Future Generali Health Absolute Plan
vs
Star Senior Citizen Plan

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Future Generali Health Absolute Plan vs Star Senior Citizen Plan

Future Generali Health Absolute Plan

Future Generali Health Absolute is a comprehensive health insurance plan with 3 plan variants and a wide range of sum insured. The plan offers a wide scope of coverage and facilitates policyholders in managing their everyday lifestyle in an efficient way. FG health absolute not only covers hospitali...

Star Senior Citizen Plan

Star Health Insurance for Senior Citizens is exclusively designed for senior citizens who want to meet high medical costs by paying a yearly premium. Besides, if you are someone who has just entered the second innings of life this can be the best option for you. Star Health insurance for senior cit...

PLAN DETAILS

Future Generali Health Absolute Plan


Star Senior Citizen Plan

Rating 4.4 4.4
Premium Including GST
Product Type Individual and Family Health Insurance Senior Citizen Health Insurance
Key Features
(Key features of the plan)
  • Up to 1 Cr SI
  • 3 Plan Variants
  • 10% Family Discount
  • No medical examinations
  • High sum insured
  • Daycare procedures
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
- -
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered -
Vaccination
(Cover againts any medical expenses occurred in Vaccinations for certain diseases)
Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered -
Plan Uniqueness
Plan Short Widget Overview - -
Plan Entry Age 18 years - No Limit 60 Years to 75 Years
Plan Premium Entry Age and S/A NA -
Plan Waiting Period 30 Days* 30
Plan Renewability Lifelong NA
Plan Coverage Family floater and Individual policy benefits -
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Plan Conclusion FG Health Absolute plan is an apt choice for those individuals who are searching not only for a heal -
Policy Term 1,2,3 Years 1 / 2 / 3 year
ICU Charges Covered -
No Claim Bonus Covered -
Covid-19 Treatment Covered -
Cataract Covered -
Automatic Restoration Covered -
Ayush Treatment Covered -
IVF Treatment Not Covered -
Modern Treatment Covered -
E Consultation Covered -
Second Medical Opinion Not Covered -
Air Ambulance Not Covered -
Compassionate Travel Not Covered -
Global Coverage Covered -

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Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.