ICICI Lombard Group Health Insurance
  • Large Sum Insured
  • Daycare Treatment
  • Floater Benefit
ICICI Lombard Group Health Insurance
Network hospitals

Network hospitals

10800+

Claim settlement ratio

Claim settlement ratio

98.53%

Sum insured

Sum insured

Up to 2 Crores

No. of Plans

No. of Plans

1

Solvency Ratio

Solvency Ratio

2.5

Pan India Presence

Pan India Presence

312+

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

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Health and Term Insurance

Simran has over 3 years of experience in content marketing, insurance, and healthcare sectors. Her motto is to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.

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Insurance & Business

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Term Insurance, Content Writer

Content Manager with heart, mind, and soul dedicated to creating impactful content that exceeds the market standard, delivers and reaches the readers conveniently. Besides producing high-ranking content, my focus lies in creating content that solves user queries and adds value.

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Written By: Himanshu Kumar

Updated on Jan 15, 2025

Himanshu Kumar

Anchita Bhattacharyya

Term Insurance, Content Manager

Content Manager with heart, mind, and soul dedicated to creating impactful content that exceeds the market standard, delivers and reaches the readers conveniently. Besides producing high-ranking content, my focus lies in creating content that solves user queries and adds value.

Reviewed By: Anchita Bhattacharyya

15 min read

Rhishabh Garg
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Santosh AgrawalChief Business Officer
Santosh Agarwal is the Chief Business Officer of life Insurance at Policybazaar.com and has over a decade of experience in the insurance domain. She has helped shape Policybazaar's life insurance vertical and ensures the effective execution of the company's overall strategy. Santosh is also responsible for the Term Insurance for Women domain at Policybazaar.com and educates the masses about its importance and benefits.

ICICI Lombard Group Health Insurance

ICICI Lombard Group insurance is a type of insurance plan that covers many people in the same proximity, for example, employee-employer, bank customers, and office or society members. Irrespective of their age, gender, occupation or socio-economic status, these plans provide the same extent of insurance cover to all members of a group. We can see the live example of group insurance in the organization, companies often provide group health insurance coverage to their employees and their dependents or family. So the group insurance policy helps take care of the monetary security of the employees.

When talking about group health insurance, we must discuss that the ICICI Lombard Group Health Insurance plan provides health insurance coverage to a group of people with common features or attributes. ICICI Lombard is one of the top health insurance companies in India. With more than 6700+ network hospitals and a claim settlement ratio of 97.07%, it is counted among the trustworthy companies. Their group health insurance plan is an all-inclusive plan with many additional benefits. Let's have a look at the plan specifications.

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ICICI Lombard Group Health Insurance Specifications

To understand ICICI Lombard Group Health Insurance Insurance in detail, take a look at the below table:

Entry Age

Min- 180 days, Max- 95 years

Policy Type

Group Health Insurance

Sum Insured

1 L | 2 L | 5 L | 8 L | 10 L

Initial Waiting Period*

30 Days

Renewability

Lifelong

Policy Term

1 Year

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

ICICI Lombard Group Health Insurance Benefits

ICICI Lombard Group Health Insurance has multiple advantages that policyholders can avail after the purchase.

    • Tax Benefits
      The amount paid towards the premium of this plan is eligible for tax relief under Section 80D of the Income Tax Act, 1961.
    • Less Waiting Period
      With ICICI Lombard Group Health Insurance policyholders get a waiting period of 30 days and if these diseases or illnesses are pre-existing at the time of proposal, they will not be covered during the subsequent renewal of the policy.
    • Hospitalisation Coverage
      Policyholders get coverage for hospitalization and other services such as OPD charges, oxygen, blood, Anesthesia, doctor’s fees, surgeon, intensive care unit charges, boarding and nursing expenses and more incurred by the policyholder during the hospitalization for a minimum period of 24 hours.
    • Wide Range Coverage
      Policyholders get a Wide Coverage of the Sum Insured.from 10,0000-10,00000.
    • Cashless Benefit
      When an individual purchases ICICI Lombard Group Health Insurance he can get cashless treatment at over 6,700+ Network Hospitals.
    • Day Care Treatment
      ICICI Lombard pays the insured or network provider for the medical expenses incurred by the Insured while undergoing daycare treatment. It involves the medical treatment, and/or Surgical Procedure which would have otherwise required hospitalization of more than 24 hours
    • Floater Benefit
      The Insured can avail a floater cover and get immediate family covered for the same Sum Insured under a single policy by paying one premium amount.
    • Policyholders get Multiple Coverage Options Individual & Family Floater, you and your legal spouse and two legal & dependent children.

