ManipalCigna Super Top-up Plus Plan
  • Choose any hospital room
  • Affordable premiums
  • Healthcare inflation protection
ManipalCigna Super Top-up Plus Plan
Network hospitals

Network hospitals

8500+

Claim settlement ratio

Claim settlement ratio

99.96%

Sum insured

Sum insured

Up to 1 Cr

No. of Plans

No. of Plans

1

Solvency Ratio

Solvency Ratio

1.5

Pan India Presence

Pan India Presence

77+

Customized Health Insurance Plan for you.

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ManipalCigna Super Top-up Plus Plan

“It’s Super Easy, Super Affordable.”

ManipalCigna super top-up plus plan is an additional protection that you can buy to expand your base health plan’s coverage benefits. ManipalCigna's super top-up plan has two variants - Plus and Select. 

This plan is specially designed to cater to the healthcare needs of policyholders over and above the sum insured limit of the base health insurance policy. So that they are assured of medical support without worrying about coverage exhaustion. The ManipalCigna super top-up plus plan provides in-patient hospitalization, and pre and post-hospitalization, and covers daycare procedures, AYUSH treatment for in-patient care, along with other benefits. Suppose you feel the sum insured limit or coverage benefits are insufficient in that case, there are a few optional covers and add-on covers with this plan that will complement your well-being. 

Read to know more about this exclusive plan. 

ManipalCigna Super Top-up Plus Plan Specifications

To understand ManipalCigna Super Top-up Plus Plan Insurance in detail, take a look at the below table:

Entry Age

Child: 91 days - 23 years, Adult: 18 years - No Limit

Policy Type

Top Up and Super Top Up

Sum Insured

1 L | 5 L | 10 L | 15 L | 20 L | 25 L | 30 L

Initial Waiting Period*

30 Days

Renewability

Lifelong

Policy Term

1, 2, 3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

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Choose Your ManipalCigna Super Top-up Plus Plan

With wide coverage options available, ManipalCigna Super Top-up Plus Plan Insurance Plan allows you to choose your ideal coverage as per your family’s health requirements. Take a look at the coverage under every SI option available and choose your ideal coverage:

In-patient & Out-patient coverage

Room Rent

Covered

ICU Charges

Covered

Pre-Hospitalization

Covered

Post-Hospitalization

Covered

Domiciliary Hospitalization

Not Covered

Daycare Treatment

Covered

OPD Charges

Covered

Coverage Terms

COVID-19 Treatment

Covered

Cataract

Not Covered

No Claim Bonus

Covered

Automatic Restoration

Not Covered

Daily Hospital Cash

Not Covered

Organ Donor

Covered

Maternity Cover

Not Covered

New Born Baby Cover

Not Covered

Alternative Treatments

AYUSH Treatment

Covered

IVF Treatment

Not Covered

Modern Treatment

Covered

Emergency Coverage

Ambulance

Covered

Air Ambulance

Not Covered

Compassionate Travel

Not Covered

Global Coverage

Not Covered

Wellness Programmes

E-Consultation

Covered

Health Check-Up

Covered

Second Medical Opinion

Not Covered

Vaccination

Not Covered

Limitations

Co-payment

Not Covered

Sub-limits

Not Covered

What is Room Rent?

The room rent limit is the maximum bed charge you can claim if you are hospitalised. Common Room categories covered under room rent are all kinds of rooms including single, private and AC rooms (except suite).

What are ICU Charges?

It is a special hospital department where patients with serious medical conditions are treated.

What is Pre Hospitalization?

Medical expenses incurred before hospitalisation of the policyholder.

What is Post Hospitalization?

Medical expenses incurred after the discharge of the policyholder from the hospital.

What is Domiciliary Hospitalization?

Domiciliary hospitalization or home care treatments are the arrangements for an insured individual due to the unavailability of medical amenities in hospitals, or in a case where an insured member can not be admitted to the hospital due to an inability. The treatment should last equal to or more than 72 hours to get financial coverage.

What is Daycare Treatment?

Treatments that can be completed within 24 hours of hospitalization like blood dialysis, cataracts, etc.

What are OPD charges?

