Reassure 2.0 Platinum Plus - Direct vs Young Star Gold Health Insurance Plan
- 100+ top health insurance plans
- Premium starting @Rs. 19/day*
- No medical check-ups required
| PLAN DETAILS |
 Reassure 2.0 Platinum Plus - Direct |
 Young Star Gold |
| Premium Including GST | ||
| Sum Assured | 5, 10, 15, 20, 25, 50 Lacs & 1Cr | 3L, 4L, 5L, 10L, 15L, 20L & 25L |
| Product Type | Individual & Family Floater | Reimbursement Hospitalization and Cashless |
| Key Features (Key features of the plan) |
Unlimited Automatic Restoration,Unlimited E-Consultations Wellness Benefit: Earn up to 30% Discount on Renewal,Guaranteed Carry Forward of the unused Sum Insured Reassure Forever Premium will not increase till the age you don't claim |
Covers PED and Slow Growing diseases just after 1 year Offers Early Bird discount - If this policy is availed before the age of 36 years Covers Delivery expenses upto 30000 just after 3 years Additional Basic Sum Insured for Road Traffic Accident - SI shall be increased by 25% subject to a maximum of INR 10 Lacs Automatic Restoration upto 100% of SI Hospital Cash - INR 1000 for each completed day of hospitalization E-Medical Opinion |
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Optional (Through Acute Care rider) | Not Available |
| EMI Option | yes | no |
| Pre-acceptance Medical Check Up (Whether a pre-acceptance check up is required or not to buy the policy) |
Not Required | Not Applicable |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Any Room (Covered up to Rs 10 L) | Single private A/c room |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered up to Rs 10 L | Not Available |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
60 Days | 60 Days |
| Post-hospitalization (Expenses after discharge from the hospital) |
180 Days | 90 Days |
| Non-allopathic (Expenses incurred on non-allopathic treatment) |
Covered up to Rs 10 L | Not Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered up to Rs 10 L(All Day Care Procedures) | All day care treatment covered |
| Hospital_network (Number of Hospital Network in city) |
||
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered up to Rs 10 L | Not Applicable |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
INR 800 per day,Maximum INR 4,800 , Note: On Shared Accommodation | Rs 1000/hospitalization |
| Pre-existing Coverage (If the insured is having some existing diseases, that would be covered after particular time period) |
Covers after 3 years | After 1 year |
| Cumulative Bonus (The amount by which your sum assured gets increased, if there is no claim.) |
(Guaranteed Booster +) 5X: Unutilised Base Sum Insured carries forward to the next policy year, maximum up to 10 times of Base Sum Insured. | Rs 2L of the Sum Insured upto Rs 10L |
| Restoration Details (Increase of Sum Insured for non-related illness if the original sum insured is exhausted) |
Available for unlimited times upto Rs 10L for unrelated or same illness | Upto Rs 10L on partial and full exhortation |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered upto Rs 10 L | Upto 10L |
| Worldwide Emergency (The emergency medical assistance and cover against medical expenses while the customer is abroad) |
Not Available | NA |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Available | Covered upto Rs. 30,000/Delivery(Waiting period 3 years) |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Available | No |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Annual health checkup (From Day 1 on Cashless basis) | Available every year irrespective of the claim |
| Non-allopathic Details (Expenses incurred on non-allopathic treatment) |
yes | no |
| Vaccination (Cover againts any medical expenses occurred in Vaccinations for certain diseases) |
Yes | No |
| Animal Bite (Cover againts any medical expenses occurred due to any Animal Bite) |
Not Available | Not Applicable |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Applicable | Not Applicable |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
No Co-Pay | No Co-Pay |
Trouble connecting with an insurance company?
Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com
We are happy to help.
See More Health Insurance Articles
See More Health Insurance Articles
Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
