SBI Hospital Daily Cash Insurance Plan

Manage Additional Expenses With Hospital Daily Cash Insurance of SBI!

SBI Hospital Daily Cash insurance policy takes care of the extra expenses related to hospitalization which are generally excluded from your basic health insurance policy. These expenses such as food, transportation, consumables, etc add up very quickly and feel like a burden to pay above your hospitalization costs.

The insured individual can only benefit from the SBI Hospital Daily Cash insurance policy if they keep the policy active (by paying regular premiums). Another catch here is! You don’t need to go through any pre-policy medical check-up to buy the SBI hospital daily cash insurance plan, given that you don’t have any medical history.

This is not yet done! Read on to learn more about the eligibility criteria, specifications and coverage benefits, exclusions, and so on of this policy.

SBI Hospital Daily Cash Insurance Plan Specifications

To understand SBI Hospital Daily Cash Insurance Plan Insurance in detail, take a look at the below table:

Entry Age

18 to 65 Years

Policy Type

Individual

Sum Insured

Up to 4000

Initial Waiting Period*

30 Days

Renewability

Lifelong

Policy Term

30/60 Days

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

Specifications of SBI Hospital Daily Cash Insurance Policy

Multiple plan options:

2 available plan options under this policy in case of accidental injury or sickness that leads to hospitalization. You can choose your plan type from:

30 days coverage
60 days coverage

Additionally, it has 4 options for daily cash benefits

Daily Benefits	A	B	C
Hospitalization benefits due to sickness	INR 500	INR 1000>	INR 1500
ICU hospitalization (maximum 7 days)	INR 1000	INR 2000	INR 3000
Hospitalization due to an accident	INR 1000	INR 2000	INR 3000
Convalescence benefit for hospitalization exceeding 10 consecutive days	Fixed lump sum amount payable up to 3 times benefit or INR 5000 whichever is lesser

Convalescence benefit:

Provides convalescence benefits up to INR 5,000.
No medical check-up:

You don't need to go through any pre-policy medical check-up till 45 years of age if you don't have any medical history.
Daily cash benefit:

Every hospitalization that requires continuous support for a maximum of 24 hours is covered for daily cash benefits up to a range of INR 2,000 to 4,000 per day. However, the highest payable amount would be restricted to INR 500 per day for a maximum of 30 days for a 60-year-old individual.

SBI Health Insurance Network Hospital List

SBI Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, SBI Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Network Hospital

SBI Hospital Daily Cash Insurance Exclusions

Permanent Exclusions

Permanent diseases or health conditions that are not included under the SBI Hospital Daily Cash Insurance Plan are:

Hospitalization out of war, riot, strike, and nuclear weapons

Intentional self-injury

AIDS

Miscarriage, and Abortion

Congenital disease

Infertility and in vitro fertilization

In a Nutshell

Maintaining one's health is crucial yet compulsory in today's scenario. Yet, hospitalization for a minor healthcare can be tricky at times to bear its expenses. SBI Hospital Daily Cash insurance policy saves you from minor medical expenses of medical transportation, consumables, food, hospital stay, etc which adds up to a huge amount at the end of discharge.

You've learnt the hard way to save your money. Perhaps you wouldn't want to lose your money every time you get hospitalized for minor surgeries or an accidental injury. If so, reach out to us to know more about the SBI daily hospital cash benefit insurance, ring us at 1800 4200 269.

Explore other SBI Health Insurance

To cater to the different medical needs of an individual & their family, SBI Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to SBI Health Insurance plans explore more:

Individual

SBI Divyanga Suraksha Policy

Would you believe if we say that the SBI Divyanga Suraksha health insurance plan provides healthcare for people with disability or any pre-existing HI...

Unique Features

Covers in-patient treatment
HIV/AIDS cover
Power against disability

SBI Divyanga Suraksha Policy (Pros)

Pre and post-hospitalization
Medical treatment
Daycare procedures
Cataract cover

SBI Divyanga Suraksha Policy (Cons)

Domiciliary hospitalization
Vaccination
Health check-ups
Global coverage

SBI Divyanga Suraksha Policy (Other Benefits)

Modern treatment cover
In-patient treatment
AYUSH care
PEDs cover

SBI Divyanga Suraksha Policy (Eligibility Criteria)

Entry age: 18 o 65 years
SI: 4 & 5 Lakhs
Initial Waiting Period: 30 days

Individual

SBI Hospital Daily Cash Insurance Plan

Manage Additional Expenses With Hospital Daily Cash Insurance of SBI!  SBI Hospital Daily Cash insurance policy takes care of the extra expenses ...