Covers the cost of doctor consultations and prescribed medical tests that may not require hospitalization. .

What is COVID-19 Treatment?

It includes the treatment cost for COVID-19 with a confirmative diagnosis from a government-approved centre.

What is Cataract Treatment?

A common eye condition in which your vision gets blurred due to cloudy formation in your eyes.

What is a No-Claim Bonus?

For every claim-free year, insurance companies reward policyholders with an increase in the sum insured amount as a no-claim bonus or cumulative bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage varying from one plan to the other.

What is Automatic Restoration?

It is a benefit in which an insurance company restores the amount of sum insured completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from one plan to the other.

What is Daily Hospital Cash?

Daily hospital cash or Hospicash is a cash amount that you receive each day during the time of hospitalization to cover your non-medical expenses.

What is an Organ Donor Cover?

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body. In most of the cases, the insurer pays for the hospitalization and transplant expenses for both the parties i.e. the donor and the receiver.

What is a Maternity Cover?

It refers to the cover that includes expenses for normal and c-section deliveries.

What is a New Born Baby Cover?

It takes care of the medical expenses that arise due to the hospitalisation of the newborn baby in case of any childbirth complications, medical challenges, and so on. Some of the common treatments that are covered under the newborn cover and these common treatments can vary from plan to plan:

  • Congenital anomaly (conditions since birth)
  • Acute condition
  • Chronic condition
  • Premature delivery
  • Birth asphyxia
  • Daycare treatment
What is AYUSH Treatment?

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

What is IVF Treatment?

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are settled or reimbursed for:

  • Full infertility
  • No fertility
  • Infertility diagnosis
  • Infertility diagnosis and limited fertility treatment
  • Medication (which may or may not include fertility drug prescriptions)
What is a Modern Treatment?

Medical treatments that demand the use of modern technology and advanced machinery such as robotic surgeries, stem cell therapy, etc.

What is an Ambulance Cover?

An ambulance is used to move the patient from home to the hospital, transfer them to another hospital, and take them for different tests outside the hospital.

What is an Air Ambulance?

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

What is Compassionate Travel?

Refers to the travelling expenses of a family member who’s visiting the hospital to look after the patient when the policyholder gets admitted to a hospital outside his/her residential city.

What is Global Coverage?

Any kind of medical/health emergency when you are outside of India is covered for hospitalization expenses, modern and specific treatments, etc.

What is E-Consultation?

If a policy offers e-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

What is a Health Checkup?

A facility where the policyholder can avail of free health check-ups after fulfilling the company's eligibility criteria. In most cases, the insured member/s gets an annual health check-up cover.

What is a Second Medical Opinion?

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

What is Vaccination cover?

Coverage against the expenses incurred on vaccinations of either the newborn baby, for an animal bite, etc is provided by the insurance companies.

What is Co-payment?

In the co-payment clause, policyholders have to pay a preset amount (either compulsorily or voluntarily) of the hospitalisation expense on their own and the insurer will pay the rest of the medical bill amount.

What is the Sub limit?

Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder. For instance, if your policy covers room rent for upto 20% of the sum insured, but the expense of the same is more than 25%, you will have to pay the rest amount, i.e. 5%, for your room rent.

Benefits of ManipalCigna Super Top-up Plus

Here are the benefits of ManipalCigna Super top-up plan:

  • Non-medical expenses cover

    The cost of non-medical items is paid by the insurer in case of in-patient and daycare hospitalization, given the items covered are listed in the policy’s terms and conditions.

  • Optional covers

    There is an availability of optional covers that are as; A . Guaranteed Continuity of Deductible allows you to take a separate base policy without a new waiting period to continue taking coverage (up to deductible amount), given that you have completed 5 years of the policy tenure. The maximum age of the proposer should be 54 years. B . Reduction of PED waiting period facilitates a reduction in pre-existing diseases’ waiting period from 48 to 24 months.

  • Add-on benefits

    This super top-up plan offers an add-on cover through; A . ManipalCigna Health 360 - OPD with 3 package options, which are mentioned below: Package 1: Cashless doctor’s consultation covers upto the OPD SI. Package 2: Cashless doctor consultations and prescribed diagnostics up to OPD SI. Package 3: Cashless doctor consultations, prescribed diagnostics and pharmacy up to OPD SI. The maximum limit for pharmacy is 20% of the OPD SI B . Critical Illness add-on cover that pays an additional lumpsum amount of upto 100% of the opted base SI.