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ICICI Lombard Group Plan Exclusions

Pre-Existing Diseases

Any illness within 30 days

The expenses for treatment of diseases, illnesses such as Cataracts, Benign Prostatic Hypertrophy, Hysterectomy for Menorrhagia or Fibromyoma, Hernia, Hydrocele, Congenital Internal Diseases, Fistula in the anus, piles, Sinusitis and related disorders during the first year of operation of this policy

Gender treatment expenses related to any treatment, including surgical management, to change characteristics of the body to those of the opposite sex.

Hazardous or Adventure sports

Breach of law-Expenses for treatment directly arising from or consequent upon any Insured Person committing or attempting to commit a breach of law with criminal intent.

Cosmetic or plastic Surgery -any treatment to change the appearance

Explore other ICICI Lombard Health Insurance

To cater to the different medical needs of an individual & their family, ICICI Lombard Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to ICICI Lombard Health Insurance plans explore more:

Individual and Family Health Insurance

Worried about your medical expenses? Boost your healthcare experience with the ICICI Lombard Health Shield 360 insurance policy. Healthcare is one of ...

Unique Features

  • 360° Wellbeing programs
  • High SI options
  • Home healthcare

ICICI Lombard Health Shield 360 (Pros)

ICICI Lombard Health Shield 360
  • Worldwide cashless facility
  • Unlimited reset cover
  • Daycare procedures

ICICI Lombard Health Shield 360 (Cons)

ICICI Lombard Health Shield 360
  • Illegal activites
  • Adventure sports
  • Drug abuse

ICICI Lombard Health Shield 360 (Other Benefits)

ICICI Lombard Health Shield 360
  • Air ambulance
  • OPD cover
  • Additional sum insured

ICICI Lombard Health Shield 360 (Eligibility Criteria)

ICICI Lombard Health Shield 360
  • Min entry age: 21 Years
  • Max entry age: 75 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Group Health Insurance

ICICI Lombard Group insurance is a type of insurance plan that covers many people in the same proximity, for example, employee-employer, bank customer...

Unique Features

  • Large Sum Insured
  • Daycare Treatment
  • Floater Benefit

ICICI Lombard Group Health Insurance (Pros)

ICICI Lombard Group Health Insurance
  • Tax benefit
  • Less waiting period
  • Hospital coverage
  • Wide range coverage

ICICI Lombard Group Health Insurance (Cons)

ICICI Lombard Group Health Insurance
  • Pre-existing diseases
  • Hazardous or adventure sports

ICICI Lombard Group Health Insurance (Other Benefits)

ICICI Lombard Group Health Insurance
  • Cashless benefit
  • Day care treatment
  • Floater benefit

ICICI Lombard Group Health Insurance (Eligibility Criteria)

ICICI Lombard Group Health Insurance
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 50 L

Individual and Family Health Insurance

Customize your ICICI Lombard Complete Health Plan with 4 available variants ICICI Lombard Complete Health Insurance is a comprehensive health insuranc...

Unique Features

  • Wellness Program
  • Maternity & Newborn Cover
  • Riders Available

ICICI Lombard Complete Health Insurance Plan (Pros)

ICICI Lombard Complete Health Insurance Plan
  • Critical Illness cover
  • AYUSH treatment covered
  • Ambulance coverage
  • E-consultation

ICICI Lombard Complete Health Insurance Plan (Cons)

ICICI Lombard Complete Health Insurance Plan
  • Vaccination not covered
  • IVF Treatment
  • Modern treatment
  • Air ambulance

ICICI Lombard Complete Health Insurance Plan (Other Benefits)

ICICI Lombard Complete Health Insurance Plan
  • Cataract
  • Daily hospital cash
  • Organ donor

ICICI Lombard Complete Health Insurance Plan (Eligibility Criteria)

ICICI Lombard Complete Health Insurance Plan
  • Min entry age: 3 months
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 50 L

Accident Health Insurance

A policy that covers accidental death and disablement. And you need it right away. Period! Unlike a critical illness, a terminal illness, or an unfort...

