ManipalCigna ProHealth Protect Plan

ManipalCigna ProHealth Protect Plan is a comprehensive health insurance policy designed to take care of you and your family in your health and illness. The plan is an individual and family floater insurance plan and is suitable for young individuals and couples. The plan from ManipalCigna Health Insurance Company offers basic features like:

Newborn Baby and Maternity Cover
Health Maintainance Benefit
AYUSH Treatment Cover
Daycare Treatment
Domiciliary Treatment, and more

Value-added covers are also a part of the ManipalCigna Pro Health Protect Plan for customers. Regular health check-ups, expert opinions on critical illnesses, cumulative bonuses, healthy rewards, along optional covers make the plan a suitable health insurance plan that protects you in the face of any medical emergency. A mandatory co-pay is applicable of 20% on all claims for insured individuals aged 65 years and above.

ManipalCigna ProHealth Protect Plan Specifications

To understand ManipalCigna ProHealth Protect Plan Insurance in detail, take a look at the below table:

Entry Age

18 years to No Limit

Policy Type

Individual and Family Health Insurance

Sum Insured

2.5 L | 5.5 L | 10 L | 15 L | 30 L | 50 L

Initial Waiting Period*

30 Days

Renewability

Lifelong

Policy Term

1/2/3 years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Choose Your ManipalCigna ProHealth Protect Plan

With wide coverage options available, ManipalCigna ProHealth Protect Plan Insurance Plan allows you to choose your ideal coverage as per your family’s health requirements. Take a look at the coverage under every SI option available and choose your ideal coverage:

In-patient & Out-patient coverage

Room Rent

Covered

ICU Charges

Covered

Pre-Hospitalization

Covered

Post-Hospitalization

Covered

Domiciliary Hospitalization

Covered

Daycare Treatment

Covered

OPD Charges

Covered

Coverage Terms

COVID-19 Treatment

Covered

Cataract

Covered

No Claim Bonus

Covered

Automatic Restoration

Covered

Daily Hospital Cash

Covered

Organ Donor

Covered

Maternity Cover

Covered

New Born Baby Cover

Covered

Alternative Treatments

AYUSH Treatment

Covered

IVF Treatment

Not Covered

Modern Treatment

Covered

Emergency Coverage

Ambulance

Covered

Air Ambulance

Covered

Compassionate Travel

Not Covered

Global Coverage

Covered

Wellness Programmes

E-Consultation

Not Covered

Health Check-Up

Covered

Second Medical Opinion

Covered

Vaccination

Not Covered

Limitations

Co-payment

Covered

Sub-limits

Not Covered

ManipalCigna ProHealth Protect Plan Benefits

Insured individuals can avail a plethora of benefits with the ManipalCigna Pro Health Protect Health Plans. We have mentioned some of the benefits and features below to help you make an informed decision:

Multiple Discounts Available
Manipal Cigna Health Insurance Plan offers multiple discount options to customers such as a family discount of 25% on covering 2 or more family members under the same plan. Up to 10% long-term discount for opting for a 3-year policy term and a 15% co-pay discount on opting for a 20% co-pay on the policy.
Expert Opinion On Critical Illness
ManipalCigna Pro Health Protect Health Insurance Plan offers expert opinions on listed critical illnesses to customers once during the policy year. This feature is beneficial in order to diagnose and seek correct treatment measures in cases of critical illnesses.
Healthy Rewards
ManipalCigna Pro Health Protect plan encourages and incentivizes insured individuals to stay healthy. The plan offers multiple rewards and points by opting for the wellness program offered by the plan. All the points accumulated by the insured individual can be redeemed during the first renewal of the policy or can be used to avail discounts when a service is availed.
Health Check-Up
ManipalCigna Pro Health Protect plan offers a free health check-up to insured individuals regardless of their claim status for all insured individuals above the age of 18 years. The facility will be provided at the insurer's list of network hospitals.
Optional Covers
Insured individuals can opt from a list of optional covers like deductibles, hospital daily cash, reduction in maternity waiting period, voluntary co-pay, and more that are available under the ManipalCigna Pro Health Protect Insurance Plan.

