Network hospitals
8500+
Claim settlement ratio
99.96%
Sum insured
Up to 1 Cr
No. of Plans
1
Solvency Ratio
1.5
Pan India Presence
77+
Always be prepared for the ups and downs of life!
Buy your ManipalCigna Lifestyle Protection Accident Care insurance plan that protects you financially to create a better tomorrow. Along with its accidental death or disability covers, it also features a safety guard against the loss of a job due to any disability or medical adversity. Furthermore, it offers your children an education fund to take care of their future when you are not around.
Moreover, an accident can happen at any time in one's life, isn't it better to be prepared for those uncertainties? Also, you can renew your ManipalCigna Lifestyle Protection Accident Care policy beyond 70 years of age, given the sum insured value will not exceed INR 10 Lakhs and the coverage benefits will be limited only to accidental death and permanent total disability.
The ManipalCigna Lifestyle Protection Accident Care plan comes in three variants which ascend in coverage options (which you'll read about in the specifications table), know the variants below:
This page discusses all the highlights of this plan, along with the eligibility criteria, benefits, specifications, and exclusions. Read further to know more about the same.
To understand ManipalCigna Lifestyle Protection Accident Care Plan Insurance in detail, take a look at the below table:
Child: 5 - 25 years, Adult: 18 - 80 years
Accident Health Insurance
50 K | 1 L | 10 L | 50 L | 1 Cr | 5 Cr | 10 Cr
NA Days
Every Year
1, 2, 3 years
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Read more specifications in the brochure.
ManipalCigna Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, ManipalCigna Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
The ManipalCigna Lifestyle Protection Accident Care plan has three variants: Basic, Enhanced, and Comprehensive. Read the coverage benefits mentioned in the table below:-
Specifications | Basic | Enhanced | Comprehensive |
Accidental death | Covered upto 100% of the SI | Covered upto 100% of the SI and upto 200% in case a fare-paying passenger/common carrier causes the death of the insured | |
Permanent total disability | Not covered | Covered | |
Permanent partial disability | Not covered | Covered | |
Education fund | Not covered | One-time education fund (10% of the SI, upto a max of INR 10 Lakhs/policy) for maximum 2 children | |
Emergency ambulance cover | One-time cover upto INR 2,000 - 10,000 | Pays out a lump sum amount for ambulance services | |
Orphan benefit | Not covered | Payout upto the SI to dependant children as orphan child benefit | |
Loss of employment | Not covered | Pays out for 3 months as basic monthly pay | |
Funeral expenses | One-time expenses upto INR 5,000 (for SI 50 Lakhs) & INR 10,000 (for SI above 50 Lakhs) | ||
Optional Covers | |||
Burns cover | Available | ||
Broken bones benefit | Available | ||
Temporary total disability | Available | ||
Coma benefit | Available |
Permanent diseases or health conditions that are not included under ManipalCigna Lifestyle Protection Accident Care Policy are:
Any PEDs or disability arising due to it
Suicide or an attempt at suicide
Intentional self-injury
Breach of law
Hazardous activities/life-threatening sports
Beautification/plastic surgeries (except caused due to accident/injury)
Alcoholism/drug abuse
Excluded providers
Treatment/consequences due to alcoholism/drug abuse
Dietary supplements
Refractive error
Birth control, sterility and infertility
Certain diseases and treatments are covered under this plan after a certain time period. Read the details below:
Accidental injury/death: Day 1
Critical illnesses: 90 days
Pre-existing disease: 48 months
An accident in someone's life can wipe off all their life's savings, and in such cases, owning a health policy like ManipalCigna Lifestyle Protection Accident Care can work wonders. It protects you from life's adversities and provides an additional cover to plan your family's future. How? It provides a lump sum payout after your death, funds your children's education, offers funeral expenses and much more. Also, it pays for the loss of income in case of any disability that incapacitates you from earning a livelihood.
You can contact us at 1800 4200 269 if you have any further queries about this policy.