  • Tax benefits

    Avail tax benefits against paid policy premiums tax benefits under Section 80D of the Income Tax Act of India.

ManipalCigna Health Insurance Network Hospital List

ManipalCigna Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, ManipalCigna Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Network Hospital

Exclusions of ManipalCigna Super Top-up Plus Plan

Permanent Exclusions

Permanent diseases or health conditions that are not included under ManipalCigna Super Top-up Plus Plan are:

Illnesses resulting in the insured after committing an unlawful act or breach of law

Alcohol, drug, any substance abuse or the complication treatment related to thereof

Injury or death caused due to nuclear fuel or radiation or nuclear wars

Foreign invasion or civil war

Attempt to commit suicide or suicidal act

Self-inflicted injury

Unproven treatments

Sterility and infertility

Excluded providers

Cosmetic or plastic surgery

To Be Concluded 

Are you worried whether your health insurance is insufficient to help you in times of distress or not? Get covered for your healthcare emergencies over and top of the base health policy with the ManipalCigna super top-up plan. 

Got more questions? Reach out to the health insurance experts at PolicyX at 1800 4200 269 to resolve all your queries. 

 

Explore other ManipalCigna Health Insurance

To cater to the different medical needs of an individual & their family, ManipalCigna Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to ManipalCigna Health Insurance plans explore more:

Individual and Family Health Insurance

ManipalCigna ProHealth Protect Plan

ManipalCigna ProHealth Protect Plan

ManipalCigna ProHealth Protect Plan is a comprehensive health insurance policy designed to take care of you and your family in your health and illness...

Unique Features

  • Avail Add-On Covers
  • Optional Benefits Available
  • High SI Options

ManipalCigna ProHealth Protect Plan (Pros)

ManipalCigna ProHealth Protect Plan
  • Newborn Baby and Maternity Cover
  • Health Maintainance Benefit
  • AYUSH Cover

ManipalCigna ProHealth Protect Plan (Cons)

ManipalCigna ProHealth Protect Plan
  • Compassionate travel
  • Vaccination expenses
  • E-consultation

ManipalCigna ProHealth Protect Plan (Other Benefits)

ManipalCigna ProHealth Protect Plan
  • Daycare treatment
  • Domiciliary treatment
  • OPD cover

ManipalCigna ProHealth Protect Plan (Eligibility Criteria)

ManipalCigna ProHealth Protect Plan
  • Entry age: 18 years to No limit
  • SI: 2.5 L to 50 L
  • Initial waiting period: 30 days
  • Policy term: 1/2/3 years

Individual and Family Health Insurance

ManipalCigna ProHealth Plus

ManipalCigna ProHealth Plus

The ManipalCigna ProHealth insurance policy is specially designed to cater to all your worries regarding your health and wellness. It provides the pol...

Unique Features

  • Suitable for New Couples
  • Family Planning Coverage
  • Maternity & Newborn Cover

ManipalCigna ProHealth Plus (Pros)

ManipalCigna ProHealth Plus
  • Maternity & new-born benefits
  • Modern treatment
  • 500+ daycare procedures
  • Listed critical illnesses

ManipalCigna ProHealth Plus (Cons)

ManipalCigna ProHealth Plus
  • IVF not covered
  • E-consultation
  • Compassionate travel

ManipalCigna ProHealth Plus (Other Benefits)

ManipalCigna ProHealth Plus
  • Organ donor expenses
  • Worldwide coverage
  • In-patient hospitalization
  • Out-patient hospitalization

ManipalCigna ProHealth Plus (Eligibility Criteria)

ManipalCigna ProHealth Plus
  • Entry age: 18 years to No max limit
  • SI: 4.5 L to 50 L
  • Initial waiting period: 30 days
  • Policy term: 1/2/3 years

Senior Citizen Health Insurance

ManipalCigna Prime Senior Plan

ManipalCigna Prime Senior Plan

We all know that senior citizens are prone to developing more diseases that can continue until their last breath if not treated well. In such scenario...