Unique Features

Daily cash benefit
Convalescence expenses
No medical check-up required

SBI Hospital Daily Cash Insurance Plan (Pros)

Daily cash benefit
Convalescence benefit
Multiple plan options

SBI Hospital Daily Cash Insurance Plan (Cons)

Illegal activities
Alcoholism
Obesity

SBI Hospital Daily Cash Insurance Plan (Other Benefits)

Hospitalization benefits
ICU hospitalization
Affordable premiums

SBI Hospital Daily Cash Insurance Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 2 K

Individual and Family Health Insurance

Arogya Premier Policy

SBI Arogya Premier Policy is a comprehensive health insurance plan that is designed to protect you and your family from uncertain medical expenses. Th...

Unique Features

Plan Specifications
Eligibility
Inclusions and Exclusions

Arogya Premier Policy (Pros)

In-patient hospitalization expenses
Pre and post-hospitalization
AYUSH treatments
Maternity expenses

Arogya Premier Policy (Cons)

Daily hospital cash cover
Newborn baby cover
Global coverage
Compassionate visit unavailable

Arogya Premier Policy (Other Benefits)

Mental illness cover
HIV/AIDS cover
Internal congenital diseases
Genetic disorders

Arogya Premier Policy (Eligibility Criteria)

Entry Age: 3 Months to 65 Year
Sum Insured: 10 to 30 Lakhs
Initial Waiting Period: 30 days

Individual and Family Health Insurance

Arogya Plus Policy

SBI Arogya Plus policy is a fixed premium plan that offers financial protection to you and your family during a medical emergency. The plan provides c...

Unique Features

What is Arogya Plus?
Know the Eligibility Criteria
Premiums Sample Illustration

Arogya Plus Policy (Pros)

OPD cover
In-patient hospitalization
Pre & post hospitalization

Arogya Plus Policy (Cons)

Newborn baby cover
Vaccination
Compassionate travel
Organ donor cover unavailable

Arogya Plus Policy (Other Benefits)

AYUSH treatment
Domiciliary hospitalization
HIV/AIDS cover
Mental illness cover

Arogya Plus Policy (Eligibility Criteria)

Entry Age: 3 Months to 65 Years
Sum Insured: 1/2/3 L
Policy term: 1/2/3 years
Initial waiting period: 30 days

Individual and Family Health Insurance

SBI Arogya Top-Up Policy

SBI Arogya Top-up Policy is a health insurance top-up policy that is designed to provide additional coverage to policyholders when their standard heal...

Unique Features

Enhanced coverage
Eligibility criteria
Key features

SBI Arogya Top-Up Policy (Pros)

In-patient hospitalisation
Pre & post hospitalisation
Ambulance cover

SBI Arogya Top-Up Policy (Cons)

Global coverage
Air ambulance
Compassionate visit
OPD cover unavailable

SBI Arogya Top-Up Policy (Other Benefits)

Organ donor expenses
Domiciliary treatment
Modern treatment

SBI Arogya Top-Up Policy (Eligibility Criteria)

Entry age: 3 months to 65 years
SI: 1 to 50 Lakhs
Policy term: 1/2/3 years
Initial waiting period: 30 days

Individual and Family Health Insurance

SBI Arogya Sanjeevani Policy

SBI Arogya Sanjeevani Policy is a standard health insurance policy that comes with an affordable premium and offers a bucket full of benefits to its p...

Unique Features

Affordable Health Plan
Eligibility Criteria
Inclusions and Exclusions

SBI Arogya Sanjeevani Policy (Pros)

In-patient hospitalization
Pre and post-hospitalization care
ICU expenses
Daycare treatment
Up to 12 advanced treatments

SBI Arogya Sanjeevani Policy (Cons)

Modern treatment unavailable
OPD not covered
Domiciliary hospitalization unavailable

SBI Arogya Sanjeevani Policy (Other Benefits)

Deep Brain Stimulation
Balloon Sinuplasty
Oral Chemotherapy
Intra Vitreal Injections

SBI Arogya Sanjeevani Policy (Eligibility Criteria)

Entry Age: 18 to 65 Years
SI: 50K to 1 Lakhs
Initial waiting period: 30 days

Critical Illness Health Insurance

SBI Critical Illness Policy

SBI Critical Illness Insurance Policy offers you financial protection from 13 important critical illnesses, this policy offers a fixed sum, irrespect...

