Future Generali Health Absolute Plan
vs
Acko Platinum Health Plan

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Future Generali Health Absolute Plan vs Acko Platinum Health Plan

Future Generali Health Absolute Plan

Future Generali Health Absolute is a comprehensive health insurance plan with 3 plan variants and a wide range of sum insured. The plan offers a wide scope of coverage and facilitates policyholders in managing their everyday lifestyle in an efficient way. FG health absolute not only covers hospitali...

Acko Platinum Health Plan

Acko Platinum Health Plan offers you coverage for yourself and your family members. The plan offers a sum insured of INR 10 lakhs with many benefits. Some benefits include sum insured restoration of up to 100%, built-in add-ons like room rent waiver, doctor on call, and critical illness coverage. Th...

PLAN DETAILS

Future Generali Health Absolute Plan


Acko Platinum Health Plan

Rating 4.4 4.4
Premium Including GST
Product Type Individual and Family Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • Up to 1 Cr SI
  • 3 Plan Variants
  • 10% Family Discount
  • Personal Accident Cover
  • Critical Illness Cover
  • SI up to 10 Lakhs
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Covered
Hospital_network
(Number of Hospital Network in city)
- -
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Covered
Vaccination
(Cover againts any medical expenses occurred in Vaccinations for certain diseases)
Covered Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered Not Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered Not Covered
Plan Uniqueness
Plan Short Widget Overview - -
Plan Entry Age 18 years - No Limit 18 years - No max limit
Plan Premium Entry Age and S/A NA NA
Plan Waiting Period 30 Days* 30 days
Plan Renewability Lifelong NA
Plan Coverage Family floater and Individual policy benefits Individual and family plan
Plan Sample Premium - NA
Plan Brochure Brochure URL Brochure URL
Plan Conclusion FG Health Absolute plan is an apt choice for those individuals who are searching not only for a heal Acko Platinum health is a versatile health insurance plan with a high sum insured value that can be
Policy Term 1,2,3 Years NA
ICU Charges Covered Not Covered
No Claim Bonus Covered Not Covered
Covid-19 Treatment Covered Covered
Cataract Covered Covered
Automatic Restoration Covered Covered
Ayush Treatment Covered Covered
IVF Treatment Not Covered Not Covered
Modern Treatment Covered Not Covered
E Consultation Covered Not Covered
Second Medical Opinion Not Covered Covered
Air Ambulance Not Covered Not Covered
Compassionate Travel Not Covered Not Covered
Global Coverage Covered Not Covered

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Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.