Liberty Janta Personal Accident Policy

Personal Accident Cover
Worldwide Cover
Lifelong Renewability

Network hospitals

6000+

Incurred claim ratio

98%

Sum insured

Up to 30 Lakh

No. of Plans

Solvency Ratio

Pan India Presence

110+

Customized Health Insurance Plan for you.

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1 Adult

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Other Members

Age of Eldest Member

Liberty Janta Personal Accident Policy

Janta personal accident policy designed by Liberty Health Insurance is designed specifically to cater to customers settled in rural India. The Janata personal accident policy offers coverage against accidental death along with features such as

Loss of limbs
Loss of a Limb and an eye
Complete loss of eyesight in both eyes
Loss of sight of one eye, or total and irrecoverable loss of use of a hand or a foot
Permanent Total Disability due to Accident

The policy covers individuals and dependent children from the age of 5 years to 18 years. In this article, we have mentioned all the essential details and features of the Liberty Janta Personal Accident Policy to help you better understand the policy.

Liberty Janta Personal Accident Policy Specifications

To understand Liberty Janta Personal Accident Policy Insurance in detail, take a look at the below table:

Entry Age

Minimum: 18 Years, Child: 5 to 18 Years, Maximum: 75 Years

Policy Type

Accident Health Insurance

Sum Insured

Initial Waiting Period*

30 Days

Renewability

Lifelong

Policy Term

1 year

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

Janta Personal Accident Policy At A Glance

Plan Type	Individual/Family Floater
Grace Period	30 Days
Renewability	Lifelong
Network Hospitals	5,000+
Free-Look Period	15 Days

Benefits of Janta Personal Accident Policy

With Liberty’s Janta personal accident policy the insurer provides a multitude of benefits and advantages to the customers listed down below

Tax Benefits
All the premiums paid towards Liberty Janta personal accident policy plan will be eligible for tax benefits under Section 80D the Income Tax Act of India.
Worldwide Coverage
The plan safeguards you and your family within the country and internationally. Liberty Janta Personal Accident Policy offers coverage to its customers across the globe regardless of their geographic locations.
Cover your family members
Under Janta Personal Accident Policy, the plan covers dependent children from 5 to 18 years. However, for adults, there are no maximum entry age criteria.
Lifelong Renewability
Liberty Janta Personal Accident Plan offers lifelong renewability to the policyholders.
Online Purchase
Customers can purchase Janta Personal Accident Policy online by visiting the official website of Liberty Janta Personal Accident Policy.

What Is Covered Under Janta Personal Accident Policy?

Janta Personal Accident Policy offered by Liberty Health Insurance offers coverage majorly for personal accidents along with other physical; damages sustained by the customer in case of an accident.

Accidental Death is covered by Janta personal accident policy wherein if the insured individual sustains any bodily Injury resulting solely and directly from an accident caused by external, violent, and visible means, then the Company shall pay to the Insured Person, his or her Nominee the capital sum insured.
In case an individual suffers a permanent total disability wherein there is a loss of Limbs (both hands or both feet or one hand and one foot), Loss of a Limb and an eye, Complete and irrecoverable loss of sight in both eye or Permanent Total Disability due to Accident the company covers 100% of the capital sum insured
According to the policy conditions and coverage terms, the insured individual is covered against Permanent Partial Disability.

What Is Not Covered Under Janta Personal Accident Policy?

There are a few exclusions under the Janta Personal Accident Policy and customers must read them carefully as written in the policy document in order to make a better decision for their family and self

Death or disability resulting directly or indirectly caused by contributed to or aggravated or prolonged by childbirth or from pregnancy excluding ectopic pregnancy.
Any pre-existing condition/ disability / accidental injury
Expenses related to any treatment necessitated due to participation in hazardous or adventure sports
Any claim for death or disablement due to war
Any claim for death or disablement due to self-harm or suicide attempt

Janta Personal Accident Policy Cancellation

The policyholder may cancel this policy by giving 15 days written notice and in such an event, the Company shall refund the premium for the unexpired policy period. However, the insurer also has the power to cancel the policy on grounds of misrepresentation, non-disclosure of material facts, and fraud by the Insured Person, by giving 15 days written notice.

