ICICI Lombard Elevate Plan

The power of infinite care! ICICI Lombard Elevate policy gives you and your family unrestricted wide coverage.

How would it feel if a health insurance policy could give you and your family tailor-made and boundless coverage benefits? Of course, inflating healthcare costs is an additional burden on your account that's barely unavoidable these days. For that matter, getting treated for an illness, an accidental injury, or getting hospitalized is no more of a cakewalk, unless you have an all-rounder health insurance policy.

So, the ICICI Lombard Elevate plan is the one-stop solution for all your healthcare-related expenses including doctor's visits, diagnostics tests, medication bills, hospitalization expenses, and so much more. Additionally, it covers you up to an unlimited sum insured limit, comes with value-added services, freedom to choose add-on covers out of over 30 options.

Not only this, the Elevate plan of ICICI Lombard offers health benefits like rewarding wellness points, teleconsultation, second opinions, pharmacy covers, domestic air ambulance services, diagnostic tests, and so on if you maintain a healthy lifestyle. The policyholder can enjoy the in-built cover benefits with optional covers by paying an additional premium to the insurer. The set of chosen add-on covers can be any of the available options, depending on your healthcare needs. Also, female policyholders or insured members get special benefits with maternity coverage, surrogate and oocyte donor hospitalization benefits, and so on which you will learn in detail further.

We're not yet done with the comprehensivity of the ICICI Lombard Elevate plan, you will get to know further on this page, about its eligibility criteria, benefits, coverage specifications, exclusions, and so on.

ICICI Lombard Elevate Plan Specifications

To understand ICICI Lombard Elevate Plan Insurance in detail, take a look at the below table:

Entry Age

Child: 91 days - 30 years, Adult: 18 years - No limit

Policy Type

Individual and Family Health Insurance

Sum Insured

7.5 L | 10 L | 50 L | 1 Cr | 5 Cr | 10 Cr | Infinite

Initial Waiting Period*

30 Days

Renewability

Lifelong

Policy Term

1, 2, 3 years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

Choose Your ICICI Lombard Elevate Plan

With wide coverage options available, ICICI Lombard Elevate Plan Insurance Plan allows you to choose your ideal coverage as per your family’s health requirements. Take a look at the coverage under every SI option available and choose your ideal coverage:

In-patient & Out-patient coverage

Room Rent

Covered

ICU Charges

Covered

Pre-Hospitalization

Covered

Post-Hospitalization

Covered

Domiciliary Hospitalization

Covered

Daycare Treatment

Covered

OPD Charges

Covered

Coverage Terms

COVID-19 Treatment

Covered

Cataract

Not Covered

No Claim Bonus

Covered

Automatic Restoration

Covered

Daily Hospital Cash

Covered

Organ Donor

Covered

Maternity Cover

Covered

New Born Baby Cover

Covered

Alternative Treatments

AYUSH Treatment

Covered

IVF Treatment

Not Covered

Modern Treatment

Covered

Emergency Coverage

Ambulance

Covered

Air Ambulance

Covered

Compassionate Travel

Covered

Global Coverage

Covered

Wellness Programmes

E-Consultation

Covered

Health Check-Up

Covered

Second Medical Opinion

Covered

Vaccination

Covered

Limitations

Co-payment

Covered

Sub-limits

Covered

Exclusions of ICICI Lombard Elevate Insurance Plan

Permanent Exclusions

Permanent diseases or health conditions that are not included under ICICI Lombard Elevate Plan are:

Investigation and evaluation

Rest cure, rehabilitation, and respite care

Obesity and weight control management

Sterility and infertility treatments

Nuclear explosions, public riots, civilian unrest, and situations likewise

Hazardous or adventure sports

Coverage after Waiting Period

Certain diseases and treatments are covered under this plan after a certain time period. Read the details below:

Pre-existing diseases (PEDs): 36 months

Specified illness procedures: 24 months

Hypertension, Diabetes, Cardiac Conditions: 90 days

Worldwide coverage: 2 years (no waiting applicable for accidental hospitalization)

Bariatric surgery: 24 months (upto 30 days if opted for optional cover)

Maternity benefit: 24 months

Benefits of ICICI Lombard Elevate Health Insurance

Multiple discounts:

Family floater discount- 15% of the maximum will be covered if two adults are insured under the floater policy.

