SBI Critical Illness Policy
  • Coverage for Cancer
  • Eligibility Criteria
  • Inclusions and Exclusions
SBI Critical Illness Policy
Network hospitals

Network hospitals

6000+

Claim settlement ratio

Claim settlement ratio

98%%

Sum insured

Sum insured

Up to 2 Cr

No. of Plans

No. of Plans

1

Solvency Ratio

Solvency Ratio

1.8

Pan India Presence

Pan India Presence

141+

Customized Health Insurance Plan for you.

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Simran saxena

Health and Term Insurance

Simran has over 3 years of experience in content marketing, insurance, and healthcare sectors. Her motto is to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.

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Updated on Jan 15, 2025

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SBI Critical Illness Policy

SBI Critical Illness Insurance Policy offers you financial protection from 13 important critical illnesses, this policy offers a fixed sum, irrespective of your actual medical expenses. Enables you to stay financially secure and focus on the most important thing health. The policyholder can avail Sum Insured up to 10 Lakh.

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SBI Critical Illness Policy

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SBI Critical Illness Policy Specifications

To understand SBI Critical Illness Policy Insurance in detail, take a look at the below table:

Entry Age

5 years to No maximum age limit

Policy Type

Critical Illness Health Insurance

Sum Insured

3 L | 5 L | 7 L | 10 L

Initial Waiting Period*

90 Days

Renewability

NA

Policy Term

1/2/3 years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

SBI Health Insurance Network Hospital List

SBI Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, SBI Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Sample Premium Illustration of SBI Critical Illness Plan

To understand how much premium an amount one needs to pay, let us go through the below example wherein we have illustrated the sample premiums for different family sizes.

1 Adult

Sum Insured (in Rs.) 3 Lakhs 5 Lakhs 7 Lakhs 10 Lakhs
Premium Payable 357 595 833 1190

SBI Critical Illness Plan Exclusions

Permanent Exclusions

Permanent diseases or health conditions that are not included under the Critical Illness plan are:

Hospitalization out of war, riot, strike, and nuclear weapons

Intentional self-injury

AIDS

Miscarriage, and Abortion

Congenital disease

Infertility and in vitro fertilization

Explore other SBI Health Insurance

To cater to the different medical needs of an individual & their family, SBI Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to SBI Health Insurance plans explore more:

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Unique Features

  • Unlimited Re-insure Benefit
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Individual and Family Health Insurance

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Unique Features

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Group Health Insurance

SBI Group Health Insurance is a comprehensive plan, as it provides wider coverage to its customers as well as their family members. Group health insur...

Unique Features

  • High Sum Insured
  • Easy Policy Renewal
  • 10% copayment

Health Insurance Premium Calculator

SBI Critical Illness Insurance Policy: FAQs

1. What are the critical illnesses covered under the SBI Critical Illness Policy?

You are covered against 13 critical illnesses under SBI critical Illness Policy namely: Cancer of Specified Severity Open Chest CABG Aorta Graft Surgery Open Heart Replacement or Repair of Heart Valves Stroke Resulting in Permanent Symptoms First Heart Attack of Specified Severity Kidney Failure Requiring Regular Dialysis Primary Pulmonary Arterial Hypertension Major Organ/ Bone Marrow Transplant Multiple Sclerosis with Persisting Symptoms Coma of Specified Severity Total Blindness Permanent Paralysis of Limbs

2. What are the minimum and maximum amounts of coverage available for this plan?

Under SBI Critical Illness Policy you will receive a minimum cover of Rs. 3,00,000 and a maximum cover of Rs. 10,00,000

3. Do I need to undergo a medical check-up before purchasing the policy?

Yes, Health Check-up is applicable for all Insureds older than 45 years as well as in case of any pre-existing disease as declared on the proposal form irrespective of age and Sum Insured.

4. What Are The Tenure Plan Options Available Under This Policy?

1 year / 3 years as chosen by the Proposer. A policy with a 3-year term can be renewed or offered till the age of 57 years only. Beyond 57 years of age, all renewals for existing 1-year/3-year policies will be allowed for a 1-year term only.

5. What Is Not Covered In The Policy?

Any Pre- Existing Diseases or related condition(s).

6. What Is The Minimum And Maximum Entry Age To Buy This Policy?

The minimum entry age is 18 years and the maximum entry age is 65 years.

7. What is the claim procedure for SBI Critical Illness Policy?

To make a claim you can use the following information: Call on toll-free numbers: - 1800 22 1111/1800 102 SMS: - 1111 "CLAIM" to 561612 Email: - customer.care@sbigeneral.in

8. Are there any exclusions in the SBI Critical Illness Policy?

Yes, there are some permanent exclusions in the plan such as: Hospitalization out of war, riot, strike, and nuclear weapons Intentional self-injury AIDS Miscarriage, and abortion Congenital disease Infertility, and in vitro fertilization

9. Will the SBI Critical Illness policy pay me for a critical illness?

Critical Illness policy covers an insured individual against the listed critical illnesses given in the policy wordings/ document.

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Simran saxena

Written By: Simran Saxena

Simran has over 3 years of experience in content marketing, insurance, and healthcare sectors. Her motto is to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.