Unique Features

  • Modern treatment cover
  • Low waiting periods
  • Room category flexibility

ManipalCigna Prime Senior Plan (Pros)

ManipalCigna Prime Senior Plan
  • Daily cash for shared accommodation
  • Air ambulance
  • Domestic second opinion
  • Unlimited 100% SI restoration

ManipalCigna Prime Senior Plan (Cons)

ManipalCigna Prime Senior Plan
  • OPD cover
  • Maternity and newborn cover
  • Compassionate travel

ManipalCigna Prime Senior Plan (Other Benefits)

ManipalCigna Prime Senior Plan
  • Any room upgradation
  • Unlimited SI restoration
  • PEDs waiting period reduction
  • Domestic second opinion (Elite)

ManipalCigna Prime Senior Plan (Eligibility Criteria)

ManipalCigna Prime Senior Plan
  • Entry age: 56 to 75 years
  • SI: 3 to 50 Lakhs
  • Policy term: 1/2/3 years
  • Initial waiting period: 30 days

Individual and Family Health Insurance

ProHealth Prime Advantage

ProHealth Prime Advantage

Buying health insurance that provides you and your family a 360-degree coverage against medical emergencies is the need of this hour. ManipalCigna Pro...

Unique Features

  • 360 Degree Family Coverage
  • Additional Wellness Programs
  • OPD Charges Covered

ProHealth Prime Advantage (Pros)

ProHealth Prime Advantage
  • Bariatric surgery
  • Maternity coverage
  • Newborn baby cover
  • Daily cash benefits

ProHealth Prime Advantage (Cons)

ProHealth Prime Advantage
  • Compassionate travel
  • Copayment unavailable
  • Sub-limits not applicable

ProHealth Prime Advantage (Other Benefits)

ProHealth Prime Advantage
  • Air ambulance cover
  • OPD available
  • Domiciliary hospitalization

ProHealth Prime Advantage (Eligibility Criteria)

ProHealth Prime Advantage
  • Entry age: 18 years to no max limit
  • SI: 5 L to 1 Cr
  • Policy term: 1/2/3 years
  • Initial waiting period: 30 days

Individual and Family Health Insurance

ManipalCigna Prime Protect Plan

ManipalCigna Prime Protect Plan

"Your Health Deserves Better!" Get safeguarded with a health plan that provides you with all-around healthcare facilitation." ManipalCigna Prime Prote...

Unique Features

  • Customizable health benefits
  • High-value covers
  • Health reward discounts

ManipalCigna Prime Protect Plan (Pros)

ManipalCigna Prime Protect Plan
  • In-patient hospitalisation
  • Daycare treatment
  • Domiciliary hospitalisation
  • Sum insured restoration
  • Organ donor cover

ManipalCigna Prime Protect Plan (Cons)

ManipalCigna Prime Protect Plan
  • Adventure sport injuries
  • Cosmetic treatment
  • Alcoholism/drug abuse
  • Self-inflicted injury

ManipalCigna Prime Protect Plan (Other Benefits)

ManipalCigna Prime Protect Plan
  • Optional covers
  • Add-ons available
  • Unlimited benefits up to SI
  • Bariatric surgery cover
  • AYUSH treatment cover

ManipalCigna Prime Protect Plan (Eligibility Criteria)

ManipalCigna Prime Protect Plan
  • Child Entry age - 91 days - 25 Years
  • Adult Entry Age- 18 Years- No Limit
  • SI - INR 3 Lakhs - 1 Crore
  • Waiting Period - 30 days

Top Up and Super Top Up

ManipalCigna Super Top-up Plus Plan

ManipalCigna Super Top-up Plus Plan

“It’s Super Easy, Super Affordable.” ManipalCigna super top-up plus plan is an additional protection that you can buy to expand your...