ManipalCigna Health Insurance Network Hospital List

ManipalCigna Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, ManipalCigna Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Network Hospital

ManipalCigna ProHealth Protect Plan Exclusions

Hospitalization out of war, riot, strike, and nuclear weapons

Intentional self-injury

AIDS

Miscarriage, and Abortion

Congenital disease

Infertility and in vitro fertilization

Coverage after Waiting Period

Certain diseases and treatments are covered under this plan after a certain time period. Read the details below:

Listed ailments after 24 Months

Pre-existing diseases after 48 Months

Explore other ManipalCigna Health Insurance

To cater to the different medical needs of an individual & their family, ManipalCigna Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to ManipalCigna Health Insurance plans explore more:

Individual and Family Health Insurance

ManipalCigna ProHealth Protect Plan

ManipalCigna ProHealth Protect Plan is a comprehensive health insurance policy designed to take care of you and your family in your health and illness...

Unique Features

Avail Add-On Covers
Optional Benefits Available
High SI Options

ManipalCigna ProHealth Protect Plan (Pros)

Newborn Baby and Maternity Cover
Health Maintainance Benefit
AYUSH Cover

ManipalCigna ProHealth Protect Plan (Cons)

Compassionate travel
Vaccination expenses
E-consultation

ManipalCigna ProHealth Protect Plan (Other Benefits)

Daycare treatment
Domiciliary treatment
OPD cover

ManipalCigna ProHealth Protect Plan (Eligibility Criteria)

Entry age: 18 years to No limit
SI: 2.5 L to 50 L
Initial waiting period: 30 days
Policy term: 1/2/3 years

Individual and Family Health Insurance

ManipalCigna ProHealth Plus

The ManipalCigna ProHealth insurance policy is specially designed to cater to all your worries regarding your health and wellness. It provides the pol...

Unique Features

Suitable for New Couples
Family Planning Coverage
Maternity & Newborn Cover

ManipalCigna ProHealth Plus (Pros)

Maternity & new-born benefits
Modern treatment
500+ daycare procedures
Listed critical illnesses

ManipalCigna ProHealth Plus (Cons)

IVF not covered
E-consultation
Compassionate travel

ManipalCigna ProHealth Plus (Other Benefits)

Organ donor expenses
Worldwide coverage
In-patient hospitalization
Out-patient hospitalization

ManipalCigna ProHealth Plus (Eligibility Criteria)

Entry age: 18 years to No max limit
SI: 4.5 L to 50 L
Initial waiting period: 30 days
Policy term: 1/2/3 years

Senior Citizen Health Insurance

ManipalCigna Prime Senior Plan

We all know that senior citizens are prone to developing more diseases that can continue until their last breath if not treated well. In such scenario...

Unique Features

Modern treatment cover
Low waiting periods
Room category flexibility

ManipalCigna Prime Senior Plan (Pros)

Daily cash for shared accommodation
Air ambulance
Domestic second opinion
Unlimited 100% SI restoration

ManipalCigna Prime Senior Plan (Cons)

OPD cover
Maternity and newborn cover
Compassionate travel

ManipalCigna Prime Senior Plan (Other Benefits)

Any room upgradation
Unlimited SI restoration
PEDs waiting period reduction
Domestic second opinion (Elite)

ManipalCigna Prime Senior Plan (Eligibility Criteria)

Entry age: 56 to 75 years
SI: 3 to 50 Lakhs
Policy term: 1/2/3 years
Initial waiting period: 30 days

Individual and Family Health Insurance

ProHealth Prime Advantage

Buying health insurance that provides you and your family a 360-degree coverage against medical emergencies is the need of this hour. ManipalCigna Pro...

Unique Features

360 Degree Family Coverage
Additional Wellness Programs
OPD Charges Covered

ProHealth Prime Advantage (Pros)

Bariatric surgery
Maternity coverage
Newborn baby cover
Daily cash benefits

ProHealth Prime Advantage (Cons)

Compassionate travel
Copayment unavailable
Sub-limits not applicable

ProHealth Prime Advantage (Other Benefits)

Air ambulance cover
OPD available
Domiciliary hospitalization

ProHealth Prime Advantage (Eligibility Criteria)

Entry age: 18 years to no max limit
SI: 5 L to 1 Cr
Policy term: 1/2/3 years
Initial waiting period: 30 days

Individual and Family Health Insurance

ManipalCigna Prime Protect Plan

"Your Health Deserves Better!" Get safeguarded with a health plan that provides you with all-around healthcare facilitation." ManipalCigna Prime Prote...

