Health Insurance In Pune
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Health Insurance In Pune
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Let us dive into Pune, where history meets modernity and healthcare needs smart solutions. Imagine a city that can seamlessly blend the grandeur of the bygone era with the vibrant modern metropolis. Nestles amidst the scenic Deccan Plateau in Maharashtra, Pune boasts a rich tapestry. This dynamic city attracts students from the different states of the world, earning it the nickname "Oxford of the East".  Meanwhile, leading IT companies have made Pune a major innovation hub, propelling its economy forward. 

But as Pune surges forward, the healthcare needs have become paramount. With a growing population and rising healthcare costs, choosing the right health insurance is very important. Read below to get to know more about health insurance in Pune. 

Top Health Insurance Plans in Pune

PlanKey pointsPremium

Niva Bupa Aspire
Gives restoration benefit.
Covers hospital room rent.
M-iracle, means maternity benefits included.
Starting at INR 799/Month


Niva Bupa Reassure 2.0
No-claim bonus up to 3x
Unlimited E-consultation
Gives emergency coverage
Starting at INR 833/ Month


Star Assure
No-copayment
Choose any room you like during hospitalization.
Covers Maternity
Starting at INR 960/ Month


Care Heart
Covers heart patients
Auto recharge if the sum insured is exhausted.
No claim bonus
Starting at INR 1183/Month


ManipalCigna Prime Active
Covers PED Asthma, BP, Cholesterol, and Obesity.
Get unlimited Teleconsultation in a policy year.
Gives HIV/AIDS and STD coverage.
Starting at INR 919/ Month


Aditya Birla Activ Fit Plus
Stay fit and get rewards
Modern treatment covered
Gives Mental Care cover
Starting at INR 596/ month

What are the Benefits of Buying a Health Insurance in Pune?

  • Cost Consideration

    ou can get the best healthcare services without paying anything upfront.
  • Senior Citizens Care

    Health insurance like Aditya Birla Senior Citizen plans, Niva Bupa Senior First Plan, and other policies for senior citizens will give extensive protection against healthcare emergencies.
  • Critical Illness Cover

    Some health insurance plan such as Care Criticare etc. gives add-on benefits for critical illnesses like cancer, heart disease, or kidney failure.
  • Preventive Care

    There are many health insurance plans such as HDFC ERGO Family Insurance and Care Supreme plan, that provide coverage for yearly health check-ups. This way you can be aware of and prevent any upcoming health problems.

What to Check Out When Buying a Health Insurance in Pune?

  • Check the sum insured
  • Understand the type of plan
  • Check the network hospitals
  • Check the claim settlement ratio of the insurer
  • Understand the inclusions and exclusions

Bottom Line

The vibrant tapestry of Pune is undeniable. From its historical landmarks to the blooming IT industry, the city offers a unique blend of tradition and progress. But, as the city is growing, the need for healthcare is also growing. This is where health insurance steps in, offering a safety net against these unforeseen medical expenses. So, take a proactive approach towards your health. Visit PolicyX to research different plans, compare benefits, and seek guidance from the experts. We are here to help.

Best Health Insurance Plans in Pune

Considering the facts, here are some of the best plans to consider in pune:

Individual and Family Health Insurance

ICICI Lombard Health AdvantEdge plan is a comprehensive health insurance plan designed to cater to all your health care needs. A family health insuran...

Unique Features

  • Global Cover
  • SI Upto 3 Cr
  • Air Ambulance Cover

AdvantEdge Plan (Pros)

AdvantEdge Plan
  • Restoration Benefit
  • Cumulative Bonus
  • Health Rewards
  • Domestic Air Ambulance

AdvantEdge Plan (Cons)

AdvantEdge Plan
  • OPD Cover
  • Second medical opinion
  • Modern treatment
  • IVF treatment cover

AdvantEdge Plan (Other Benefits)

AdvantEdge Plan
  • New Born Cover
  • Vaccine Cover
  • Maternity Cover
  • PED Cover
  • Personal Accident Cover

AdvantEdge Plan (Eligibility Criteria)

AdvantEdge Plan
  • Entry Age: 18 - 65 years
  • SI: 5 L to 3 Cr
  • Initial waiting period: 30 days

Senior Citizen Health Insurance

Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. So wh...

