Network hospitals
8500+
Claim settlement ratio
99.96%
Sum insured
Up to 1 Cr
No. of Plans
1
Solvency Ratio
1.5
Pan India Presence
77+
Health and Term Insurance
Simran has over 3 years of experience in content marketing, insurance, and healthcare sectors. Her motto is to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.
Insurance & Business
Naval Goel, the founder of PolicyX is a well-recognised name in the Indian insurance and finance industry. His global overview has revolutionised the way insurance is perceived and bought by commoners in India.
Updated on Aug 07, 2023 4 min read
Term Insurance, Content Writer
Content Manager with heart, mind, and soul dedicated to creating impactful content that exceeds the market standard, delivers and reaches the readers conveniently. Besides producing high-ranking content, my focus lies in creating content that solves user queries and adds value.
Written By: Himanshu Kumar
Updated on Jan 15, 2025
Term Insurance, Content Manager
Content Manager with heart, mind, and soul dedicated to creating impactful content that exceeds the market standard, delivers and reaches the readers conveniently. Besides producing high-ranking content, my focus lies in creating content that solves user queries and adds value.
Reviewed By: Anchita Bhattacharyya
15 min read
ManipalCigna ProHealth Group Insurance Policy has been designed to provide more extensive and better insurance solutions to employer-employee and non-employer-employee groups. It offers flexible, comprehensive, easy, and affordable healthcare that can be tailored to meet the unique needs of all. The policy provides a full circle of healthcare including Base covers for essential benefits and a range of optional covers.
Manipal Cigna Pro Health Group from ManipalCigna Health Insurance offers excellent healthcare solutions with base hospitalization coverage along with optional need-based covers. This plan provides multiple cost-sharing options at corporate and individual levels with flexibility in terms of fixed or indemnity payouts. With ManipalCigna ProHealth Group Health Insurance Policy you can be in control by protecting and making medical treatment expenses more manageable, thus ensuring quality health care for all group members.
Health Insurance Plans
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Health Insurance Plan
To understand ManipalCigna Pro Health Group Plan Insurance in detail, take a look at the below table:
Day 1 to 80 years
Group Health Insurance
5 L | 20 L | 50 L | 1 Cr
30 Days
Lifelong
1 Year
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Manipal Cigna Pro Health Group has multiple features that are availed by policyholders to secure their future, this list of features is long and involves things like:
Manipal Cigna Health Insurance Plan Detailed Review
ManipalCigna Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, ManipalCigna Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Permanent diseases or health conditions that are not included under ManipalCigna Pro Health Group are:
Self-inflicted injuries or suicides.
Involvement in adventure sports like climbing, parasailing, skydiving, etc.
HIV/AIDS transmitted due to sexual interaction.
Injuries due to involvement in the naval, military, air force, war, radioactivities, or nuclear bombing, an act of terrorism, etc.
Injuries sustained due to criminal acts, or breach of law.
Illness arising due to consumption of alcohol, drugs, narcotics, sedatives, or poison.
Certain diseases and treatments are covered under this plan after a certain time period. Read the details below.
Initial Waiting Period 30 days
To cater to the different medical needs of an individual & their family, ManipalCigna Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to ManipalCigna Health Insurance plans explore more:
Individual and Family Health Insurance
'Sahi Health Insurance Chuno, SADA SECURE RAHO' Yep, that's right, this is what ManipalCigna's new SARVAH plan talks about. With this plan, ManipalCig...
Unique Features
Individual and Family Health Insurance
ManipalCigna Health Insurance Company offers its Critical Illness policy which is also a global plan that assures you financial support during critica...
Unique Features
Group Health Insurance
ManipalCigna ProHealth Group Insurance Policy has been designed to provide more extensive and better insurance solutions to employer-employee and non-...
Unique Features
Individual and Family Health Insurance
ManipalCigna ProHealth Prime is a comprehensive and flexible Health Insurance Plan that offers Better Coverage, Better Control, and Better Care for th...
Unique Features
Individual and Family Health Insurance
Manipal Cigna LifeTime Health Insurance is a reliable health insurance plan that prioritizes your healthcare needs and looks after them. ManipalCigna ...
Unique Features
Individual and Family Health Insurance
ManipalCigna Health Insurance provides the insured with additional coverage and their existing health insurance policy with their Super Top-up plan. T...
Unique Features
Individual and Family Health Insurance
ManipalCigna ProHealth Insurance Policy by ManipalCigna Health Insurance Company is a comprehensive hospitalization insurance plan that protects you a...
Unique Features
Accident Health Insurance
Always be prepared for the ups and downs of life! Buy your ManipalCigna Lifestyle Protection Accident Care insurance plan that protects you financiall...