Renewal discount- Upto 30% discount on renewing your policy which can be availed based on accumulated wellness points.
Network advantage (add-on):

On getting treated at the preferred provider network, you will get to enjoy a 10% discount. Whereas, if it's a non-networking hospital, the insured individual will have to pay upto 20% mandatory co-payment.
JumpStart benefit (add-on):

If the add-on cover is opted, PEDs will be covered from the 31st day and there will not be any applicable waiting period.
Infinite care (add-on):

There's no cap on the comprehensiveness of your policy, and you can avail of any of the listed benefits without worrying about the sub-limits.
- Stand-out benefit
- Wellness Program
- Health Assistance [HAT]
- Ambulance Assistance
- Discounts on services and products
Bariatric surgery:

The insurer will pay upto the sum insured for obesity management treatment, given that a medical practitioner has prescribed this method of surgery.
Add-on benefits:

There are multiple add-on cover options available under this plan, check below for more details;
- Power booster (guaranteed super bonus)
- Chronic disease management program
- Maternity benefit and maternity waiting period reduction option
- Newborn baby cover
- Vaccination for newborn baby in the first year
- BeFit
- Worldwide cover and worldwide cover waiting period reduction option
- Claim protector
- Inflation protector
- Domestic air ambulance cover
- Convalescence benefit
- Nursing at home
- Compassionate visit
- Health check-up
- Critical illnesses cover
- Personal accident cover
- Voluntary co-payment
- Voluntary deductible
- Dependent accommodation benefit
- Durable medical equipment cover
- Tele-consultations
- Waiting period reduction (other than those listed under JumpStart)
- Specific illness waiting period reduction option
- Room modifier
- NRI Advantage- accidental emergencies cover for NRI
In-patient hospitalization cover:

Surrogate mother covers- On intimation of the couple who has approved the surrogate female, the company will pay upto a max of INR 5 Lakhs for a consecutive 36 months of care, including postpartum care, hospitalization expenses, and so on. The surrogate must complete a waiting period of 30 days to avail of this benefit, but only if the insured has opted for a 3-year policy term.

Oocyte donor cover- The appointed oocyte donor (from the intending couple) will get benefits against hospitalization expenses, and any complications arising due to oocyte retrieval procedures upto a maximum of INR 5 Lakhs. The period of coverage for oocyte donors is a max of 12 months only.

Penning It Down

What if you get all the major healthcare benefits with just one health insurance policy, which covers your medical treatment expenses worldwide, and offers maternity, newborn care, air ambulance services, and much more?

It will not only help you get higher coverage within affordable premiums, but it'll also save you from uncertain emergencies. Want to know more? Contact us at 1800 4200 269 to get your queries about ICICI Lombard Elevate policy resolved.

Explore other ICICI Lombard Health Insurance

To cater to the different medical needs of an individual & their family, ICICI Lombard Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to ICICI Lombard Health Insurance plans explore more:

Individual and Family Health Insurance

AdvantEdge Plan

ICICI Lombard Health AdvantEdge plan is a comprehensive health insurance plan designed to cater to all your health care needs. A family health insuran...

Unique Features

Global Cover
SI Upto 3 Cr
Air Ambulance Cover

AdvantEdge Plan (Pros)

Restoration Benefit
Cumulative Bonus
Health Rewards
Domestic Air Ambulance

AdvantEdge Plan (Cons)

OPD Cover
Second medical opinion
Modern treatment
IVF treatment cover

AdvantEdge Plan (Other Benefits)

New Born Cover
Vaccine Cover
Maternity Cover
PED Cover
Personal Accident Cover

AdvantEdge Plan (Eligibility Criteria)

Entry Age: 18 - 65 years
SI: 5 L to 3 Cr
Initial waiting period: 30 days

Accident Health Insurance

ICICI Personal Protect Policy

ICICI Lombard Personal Protect Policy is a comprehensive health insurance policy that offers an array of benefits and extensions to safeguard the insu...

