ICICI Lombard is committed to customer centricity with its brand philosophy of ‘Nibhaaye Vaade’. They provide comprehensive healthcare cov...Read More
ICICI Lombard is committed to customer centricity with its brand philosophy of ‘Nibhaaye Vaade’. They provide comprehensive healthcare coverage by offering best health plans in individual, family, group, personal accident, etc. variants.
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ICICI Lombard Health Insurance Company was formed when two big ventures, ICICI Bank Liited from India and Fairfax Financial Holdings Limited from Canada came together. You can find a comprehensive list of health insurance plans that can cover the medical expenses incurred during hospitalization, daycare procedures, ambulance charges, and domiciliary hospitalization. Although, ICICI Lombard Health Insurance plans are among the popular choices. You can also get a super top-up plan that can cover you when the base health insurance plan gets exhausted.
The insurance plans by ICICI Lombard are created to cover the expenses of all your medical expenses. Whether it is teleconsultation with the doctor or heavy tests before any major surgery. With a health insurance policy, you can claim cashless treatments, without worrying about hospital bills. The company provides coverage against many treatments. Before moving forward let us read some interesting facts about the company.
What are some of the
Features
that set them apart?
Offers health plans for worldwide coverage and unlimited sum insured
A comprehensive wellness system to promote a healthy lifestyle
Emergency ambulance services
Health plans offering coverage for 20 critical illnesses
Unlimited teleconsultations
Health Insurance Companies
Choose 1st Company
Choose 2nd Company
Health Insurance Companies
Let's take a look at the list of health insurance plans that offer comprehensive protection to you and your family
ICICI Lombard Health Insurance Plans | Eligibility | Approximate Annual Premiums |
---|---|---|
ICICI Lombard Health Shield 360 |
Entry Age - 21 to 75 Years Sum Insured - Up to 1 Cr |
Rs. N/A
|
ICICI Lombard Complete Health Insurance Plan |
Entry Age - 3 months Sum Insured - Up to 50 L |
Rs. 6033
|
ICICI Lombard Health Insurance Plans | Eligibility | Approximate Annual Premiums |
---|---|---|
ICICI Lombard Group Health Insurance |
Entry Age - Min- 180 days, Max- 95 years Sum Insured - Up to 10 L |
Rs. NA
|
ICICI Lombard Health Insurance Plans | Eligibility | Approximate Annual Premiums |
---|---|---|
ICICI Lombard Saral Suraksha Bima |
Entry Age - Child: 3 months - 25 years, Adult: 18 - 70 years Sum Insured - Up to 1 Cr |
Rs. NA
|
ICICI Personal Protect Policy |
Entry Age - 18 to 80 Years Sum Insured - Up to 25 L |
Rs. N/A
|
ICICI Lombard Health Insurance Plans | Eligibility | Approximate Annual Premiums |
---|---|---|
ICICI Lombard Health Booster |
Entry Age - Min- 6 years , Max- No Limit Sum Insured - Up to 50 L |
Rs. NA
|
ICICI Lombard Health Insurance Plans | Eligibility | Approximate Annual Premiums |
---|---|---|
Golden Shield Plan |
Entry Age - Min- 56 years, Max- No Limit Sum Insured - Up to 50 L |
Rs. NA
|
Let us take a look at some unique features of top-selling ICICI Lombard Health Insurance policies:
Comprehensive health insurance offering worldwide cover, maternity cover, and more. The plan is an ideal plan for families and individuals alike.
The plan looks after the healthcare needs of its customers by providing complimentary health check-up coupons. Complete Health Insurance by ICICI Lombard comes in 4 variants that allow the customers to customize their plan as per their requirements.
ICICI Lombard Elevate plan is the one-stop solution for all your healthcare-related expenses including doctor’s visits, diagnostics tests, medication bills, hospitalization expenses, and so much more.
ICICI Lombard MaxProtect health insurance plan is a multiple-benefit provider plan that comes with affordable premiums. It has two variants ie, Classic and Premium with a sum insured of INR 1 Crore.
ICICI Lombard Arogya Sanjeevani Policy is a versatile and affordable health insurance plan designed to provide medical care to individuals and families. It is a standard health insurance plan with a limited sum insured availability but covers all the necessary medical requirements.
ICICI Lombard Health AdvantEdge covers 20 critical illnesses including cancer, and has an add-on maternity insurance for both the mother and the newborn baby. The policy offers all-around health care with value-added services like wellness programs through which policyholders can avail rewards by adapting to healthy habits.
ICICI Lombard Group insurance is a type of insurance plan that covers many people in the same proximity, for example, employee-employer, bank customers, and office or society members. Irrespective of their age, gender, occupation or socio-economic status, these plans provide the same extent of insurance coverage to all members of a group.
