ManipalCigna Pro Health Group Plan

ManipalCigna ProHealth Group Insurance Policy has been designed to provide more extensive and better insurance solutions to employer-employee and non-employer-employee groups. It offers flexible, comprehensive, easy, and affordable healthcare that can be tailored to meet the unique needs of all. The policy provides a full circle of healthcare including Base covers for essential benefits and a range of optional covers.

Manipal Cigna Pro Health Group from ManipalCigna Health Insurance offers excellent healthcare solutions with base hospitalization coverage along with optional need-based covers. This plan provides multiple cost-sharing options at corporate and individual levels with flexibility in terms of fixed or indemnity payouts. With ManipalCigna ProHealth Group Health Insurance Policy you can be in control by protecting and making medical treatment expenses more manageable, thus ensuring quality health care for all group members.

ManipalCigna Pro Health Group Plan Specifications

To understand ManipalCigna Pro Health Group Plan Insurance in detail, take a look at the below table:

Entry Age

Day 1 to 80 years

Policy Type

Group Health Insurance

Sum Insured

5 L | 20 L | 50 L | 1 Cr

Initial Waiting Period*

30 Days

Renewability

Lifelong

Policy Term

1 Year

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Manipal Cigna Pro Health Group Features

Manipal Cigna Pro Health Group has multiple features that are availed by policyholders to secure their future, this list of features is long and involves things like:

7 in-built benefits with Base Cover
First time Accumulate benefits for Group plan to take care of Co-pay, Deductible, OPD expenses and more
AYUSH Treatment coverage
Choice of Daily Cash benefits (Inpatient, ICU, Accidental, Worldwide Emergency, Convalescence, Companion and Chemo & Radiotherapy)
Family related benefits
Fixed or Indemnity payout as applicable
Dedicated Claims and Customer Support Management
Multiple Cost Sharing options at Corporate and Individual level
Choice of Critical Illness, Personal Accident
Choice of Maternity, Dental, Vision, OPD and more
Total package of 42 need-based Optional Covers

ManipalCigna Health Insurance Network Hospital List

ManipalCigna Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, ManipalCigna Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Network Hospital

ManipalCigna Pro Health Group Plan Exclusions

Permanent Exclusions

Permanent diseases or health conditions that are not included under ManipalCigna Pro Health Group are:

Self-inflicted injuries or suicides.

Involvement in adventure sports like climbing, parasailing, skydiving, etc.

HIV/AIDS transmitted due to sexual interaction.

Injuries due to involvement in the naval, military, air force, war, radioactivities, or nuclear bombing, an act of terrorism, etc.

Injuries sustained due to criminal acts, or breach of law.

Illness arising due to consumption of alcohol, drugs, narcotics, sedatives, or poison.

Coverage after Waiting Period

Certain diseases and treatments are covered under this plan after a certain time period. Read the details below.

Initial Waiting Period 30 days

Explore other ManipalCigna Health Insurance

To cater to the different medical needs of an individual & their family, ManipalCigna Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to ManipalCigna Health Insurance plans explore more:

Individual and Family Health Insurance

ManipalCigna ProHealth Protect Plan

ManipalCigna ProHealth Protect Plan is a comprehensive health insurance policy designed to take care of you and your family in your health and illness...

Unique Features

Avail Add-On Covers
Optional Benefits Available
High SI Options

ManipalCigna ProHealth Protect Plan (Pros)

Newborn Baby and Maternity Cover
Health Maintainance Benefit
AYUSH Cover

ManipalCigna ProHealth Protect Plan (Cons)

Compassionate travel
Vaccination expenses
E-consultation

ManipalCigna ProHealth Protect Plan (Other Benefits)

Daycare treatment
Domiciliary treatment
OPD cover

ManipalCigna ProHealth Protect Plan (Eligibility Criteria)

Entry age: 18 years to No limit
SI: 2.5 L to 50 L
Initial waiting period: 30 days
Policy term: 1/2/3 years

Individual and Family Health Insurance

ManipalCigna ProHealth Plus

The ManipalCigna ProHealth insurance policy is specially designed to cater to all your worries regarding your health and wellness. It provides the pol...