Unique Features

  • Choose any hospital room
  • Affordable premiums
  • Healthcare inflation protection

ManipalCigna Super Top-up Plus Plan (Pros)

ManipalCigna Super Top-up Plus Plan
  • Pre-hospitalization cover
  • Post-hospitalization cover
  • Modern treatment cover
  • AYUSH hospitalization

ManipalCigna Super Top-up Plus Plan (Cons)

ManipalCigna Super Top-up Plus Plan
  • Obesity/ weight control
  • Change of gender treatments
  • Hazardous or adventure sports
  • Maternity not covered
  • Newborn baby cover NA

ManipalCigna Super Top-up Plus Plan (Other Benefits)

ManipalCigna Super Top-up Plus Plan
  • Organ donor cover
  • Discounts on premium
  • 30 days grace period
  • Deductible options

ManipalCigna Super Top-up Plus Plan (Eligibility Criteria)

ManipalCigna Super Top-up Plus Plan
  • Entry Age - 91 days
  • Max Entry Age - No Limit
  • SI - 1 - 30 Lakhs
  • Waiting Period - 30 Days

Individual and Family Health Insurance

ProHealth Prime Active Plan

ProHealth Prime Active Plan

ManipalCigna ProHealth Prime Active is a comprehensive plan to keep you, Healthy bhi and Active bhi. But have you ever imagined why Indians don't prio...

Unique Features

  • Worldwide emergency cover
  • Premium waiver benefit
  • Covers 36 listed critical illnesses

ProHealth Prime Active Plan (Pros)

ProHealth Prime Active Plan
  • Global cover
  • Modern treatment
  • Second medical opinion

ProHealth Prime Active Plan (Cons)

ProHealth Prime Active Plan
  • OPD cover
  • Maternity benefits
  • Newborn baby cover

ProHealth Prime Active Plan (Other Benefits)

ProHealth Prime Active Plan
  • In-patient hospitalization
  • Daycare procedures
  • Organ donor cover

ProHealth Prime Active Plan (Eligibility Criteria)

ProHealth Prime Active Plan
  • Entry age: 18 to 70 years
  • SI: 3 to 15 Lakhs
  • Waiting period: 30 days
  • Policy term: 1/2/3 years

Individual and Family Health Insurance

ManipalCigna ProHealth Select Plan

ManipalCigna ProHealth Select Plan

ManipalCigna ProHealth Select - A health insurance plan that extends coverage in times of need. Life's unpredictable emergencies require your financia...

Unique Features

  • Customizable policy
  • Reassurance/Premium waiver
  • High SI options available

ManipalCigna ProHealth Select Plan (Pros)

ManipalCigna ProHealth Select Plan
  • Room rent
  • ICU charges
  • Pre and post-hospitalisation
  • OPD charges

ManipalCigna ProHealth Select Plan (Cons)

ManipalCigna ProHealth Select Plan
  • Investigation & evaluation
  • Rest/cure/rehabilitation and respite care
  • Obesity/weight control
  • Dental treatment

ManipalCigna ProHealth Select Plan (Other Benefits)

ManipalCigna ProHealth Select Plan
  • Cataract
  • No claim bonus
  • Automatic restoration

ManipalCigna ProHealth Select Plan (Eligibility Criteria)

ManipalCigna ProHealth Select Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 25 L

Senior Citizen Health Insurance

ManipalCigna ProHealth Cash Plan

ManipalCigna ProHealth Cash Plan

Your safety wallet, anywhere any time. Buy your ManipalCigna ProHealth Cash Policy. ManipalCigna ProHealth Cash plan is extended financial support thr...

Unique Features

  • Daily hospital cash benefit
  • Worldwide cover option
  • Multiple discounts available

ManipalCigna ProHealth Cash Plan (Pros)

ManipalCigna ProHealth Cash Plan
  • Comes in 2 variants
  • Sickness hospital cash benefits
  • ICU cash benefit
  • Worldwide cover

ManipalCigna ProHealth Cash Plan (Cons)

ManipalCigna ProHealth Cash Plan
  • Breach of law
  • Suicide or an attempt to commit suicide
  • Alcoholism or drug abuse
  • Contamination from Nuclear fuel or radiation

ManipalCigna ProHealth Cash Plan (Other Benefits)

ManipalCigna ProHealth Cash Plan
  • Option to choose coverage period
  • Family discount
  • Online renewal discount
  • Long-term discount

ManipalCigna ProHealth Cash Plan (Eligibility Criteria)

ManipalCigna ProHealth Cash Plan
  • Entry age- 91 days to 65 years
  • Coverage period- 60/90/180 days
  • Sum Insured- INR 500-5000

Individual and Family Health Insurance

ManipalCigna Arogya Sanjeevani Plan

ManipalCigna Arogya Sanjeevani Plan

Protect your family with the ManipalCigna Arogya Sanjeevani policy! Yes, you heard that right. You should buy a standard health insurance policy like ...