Unique Features

Coverage for Cancer
Eligibility Criteria
Inclusions and Exclusions

SBI Critical Illness Policy (Pros)

13 critical illnesses
COVID- 19 covered
Air ambulance services

SBI Critical Illness Policy (Cons)

Maternity cover
OPD and daycare unavailable
Global cover unavailable

SBI Critical Illness Policy (Other Benefits)

Emergency medical cover
No Maximum age limit
SI up to 10 L

SBI Critical Illness Policy (Eligibility Criteria)

Entry age: 5 years to No limit
SI: 3 to 10 Lakhs
Initial waiting period: 90 days

Individual

SBI Loan Insurance Policy

SBI Loan Insurance policy offers comprehensive coverage to the policyholder and helps them to repay their loan in case of medical emergencies arising ...

Unique Features

Loan repayment benefits
Plan details
Inclusions and exclusions

SBI Loan Insurance Policy (Pros)

Pays out max 3 EMIs
Pays outstanding loan
PTD benefits

SBI Loan Insurance Policy (Cons)

Drug abuse or alcoholism
HIV/AIDS
Self-inflicted injury

SBI Loan Insurance Policy (Other Benefits)

Accidental cover
Critical illnesses cover
Loss of job cover

SBI Loan Insurance Policy (Eligibility Criteria)

Entry Age: 18 to 65 years
SI: 1 Crore
Initial waiting period: 90 days

Individual and Family Health Insurance

SBI Arogya Supreme Policy

SBI Arogya Supreme health plan is a diverse health insurance plan that provides a solution for all your healthcare needs. It covers 20 basic covers an...

Unique Features

Complete protection
Choose SI
Choose policy tenure

SBI Arogya Supreme Policy (Pros)

Domestic Air Ambulance Cover
Compassionate Benefit
Recovery Benefit

SBI Arogya Supreme Policy (Cons)

Automatic restoration
Maternity cover unavailable
Newborn baby cover
2nd medical opinion not covered

SBI Arogya Supreme Policy (Other Benefits)

E-Opinion Cover
Preventive Health Check-up
Renewal Benefit

SBI Arogya Supreme Policy (Eligibility Criteria)

Entry age: 18 to 65 years
Sum Insured 3 L | 5 L | 7.5 L | 10 L | 15 L | 30 L | 40 L | 50 L | 1 Cr
Policy Term 1/2/3 Years
Initial Waiting Period 30 Days

Group Health Insurance

SBI Group Health Insurance

SBI Group Health Insurance is a comprehensive plan, as it provides wider coverage to its customers as well as their family members. Group health insur...

Unique Features

High Sum Insured
Easy Policy Renewal
10% copayment

SBI Group Health Insurance (Pros)

In-patient hospitalization
Daycare treatments
Co-payment clause

SBI Group Health Insurance (Cons)

Room rent unavailable
OPD not covered
Organ donor expenses
Modern treatment unavailable

SBI Group Health Insurance (Other Benefits)

Ambulance expenses
Pre & post-hospitalisation
Policy renewal benefits

SBI Group Health Insurance (Eligibility Criteria)

Entry age: 18 to 65 years
Sum insured: 1 to 5 Lakhs
Initial waiting period: 30 days

Individual and Family Health Insurance

SBI Health Edge Policy

SBI Health Edge is a newly introduced health insurance plan from SBI Health Insurance which is customizable and is available to insurance holders base...

Unique Features

Avail Global Treatment
Multiple Discounts
18 Optional Covers

SBI Health Edge Policy (Pros)

In-patient hospitalization
Pre and Post-hospitalization
Daycare treatments
Emergency ambulance cover

SBI Health Edge Policy (Cons)

Organ donor
Compassionate visit
Domiciliary hospitalization

SBI Health Edge Policy (Other Benefits)

Bariatric Surgery Cover
Modern Treatments
AYUSH Treatments
Health Check-ups

SBI Health Edge Policy (Eligibility Criteria)

Entry Age: 18 to 65 Years
SI: 3 to 25 Lakhs
Initial waiting period: 30 days

Individual and Family Health Insurance

Super Health Policy

SBI Super Health Plan is SBI Health Insurance's new comprehensive health insurance plan. The plan is an umbrella health plan that provides all-inclusi...