Unique Features

  • High-sum insured options
  • Rewards and loyalty benefits
  • Multiple plan variants

Niva Bupa Senior First Plan (Pros)

Niva Bupa Senior First Plan
  • High-sum insured options
  • Rewards and loyalty benefits
  • Multiple plan variants

Niva Bupa Senior First Plan (Cons)

Niva Bupa Senior First Plan
  • ICU charges not covered
  • OPD coverage not available
  • Second medical opinion not available

Niva Bupa Senior First Plan (Other Benefits)

Niva Bupa Senior First Plan
  • No sub-limits are applicable for common health conditions
  • Waive off co-payment on applying deductibles
  • No mandatory pre-issuance medical tests

Niva Bupa Senior First Plan (Eligibility Criteria)

Niva Bupa Senior First Plan
  • Min. Entry Age - 61 Years
  • Max. Entry Age - 75 Years
  • SI - 5 - 25 L
  • Initial Waiting Period - 30 Days

Individual and Family Health Insurance

Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare ...

Unique Features

  • Unlimited E-consultations
  • Automatic Restoration
  • Wellness Benefits

Care Supreme Plan (Pros)

Care Supreme Plan
  • Modern treatments
  • Renewal discounts
  • Unlimited e-consultation

Care Supreme Plan (Cons)

Care Supreme Plan
  • Illegal activities
  • alcohol abuse
  • obesity treatments

Care Supreme Plan (Other Benefits)

Care Supreme Plan
  • Ambulance cover
  • Doctor on chat
  • Maternity care

Care Supreme Plan (Eligibility Criteria)

Care Supreme Plan
  • Min entry age: 18 Years
  • Max entry age: No age limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

A supersaver policy covering every family member. Star Family Health Optima is a strategically priced family health insurance plan. It offers comprehe...

Unique Features

  • Get coverage for the whole family
  • Additional SI for Road Traffic Accident
  • Coverage for Compassionate Travel

Star Family Health Optima (Pros)

Star Family Health Optima
  • No Pre-Policy Check-up
  • Lifelong Renewability
  • High SI available
  • COVID-19 cover
  • OPD covered

Star Family Health Optima (Cons)

Star Family Health Optima
  • PED cover not available
  • Obesity Treatment Unavailable
  • Hazardous Activities
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Star Family Health Optima (Other Benefits)

Star Family Health Optima
  • Long term discounts
  • Premium Payment flexibility
  • Health Check-up Cover
  • Domiciliary Hospitalization
  • Modern Treatment Cover

Star Family Health Optima (Eligibility Criteria)

Star Family Health Optima
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 25 L
  • Waiting Period - 30 Days

Individual and Family Health Insurance

TATA AIG Medicare is a comprehensive health insurance plan that is specifically designed by keeping in mind the increasing cost of medical expenses. T...

Unique Features

  • Vaccination Covered
  • AYUSH Covered
  • Quick Claim Process

Tata AIG Medicare Plan (Pros)

Tata AIG Medicare Plan
  • Global coverage
  • 540+ day care treatments
  • Qualified nurse
  • Room rent
  • Organ donor

Tata AIG Medicare Plan (Cons)

Tata AIG Medicare Plan
  • Injury due to suicide attempt
  • Death due to drugs
  • STDs
  • Injuries due to breach of law

Tata AIG Medicare Plan (Other Benefits)

Tata AIG Medicare Plan
  • AYUSH benefit
  • Health checkup
  • Bariatric surgery cover
  • Vaccination cover

Tata AIG Medicare Plan (Eligibility Criteria)

Tata AIG Medicare Plan
  • Entry age- 18 years
  • Max entry age- 65 years
  • SI- 3 L- 20 L
  • Waiting period- 30 days

Health Insurance Companies

Choose Right Insurance Banner

Health Insurance In Pune: FAQs

1. What are the top considerations when choosing health insurance in Pune?

You need to consider coverage of your plan, the sum insured offered, the number of network hospitals, the claim settlement process, and the cost of premiums.

2. Is there any government health insurance scheme in Pune?

Yes, you can check out the plan by the Government of India, Ayushman Bharat.

3. What are some tips for claiming health insurance in Pune?

You might have to serve waiting before applying for the claim.

4. How to understand claim procedure in health insurance in Pune?

It is suggested to review your policy documents thoroughly to understand the claim procedure.

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More Queries?

To know about the best health insurance plans in Pune, network hospitals available, or have any other insurance-related query, call our advisors at 1800-4200-269!

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Simran saxena

Written By: Simran Saxena

An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Travelling and writing are her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and seamlessly solves the reader’s query.