Unique Features

Accidental Death Benefit
Acts Of Terrorism Cover
Life Long Renewal

ICICI Personal Protect Policy (Pros)

Accidental Death
Permanent Total Disablement Benefit
Hospital Daily Allowance

ICICI Personal Protect Policy (Cons)

Illegal activities
Adventure sports
Obesity

ICICI Personal Protect Policy (Other Benefits)

Operational Coverage
Accidental Hospitalization
Hospital Daily Allowance

ICICI Personal Protect Policy (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 80 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 25 L

Senior Citizen Health Insurance

Golden Shield Plan

Golden Shield Plan by ICICI Lombard is designed especially for senior citizens and to cater to all their health care needs. With growing age, the huma...

Unique Features

Care Management Program
50 L SI Available
Co-Pay Modification

Golden Shield Plan (Pros)

Reset Benefit
Coverage for Ambulance
Cashless Hospitalization

Golden Shield Plan (Cons)

Maternity cover
New born cover
Daily hospital cash

Golden Shield Plan (Other Benefits)

Care Management Program
AYUSH Treatments
Claim Protector

Golden Shield Plan (Eligibility Criteria)

Entry age: 56 years to no maximum limit
Sum insured: 5 to 50 Lakhs
Initial waiting period: 30 days

Individual and Family Health Insurance

Arogya Sanjeevani Policy

ICICI Lombard Arogya Sanjeevani is a versatile plan that pays for your medical bills in case of hospitalization. If you are looking for a health plan ...

Unique Features

COVID-19 Cover
Ambulance Cover
Affordable Plan

Arogya Sanjeevani Policy (Pros)

Cumulative bonus
Cataract treatment covered
Modern procedures covered
Intensive cardiac care charges

Arogya Sanjeevani Policy (Cons)

No eyesight correction expenses
Fertility expenses not covered
Nursing expenses not covered
Nursing at home not covered
OPD expenses not covered

Arogya Sanjeevani Policy (Other Benefits)

Floater benefit
Pre-existing diseases after 4 years
In-patient AYUSH treatment
Day care procedures

Arogya Sanjeevani Policy (Eligibility Criteria)

Entry age- 18 years
Max entry age- 65 years
SI- 1 L to 5 L
Waiting period- 30 days

Top Up and Super Top Up

Health Booster

ICICI Lombard Health Booster is a comprehensive super top-up health insurance plan designed to enhance your existing coverage. The policy acts as a s...

Unique Features

Reset Benefit
Top-up Plan
Lifetime Renewability

Health Booster (Pros)

In-patient treatment covered
High range of coverage
Flexible coverage

Health Booster (Cons)

Injury due to war
Cosmetic surgery
Aesthetics treatment

Health Booster (Other Benefits)

Reset benefit
Domestic road emergency
Pre and post-hospitalisation
Donor expenses

Health Booster (Eligibility Criteria)

Min entry age: 6 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 50 L

Individual and Family Health Insurance

ICICI Lombard MaxProtect Plan

ICICI Lombard MaxProtect health insurance plan is a multiple-benefit provider plan that comes with affordable premiums. It has two variants ie, Classi...

Unique Features

Up to 1 Crore SI
International coverage
Modern treatment

ICICI Lombard MaxProtect Plan (Pros)

Worldwide coverage
Modern-day treatment procedures
Reset benefits

ICICI Lombard MaxProtect Plan (Cons)

Maternity cover
OPD not covered
Daily hospital cash

ICICI Lombard MaxProtect Plan (Other Benefits)

Multi-yearPolicy discounts
Automatic restoration
Domiciliary hospitalization

ICICI Lombard MaxProtect Plan (Eligibility Criteria)

Entry age: 21 to 65 years
Sum Insured: Upto 1 Cr
Initial Waiting Period: 30 Days

Individual and Family Health Insurance

Health Shield 360

Worried about your medical expenses? Boost your healthcare experience with the ICICI Lombard Health Shield 360 insurance policy. Healthcare is one of ...

