Narayana Health Insurance
Narayana Health Insurance Ltd. is a new venture by Bengaluru-based hospital chain Narayana Health. It is a wholly owned subsidiary of Narayana Hrudaya...Read More
Network hospitals
21+
Claim settlement ratio
NA%
Sum insured
Up to1 Crore
No. of Plans
1
Solvency Ratio
NA
Pan India Presence
NA+
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Best Selling Narayana Health Insurance Plans
Let's take a look at the list of health insurance plans that offer comprehensive protection to you and your family
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Individual and Family Health Insurance
Narayana Health Insurance Plans Eligibility Approximate Annual Premiums Narayana Aditi Health Insurance Entry Age - 18 years
Sum Insured - Up to 1 CrRs. 3456
Key Features Of Narayana Health Insurance
Let us take a look at some unique features of top-selling Narayana Health Insurance policies:
For Individual and Family Health Insurance
Narayana Aditi Health Insurance
The Aditi Health Insurance by Narayana Health Insurance is a comprehensive plan that provides emergency coverage without any waiting period. This plan will pay the bill in case of hospitalisation, surgery, and other medical treatments.
Why Do We Recommend This?
- 1 Cr sum insured for surgeries
- 5 Lakh sum insured for non-surgery
- Coverage available for non-network hospitals
Explore other Narayana Health Insurance
To cater to the different medical needs of an individual & their family, Narayana Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more. Take a look below to Narayana Health Insurance plans explore more:
Individual and Family Health Insurance
The Aditi Health Insurance by Narayana Health Insurance is a comprehensive plan that provides emergency coverage without any waiting period. This plan...
Unique Features
- No waiting period
- Annual health checkups
- Coverage available at non-network
Narayana Aditi Health Insurance (Pros)
- 1 Cr sum insured
- Room category modification
- Living organ donor
Narayana Aditi Health Insurance (Cons)
- Domiciliary hospitalisation not covered
- OPD treatment
- Maternity not covered
Narayana Aditi Health Insurance (Other Benefits)
- Annual health checkup
- Road ambulance charges
- Coverage from day 1
Narayana Aditi Health Insurance (Eligibility Criteria)
- Entry age - 18 years
- Max entry age - No age limit
- SI - INR 5L to 1 Cr
- Waiting Period - No waiting period
Why Choose Narayana Health Insurance?
- Versatile and affordable health insurance plans for every need
- 24X7 customer support for easy claim settlement
- Network hospitals all over India
- Offers comprehensive coverage at affordable premiums
- Tax benefits under Section 80D of the Income Tax Act
What is Covered?
Pre and Post Hospitalization Expenses
Narayana Health Insurance understands the impact of rising medical expenses which is why their insurance products contain pre and post-hospitalization expenses related to in-patient hospitalization.
Major Organ Surgeries
Most Narayana Health Insurance plans offer coverage for major organ transplants or surgeries.
Hospitalization Expenses
Narayana health insurance plans cover your hospital expenses like room rent, ICU charges, surgery expenses, doctor consultations, and other such expenses.
Medicine Delivery
Narayana Health Insurance plans offers free medicine delivery under some of its health plans.
Domiciliary Hospitalization
On a doctor’s recommendation, a policyholder can avail of medical care in the comfort of their home. Narayana health insurance plans cover domiciliary hospitalization up to specified sub-limits.
What is not Covered?
Self Inflicted Injuries
Narayana health policies will not cover injuries or hospitalization caused by self-harm.
Cosmetic Procedures
Narayana Health Insurance plans do not cover any kinds of cosmetic surgeries or treatments.
Adventure Sports
Narayana Health Insurance plans will not cover you for hospitalizations, or accidents caused due to adventure sports.
Obesity or Weight Control Treatments
Narayana Health Insurance plans mostly do not cover treatments related to obesity and weight management such as bariatric surgeries.
Involvement In Illegal Activities
Narayana health insurance company plans do not cover individuals or families for hospitalization or injuries caused due to unlawful activities.
What Are The Different Waiting Periods In Narayana Health Insurance Plans?
The various waiting periods associated with Narayana Health plans are:
Initial Waiting Period
Begins from the date of purchase and lasts for up to 30 days for most Narayana Health Insurance plans.
Pre-existing Disease Waiting Period
Narayana Health Insurance plans require you to serve specific waiting periods in case you are diagnosed with PEDs such as hypertension, diabetes, or any other.
Survival Period
Like waiting periods, Narayana health insurance plans with critical illness coverage have a survival period. During this period policyholders diagnosed with any listed critical illness must outlive the survival period to enjoy coverage benefits.
Narayana Health Insurance Plans Buying Process
If you are looking forward to purchasing Narayana Health insurance online follow the simple steps below:
- Step 1
Visit the PolicyX health insurance page, and enter your details such as name, age, number of members to be covered, and city.
- Step 2
Click on 'Get free quotes' and compare Narayana Health Insurance Plans as per your needs.
- Step 3
Select and pay premiums online for the purchased Narayana health insurance plan of your choice.
- Step 4
Our team of insurance experts at PolicyX will provide you with all the assistance required regarding claims and other queries post-purchase of your Narayana Health Insurance plan.
Narayana Health Insurance Renewal Process
Follow the steps for Narayana Health Insurance policy renewal
- Step 1
Visit the official website of Narayana Health Insurance Company
- Step 2
Click on the ‘Renew’ tab
- Step 3
Mention your ‘Policy Number’ and ‘Date Of Birth’
Connect with our insurance experts for Narayana health insurance policy renewal at 1800 - 4200 - 269
Narayana Health Insurance Plan Claim Process Steps
You can file for cashless as well as reimbursement claims for your Narayana Health Insurance Plans by following these easy steps:
- Step 1
Visit the website of Narayana Health Insurance, and select the "Claim" option. Then click on the "Claim Intimation" to check out the form.
- Step 2
Now select "health claim" and require the information which is the policy number, date of birth, and other details they ask for.
- Step 3
Now select the "claim type", whether you want to opt for a cashless claim or reimbursement. Click on the authorize and you will receive the OTP on the verified number.
- Step 4
Get verified with the OTP and fill in the required hospital admission information, select the hospital, and fill in the hospital details in case of a non-network hospital.
- Step 5
Upload the documents asked and click on the "review" button.
- Step 6
After clicking on the review button you need to submit the intimation for the company to review. You will receive a claim intimation number which you need to note down for future purposes.
Documents Required For Narayana Health Policy Claim Settlement
Submit the following documents when filing for Narayana health claims:
- Duly completed and signed claim form, in original
- Valid photo-ID proof
- Medical practitioner's referral letter and prescription
- Original bills, receipts, and discharge cards from the hospital/medical practitioner
- Original bills from pharmacy/chemists
- Original pathological/diagnostic tests reports/radiology reports and payment receipts
- Indoor case papers
- First Information Report, final police report, if applicable
- Post-mortem report, if conducted
- Any other document as required by the company to assess the claim
More Queries?
If you have any more queries regarding
Plans,
Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269
now!
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Written By: Simran Kaur Vij
Simran is an insurance expert with more than 4 years of experience in the industry. An expert with previous experience in BFSI, Ed-tech, and insurance, she proactively helps her readers stay on par with all the latest Insurance industry developments.
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