To cater to the different medical needs of an individual & their family, ManipalCigna Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to ManipalCigna Health Insurance plans explore more:
Individual and Family Health Insurance
ManipalCigna ProHealth Protect Plan is a comprehensive health insurance policy designed to take care of you and your family in your health and illness...
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Individual and Family Health Insurance
The ManipalCigna ProHealth insurance policy is specially designed to cater to all your worries regarding your health and wellness. It provides the pol...
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Senior Citizen Health Insurance
We all know that senior citizens are prone to developing more diseases that can continue until their last breath if not treated well. In such scenario...
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Individual and Family Health Insurance
Buying health insurance that provides you and your family a 360-degree coverage against medical emergencies is the need of this hour. ManipalCigna Pro...
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Individual and Family Health Insurance
"Your Health Deserves Better!" Get safeguarded with a health plan that provides you with all-around healthcare facilitation." ManipalCigna Prime Prote...
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Top Up and Super Top Up
“It’s Super Easy, Super Affordable.” ManipalCigna super top-up plus plan is an additional protection that you can buy to expand your...
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Individual and Family Health Insurance
ManipalCigna ProHealth Prime Active is a comprehensive plan to keep you, Healthy bhi and Active bhi. But have you ever imagined why Indians don't prio...
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Individual and Family Health Insurance
ManipalCigna ProHealth Select - A health insurance plan that extends coverage in times of need. Life's unpredictable emergencies require your financia...
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Senior Citizen Health Insurance
Your safety wallet, anywhere any time. Buy your ManipalCigna ProHealth Cash Policy. ManipalCigna ProHealth Cash plan is extended financial support thr...
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Individual and Family Health Insurance
Protect your family with the ManipalCigna Arogya Sanjeevani policy! Yes, you heard that right. You should buy a standard health insurance policy like ...
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Accident Health Insurance
Always be prepared for the ups and downs of life! Buy your ManipalCigna Lifestyle Protection Accident Care insurance plan that protects you financiall...
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Individual and Family Health Insurance
ManipalCigna ProHealth Insurance Policy by ManipalCigna Health Insurance Company is a comprehensive hospitalization insurance plan that protects you a...
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Individual and Family Health Insurance
ManipalCigna Health Insurance provides the insured with additional coverage and their existing health insurance policy with their Super Top-up plan. T...
Unique Features
Individual and Family Health Insurance
Manipal Cigna LifeTime Health Insurance is a reliable health insurance plan that prioritizes your healthcare needs and looks after them. ManipalCigna ...
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Individual and Family Health Insurance
ManipalCigna ProHealth Prime is a comprehensive and flexible Health Insurance Plan that offers Better Coverage, Better Control, and Better Care for th...
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Group Health Insurance
ManipalCigna ProHealth Group Insurance Policy has been designed to provide more extensive and better insurance solutions to employer-employee and non-...
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Individual and Family Health Insurance
ManipalCigna Health Insurance Company offers its Critical Illness policy which is also a global plan that assures you financial support during critica...
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Individual and Family Health Insurance
'Sahi Health Insurance Chuno, SADA SECURE RAHO' Yep, that's right, this is what ManipalCigna's new SARVAH plan talks about. With this plan, ManipalCig...
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It provides you the financial support & assurance for a better tomorrow including job loss cover, and cover for death, disability, children’s education and so on.
ManipalCigna Lifestyle Protection Accident Care policy covers the following relationships: Self Spouse Dependent Children Dependent Parents Parents-in-laws Brothers Sisters
The sum insured options of ManipalCigna Lifestyle Protection Accident Care policy ranges from 0.5 Lakhs to 10 Crores.
For a policy term of 2 years, there’ll be upto 7.5% discount and for a policy period of 3 years, there’ll be a 10% discount on premiums.
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Lives In: Delhi, NCR Expertise: Health & Term Insurance Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.
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February 5, 2023
Asia/Kolkata
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