ICICI Lombard Saral Suraksha Bima is a health insurance policy that supports you when you are hit by an accident, leading to death or disabilities upto dysfunctionality.
Comprehensive health insurance covers road traffic accidents and assisted reproductive treatments. The plan offers a 5% discount on premiums for maintaining a healthy lifestyle.
The policy acts as a shield as it covers the expense exceeding your current health insurance coverage. The policy covers flexible deductible choice, lifetime renewability, and policy period options with no age restrictions.
Golden Shield Plan by ICICI Lombard offers multiple health care features making sure that insured individuals have access to efficient medical care. With features like a care management program, and a co-pay reduction option the plan is an ideal plan for senior citizens.
To cater to the different medical needs of an individual & their family, ICICI Lombard Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more. Take a look below to ICICI Lombard Health Insurance plans explore more:
Individual and Family Health Insurance
Worried about your medical expenses? Boost your healthcare experience with the ICICI Lombard Health Shield 360 insurance policy. Healthcare is one of ...
Unique Features
Group Health Insurance
ICICI Lombard Group insurance is a type of insurance plan that covers many people in the same proximity, for example, employee-employer, bank customer...
Unique Features
Individual and Family Health Insurance
Customize your ICICI Lombard Complete Health Plan with 4 available variants ICICI Lombard Complete Health Insurance is a comprehensive health insuranc...
Unique Features
Accident Health Insurance
A policy that covers accidental death and disablement. And you need it right away. Period! Unlike a critical illness, a terminal illness, or an unfort...
Unique Features
Individual and Family Health Insurance
The power of infinite care! ICICI Lombard Elevate policy gives you and your family unrestricted wide coverage. How would it feel if a health insurance...
Unique Features
Individual and Family Health Insurance
ICICI Lombard MaxProtect health insurance plan is a multiple-benefit provider plan that comes with affordable premiums. It has two variants ie, Classi...
Unique Features
Top Up and Super Top Up
ICICI Lombard Health Booster is a comprehensive super top-up health insurance plan designed to enhance your existing coverage. The policy acts as a s...
Unique Features
Individual and Family Health Insurance
ICICI Lombard Arogya Sanjeevani is a versatile plan that pays for your medical bills in case of hospitalization. If you are looking for a health plan ...
Unique Features
Senior Citizen Health Insurance
Golden Shield Plan by ICICI Lombard is designed especially for senior citizens and to cater to all their health care needs. With growing age, the huma...
Unique Features
Accident Health Insurance
ICICI Lombard Personal Protect Policy is a comprehensive health insurance policy that offers an array of benefits and extensions to safeguard the insu...
Unique Features
Individual and Family Health Insurance
ICICI Lombard Health AdvantEdge plan is a comprehensive health insurance plan designed to cater to all your health care needs. A family health insuran...
Unique Features
ICICI Lombard Health Insurance Review
ICICI Lombard Health Insurance
ICICI Lombard Health Insurance 2024
ICICI Lombard Health Insurance is one of the most famous companies in the health insurance industry. They are known for their vast category of Health Insurance Plans for individuals, families, senior citizens, women, and more. You can read below to understand why ICICI Lombard is the best health insurance partner for you.
With ICICI Lombard, you don't need to wait for a claim refund if you opt for the on-network hospital. You can avail of cashless hospitalization benefits not just with network hospitals but with non-network hospitals as well.
You can avail of the OPD expenses. The plans here are tailored and made for the ones who need to cover their major as well as minor health concerns as well.
The policy here covers pre as well as post-hospitalisation expenses. So, your health is covered from diagnosis to treatment.
The health plan from ICICI Lombard covers you from any pre-existing diseases after completing the waiting period as per the policy certificate.
You can enjoy an additional sum insured for every renewal year if you haven't applied for the claim
As per section 80D, you can claim a tax deduction on health insurance premiums.
ICICI Lombard Health Insurance offers no limit on hospital room rent. You can take any hospital room rent to get recovered while getting the treatment.
Co-pay is the fixed amount that the insured has to pay out-of-pocket for the medical services. But with ICICI Lombard, there will be no co-payment. This means you do not have to worry about medical expenses, everything will be taken care of by the company.
Choosing the best health plan involves proper planning. You need to consider various factors before investing in the right medical coverage. Study the scheme for the following advantages to understand and compare the best medical insurance in India.
ICICI Lombard Health Insurance understands the impact of medical inflation, thus they have made sure that their insurance products contain pre and post-hospitalization expenses related to in-patient hospitalization.
Most ICICI Lombard Health Insurance plans have in-built alternative treatment cover which you can utilize to your benefit. AYUSH treatments include Ayurveda, Unani, Siddha, and Homeopathy treatments.
