior citizens?

Yes, the plan offers coverage to senior citizens as there is no upper limit on the entry age. However, there are certain co-pay clauses that are applicable in the policy with certain age brackets.

3. What are the plan variants available under future generali health total plan?

There are 3 plan variants available for customers to opt from under the plan, namely Vital - 3/5/10 L Superior - 15/20/25 L Premier - 50 L and 1 Crore

4. What are the various discounts available under Future Generali Health Ttotal plan?

Insured individuals can avail of a family discount of 10% under the future generali health total plan on including more than 1 individual under the same policy. Moreover, under all three plan variants customers can earn voluntary deductible discounts between 10 to 25%.

5. Are tax benefits applicable on Future Generali Health total Plan?

Yes, premiums paid towards Future Generali Health Total Plan are eligible for tax benefits.

Future Generali Health Total Plan

Why Do We Exist?

Compare

Compare

Future Generali Health Total Plan Specifications

Entry Age

Policy Type

Sum Insured

Initial Waiting Period*

Renewability

Policy Term

Choose Your Future Generali Health Total Plan

In-patient & Out-patient coverage

Coverage Terms

Alternative Treatments

Emergency Coverage

Wellness Programmes

Limitations

Benefits of Future Generali Health Total Plan

Recommended Videos

Future Generali Health Insurance Network Hospital List

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

What is Not Covered Under Future Generali Health Total Plan?

Explore other Future Generali Health Insurance

Future Generali Health Total Plan (Pros)

Future Generali Health Total Plan (Cons)

Future Generali Health Total Plan (Other Benefits)

Future Generali Health Total Plan (Eligibility Criteria)

Future Generali Health Absolute Plan (Pros)

Future Generali Health Absolute Plan (Cons)

Future Generali Health Absolute Plan (Other Benefits)

Future Generali Health Absolute Plan (Eligibility Criteria)

Future Generali Health PowHer (Pros)

Future Generali Health PowHer (Cons)

Future Generali Health PowHer (Other Benefits)

Future Generali Health PowHer (Eligibility Criteria)

Future Generali D.I.Y. Health Insurance (Pros)

Future Generali D.I.Y. Health Insurance (Cons)

Future Generali D.I.Y. Health Insurance (Other Benefits)

Future Generali D.I.Y. Health Insurance (Eligibility Criteria)

Future Generali Health Elite Plan (Pros)

Future Generali Health Elite Plan (Cons)

Future Generali Health Elite Plan (Other Benefits)

Future Generali Health Elite Plan (Eligibility Criteria)

Future Generali Advantage Top-up Plan (Pros)

Future Generali Advantage Top-up Plan (Cons)

Future Generali Advantage Top-up Plan (Other Benefits)

Future Generali Advantage Top-up Plan (Eligibility Criteria)

Future Generali Health Suraksha Plan (Pros)

Future Generali Health Suraksha Plan (Cons)

Future Generali Health Suraksha Plan (Other Benefits)

Future Generali Health Suraksha Plan (Eligibility Criteria)

Future Generali Varishta Bima Policy (Pros)

Future Generali Varishta Bima Policy (Cons)

Future Generali Varishta Bima Policy (Other Benefits)

Future Generali Varishta Bima Policy (Eligibility Criteria)

Future Generali Criticare Plan (Pros)

Future Generali Criticare Plan (Cons)

Future Generali Criticare Plan (Other Benefits)

Future Generali Criticare Plan (Eligibility Criteria)

Future Generali Super Saver Plan (Pros)

Future Generali Super Saver Plan (Cons)

Future Generali Super Saver Plan (Other Benefits)

Future Generali Super Saver Plan (Eligibility Criteria)

Future Generali Health Total Plan: FAQs

1. What are the eligibility criteria under Future Generali Health Total Plan?

2. Does Future Generali Health Total plan cover senior citizens?

3. What are the plan variants available under future generali health total plan?

4. What are the various discounts available under Future Generali Health Ttotal plan?

5. Are tax benefits applicable on Future Generali Health total Plan?

Explore Future Generali Health Insurance

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