Network hospitals
9000+
Incurred claim ratio
56.01%
Sum insured
Up to 25 Lakh
No. of Plans
17
Solvency Ratio
2.2
Pan India Presence
19
Network hospitals
9000+
Incurred claim ratio
56.01%
Sum insured
Up to 25 Lakh
No. of Plans
17
Solvency Ratio
2.2
Pan India Presence
19
Specifications | Kotak Group Accident Protect Plan |
---|---|
Accidental Death | In case of the insured’s death due to an accident, the insurer will pay out the specified sum insured amount to their nominee or dependants if the claim is made within 12 months of the accident. |
Permanent Total Disablement (PTD) | Suppose, the insured has met with an accident that caused him a permanent total disability, the company will compensate for the loss upto a specified limit, given the claim is raised within 12 months from the date of the accident. |
Permanent Partial Disablement (PPD) | In such scenarios of permanent partial disability, there will be a payout for the loss if the insured claims within 12 months of the accident. The maximum sum insured payable is not more than 100% of the specified conditions. |
In-patient accidental hospitalization | Any illness or injury caused due to an accidental event will be covered for its treatment expenses or medical hospitalization care specified as per week expenses (should not exceed 100 weeks in the policy term). |
Modification of residence/vehicle | In case the insured person needs any modification in his residence or vehicle after a permanent disability, the policy covers lifestyle changes. |
Children education grant | The insurer covers education or course fee expenses related to the insured’s dependent children. The maximum payout for an educational grant will be upto 100% of the sum insured (the maximum age specified as 25 years for dependent children). |
To know more about the plan read the policy details provided below:
Any disease or self-inflicted injury
Death/disablement directly or indirectly due to war
Any medical expenses occurred out of the hospital or a daycare centre
Attempt to suicide
Any hospitalisation due to injury/death caused due to pregnancy, childbirth, abortion or miscarriage, and likewise
Unlawful activity/breach of law
For a detailed list of exclusions under Kotak Group personal accident policy, reach out to the insurance experts of PolicyX.com.
A mishap like death/disability caused due to an unfortunate accident is not easy to handle for a family. It not only impacts the future of the individual suffering from the event but their family suffers too.
Isn’t it better to be prepared? Of course, having an accidental insurance plan like Kotak Group Accident Protect policy offers extended coverage benefits related to accidents.
For more information about the policy, reach out to our health insurance experts at PolicyX.com at 1800 4200 269 or click on Get a Quote to get your queries resolved.
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