Unique Features

  • AYUSH treatment cover
  • Covers modern treatments
  • Affordable & available for all

ManipalCigna Arogya Sanjeevani Plan (Pros)

ManipalCigna Arogya Sanjeevani Plan
  • Room rent covered
  • ICU charges
  • Pre-hospitalisation
  • Daycare treatment

ManipalCigna Arogya Sanjeevani Plan (Cons)

ManipalCigna Arogya Sanjeevani Plan
  • Breach of law
  • Hazardous or adventure sports
  • Contamination from Nuclear fuel/radiation
  • Unproven treatments

ManipalCigna Arogya Sanjeevani Plan (Other Benefits)

ManipalCigna Arogya Sanjeevani Plan
  • AYUSH treatment
  • Modern treatment
  • Cataract

ManipalCigna Arogya Sanjeevani Plan (Eligibility Criteria)

ManipalCigna Arogya Sanjeevani Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 10 L

Accident Health Insurance

ManipalCigna Lifestyle Protection Accident Care Plan

ManipalCigna Lifestyle Protection Accident Care Plan

Always be prepared for the ups and downs of life! Buy your ManipalCigna Lifestyle Protection Accident Care insurance plan that protects you financiall...

Unique Features

  • Lump sum payout
  • Dependent children cover
  • Loss of income benefit

ManipalCigna Lifestyle Protection Accident Care Plan (Pros)

ManipalCigna Lifestyle Protection Accident Care Plan
  • Accidental death covered
  • Permanent total disability
  • Education fund
  • Emergency ambulance cover

ManipalCigna Lifestyle Protection Accident Care Plan (Cons)

ManipalCigna Lifestyle Protection Accident Care Plan
  • Any PEDs
  • Suicide or an attempt at suicide
  • Intentional self-injury
  • Breach of law

ManipalCigna Lifestyle Protection Accident Care Plan (Other Benefits)

ManipalCigna Lifestyle Protection Accident Care Plan
  • Burns cover
  • Broken bones benefit
  • Temporary total disability

ManipalCigna Lifestyle Protection Accident Care Plan (Eligibility Criteria)

ManipalCigna Lifestyle Protection Accident Care Plan
  • Entry age- Child: 5 - 25 years; Adult: 18 - 80 years
  • Sum Insured: INR 50
  • 000 - 10 Crores
  • Accidental injury/death: Day 1

Individual and Family Health Insurance

ManipalCigna ProHealth Plan

ManipalCigna ProHealth Plan

ManipalCigna ProHealth Insurance Policy by ManipalCigna Health Insurance Company is a comprehensive hospitalization insurance plan that protects you a...

Unique Features

  • Know About the Plan & its Variants
  • Explore the Features & Eligibility
  • Inclusions and Exclusions

ManipalCigna ProHealth Plan (Pros)

ManipalCigna ProHealth Plan
  • Pre-hospitalisation
  • Post-hospitalisation
  • Unlimited teleconsultation
  • Daily hospitalcash
  • SI restoration benefit

ManipalCigna ProHealth Plan (Cons)

ManipalCigna ProHealth Plan
  • Obesity weight control
  • Change of gender treatments
  • Breach of law

ManipalCigna ProHealth Plan (Other Benefits)

ManipalCigna ProHealth Plan
  • Cashless claim settlement
  • AYUSH treatment
  • Trusted insurance provider

ManipalCigna ProHealth Plan (Eligibility Criteria)

ManipalCigna ProHealth Plan
  • Min entry age: 91 days
  • Max entry age: Unlimited
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

ManipalCigna Super Top-up Plan

ManipalCigna Super Top-up Plan

ManipalCigna Health Insurance provides the insured with additional coverage and their existing health insurance policy with their Super Top-up plan. T...