Unique Features

Customizable health benefits
High-value covers
Health reward discounts

ManipalCigna Prime Protect Plan (Pros)

In-patient hospitalisation
Daycare treatment
Domiciliary hospitalisation
Sum insured restoration
Organ donor cover

ManipalCigna Prime Protect Plan (Cons)

Adventure sport injuries
Cosmetic treatment
Alcoholism/drug abuse
Self-inflicted injury

ManipalCigna Prime Protect Plan (Other Benefits)

Optional covers
Add-ons available
Unlimited benefits up to SI
Bariatric surgery cover
AYUSH treatment cover

ManipalCigna Prime Protect Plan (Eligibility Criteria)

Child Entry age - 91 days - 25 Years
Adult Entry Age- 18 Years- No Limit
SI - INR 3 Lakhs - 1 Crore
Waiting Period - 30 days

Individual and Family Health Insurance

ProHealth Prime Active Plan

ManipalCigna ProHealth Prime Active is a comprehensive plan to keep you, Healthy bhi and Active bhi. But have you ever imagined why Indians don’...

Unique Features

Worldwide emergency cover
Premium waiver benefit
Covers 36 listed critical illnesses

ProHealth Prime Active Plan (Pros)

Global cover
Modern treatment
Second medical opinion

ProHealth Prime Active Plan (Cons)

OPD cover
Maternity benefits
Newborn baby cover

ProHealth Prime Active Plan (Other Benefits)

In-patient hospitalization
Daycare procedures
Organ donor cover

ProHealth Prime Active Plan (Eligibility Criteria)

Entry age: 18 to 70 years
SI: 3 to 15 Lakhs
Waiting period: 30 days
Policy term: 1/2/3 years

Individual and Family Health Insurance

ManipalCigna ProHealth Plan

ManipalCigna ProHealth Insurance Policy by ManipalCigna Health Insurance Company is a comprehensive hospitalization insurance plan that protects you a...

Unique Features

Know About the Plan & its Variants
Explore the Features & Eligibility
Inclusions and Exclusions

ManipalCigna ProHealth Plan (Pros)

Pre-hospitalisation
Post-hospitalisation
Unlimited teleconsultation
Daily hospitalcash
SI restoration benefit

ManipalCigna ProHealth Plan (Cons)

Obesity weight control
Change of gender treatments
Breach of law

ManipalCigna ProHealth Plan (Other Benefits)

Cashless claim settlement
AYUSH treatment
Trusted insurance provider

ManipalCigna ProHealth Plan (Eligibility Criteria)

Min entry age: 91 days
Max entry age: Unlimited
Initial Waiting Period: 30 Days
Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

ManipalCigna Super Top-up Plan

ManipalCigna Health Insurance provides the insured with additional coverage and their existing health insurance policy with their Super Top-up plan. T...

Unique Features

Boost Your Health Coverage
Eligibility Criteria and Features
Inclusions & Exclusions

ManipalCigna Super Top-up Plan (Pros)

AYUSH treatment
Modern treatment cover
Organ donor expenses

ManipalCigna Super Top-up Plan (Cons)

Maternity cover
Global cover
No OPD cover
Domiciliary care unavailable

ManipalCigna Super Top-up Plan (Other Benefits)

In-patient hospitalization
Pre & post-hospitalization
Daycare procedures cover

ManipalCigna Super Top-up Plan (Eligibility Criteria)

Entry age: 18 years to no age bar
Policy term: 1/2/3 years
Initial waiting period: 30 days
SI: 3 to 30 Lakhs

Individual and Family Health Insurance

ManipalCigna Lifetime Health Plan

Manipal Cigna LifeTime Health Insurance is a reliable health insurance plan that prioritizes your healthcare needs and looks after them. ManipalCigna ...

Unique Features

Know About the Plan & its Variants
Explore the Features & Eligibility
Inclusions and Exclusions

ManipalCigna Lifetime Health Plan (Pros)

Covers the treatment cost of HIV/AIDS and STD
Covers mental illness
You can opt for global coverage

ManipalCigna Lifetime Health Plan (Cons)

Vaccination not covered
IVF treatment not covered
Air ambulance not covered

ManipalCigna Lifetime Health Plan (Other Benefits)

You can opt for deductibles
Air ambulance covered
Domestic and international coverage

ManipalCigna Lifetime Health Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 3 Crore

Individual and Family Health Insurance

ManipalCigna ProHealth Prime Plan

ManipalCigna ProHealth Prime is a comprehensive and flexible Health Insurance Plan that offers Better Coverage, Better Control, and Better Care for th...