Unique Features

  • 100% death benefit
  • Educational grant
  • PTD/ TTD and PPD cover

ICICI Lombard Saral Suraksha Bima (Pros)

ICICI Lombard Saral Suraksha Bima
  • Accidental death
  • Permanent total disability
  • Permanent partial disability
  • Cumulative bonus

ICICI Lombard Saral Suraksha Bima (Cons)

ICICI Lombard Saral Suraksha Bima
  • Attempt to suicide/self-inflicted injury
  • STDs and HIV/AIDS
  • Mental or nervous disorder
  • Alcoholism or substance abuse

ICICI Lombard Saral Suraksha Bima (Other Benefits)

ICICI Lombard Saral Suraksha Bima
  • Children education grant
  • Accidental hospitalisation
  • Higher sum insured

ICICI Lombard Saral Suraksha Bima (Eligibility Criteria)

ICICI Lombard Saral Suraksha Bima
  • Min entry age: 3 Months
  • Max entry age: 70 Years
  • Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

The power of infinite care! ICICI Lombard Elevate policy gives you and your family unrestricted wide coverage. How would it feel if a health insurance...

Unique Features

  • Over 30 add-on options
  • Worldwide coverage
  • Special cover for NRIs

ICICI Lombard Elevate Plan (Pros)

ICICI Lombard Elevate Plan
  • Room rent
  • ICU charges
  • Pre and post hospitalisation
  • Daycare treatment

ICICI Lombard Elevate Plan (Cons)

ICICI Lombard Elevate Plan
  • Cataract
  • IVF treatment
  • Hazardous activities

ICICI Lombard Elevate Plan (Other Benefits)

ICICI Lombard Elevate Plan
  • OPD Charges
  • Covid-19
  • Automatic restoration

ICICI Lombard Elevate Plan (Eligibility Criteria)

ICICI Lombard Elevate Plan
  • Min entry age: 18 Years
  • Max entry age: No limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: No Limit

Individual and Family Health Insurance

ICICI Lombard MaxProtect health insurance plan is a multiple-benefit provider plan that comes with affordable premiums. It has two variants ie, Classi...

Unique Features

  • Up to 1 Crore SI
  • International coverage
  • Modern treatment

ICICI Lombard MaxProtect Plan (Pros)

ICICI Lombard MaxProtect Plan
  • Worldwide coverage
  • Modern-day treatment procedures
  • Reset benefits

ICICI Lombard MaxProtect Plan (Cons)

ICICI Lombard MaxProtect Plan
  • Maternity cover
  • OPD not covered
  • Daily hospital cash

ICICI Lombard MaxProtect Plan (Other Benefits)

ICICI Lombard MaxProtect Plan
  • Multi-yearPolicy discounts
  • Automatic restoration
  • Domiciliary hospitalization

ICICI Lombard MaxProtect Plan (Eligibility Criteria)

ICICI Lombard MaxProtect Plan
  • Entry age: 21 to 65 years
  • Sum Insured: Upto 1 Cr
  • Initial Waiting Period: 30 Days

Top Up and Super Top Up

ICICI Lombard Health Booster is a comprehensive super top-up health insurance plan designed to enhance your existing coverage. The policy acts as a s...

Unique Features

  • Reset Benefit
  • Top-up Plan
  • Lifetime Renewability

ICICI Lombard Health Booster (Pros)

ICICI Lombard Health Booster
  • In-patient treatment covered
  • High range of coverage
  • Flexible coverage

ICICI Lombard Health Booster (Cons)

ICICI Lombard Health Booster
  • Injury due to war
  • Cosmetic surgery
  • Aesthetics treatment

ICICI Lombard Health Booster (Other Benefits)

ICICI Lombard Health Booster
  • Reset benefit
  • Domestic road emergency
  • Pre and post-hospitalisation
  • Donor expenses

ICICI Lombard Health Booster (Eligibility Criteria)

ICICI Lombard Health Booster
  • Min entry age: 6 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 50 L

Individual and Family Health Insurance

ICICI Lombard Arogya Sanjeevani is a versatile plan that pays for your medical bills in case of hospitalization. If you are looking for a health plan ...

Unique Features

  • COVID-19 Cover
  • Ambulance Cover
  • Affordable Plan

Arogya Sanjeevani Policy (Pros)

Arogya Sanjeevani Policy
  • Cumulative bonus
  • Cataract treatment covered
  • Modern procedures covered
  • Intensive cardiac care charges

Arogya Sanjeevani Policy (Cons)

Arogya Sanjeevani Policy
  • No eyesight correction expenses
  • Fertility expenses not covered
  • Nursing expenses not covered
  • Nursing at home not covered
  • OPD expenses not covered

Arogya Sanjeevani Policy (Other Benefits)

Arogya Sanjeevani Policy
  • Floater benefit
  • Pre-existing diseases after 4 years
  • In-patient AYUSH treatment
  • Day care procedures

Arogya Sanjeevani Policy (Eligibility Criteria)

Arogya Sanjeevani Policy
  • Entry age- 18 years
  • Max entry age- 65 years
  • SI- 1 L to 5 L
  • Waiting period- 30 days

Senior Citizen Health Insurance

Golden Shield Plan by ICICI Lombard is designed especially for senior citizens and to cater to all their health care needs. With growing age, the huma...

