Network hospitals
10000+
Claim settlement ratio
96.17%
Sum insured
Up to 1.5 Cr
No. of Plans
1
Solvency Ratio
2.1
Pan India Presence
160+
Royal Sundaram Lifeline Elite Plan is the only health insurance that you need now! Why? Let's understand this with an example.
Rahul and Aditya went on an international tour in the USA
They met with an accident when they were travelling by cab from New York City to Manhattan
There was a major issue with Aditya as he didn't plan such a thing
Rahul on the other hand was not that worried about the treatment expenses
Why?
Aditya's basic health insurance policy was bound to provide accidental coverage in India only but Rahul's Royal Sundaram Lifeline Elite plan was there to save him
It covered all the treatment expenses related to accidental emergency hospitalization (with additional international coverage) and he had to pay almost nothing, unlike Aditya
Analysis
So, what does this example convey? It's simple. The Royal Sundaram Lifeline Elite health insurance plan comprehensively covers the worldwide emergency along with its basic medical expenses related to pre and post-hospitalization, domiciliary and in-patient hospitalizations, all daycare procedures, OPD, organ donor expenses, ambulance cover, and so on.
Additionally, it covers 11 specified critical illnesses, an emergency domestic evacuation facility, health and wellness benefits, and much more. Apart from this, you can also buy an extra layer of protection with the Elite Plus cover which makes sure that you're covered anytime, anywhere, even internationally!
Well, what would you like to be? Aditya with an aam zindagi' or 'Rahul with the mentos zindagi'?
To understand Royal Sundaram Lifeline Elite Plan Insurance in detail, take a look at the below table:
18 to 65 Years
Individual and Family Health Insurance
25 L | 30 L | 50 L | 1 Cr | 1.5 Cr
30 Days
Lifelong
1/2/3 Years
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Read more specifications in the brochure.
Royal Sundaram Lifeline Elite Plan The Lifeline Elite plan by Royal Sundaram offers multiple healthcare benefits and other value-added covers that make it stand out. Read below the benefits that you'll get with it:
If there's an emergency abroad that needs quick hospitalization (excluding the USA and Canada with the base cover), the medical expenses of the hospitalization will be covered under the policy. By paying an additional cost to the insurer, you can get the worldwide emergency hospitalization for the USA and Canada as well.
In the condition of an illness specified in the policy documents or the event of an accident, the insurer will cover the expenses related to emergency evacuation from one hospital to the other hospital.
Avail a specified tax benefit against all the premiums you've paid for your RS Lifeline Elite plan, under Section 80D of the Income Tax Act of India.
The insured individuals can avail of the coverage benefits with 11 specified critical illnesses abroad and all the treatment incurred for the same will be paid by your Royal Sundaram Lifeline Elite policy. The treatment can be taken worldwide (the USA and Canada can be covered with additional premiums). The airfare to return to India after treatment will be reimbursed upto INR 3 Lakhs.
Below are the 11 specified critical illnesses covered by this plan;
Note: All of these critical illnesses' claims will be covered after a mandatorily applicable co-payment of 20%.
This is an additional benefit cover that helps you get the maximum out of your Lifeline Elite plan, here are the benefits available under Elite Plus:
Permanent diseases or health conditions that are not included under the Royal Sundaram Lifeline Elite Plan are:
Hospitalization out of war, riot, strike, and nuclear weapons
Intentional self-injury
AIDS
Miscarriage, and Abortion
Congenital disease
Infertility and in vitro fertilization
Certain diseases and treatments are covered under this plan after a certain time period. Read the details below:
Listed ailments after 48 Months
Pre-existing diseases after 24 Months
Royal Sundaram Lifeline Elite plan is specially designed for those who are likely to travel abroad and want extended healthcare services from their insurer. In addition to this, policyholders can also avail of extra benefits over the base cover with the Elite Plus option. The worldwide emergency hospitalization benefit of this policy is an outstanding cover that you might require any time while traveling outside India.
This policy is not limited to these benefits only! To know more about the Royal Sundaram Lifeline Elite plan, reach out to us at 1800 4200 269 to get an expert's guidance on it.
To cater to the different medical needs of an individual & their family, Royal Sundaram Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Royal Sundaram Health Insurance plans explore more:
Individual and Family Health Insurance
Royal Sundaram Lifeline Supreme Health Plan is a one-of-a-kind health insurance plan as it offers holistic coverage with a wide range of benefits such...
Unique Features
Accident Health Insurance
Royal Sundaram Personal Accident Policy safeguards insured individuals against the loss of income, provides the best medical care, and ensures your ch...
Unique Features
Individual and Family Health Insurance
Royal Sundaram Multiplier Health Insurance is a one of its kind plan that covers up to 11 times the sum insured in case of emergency health complicati...
Unique Features
Individual
The Surrogacy (Regulation) Act, 2021 by the government of India has come into effect saying that, if any couple is in search of a surrogate mother, th...
Unique Features
Individual and Family Health Insurance
Give your life a new direction with the Royal Sundaram Family Plus plan if you are planning a family or want to protect your extended family. It's obv...
Unique Features
Top Up and Super Top Up
GET MUCH MORE for less! Royal Sundaram Advanced is a top-up plan that provides you with health coverage beyond the base health policy. It helps you ke...
Unique Features
Individual and Family Health Insurance
Royal Sundaram Lifeline Elite Plan is the only health insurance that you need now! Why? Let's understand this with an example. Rahul and Aditya went o...
Unique Features
Individual and Family Health Insurance
Lifeline Health Insurance by Royal Sundaram is a comprehensive health insurance plan that looks after your day-to-day healthcare needs. Along with in-...
Unique Features
Individuals whose age is between 18 to 65 years are eligible to buy this policy.
The sum insured options with the Royal Sundaram Lifeline Elite plan are 25 L, 30 L, 50 L, 1 Cr, 1.5 Cr.
Yes, you can avail of the PED’s cover after a waiting period of 24 months.
The insured individuals (husband and wife must be covered under the same family floater policy) can avail of the maternity benefits for the medical expenses of upto 2 deliveries.
Yes, animal bite vaccinations and vaccinations related to newborn babies are covered under the policy.
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Lives In: Delhi, NCR Expertise: Health & Term Insurance Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.
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February 5, 2023
Asia/Kolkata
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