Unique Features

360° wellbeing programs
High SI options
Home healthcare

Health Shield 360 (Pros)

Worldwide cashless facility
Unlimited reset cover
Daycare procedures

Health Shield 360 (Cons)

Illegal activites
Adventure sports
Drug abuse

Health Shield 360 (Other Benefits)

Air ambulance
OPD Cover
Additional Sum Insured

Health Shield 360 (Eligibility Criteria)

Min entry age: 21 Years
Max entry age: 75 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

ICICI Lombard Elevate Plan

The power of infinite care! ICICI Lombard Elevate policy gives you and your family unrestricted wide coverage. How would it feel if a health insurance...

Unique Features

Over 30 add-on options
Worldwide coverage
Special cover for NRIs

ICICI Lombard Elevate Plan (Pros)

Room rent
ICU charges
Pre and post hospitalisation
Daycare treatment

ICICI Lombard Elevate Plan (Cons)

Cataract
IVF treatment
Hazardous activities

ICICI Lombard Elevate Plan (Other Benefits)

OPD Charges
Covid-19
Automatic restoration

ICICI Lombard Elevate Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: No limit
Initial Waiting Period: 30 Days
Sum Insured: No Limit

Accident Health Insurance

ICICI Lombard Saral Suraksha Bima

A policy that covers accidental death and disablement. And you need it right away. Period! Unlike a critical illness, a terminal illness, or an unfort...

Unique Features

100% death benefit
Educational grant
PTD/ TTD and PPD cover

ICICI Lombard Saral Suraksha Bima (Pros)

Accidental death
Permanent total disability
Permanent partial disability
Cumulative bonus

ICICI Lombard Saral Suraksha Bima (Cons)

Attempt to suicide/self-inflicted injury
STDs and HIV/AIDS
Mental or nervous disorder
Alcoholism or substance abuse

ICICI Lombard Saral Suraksha Bima (Other Benefits)

Children education grant
Accidental hospitalisation
Higher sum insured

ICICI Lombard Saral Suraksha Bima (Eligibility Criteria)

Min entry age: 3 Months
Max entry age: 70 Years
Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

Complete Health Insurance

Customize your ICICI Lombard Complete Health Plan with 4 available variants ICICI Lombard Complete Health Insurance is a comprehensive health insuranc...

Unique Features

Wellness Program
Maternity & Newborn Cover
Riders Available

Complete Health Insurance (Pros)

Critical Illness cover
AYUSH treatment covered
Ambulance coverage
E-consultation

Complete Health Insurance (Cons)

Vaccination not covered
IVF Treatment
Modern treatment
Air ambulance

Complete Health Insurance (Other Benefits)

Cataract
Daily hospital cash
Organ donor

Complete Health Insurance (Eligibility Criteria)

Min entry age: 3 months
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 50 L

Group Health Insurance

ICICI Lombard Group Health Insurance

ICICI Lombard Group insurance is a type of insurance plan that covers many people in the same proximity, for example, employee-employer, bank customer...

Unique Features

Large Sum Insured
Daycare Treatment
Floater Benefit

ICICI Lombard Group Health Insurance (Pros)

Tax benefit
Less waiting period
Hospital coverage
Wide range coverage

ICICI Lombard Group Health Insurance (Cons)

Pre-existing diseases
Hazardous or adventure sports

ICICI Lombard Group Health Insurance (Other Benefits)

Cashless benefit
Day care treatment
Floater benefit

ICICI Lombard Group Health Insurance (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 50 L

ICICI Lombard Elevate: FAQs

1. What are the major benefits of ICICI Lombard Elevate policy?

This policy covers all of your major healthcare needs for as long as you require it, from pre-existing diseases to road and domestic air ambulance, and convalescence benefits. This health plan offers you a wide coverage benefit as well as various add-on options.

2. Can I renew my ICICI Lombard Elevate policy?

Yes, you can renew your policy within 30 days after completing the policy term.

3. Can I add my spouse to my ICICI Lombard Elevate health policy?

Yes, if you convert your policy to a family floater plan then only other members including your spouse can be covered.