Unique Features

Comprehensive coverage
High sum insured
Customized benefits

ManipalCigna ProHealth Prime Plan (Pros)

Annual health check up
Domestic second opinion
Switch off benefit
Premium waiver benefits
OPD expense covered

ManipalCigna ProHealth Prime Plan (Cons)

Optional deductibles
10% co-payment
PED 2-year waiting period
Long waiting period

ManipalCigna ProHealth Prime Plan (Other Benefits)

Domiciliary hospitalisation
Air ambulance cover
Cumulative bonus booster
CI add on cover
SI restoration

ManipalCigna ProHealth Prime Plan (Eligibility Criteria)

Min entry age: 91 days
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 1 Cr

Group Health Insurance

ManipalCigna Pro Health Group Plan

ManipalCigna ProHealth Group Insurance Policy has been designed to provide more extensive and better insurance solutions to employer-employee and non-...

Unique Features

Avail Critical Illness Cover
High Sum Assured
Optional Covers

ManipalCigna Pro Health Group Plan (Pros)

Avail Critical Illness Cover
High Sum Assured
Optional Covers Available

ManipalCigna Pro Health Group Plan (Cons)

Injuries due to unlawful activities
Obesity
Cosmetic surgery
Injuries due to illegal activities
Illness due to radiation exposure

ManipalCigna Pro Health Group Plan (Other Benefits)

Donor expenses cover
AYUSH treatment cover
Daily Cash Benefits
Critical illness cover
Personal accident cover

ManipalCigna Pro Health Group Plan (Eligibility Criteria)

Min entry age: Day 1
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

Critical Care Plan

ManipalCigna Health Insurance Company offers its Critical Illness policy which is also a global plan that assures you financial support during critica...

Unique Features

CI Cover
Eligibility & Features
30 CI Cover

Critical Care Plan (Pros)

15 or 30 major illnesses
Medical second opinion
Online wellness program

Critical Care Plan (Cons)

No daily cash benefit
In-patient hospitalization
OPD unavailable
Daycare procedures

Critical Care Plan (Other Benefits)

Basic & advanced add-on cover benefits
Organ donor expenses

Critical Care Plan (Eligibility Criteria)

Entry age: 18 to 65 years
SI: 1 L to 25 Cr
Policy term: 1/2/3 years
Waiting period: 90 days

Individual and Family Health Insurance

ManipalCigna Sarvah Plan

“Sahi Health Insurance Chuno, SADA SECURE RAHO” Yep, that's right, this is what ManipalCigna’s new SARVAH plan talks about. With thi...

Unique Features

Comprehensive coverage
High sum insured
Customized benefits

ManipalCigna Sarvah Plan (Pros)

Coverage for major illness
Reduced waiting period for pre-existing diseases
Unlimited restoration
Surplus benefits

ManipalCigna Sarvah Plan (Cons)

Maternity benefit not covered
No global coverage
Daily hospital cash not covered

ManipalCigna Sarvah Plan (Other Benefits)

Tatkal benefit
Comprehensive personal accident cover
Gullak and Sarathi benefits

ManipalCigna Sarvah Plan (Eligibility Criteria)

Entry Age -91 days
Maximum Entry Age - No Limit
SI - Up to 3 Crore
Waiting Period - 30 days

ManipalCigna ProHealth Protect Plan: FAQs

1. What are the eligibility criteria to invest in the ManipalCigna Pro Health Protect plan?

The eligibility criteria for adults to purchase the ManipalCigna Pro Health Protect plan is 18 years, whereas dependent children can be covered from 91 Days. There is no maximum entry age limit.

2. What are the sum insured options under the ManipalCigna Pro Health Protect Plan?

There are various sum insured options under the ManipalCigna Pro Health Protect Plan that range between INR 2.5 L to 50 L.

3. What are the optional covers available under the ManipalCigna Pro Health Protect Plan?

The optional covers available under the ManipalCigna Pro Health Protect Plan are Deductibles Hospital Daily Cash Reduction in Maternity Waiting Voluntary Co-Pay Waiver of Mandatory Co-Pay Cumulative Bonus Booster

4. What are the add-on covers available under the ManipalCigna Pro Health Protect Plan?

The plan provides insured individuals with add-on covers like: ManipalCigna 360 Shield Advance OPD

5. Will ManipalCigna Pro Health Protect provide tax benefits?

Yes, all premiums paid towards the ManipalCigna Pro Health Protect are eligible to avail of tax benefits under the Income Tax Act pf 1961 as per the Indian Income Tax Laws.