Unique Features
Individual and Family Health Insurance
Protect your family with the ManipalCigna Arogya Sanjeevani policy! Yes, you heard that right. You should buy a standard health insurance policy like ...
Unique Features
Senior Citizen Health Insurance
Your safety wallet, anywhere any time. Buy your ManipalCigna ProHealth Cash Policy. ManipalCigna ProHealth Cash plan is extended financial support thr...
Unique Features
Individual and Family Health Insurance
ManipalCigna ProHealth Select - A health insurance plan that extends coverage in times of need. Life's unpredictable emergencies require your financia...
Unique Features
Individual and Family Health Insurance
ManipalCigna ProHealth Prime Active is a comprehensive plan to keep you, Healthy bhi and Active bhi. But have you ever imagined why Indians don't prio...
Unique Features
Top Up and Super Top Up
“It’s Super Easy, Super Affordable.” ManipalCigna super top-up plus plan is an additional protection that you can buy to expand your...
Unique Features
Individual and Family Health Insurance
"Your Health Deserves Better!" Get safeguarded with a health plan that provides you with all-around healthcare facilitation." ManipalCigna Prime Prote...
Unique Features
Senior Citizen Health Insurance
A gift of better healthcare for the golden years of life! The ManipalCigna Prime Senior Elite plan is specially designed for the senior citizens of yo...
Unique Features
Individual and Family Health Insurance
Buying health insurance that provides you and your family a 360-degree coverage against medical emergencies is the need of this hour. ManipalCigna Pro...
Unique Features
Senior Citizen Health Insurance
We all know that senior citizens are prone to developing more diseases that can continue until their last breath if not treated well. In such scenario...
Unique Features
Individual and Family Health Insurance
The ManipalCigna ProHealth insurance policy is specially designed to cater to all your worries regarding your health and wellness. It provides the pol...
Unique Features
Individual and Family Health Insurance
ManipalCigna ProHealth Protect Plan is a comprehensive health insurance policy designed to take care of you and your family in your health and illness...
Unique Features
ManipalCigna Pro Health Group offers overage to a defined group of people, for example, employees of an organization, members of a society or professional association, or an affinity group. The plan has been designed to provide medical coverage to members of the group in the event of hospitalization due to illness or injury. This plan offers comprehensive protection with base covers and a range of multiple options to choose from as per the need of the group.
Under ManipalCigna Pro Health Group Insurance Policy, coverage is available to the Group Member/ Employee of the Policyholder or Non-Employer Group enrolled member as nominated by the policyholder. Dependent Children can be covered from day 1 of birth up to 25 years of age.
ManipalCigna Pro Health Group Insurance Policy offers a wide range of sum insured options starting from INR 5k to 1 Crore.
It is available to any homogeneous group/association/ institution/corporate body provided it has a central administration and is subject to a minimum group size of 7 persons.
ManipalCigna Pro Health Group Insurance offers multiple benefits and features such as: 7 in-built benefits with Base Cover First time Accumulate benefits for Group plan to take care of Co-pay, Deductible, OPD expenses and more Coverage for AYUSH treatment Total package of 42 need based Optional Covers Choice of Maternity, Dental, Vision, OPD and more
Under ManipalCigna Pro Health Group Base coverage includes In-patient Hospitalisation Expenses Cover Day Care Treatment Cover Pre-Hospitalisation Medical Expenses Cover Post-Hospitalisation Medical Expenses Cover Road Ambulance Cover Domiciliary Hospitalisation Cover Donor Expenses Cover
Under base cover per day room rent allowance is restricted up to 1% of the Sum Insured opted and 2% of the Sum Insured for ICU. However, this capping can be modified as per the below options: Select percentage limit of Sum Insured for per day Room Rent Select an amount limit on per day Room Rent Select limit on room type (Category)
Yes, under ManipalCigna Pro Health Group the plan will reimburse medical expenses of an insured person which are incurred pre and/or post-hospitalization. The base cover provides 30 days of pre-hospitalization and 60 days of post-hospitalization benefits. However, you have the option to choose this coverage from 0 days to 180 days.
Yes, Under Manipal Cigna Pro Health Group ambulance expenses will be reimbursed for the insured person.
Yes, they are available as optional covers. Maternity expenses cover expenses towards delivery or termination up to 2 events up to the limits selected under the plan as an optional benefit. It covers normal delivery, routine or elective cesarean or complicated pregnancy, or Pre and Post Natal expenses. Newborn baby coverage is available with a sub-limit option. It can form a part of the maternity sub-limit or in addition to maternity expenses coverage. Option to choose the cover for Surrogacy pregnancy
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Simran has over 3 years of experience in content marketing, insurance, and healthcare sectors. Her motto is to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.
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February 5, 2023
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