National Parivar Mediclaim Plus Policy
vs
New India Top Up Mediclaim

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National Parivar Mediclaim Plus Policy vs New India Top Up Mediclaim

National Parivar Mediclaim Plus Policy

National Parivar mediclaim plus is a versatile family floater health insurance policy that comes in three different plan options that are A, B, and C. The plan offers different sum insured options under these plan options: Plan Option A - 6 | 7 | 8 | 9 | 10 Lakhs Plan Option B - 15 | 20 | 25 Lakhs ...

New India Top Up Mediclaim

New India Top-Up Mediclaim is a top-up insurance plan that covers hospitalization expenses once your base health insurance is exhausted. The policy is designed to provide additional health insurance coverage in case there are other medical expenses and can be issued on an individual and family float...

PLAN DETAILS

National Parivar Mediclaim Plus Policy


New India Top Up Mediclaim

Rating 4.4 4.4
Premium Including GST
Product Type Individual and Family Health Insurance Top Up and Super Top Up
Key Features
(Key features of the plan)
  • Multiple Plan Options
  • Up to 50 L SI
  • Avail Maternity Cover
  • High SI Available
  • Mental Illness Cover
  • Avail Cataract Cover
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered Not Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Covered
Hospital_network
(Number of Hospital Network in city)
- -
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Not Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Not Covered
Vaccination
(Cover againts any medical expenses occurred in Vaccinations for certain diseases)
Covered Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered Not Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Covered Not Covered
Plan Uniqueness
Plan Short Widget Overview - -
Plan Entry Age 18 months to 65 years 18 to 65 Years
Plan Premium Entry Age and S/A NA 1,800
Plan Waiting Period 30 30 Days
Plan Renewability Lifelong Lifelong
Plan Coverage - -
Plan Sample Premium NA 1,800
Plan Brochure Brochure URL Brochure URL
Plan Conclusion - -
Policy Term 1/2/3 Years 1 Year
ICU Charges Covered Covered
No Claim Bonus Covered Not Covered
Covid-19 Treatment Covered Covered
Cataract Covered Covered
Automatic Restoration Not Covered Not Covered
Ayush Treatment Covered Covered
IVF Treatment Not Covered Not Covered
Modern Treatment Covered Covered
E Consultation Not Covered Not Covered
Second Medical Opinion Covered Not Covered
Air Ambulance Not Covered Not Covered
Compassionate Travel Not Covered Not Covered
Global Coverage Not Covered Not Covered

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Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.