Unique Features

  • Boost Your Health Coverage
  • Eligibility Criteria and Features
  • Inclusions & Exclusions

ManipalCigna Super Top-up Plan (Pros)

ManipalCigna Super Top-up Plan
  • AYUSH treatment
  • Modern treatment cover
  • Organ donor expenses

ManipalCigna Super Top-up Plan (Cons)

ManipalCigna Super Top-up Plan
  • Maternity cover
  • Global cover
  • No OPD cover
  • Domiciliary care unavailable

ManipalCigna Super Top-up Plan (Other Benefits)

ManipalCigna Super Top-up Plan
  • In-patient hospitalization
  • Pre & post-hospitalization
  • Daycare procedures cover

ManipalCigna Super Top-up Plan (Eligibility Criteria)

ManipalCigna Super Top-up Plan
  • Entry age: 18 years to no age bar
  • Policy term: 1/2/3 years
  • Initial waiting period: 30 days
  • SI: 3 to 30 Lakhs

Individual and Family Health Insurance

ManipalCigna Lifetime Health Plan

ManipalCigna Lifetime Health Plan

Manipal Cigna LifeTime Health Insurance is a reliable health insurance plan that prioritizes your healthcare needs and looks after them. ManipalCigna ...

Unique Features

  • Know About the Plan & its Variants
  • Explore the Features & Eligibility
  • Inclusions and Exclusions

ManipalCigna Lifetime Health Plan (Pros)

ManipalCigna Lifetime Health Plan
  • Covers the treatment cost of HIV/AIDS and STD
  • Covers mental illness
  • You can opt for global coverage

ManipalCigna Lifetime Health Plan (Cons)

ManipalCigna Lifetime Health Plan
  • Vaccination not covered
  • IVF treatment not covered
  • Air ambulance not covered

ManipalCigna Lifetime Health Plan (Other Benefits)

ManipalCigna Lifetime Health Plan
  • You can opt for deductibles
  • Air ambulance covered
  • Domestic and international coverage

ManipalCigna Lifetime Health Plan (Eligibility Criteria)

ManipalCigna Lifetime Health Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 3 Crore

Individual and Family Health Insurance

ManipalCigna ProHealth Prime Plan

ManipalCigna ProHealth Prime Plan

ManipalCigna ProHealth Prime is a comprehensive and flexible Health Insurance Plan that offers Better Coverage, Better Control, and Better Care for th...

Unique Features

  • Comprehensive coverage
  • High sum insured
  • Customized benefits

ManipalCigna ProHealth Prime Plan (Pros)

ManipalCigna ProHealth Prime Plan
  • Annual health check up
  • Domestic second opinion
  • Switch off benefit
  • Premium waiver benefits
  • OPD expense covered

ManipalCigna ProHealth Prime Plan (Cons)

ManipalCigna ProHealth Prime Plan
  • Optional deductibles
  • 10% co-payment
  • PED 2-year waiting period
  • Long waiting period

ManipalCigna ProHealth Prime Plan (Other Benefits)

ManipalCigna ProHealth Prime Plan
  • Domiciliary hospitalisation
  • Air ambulance cover
  • Cumulative bonus booster
  • CI add on cover
  • SI restoration

ManipalCigna ProHealth Prime Plan (Eligibility Criteria)

ManipalCigna ProHealth Prime Plan
  • Min entry age: 91 days
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Group Health Insurance

ManipalCigna Pro Health Group Plan

ManipalCigna Pro Health Group Plan

ManipalCigna ProHealth Group Insurance Policy has been designed to provide more extensive and better insurance solutions to employer-employee and non-...

