Digit Arogya Sanjeevani Policy
vs
Acko Platinum Health Plan

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Digit Arogya Sanjeevani Policy vs Acko Platinum Health Plan

Digit Arogya Sanjeevani Policy

Digit Arogya Sanjeevani is a standard health insurance policy offering sum insured options ranging between 3 Lakhs to 2 Crores. The plan covers individuals for pre and post-hospitalization, hospital room rent, ICU expenses, and more. Digit Arogya Sanjeevani is available as an individual or family fl...

Acko Platinum Health Plan

Acko Platinum Health Plan offers you coverage for yourself and your family members. The plan offers a sum insured of INR 10 lakhs with many benefits. Some benefits include sum insured restoration of up to 100%, built-in add-ons like room rent waiver, doctor on call, and critical illness coverage. Th...

PLAN DETAILS

Digit Arogya Sanjeevani Policy


Acko Platinum Health Plan

Rating 4.4 4.4
Premium Including GST
Product Type Individual and Family Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • Lifelong Renewability
  • Affordable Premiums
  • SI Upto 2 Crores
  • Personal Accident Cover
  • Critical Illness Cover
  • SI up to 10 Lakhs
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Covered
Hospital_network
(Number of Hospital Network in city)
- -
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Not Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Not Covered Covered
Vaccination
(Cover againts any medical expenses occurred in Vaccinations for certain diseases)
Not Covered Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Applicable Not Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Applicable Not Covered
Plan Uniqueness
Plan Short Widget Overview - -
Plan Entry Age 18 to 65 Years 18 years - No max limit
Plan Premium Entry Age and S/A 2781 NA
Plan Waiting Period 30 Days 30 days
Plan Renewability Lifetime NA
Plan Coverage - Individual and family plan
Plan Sample Premium 2781 NA
Plan Brochure Brochure URL Brochure URL
Plan Conclusion - Acko Platinum health is a versatile health insurance plan with a high sum insured value that can be
Policy Term 1 Year NA
ICU Charges Covered Not Covered
No Claim Bonus Covered Not Covered
Covid-19 Treatment Covered Covered
Cataract Covered Covered
Automatic Restoration Not Covered Covered
Ayush Treatment Covered Covered
IVF Treatment Not Covered Not Covered
Modern Treatment Covered Not Covered
E Consultation Not Covered Not Covered
Second Medical Opinion Not Covered Covered
Air Ambulance Not Covered Not Covered
Compassionate Travel Not Covered Not Covered
Global Coverage Not Covered Not Covered

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Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.