Unique Features

Suitable for New Couples
Family Planning Coverage
Maternity & Newborn Cover

ManipalCigna ProHealth Plus (Pros)

Maternity & new-born benefits
Modern treatment
500+ daycare procedures
Listed critical illnesses

ManipalCigna ProHealth Plus (Cons)

IVF not covered
E-consultation
Compassionate travel

ManipalCigna ProHealth Plus (Other Benefits)

Organ donor expenses
Worldwide coverage
In-patient hospitalization
Out-patient hospitalization

ManipalCigna ProHealth Plus (Eligibility Criteria)

Entry age: 18 years to No max limit
SI: 4.5 L to 50 L
Initial waiting period: 30 days
Policy term: 1/2/3 years

Senior Citizen Health Insurance

ManipalCigna Prime Senior Plan

We all know that senior citizens are prone to developing more diseases that can continue until their last breath if not treated well. In such scenario...

Unique Features

Modern treatment cover
Low waiting periods
Room category flexibility

ManipalCigna Prime Senior Plan (Pros)

Daily cash for shared accommodation
Air ambulance
Domestic second opinion
Unlimited 100% SI restoration

ManipalCigna Prime Senior Plan (Cons)

OPD cover
Maternity and newborn cover
Compassionate travel

ManipalCigna Prime Senior Plan (Other Benefits)

Any room upgradation
Unlimited SI restoration
PEDs waiting period reduction
Domestic second opinion (Elite)

ManipalCigna Prime Senior Plan (Eligibility Criteria)

Entry age: 56 to 75 years
SI: 3 to 50 Lakhs
Policy term: 1/2/3 years
Initial waiting period: 30 days

Individual and Family Health Insurance

ProHealth Prime Advantage

Buying health insurance that provides you and your family a 360-degree coverage against medical emergencies is the need of this hour. ManipalCigna Pro...

Unique Features

360 Degree Family Coverage
Additional Wellness Programs
OPD Charges Covered

ProHealth Prime Advantage (Pros)

Bariatric surgery
Maternity coverage
Newborn baby cover
Daily cash benefits

ProHealth Prime Advantage (Cons)

Compassionate travel
Copayment unavailable
Sub-limits not applicable

ProHealth Prime Advantage (Other Benefits)

Air ambulance cover
OPD available
Domiciliary hospitalization

ProHealth Prime Advantage (Eligibility Criteria)

Entry age: 18 years to no max limit
SI: 5 L to 1 Cr
Policy term: 1/2/3 years
Initial waiting period: 30 days

Individual and Family Health Insurance

ManipalCigna Prime Protect Plan

"Your Health Deserves Better!" Get safeguarded with a health plan that provides you with all-around healthcare facilitation." ManipalCigna Prime Prote...

Unique Features

Customizable health benefits
High-value covers
Health reward discounts

ManipalCigna Prime Protect Plan (Pros)

In-patient hospitalisation
Daycare treatment
Domiciliary hospitalisation
Sum insured restoration
Organ donor cover

ManipalCigna Prime Protect Plan (Cons)

Adventure sport injuries
Cosmetic treatment
Alcoholism/drug abuse
Self-inflicted injury

ManipalCigna Prime Protect Plan (Other Benefits)

Optional covers
Add-ons available
Unlimited benefits up to SI
Bariatric surgery cover
AYUSH treatment cover

ManipalCigna Prime Protect Plan (Eligibility Criteria)

Child Entry age - 91 days - 25 Years
Adult Entry Age- 18 Years- No Limit
SI - INR 3 Lakhs - 1 Crore
Waiting Period - 30 days

Individual and Family Health Insurance

ProHealth Prime Active Plan

ManipalCigna ProHealth Prime Active is a comprehensive plan to keep you, Healthy bhi and Active bhi. But have you ever imagined why Indians don’...

Unique Features

Worldwide emergency cover
Premium waiver benefit
Covers 36 listed critical illnesses

ProHealth Prime Active Plan (Pros)

Global cover
Modern treatment
Second medical opinion

ProHealth Prime Active Plan (Cons)

OPD cover
Maternity benefits
Newborn baby cover

ProHealth Prime Active Plan (Other Benefits)

In-patient hospitalization
Daycare procedures
Organ donor cover

ProHealth Prime Active Plan (Eligibility Criteria)

Entry age: 18 to 70 years
SI: 3 to 15 Lakhs
Waiting period: 30 days
Policy term: 1/2/3 years

Individual and Family Health Insurance

ManipalCigna ProHealth Plan

ManipalCigna ProHealth Insurance Policy by ManipalCigna Health Insurance Company is a comprehensive hospitalization insurance plan that protects you a...