Unique Features

  • Avail Critical Illness Cover
  • High Sum Assured
  • Optional Covers

ManipalCigna Pro Health Group Plan (Pros)

ManipalCigna Pro Health Group Plan
  • Avail Critical Illness Cover
  • High Sum Assured
  • Optional Covers Available

ManipalCigna Pro Health Group Plan (Cons)

ManipalCigna Pro Health Group Plan
  • Injuries due to unlawful activities
  • Obesity
  • Cosmetic surgery
  • Injuries due to illegal activities
  • Illness due to radiation exposure

ManipalCigna Pro Health Group Plan (Other Benefits)

ManipalCigna Pro Health Group Plan
  • Donor expenses cover
  • AYUSH treatment cover
  • Daily Cash Benefits
  • Critical illness cover
  • Personal accident cover

ManipalCigna Pro Health Group Plan (Eligibility Criteria)

ManipalCigna Pro Health Group Plan
  • Min entry age: Day 1
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

Critical Care Plan

Critical Care Plan

ManipalCigna Health Insurance Company offers its Critical Illness policy which is also a global plan that assures you financial support during critica...

Unique Features

  • CI Cover
  • Eligibility & Features
  • 30 CI Cover

Critical Care Plan (Pros)

Critical Care Plan
  • 15 or 30 major illnesses
  • Medical second opinion
  • Online wellness program

Critical Care Plan (Cons)

Critical Care Plan
  • No daily cash benefit
  • In-patient hospitalization
  • OPD unavailable
  • Daycare procedures

Critical Care Plan (Other Benefits)

Critical Care Plan
  • Basic & advanced add-on cover benefits
  • Organ donor expenses

Critical Care Plan (Eligibility Criteria)

Critical Care Plan
  • Entry age: 18 to 65 years
  • SI: 1 L to 25 Cr
  • Policy term: 1/2/3 years
  • Waiting period: 90 days

Individual and Family Health Insurance

ManipalCigna Sarvah Plan

ManipalCigna Sarvah Plan

'Sahi Health Insurance Chuno, SADA SECURE RAHO' Yep, that's right, this is what ManipalCigna's new SARVAH plan talks about. With this plan, ManipalCig...

Unique Features

  • Comprehensive coverage
  • High sum insured
  • Customized benefits

ManipalCigna Sarvah Plan (Pros)

ManipalCigna Sarvah Plan
  • Coverage for major illness
  • Reduced waiting period for pre-existing diseases
  • Unlimited restoration
  • Surplus benefits

ManipalCigna Sarvah Plan (Cons)

ManipalCigna Sarvah Plan
  • Maternity benefit not covered
  • No global coverage
  • Daily hospital cash not covered

ManipalCigna Sarvah Plan (Other Benefits)

ManipalCigna Sarvah Plan
  • Tatkal benefit
  • Comprehensive personal accident cover
  • Gullak and Sarathi benefits

ManipalCigna Sarvah Plan (Eligibility Criteria)

ManipalCigna Sarvah Plan
  • Entry Age -91 days
  • Maximum Entry Age - No Limit
  • SI - Up to 3 Crore
  • Waiting Period - 30 days

ManipalCigna Super Top-up Plus Plan: FAQs

1. Why should I buy a super top-up plan?

It can complement your base health insurance to provide extended coverage for healthcare needs.

2. Can I cover my family under ManipalCigna super top-up insurance?

This super top-up plan can cater to individual, multi-individual, and family healthcare needs. So, you can add it to your family health plans easily.

3. Is there a deductible option with the ManipalCigna super top-up plan?

Yes, there is an option to choose a deductible ranging from INR 3 to 10 Lakhs.

4. Will I get any bonus on buying this super top-up policy?

ManipalCigna super top-up plan offers a guaranteed cumulative bonus so that you can get discounts on the premium (on the next renewal, as per wordings)

Explore ManipalCigna Health Insurance

Customer Service of ManipalCigna

Customer Service of ManipalCigna

ManipalCigna Senior Citizen Plan

ManipalCigna Senior Citizen Plan

ManipalCigna Maternity Health Insurance

ManipalCigna Maternity Health Insurance

ManipalCigna Health Insurance Renewal

ManipalCigna Health Insurance Renewal

ManipalCigna Claim Settlement Ratio

ManipalCigna Claim Settlement Ratio

ManipalCigna Policy Download

ManipalCigna Policy Download

ManipalCigna Premium Calculator

ManipalCigna Premium Calculator

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Simran Nirala

Written By: Simran Nirala

Lives In: Delhi, NCR Expertise: Health & Term Insurance Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.

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