Icici Lombard Health Advantedge Plan
vs
Future Generali Health Absolute Plan

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Icici Lombard Health Advantedge Plan vs Future Generali Health Absolute Plan

Icici Lombard Health Advantedge Plan

ICICI Lombard Health AdvantEdge plan is a comprehensive health insurance plan designed to cater to all your health care needs. A family health insurance that secures your loved ones with a multitude of features including: Restoration Benefit Cumulative Bonus Health Rewards Domestic Air Ambulance Ne...

Future Generali Health Absolute Plan

Future Generali Health Absolute is a comprehensive health insurance plan with 3 plan variants and a wide range of sum insured. The plan offers a wide scope of coverage and facilitates policyholders in managing their everyday lifestyle in an efficient way. FG health absolute not only covers hospitali...

PLAN DETAILS

Icici Lombard Health Advantedge Plan


Future Generali Health Absolute Plan

Rating 4.4 4.4
Premium Including GST
Product Type Individual and Family Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • Global Cover
  • SI Upto 3 Cr
  • Air Ambulance Cover
  • Up to 1 Cr SI
  • 3 Plan Variants
  • 10% Family Discount
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Not Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Covered
Hospital_network
(Number of Hospital Network in city)
- -
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Covered
Vaccination
(Cover againts any medical expenses occurred in Vaccinations for certain diseases)
Covered Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered Not Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered Covered
Plan Uniqueness
Plan Short Widget Overview - -
Plan Entry Age 18 - 65 years 18 years - No Limit
Plan Premium Entry Age and S/A 7,433 NA
Plan Waiting Period 30 30 Days*
Plan Renewability Lifelong Lifelong
Plan Coverage Individual/ Family Floater Family floater and Individual policy benefits
Plan Sample Premium 7,433 -
Plan Brochure Brochure URL Brochure URL
Plan Conclusion - FG Health Absolute plan is an apt choice for those individuals who are searching not only for a heal
Policy Term 1/2/3 Years 1,2,3 Years
ICU Charges Covered Covered
No Claim Bonus Covered Covered
Covid-19 Treatment Covered Covered
Cataract Covered Covered
Automatic Restoration Covered Covered
Ayush Treatment Covered Covered
IVF Treatment Not Covered Not Covered
Modern Treatment Not Covered Covered
E Consultation Covered Covered
Second Medical Opinion Not Covered Not Covered
Air Ambulance Covered Not Covered
Compassionate Travel Not Covered Not Covered
Global Coverage Covered Covered

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Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.