Unique Features

Know About the Plan & its Variants
Explore the Features & Eligibility
Inclusions and Exclusions

ManipalCigna ProHealth Plan (Pros)

Pre-hospitalisation
Post-hospitalisation
Unlimited teleconsultation
Daily hospitalcash
SI restoration benefit

ManipalCigna ProHealth Plan (Cons)

Obesity weight control
Change of gender treatments
Breach of law

ManipalCigna ProHealth Plan (Other Benefits)

Cashless claim settlement
AYUSH treatment
Trusted insurance provider

ManipalCigna ProHealth Plan (Eligibility Criteria)

Min entry age: 91 days
Max entry age: Unlimited
Initial Waiting Period: 30 Days
Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

ManipalCigna Super Top-up Plan

ManipalCigna Health Insurance provides the insured with additional coverage and their existing health insurance policy with their Super Top-up plan. T...

Unique Features

Boost Your Health Coverage
Eligibility Criteria and Features
Inclusions & Exclusions

ManipalCigna Super Top-up Plan (Pros)

AYUSH treatment
Modern treatment cover
Organ donor expenses

ManipalCigna Super Top-up Plan (Cons)

Maternity cover
Global cover
No OPD cover
Domiciliary care unavailable

ManipalCigna Super Top-up Plan (Other Benefits)

In-patient hospitalization
Pre & post-hospitalization
Daycare procedures cover

ManipalCigna Super Top-up Plan (Eligibility Criteria)

Entry age: 18 years to no age bar
Policy term: 1/2/3 years
Initial waiting period: 30 days
SI: 3 to 30 Lakhs

Individual and Family Health Insurance

ManipalCigna Lifetime Health Plan

Manipal Cigna LifeTime Health Insurance is a reliable health insurance plan that prioritizes your healthcare needs and looks after them. ManipalCigna ...

Unique Features

Know About the Plan & its Variants
Explore the Features & Eligibility
Inclusions and Exclusions

ManipalCigna Lifetime Health Plan (Pros)

Covers the treatment cost of HIV/AIDS and STD
Covers mental illness
You can opt for global coverage

ManipalCigna Lifetime Health Plan (Cons)

Vaccination not covered
IVF treatment not covered
Air ambulance not covered

ManipalCigna Lifetime Health Plan (Other Benefits)

You can opt for deductibles
Air ambulance covered
Domestic and international coverage

ManipalCigna Lifetime Health Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 3 Crore

Individual and Family Health Insurance

ManipalCigna ProHealth Prime Plan

ManipalCigna ProHealth Prime is a comprehensive and flexible Health Insurance Plan that offers Better Coverage, Better Control, and Better Care for th...

Unique Features

Comprehensive coverage
High sum insured
Customized benefits

ManipalCigna ProHealth Prime Plan (Pros)

Annual health check up
Domestic second opinion
Switch off benefit
Premium waiver benefits
OPD expense covered

ManipalCigna ProHealth Prime Plan (Cons)

Optional deductibles
10% co-payment
PED 2-year waiting period
Long waiting period

ManipalCigna ProHealth Prime Plan (Other Benefits)

Domiciliary hospitalisation
Air ambulance cover
Cumulative bonus booster
CI add on cover
SI restoration

ManipalCigna ProHealth Prime Plan (Eligibility Criteria)

Min entry age: 91 days
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 1 Cr

Group Health Insurance

ManipalCigna Pro Health Group Plan

ManipalCigna ProHealth Group Insurance Policy has been designed to provide more extensive and better insurance solutions to employer-employee and non-...

Unique Features

Avail Critical Illness Cover
High Sum Assured
Optional Covers

ManipalCigna Pro Health Group Plan (Pros)

Avail Critical Illness Cover
High Sum Assured
Optional Covers Available

ManipalCigna Pro Health Group Plan (Cons)

Injuries due to unlawful activities
Obesity
Cosmetic surgery
Injuries due to illegal activities
Illness due to radiation exposure

ManipalCigna Pro Health Group Plan (Other Benefits)

Donor expenses cover
AYUSH treatment cover
Daily Cash Benefits
Critical illness cover
Personal accident cover

ManipalCigna Pro Health Group Plan (Eligibility Criteria)

Min entry age: Day 1
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

Critical Care Plan

ManipalCigna Health Insurance Company offers its Critical Illness policy which is also a global plan that assures you financial support during critica...