4. Can I avail of the maternity benefit under ICICI Lombard Elevate policy?

You can avail of the maternity and related expenses only if you opt for the optional maternity cover. This benefit stays intact when the insured member and their spouse/mother are covered under the same floater policy.

5. Can I claim for an accidental cover under the ICICI Lombard Elevate plan?

Yes, only if you opt for an accidental cover under an add-on for accidental claims such as death, disability, dismemberment, etc.

ICICI Lombard Elevate Plan

ICICI Lombard Elevate Plan Specifications

Entry Age

Policy Type

Sum Insured

Initial Waiting Period*

Renewability

Policy Term

Choose Your ICICI Lombard Elevate Plan

In-patient & Out-patient coverage

Coverage Terms

Alternative Treatments

Emergency Coverage

Wellness Programmes

Limitations

Exclusions of ICICI Lombard Elevate Insurance Plan

Permanent Exclusions

Coverage after Waiting Period

Benefits of ICICI Lombard Elevate Health Insurance

Multiple discounts:

Network advantage (add-on):

JumpStart benefit (add-on):

Infinite care (add-on):

Bariatric surgery:

Add-on benefits:

In-patient hospitalization cover:

Penning It Down

Explore other ICICI Lombard Health Insurance

AdvantEdge Plan (Pros)

AdvantEdge Plan (Cons)

AdvantEdge Plan (Other Benefits)

AdvantEdge Plan (Eligibility Criteria)

ICICI Personal Protect Policy (Pros)

ICICI Personal Protect Policy (Cons)

ICICI Personal Protect Policy (Other Benefits)

ICICI Personal Protect Policy (Eligibility Criteria)

Golden Shield Plan (Pros)

Golden Shield Plan (Cons)

Golden Shield Plan (Other Benefits)

Golden Shield Plan (Eligibility Criteria)

Arogya Sanjeevani Policy (Pros)

Arogya Sanjeevani Policy (Cons)

Arogya Sanjeevani Policy (Other Benefits)

Arogya Sanjeevani Policy (Eligibility Criteria)

Health Booster (Pros)

Health Booster (Cons)

Health Booster (Other Benefits)

Health Booster (Eligibility Criteria)

ICICI Lombard MaxProtect Plan (Pros)

ICICI Lombard MaxProtect Plan (Cons)

ICICI Lombard MaxProtect Plan (Other Benefits)

ICICI Lombard MaxProtect Plan (Eligibility Criteria)

Health Shield 360 (Pros)

Health Shield 360 (Cons)

Health Shield 360 (Other Benefits)

Health Shield 360 (Eligibility Criteria)

ICICI Lombard Elevate Plan (Pros)

ICICI Lombard Elevate Plan (Cons)

ICICI Lombard Elevate Plan (Other Benefits)

ICICI Lombard Elevate Plan (Eligibility Criteria)

ICICI Lombard Saral Suraksha Bima (Pros)

ICICI Lombard Saral Suraksha Bima (Cons)

ICICI Lombard Saral Suraksha Bima (Other Benefits)

ICICI Lombard Saral Suraksha Bima (Eligibility Criteria)

Complete Health Insurance (Pros)

Complete Health Insurance (Cons)

Complete Health Insurance (Other Benefits)

Complete Health Insurance (Eligibility Criteria)

ICICI Lombard Group Health Insurance (Pros)

ICICI Lombard Group Health Insurance (Cons)

ICICI Lombard Group Health Insurance (Other Benefits)

ICICI Lombard Group Health Insurance (Eligibility Criteria)

ICICI Lombard Elevate: FAQs

1. What are the major benefits of ICICI Lombard Elevate policy?

2. Can I renew my ICICI Lombard Elevate policy?

3. Can I add my spouse to my ICICI Lombard Elevate health policy?

4. Can I avail of the maternity benefit under ICICI Lombard Elevate policy?

5. Can I claim for an accidental cover under the ICICI Lombard Elevate plan?

Explore ICICI Lombard Health Insurance

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