Reliance Personal Accident Policy
vs
Acko Platinum Health Plan

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Reliance Personal Accident Policy vs Acko Platinum Health Plan

Reliance Personal Accident Policy

Reliance Health Personal Accident Policy covers individuals against accidental death and disability along with multiple other benefits like child education benefit and providing family security. Accidents are unfortunate incidents creating financial and emotional stress on the insured individual al...

Acko Platinum Health Plan

Acko Platinum Health Plan offers you coverage for yourself and your family members. The plan offers a sum insured of INR 10 lakhs with many benefits. Some benefits include sum insured restoration of up to 100%, built-in add-ons like room rent waiver, doctor on call, and critical illness coverage. Th...

PLAN DETAILS

Reliance Personal Accident Policy


Acko Platinum Health Plan

Rating 4.4 4.4
Premium Including GST
Product Type Individual Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • Death Cover
  • Upto 20L SI
  • Disability Cover
  • Personal Accident Cover
  • Critical Illness Cover
  • SI up to 10 Lakhs
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
- Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
- Covered
Post-hospitalization
(Expenses after discharge from the hospital)
- Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- Covered
Hospital_network
(Number of Hospital Network in city)
- -
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
- Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- Covered
Vaccination
(Cover againts any medical expenses occurred in Vaccinations for certain diseases)
- Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- Not Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- Not Covered
Plan Uniqueness
Plan Short Widget Overview - -
Plan Entry Age Minimum: 18 Years Dependent Children: 5 to 25 Years 18 years - No max limit
Plan Premium Entry Age and S/A NA NA
Plan Waiting Period NA 30 days
Plan Renewability Annual NA
Plan Coverage Individual cover Individual and family plan
Plan Sample Premium NA NA
Plan Brochure Brochure URL Brochure URL
Plan Conclusion - Acko Platinum health is a versatile health insurance plan with a high sum insured value that can be
Policy Term NA NA
ICU Charges - Not Covered
No Claim Bonus - Not Covered
Covid-19 Treatment - Covered
Cataract - Covered
Automatic Restoration - Covered
Ayush Treatment - Covered
IVF Treatment - Not Covered
Modern Treatment - Not Covered
E Consultation - Not Covered
Second Medical Opinion - Covered
Air Ambulance - Not Covered
Compassionate Travel - Not Covered
Global Coverage - Not Covered

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Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.