Unique Features

CI Cover
Eligibility & Features
30 CI Cover

Critical Care Plan (Pros)

15 or 30 major illnesses
Medical second opinion
Online wellness program

Critical Care Plan (Cons)

No daily cash benefit
In-patient hospitalization
OPD unavailable
Daycare procedures

Critical Care Plan (Other Benefits)

Basic & advanced add-on cover benefits
Organ donor expenses

Critical Care Plan (Eligibility Criteria)

Entry age: 18 to 65 years
SI: 1 L to 25 Cr
Policy term: 1/2/3 years
Waiting period: 90 days

Individual and Family Health Insurance

ManipalCigna Sarvah Plan

“Sahi Health Insurance Chuno, SADA SECURE RAHO” Yep, that's right, this is what ManipalCigna’s new SARVAH plan talks about. With thi...

Unique Features

Comprehensive coverage
High sum insured
Customized benefits

ManipalCigna Sarvah Plan (Pros)

Coverage for major illness
Reduced waiting period for pre-existing diseases
Unlimited restoration
Surplus benefits

ManipalCigna Sarvah Plan (Cons)

Maternity benefit not covered
No global coverage
Daily hospital cash not covered

ManipalCigna Sarvah Plan (Other Benefits)

Tatkal benefit
Comprehensive personal accident cover
Gullak and Sarathi benefits

ManipalCigna Sarvah Plan (Eligibility Criteria)

Entry Age -91 days
Maximum Entry Age - No Limit
SI - Up to 3 Crore
Waiting Period - 30 days

ManipalCigna Pro Health Group Plan: FAQs

1. What is Manipalcigna Pro Health Group Insurance Policy?

ManipalCigna Pro Health Group offers overage to a defined group of people, for example, employees of an organization, members of a society or professional association, or an affinity group. The plan has been designed to provide medical coverage to members of the group in the event of hospitalization due to illness or injury. This plan offers comprehensive protection with base covers and a range of multiple options to choose from as per the need of the group.

2. What is the eligibility criteria for ManipalCigna Pro Health Group Insurance Policy?

Under ManipalCigna Pro Health Group Insurance Policy, coverage is available to the Group Member/ Employee of the Policyholder or Non-Employer Group enrolled member as nominated by the policyholder. Dependent Children can be covered from day 1 of birth up to 25 years of age.

3. What are the sum insured options under ManipalCigna Pro Health Group Insurance Policy?

ManipalCigna Pro Health Group Insurance Policy offers a wide range of sum insured options starting from INR 5k to 1 Crore.

4. Who can buy ManipalCigna Pro Health Group Insurance Policy?

It is available to any homogeneous group/association/ institution/corporate body provided it has a central administration and is subject to a minimum group size of 7 persons.

5. Why should I choose Manipalcigna Prohealth Group Insurance?

ManipalCigna Pro Health Group Insurance offers multiple benefits and features such as: 7 in-built benefits with Base Cover First time Accumulate benefits for Group plan to take care of Co-pay, Deductible, OPD expenses and more Coverage for AYUSH treatment Total package of 42 need based Optional Covers Choice of Maternity, Dental, Vision, OPD and more

6. What benefits are included under the base cover of Manipalcigna Prohealth Group Insurance?

Under ManipalCigna Pro Health Group Base coverage includes In-patient Hospitalisation Expenses Cover Day Care Treatment Cover Pre-Hospitalisation Medical Expenses Cover Post-Hospitalisation Medical Expenses Cover Road Ambulance Cover Domiciliary Hospitalisation Cover Donor Expenses Cover

7. Is there a capping on room rent under ManipalCigna Pro Health Group Insurance?

Under base cover per day room rent allowance is restricted up to 1% of the Sum Insured opted and 2% of the Sum Insured for ICU. However, this capping can be modified as per the below options: Select percentage limit of Sum Insured for per day Room Rent Select an amount limit on per day Room Rent Select limit on room type (Category)

8. Will pre and post-medical hospitalization expenses be covered under ManipalCigna Pro Health Group Insurance?

Yes, under ManipalCigna Pro Health Group the plan will reimburse medical expenses of an insured person which are incurred pre and/or post-hospitalization. The base cover provides 30 days of pre-hospitalization and 60 days of post-hospitalization benefits. However, you have the option to choose this coverage from 0 days to 180 days.