ICICI Lombard health insurance plans cover your hospital expenses like room rent, ICU charges, surgery expenses, doctor consultations, and other such expenses.
Multiple procedures do not require a 24-hour hospitalization. With this in mind, a majority of the ICICI Lombard health insurance plans are designed to cover daycare procedures for policyholders.
On a doctor’s recommendation, a policyholder can avail of medical care in the comfort of their home. ICICI Lombard health insurance plans cover domiciliary hospitalization up to specified sub-limits.
ICICI Lombard health policies will not cover injuries or hospitalization caused by self-harm.
ICICI Lombard Health Insurance plans do not cover any kinds of cosmetic surgeries or treatments.
ICICI Lombard Health Insurance plans will not cover you for hospitalizations, or accidents caused due to adventure sports.
ICICI Lombard Health Insurance plans mostly do not cover treatments related to obesity and weight management such as bariatric surgeries.
ICICI Lombard health insurance company plans do not cover individuals or families for hospitalization or injuries caused due to unlawful activities.
The various waiting periods associated with ICICI Lombard Health plans are:
Begins from the date of purchase and lasts for up to 30 days for most ICICI Lombard Health Insurance plans.
ICICI Lombard Health Insurance plans require you to serve specific waiting periods in case you are diagnosed with PEDs such as hypertension, diabetes, or any other.
Like waiting periods, ICICI Lombard health insurance plans with critical illness coverage have a survival period. During this period policyholders diagnosed with any listed critical illness must outlive the survival period to enjoy coverage benefits.
If you are looking forward to purchasing Star Health insurance online follow the simple steps below:
Visit the PolicyX health insurance page, and enter your details such as name, age, number of members to be covered, and city.
Click on 'Get free quotes' and compare ICICI Lombard Health Insurance Plans as per your needs.
Select and pay premiums online for your purchased ICICI Lombard health insurance plan.
Our team of insurance experts at PolicyX will provide you with all the assistance required regarding claims and other queries post-purchase of your ICICI Lombard Health Insurance plan.
Choosing an online platform is the easiest way to save time and effort in this digitally-equipped world. Following are the reasons why you should choose the online procedure-
Follow the steps for ICICI Lombard Health Insurance policy renewal
Visit the official website of ICICI Lombard Health Insurance Company
Click on the ‘Renewals’ tab
Mention your ‘Policy Number’ and ‘Date Of Birth’
Connect with our insurance experts for ICICI Lombard health insurance policy renewal at 1800 - 4200 - 269
You can file for cashless as well as reimbursement claims for your ICICI Lombard Health Insurance Plans by following these easy steps:
Visit the website of ICICI Lombard Health Insurance, and select the "Claims" option. Then click on the "Claim Intimation" to check out the form.
Now select "health claim" and require the information which is the policy number, date of birth, and other details they ask for.
Now select the "claim type", whether you want to opt for a cashless claim or reimbursement. Click on the authorize and you will receive the OTP on the verified number.
Get verified with the OTP and fill in the required hospital admission information, select the hospital, and fill in the hospital details in case of a non-network hospital.
Upload the documents asked and click on the "review" button.
After clicking on the review button you need to submit the intimation for the company to review. You will receive a claim intimation number which you need to note down for future purposes.
Submit the following documents when filing for ICICI Lombard health claims:
If you have any more queries regarding
Plans,
Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269
now!
All kinds of in-patient, daycare, donor expenses, pre, post hospitalisation as well as AYUSH treatment expenses are covered in ICICI Lombard Health Insurance.
No, the medical tests are not necessary if you are below 56 years old.
Yes, it’s better to get the correct date of birth recorded in your health insurance policy as it will help you at the time of claim settlement. As per the correct date of birth, the premium will also be revised.
No. The policy does not cover hospitalization outside India. However, few plans such as ICICI Complete Health offer some optional riders through which one can avail of worldwide coverage.
The policy can easily be canceled during the free look period which is usually 15 days. Fill out the form with all the required details and visit any nearest branch. Once the request is processed, the premium is refunded after the applicable deductions within the stipulated period.
No, the company does not have a provision of mid-term inclusion. The policyholder is not allowed to add family members during the policy tenure. It can be done only at the time of renewal.
Mandatory coverage is the original coverage offered by the health insurance policy. This coverage cannot be altered or removed.
You can check your claim status online through the following steps: Visit the official website of ICICI Lombard Health Insurance Enter your Claim Number or AL Number Click on the ’Search’ option to be redirected to another page where you can view your current claim status
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Simran has over 3 years of experience in content marketing, insurance, and healthcare sectors. Her motto is to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.
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February 5, 2023
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