Network hospitals
9450+
Claim settlement ratio
97.61%
Sum insured
Up to 25 L
No. of Plans
1
Solvency Ratio
2.2
Pan India Presence
19+
Choose 1st Plan
Choose 2nd Plan
| Specifications | Zurich Kotak Group Accident Protect Plan |
|---|---|
| Accidental Death | In case of the insured’s death due to an accident, the insurer will pay out the specified sum insured amount to their nominee or dependants if the claim is made within 12 months of the accident. |
| Permanent Total Disablement (PTD) | Suppose, the insured has met with an accident that caused him a permanent total disability, the company will compensate for the loss upto a specified limit, given the claim is raised within 12 months from the date of the accident. |
| Permanent Partial Disablement (PPD) | In such scenarios of permanent partial disability, there will be a payout for the loss if the insured claims within 12 months of the accident. The maximum sum insured payable is not more than 100% of the specified conditions. |
| In-patient accidental hospitalization | Any illness or injury caused due to an accidental event will be covered for its treatment expenses or medical hospitalization care specified as per week expenses (should not exceed 100 weeks in the policy term). |
| Modification of residence/vehicle | In case the insured person needs any modification in his residence or vehicle after a permanent disability, the policy covers lifestyle changes. |
| Children education grant | The insurer covers education or course fee expenses related to the insured’s dependent children. The maximum payout for an educational grant will be upto 100% of the sum insured (the maximum age specified as 25 years for dependent children). |
A mishap like death/disability caused due to an unfortunate accident is not easy to handle for a family. It not only impacts the future of the individual suffering from the event but their family suffers too. Isn’t it better to be prepared? Of course, having an accidental insurance plan like Zurich Kotak Group Accident Protect policy offers extended coverage benefits related to accidents. For more information about the policy, reach out to our health insurance experts at PolicyX.com at 1800 4200 269 or click on Get a Quote to get your queries resolved.
To cater to the different medical needs of an individual & their family, Zurich Kotak Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Zurich Kotak Health Insurance plans explore more:
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Simran is an insurance expert with more than 4 years of experience in the industry. An expert with previous experience in BFSI, Ed-tech, and insurance, she proactively helps her readers stay on par with all the latest Insurance industry developments.
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