9. Is ambulance cost covered under ManipalCigna Pro Health Group Insurance?

Yes, Under Manipal Cigna Pro Health Group ambulance expenses will be reimbursed for the insured person.

10. Are maternity/newborn baby covers available under ManipalCigna Pro Health Group Insurance?

Yes, they are available as optional covers. Maternity expenses cover expenses towards delivery or termination up to 2 events up to the limits selected under the plan as an optional benefit. It covers normal delivery, routine or elective cesarean or complicated pregnancy, or Pre and Post Natal expenses. Newborn baby coverage is available with a sub-limit option. It can form a part of the maternity sub-limit or in addition to maternity expenses coverage. Option to choose the cover for Surrogacy pregnancy

ManipalCigna Pro Health Group Plan

ManipalCigna Pro Health Group Plan Specifications

Entry Age

Policy Type

Sum Insured

Initial Waiting Period*

Renewability

Policy Term

Manipal Cigna Pro Health Group Features

Recommended Videos

ManipalCigna Health Insurance Network Hospital List

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

ManipalCigna Pro Health Group Plan Exclusions

Permanent Exclusions

Coverage after Waiting Period

Explore other ManipalCigna Health Insurance

ManipalCigna ProHealth Protect Plan (Pros)

ManipalCigna ProHealth Protect Plan (Cons)

ManipalCigna ProHealth Protect Plan (Other Benefits)

ManipalCigna ProHealth Protect Plan (Eligibility Criteria)

ManipalCigna ProHealth Plus (Pros)

ManipalCigna ProHealth Plus (Cons)

ManipalCigna ProHealth Plus (Other Benefits)

ManipalCigna ProHealth Plus (Eligibility Criteria)

ManipalCigna Prime Senior Plan (Pros)

ManipalCigna Prime Senior Plan (Cons)

ManipalCigna Prime Senior Plan (Other Benefits)

ManipalCigna Prime Senior Plan (Eligibility Criteria)

ProHealth Prime Advantage (Pros)

ProHealth Prime Advantage (Cons)

ProHealth Prime Advantage (Other Benefits)

ProHealth Prime Advantage (Eligibility Criteria)

ManipalCigna Prime Protect Plan (Pros)

ManipalCigna Prime Protect Plan (Cons)

ManipalCigna Prime Protect Plan (Other Benefits)

ManipalCigna Prime Protect Plan (Eligibility Criteria)

ProHealth Prime Active Plan (Pros)

ProHealth Prime Active Plan (Cons)

ProHealth Prime Active Plan (Other Benefits)

ProHealth Prime Active Plan (Eligibility Criteria)

ManipalCigna ProHealth Plan (Pros)

ManipalCigna ProHealth Plan (Cons)

ManipalCigna ProHealth Plan (Other Benefits)

ManipalCigna ProHealth Plan (Eligibility Criteria)

ManipalCigna Super Top-up Plan (Pros)

ManipalCigna Super Top-up Plan (Cons)

ManipalCigna Super Top-up Plan (Other Benefits)

ManipalCigna Super Top-up Plan (Eligibility Criteria)

ManipalCigna Lifetime Health Plan (Pros)

ManipalCigna Lifetime Health Plan (Cons)

ManipalCigna Lifetime Health Plan (Other Benefits)

ManipalCigna Lifetime Health Plan (Eligibility Criteria)

ManipalCigna ProHealth Prime Plan (Pros)

ManipalCigna ProHealth Prime Plan (Cons)

ManipalCigna ProHealth Prime Plan (Other Benefits)

ManipalCigna ProHealth Prime Plan (Eligibility Criteria)

ManipalCigna Pro Health Group Plan (Pros)

ManipalCigna Pro Health Group Plan (Cons)

ManipalCigna Pro Health Group Plan (Other Benefits)

ManipalCigna Pro Health Group Plan (Eligibility Criteria)

Critical Care Plan (Pros)

Critical Care Plan (Cons)

Critical Care Plan (Other Benefits)

Critical Care Plan (Eligibility Criteria)

ManipalCigna Sarvah Plan (Pros)

ManipalCigna Sarvah Plan (Cons)

ManipalCigna Sarvah Plan (Other Benefits)

ManipalCigna Sarvah Plan (Eligibility Criteria)

ManipalCigna Pro Health Group Plan: FAQs

1. What is Manipalcigna Pro Health Group Insurance Policy?

2. What is the eligibility criteria for ManipalCigna Pro Health Group Insurance Policy?