Unique Features

  • Care Management Program
  • 50 L SI Available
  • Co-Pay Modification

Golden Shield Plan (Pros)

Golden Shield Plan
  • Reset Benefit
  • Coverage for Ambulance
  • Cashless Hospitalization

Golden Shield Plan (Cons)

Golden Shield Plan
  • Maternity cover
  • New born cover
  • Daily hospital cash

Golden Shield Plan (Other Benefits)

Golden Shield Plan
  • Care Management Program
  • AYUSH Treatments
  • Claim Protector

Golden Shield Plan (Eligibility Criteria)

Golden Shield Plan
  • Entry age: 56 years to no maximum limit
  • Sum insured: 5 to 50 Lakhs
  • Initial waiting period: 30 days

Accident Health Insurance

ICICI Lombard Personal Protect Policy is a comprehensive health insurance policy that offers an array of benefits and extensions to safeguard the insu...

Unique Features

  • Accidental Death Benefit
  • Acts Of Terrorism Cover
  • Life Long Renewal

ICICI Personal Protect Policy (Pros)

ICICI Personal Protect Policy
  • Accidental Death
  • Permanent Total Disablement Benefit
  • Hospital Daily Allowance

ICICI Personal Protect Policy (Cons)

ICICI Personal Protect Policy
  • Illegal activities
  • Adventure sports
  • Obesity

ICICI Personal Protect Policy (Other Benefits)

ICICI Personal Protect Policy
  • Operational Coverage
  • Accidental Hospitalization
  • Hospital Daily Allowance

ICICI Personal Protect Policy (Eligibility Criteria)

ICICI Personal Protect Policy
  • Min entry age: 18 Years
  • Max entry age: 80 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 25 L

Individual and Family Health Insurance

ICICI Lombard Health AdvantEdge plan is a comprehensive health insurance plan designed to cater to all your health care needs. A family health insuran...

Unique Features

  • Global Cover
  • SI Upto 3 Cr
  • Air Ambulance Cover

AdvantEdge Plan (Pros)

AdvantEdge Plan
  • Restoration Benefit
  • Cumulative Bonus
  • Health Rewards
  • Domestic Air Ambulance

AdvantEdge Plan (Cons)

AdvantEdge Plan
  • OPD Cover
  • Second medical opinion
  • Modern treatment
  • IVF treatment cover

AdvantEdge Plan (Other Benefits)

AdvantEdge Plan
  • New Born Cover
  • Vaccine Cover
  • Maternity Cover
  • PED Cover
  • Personal Accident Cover

AdvantEdge Plan (Eligibility Criteria)

AdvantEdge Plan
  • Entry Age: 18 - 65 years
  • SI: 5 L to 3 Cr
  • Initial waiting period: 30 days

Health Insurance Premium Calculator

PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. You can input your details and check out some of the most suitable health insurance policies for your specific requirements. This is the easiest, most efficient, spam and gimmick-free way to buy health insurance today.

ICICI Lombard Group Health Insurance Plan: FAQs

1. Does ICICI Lombard Group Health Insurance cover Maternity charges?

No, ICICI Lombard Group Health Insurance does cover maternity charges. It covers medical treatment expenses traceable to childbirth including complicated deliveries and cesarean sections incurred during hospitalization, except ectopic pregnancy. Expenses towards miscarriage are also included.

2. Does ICICI Lombard Group Health Insurance cover Air Ambulance charges?

No, ICICI Lombard Group Health Insurance does not cover Air Ambulance charges.

3. Does ICICI Lombard Group Health Insurance cover ICU charges?

Yes, ICICI Lombard Group Health Insurance does not cover ICU charges.

4. Do policyholders get a cover against COVID-19 under ICICI Lombard Group Health Insurance?

No, policyholders are not covered for COVID-19 under ICICI Lombard Group Health Insurance.

5. What is the waiting period for ICICI Lombard Group Health Insurance?

ICICI Lombard Group Health Insurance policyholders get a waiting period of 30 days.

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Simran saxena

Written By: Simran Saxena

Simran has over 3 years of experience in content marketing, insurance, and healthcare sectors. Her motto is to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.