Unique Features

Unlimited Re-insure Benefit
Wellness Benefits
Annual Health Check-ups

Super Health Policy (Pros)

Tax benefit
Reinsure benefit
Health multiplier
Optional covers

Super Health Policy (Cons)

Cosmetic treatment
Injury due to illegal activities
Unlawful activities
Adventure sports injuries

Super Health Policy (Other Benefits)

OPD expenses
International treatment
SI up to 2 Crores
Flexible premium payments

Super Health Policy (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 2 Cr

SBI Hospital Daily Cash Insurance Policy: FAQs

1. What are the plan options under SBI Hospital Daily Cash insurance?

The two plan options are as; 30 days coverage and 60 days coverage with a daily cash allowance ranging between INR 500 to 2000.

2. Why do I need the SBI Hospital Daily Cash insurance policy?

This policy will cover your hospitalization expenses resulting from an accidental injury or sickness.

3. Who can buy this policy?

Anyone who is between 18 to 65 years of age can buy this daily cash benefit plan.

4. Is there any tax benefit under the SBI Hospital Daily Cash insurance policy?

Yes, you can avail of the tax benefit under Section 80D of the Income Tax Act.

5. Does this policy offer coverage anytime?

As long as you are paying your policy premiums, the hospital’s daily cash benefit will be delivered to you.

SBI Hospital Daily Cash Insurance Plan

SBI Hospital Daily Cash Insurance Plan Specifications

Entry Age

Policy Type

Sum Insured

Initial Waiting Period*

Renewability

Policy Term

Specifications of SBI Hospital Daily Cash Insurance Policy

Multiple plan options:

Convalescence benefit:

No medical check-up:

Daily cash benefit:

SBI Health Insurance Network Hospital List

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

SBI Hospital Daily Cash Insurance Exclusions

Permanent Exclusions

In a Nutshell

Explore other SBI Health Insurance

SBI Divyanga Suraksha Policy (Pros)

SBI Divyanga Suraksha Policy (Cons)

SBI Divyanga Suraksha Policy (Other Benefits)

SBI Divyanga Suraksha Policy (Eligibility Criteria)

SBI Hospital Daily Cash Insurance Plan (Pros)

SBI Hospital Daily Cash Insurance Plan (Cons)

SBI Hospital Daily Cash Insurance Plan (Other Benefits)

SBI Hospital Daily Cash Insurance Plan (Eligibility Criteria)

Arogya Premier Policy (Pros)

Arogya Premier Policy (Cons)

Arogya Premier Policy (Other Benefits)

Arogya Premier Policy (Eligibility Criteria)

Arogya Plus Policy (Pros)

Arogya Plus Policy (Cons)

Arogya Plus Policy (Other Benefits)

Arogya Plus Policy (Eligibility Criteria)

SBI Arogya Top-Up Policy (Pros)

SBI Arogya Top-Up Policy (Cons)

SBI Arogya Top-Up Policy (Other Benefits)

SBI Arogya Top-Up Policy (Eligibility Criteria)

SBI Arogya Sanjeevani Policy (Pros)

SBI Arogya Sanjeevani Policy (Cons)

SBI Arogya Sanjeevani Policy (Other Benefits)

SBI Arogya Sanjeevani Policy (Eligibility Criteria)

SBI Critical Illness Policy (Pros)

SBI Critical Illness Policy (Cons)

SBI Critical Illness Policy (Other Benefits)

SBI Critical Illness Policy (Eligibility Criteria)

SBI Loan Insurance Policy (Pros)

SBI Loan Insurance Policy (Cons)

SBI Loan Insurance Policy (Other Benefits)

SBI Loan Insurance Policy (Eligibility Criteria)

SBI Arogya Supreme Policy (Pros)

SBI Arogya Supreme Policy (Cons)

SBI Arogya Supreme Policy (Other Benefits)

SBI Arogya Supreme Policy (Eligibility Criteria)

SBI Group Health Insurance (Pros)

SBI Group Health Insurance (Cons)

SBI Group Health Insurance (Other Benefits)

SBI Group Health Insurance (Eligibility Criteria)

SBI Health Edge Policy (Pros)

SBI Health Edge Policy (Cons)

SBI Health Edge Policy (Other Benefits)

SBI Health Edge Policy (Eligibility Criteria)

Super Health Policy (Pros)

Super Health Policy (Cons)

Super Health Policy (Other Benefits)

Super Health Policy (Eligibility Criteria)

SBI Hospital Daily Cash Insurance Policy: FAQs

1. What are the plan options under SBI Hospital Daily Cash insurance?

2. Why do I need the SBI Hospital Daily Cash insurance policy?

3. Who can buy this policy?