Explore other Liberty General Insurance

To cater to the different medical needs of an individual & their family, Liberty General Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Liberty General Insurance plans explore more:

Accident Health Insurance

Liberty Janta Personal Accident Policy

Janta personal accident policy designed by Liberty Health Insurance is designed specifically to cater to customers settled in rural India. The J...

Unique Features

Personal Accident Cover
Worldwide Cover
Lifelong Renewability

Liberty Janta Personal Accident Policy (Pros)

Personal Accident Cover
Worldwide Cover
Lifelong Renewability

Liberty Janta Personal Accident Policy (Cons)

Pre-existing diseases not covered
Death or disablement due to war
Self-harm or suicide attempt

Liberty Janta Personal Accident Policy (Other Benefits)

Loss of limbs
Loss of an eye
Complete loss of eyesight in both eyes

Liberty Janta Personal Accident Policy (Eligibility Criteria)

Minimum: 18 Years
Child: 5 to 18 Years
Maximum: 75 Years

Individual and Family Health Insurance

Liberty Secure Health Connect

Secure Health Connect policy designed by Liberty Health Insurance offers comprehensive coverage with a wide range of sums insured from INR 2 lac ...

Unique Features

Wide Sum Insured Options
Stay-fit Perks
6-hour Claim Assure

Liberty Secure Health Connect (Pros)

Cataract
Covid-19 treatment
ICU charges

Liberty Secure Health Connect (Cons)

Illegal activities
Alcoholism and drug abuse
Adventure sports

Liberty Secure Health Connect (Other Benefits)

Ambulance cover
Health check-ups
Co-payment

Liberty Secure Health Connect (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 15 L

Janta Personal Accident Policy: FAQs

1. What are the eligibility criteria for Janta Personal Accident Policy?

The eligibility criteria for Janta Personal Accident Policy is as follows Adults - 18 to 75 years Children – 5 to 18 years

2. What is the policy tenure for Janta Personal Accident Policy?

The policy tenure for Janta personal accident policy by liberty health insurance is 1 year.

3. What are the coverage benefits offered to customers under Janta Personal Accident Policy?

As the name suggests the policy covers personal accidents along with other coverage terms like Loss of limbs Loss of a Limb and an eye Complete loss of eyesight in both eyes Loss of sight of one eye, or total and irrecoverable loss of use of a hand or a foot Permanent Total Disability due to Accident

4. What are the terms for policy cancellation under Liberty Personal Accident Policy?

To cancel a policy the customer may provide a 15-day written notice, after that, the Company shall refund the premium for the unexpired policy period. However, the insurer also has the power to cancel the policy on grounds of misrepresentation, non-disclosure of material facts, and fraud by the Insured Person, by giving 15 days written notice.

5. How can customers renew their Liberty Janta Personal Accident Policy?

At the end of the policy period, the policy shall terminate and can be renewed within the Grace Period of 30 days to maintain continuity of benefits without a break in policy. Coverage is not available during the grace period.

Liberty Janta Personal Accident Policy

Liberty Janta Personal Accident Policy Specifications

Entry Age

Policy Type

Sum Insured

Initial Waiting Period*

Renewability

Policy Term

Janta Personal Accident Policy At A Glance

Benefits of Janta Personal Accident Policy

Recommended Videos

What Is Covered Under Janta Personal Accident Policy?

What Is Not Covered Under Janta Personal Accident Policy?

Janta Personal Accident Policy Cancellation

Explore other Liberty General Insurance

Liberty Janta Personal Accident Policy (Pros)

Liberty Janta Personal Accident Policy (Cons)

Liberty Janta Personal Accident Policy (Other Benefits)

Liberty Janta Personal Accident Policy (Eligibility Criteria)

Liberty Secure Health Connect (Pros)

Liberty Secure Health Connect (Cons)

Liberty Secure Health Connect (Other Benefits)

Liberty Secure Health Connect (Eligibility Criteria)

Janta Personal Accident Policy: FAQs

1. What are the eligibility criteria for Janta Personal Accident Policy?

2. What is the policy tenure for Janta Personal Accident Policy?

3. What are the coverage benefits offered to customers under Janta Personal Accident Policy?

4. What are the terms for policy cancellation under Liberty Personal Accident Policy?

5. How can customers renew their Liberty Janta Personal Accident Policy?

Explore Liberty General Insurance

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Written By: Simran Kaur Vij

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